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1065 Lomita Blvd #331
B- Composite 68.08
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.8/10.0
  • ARV discount +6.7/15.0
  • Schools +3.6/10.0
  • Rent growth +3.3/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$247,500

1065 Lomita Blvd #331 · West Carson, CA 90710
3 bd · 2.0 ba · 1,488 sqft · Manufactured public records · 20 Days on market
Built 1973 $166/sqft · at area comps Est $243k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

EASY TO SHOW VACANT L/B ON SIDE DOOR. NEW CARPET TO BE PUT IN. ENCLOSED BONUS ROOM. OPEN KITCHEN WITH ISLAND. "ON THE CIRCLE" OWC 1ST. NEW CARPET MINIMUM COMMISSION $1000 OR 5% TO S. O. WHICHEVER IS GREATER. USE COE ESCROW

Key facts

  • Yard area
  • Versatile floor plan
  • Center island

Tags

VERSATILE FLOOR PLANCENTER ISLANDENCLOSED PATIOYARD AREALARGE COVERED CARPORTOVERSIZED STORAGE SHED

Property features AI

Finance

  • Other: Lot categorized as 0-1 unit/acre; Directions: East of Normandie, entrance on Lomita Blvd
  • Financial info: Monthly land lease: $1,515
  • HOA & community: Senior community; Park name: San Rafael; Manager approval required; Land lease (park) monthly

Exterior

  • Parking: Assigned carport parking; Carport attached; 2 parking spaces (2 carport spaces)
  • Utilities: Public sewer; District/public water
  • Home design: Double-wide mobile home; Single-story
  • Construction: Year built per assessor; Mobile/manufactured construction
  • Exterior features: Open patio; Community pool; One shed on property; Faces north; Located in an urban community; Mobile home remains on site (Model: Flamingo, 12' x 120')

Interior

  • Bathrooms: 2 full bathrooms
  • Interior features: Front entry; One-level living; Community spa
  • Laundry & utility: Inside laundry; Washer included; Washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $248k.

Deal economics

  • At list price, monthly cash flow is $988 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $248k).
  • Recommended offer: $244k (1.5% below list) — sets the bar for market timing.
  • Cap rate 11.1% vs local median 2.8% in West Carson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#408 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+; Watch: crime D+, amenities F, cost of living F.
  • Los Angeles Unified (urban): math 29% / reading 54% proficiency, ranked #223 of 517 in CA (top 43%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.1%/yr); 63 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
  • At $3,416/mo this rent would consume 50% of the median local household income ($82k/yr) (locally 979% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.1% rent growth), your $69k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 20 days — a 2% lower offer ($244k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 31y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $19k; list at $248k implies a 1220% gain — meaningful room to come down on a strong offer.
Recommended offer $243,787 (1.5% below list)

Questions for the listing agent

  1. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.38%
Cap rate
11.08%
Cash-on-cash
17.11%
DSCR
1.76
GRM
6.0

CMA / ARV

ARV (median comp)
$243,309
List price
$247,500
Delta
1.72%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1065 Lomita Blvd #199 0.00mi 2/2.0 (-1) 1,550 (+4%) 1mo $222,500 $144 87
1065 Lomita Blvd #7 0.00mi 2/2.0 (-1) 1,440 (-3%) 5mo $295,000 $205 86
1065 Lomita Blvd #180 0.14mi 3/2.0 1,554 (+4%) 2mo $375,000 $241 85
1065 Lomita Blvd #172 0.00mi 2/2.0 (-1) 1,440 (-3%) 7mo $241,000 $167 84
1065 W Lomita Blvd #153 0.14mi 2/2.0 (-1) 1,440 (-3%) 1mo $266,000 $185 83
1065 Lomita Blvd #248 0.15mi 2/2.0 (-1) 1,536 (+3%) 3mo $250,000 $163 80
1065 Lomita Blvd #147 0.00mi 2/2.0 (-1) 1,344 (-10%) 0mo $160,000 $119 78
1065 Lomita Blvd #449 0.21mi 2/2.0 (-1) 1,440 (-3%) 2mo $337,000 $234 78
1065 Lomita Blvd #391 0.21mi 2/2.0 (-1) 1,440 (-3%) 4mo $305,000 $212 77
1065 Lomita Blvd #455 0.00mi 3/2.0 1,680 (+13%) 8mo $255,000 $152 72
1065 Lomita Blvd #115 0.00mi 3/2.0 1,700 (+14%) 9mo $315,000 $185 69
760 Lomita Blvd #116 0.57mi 3/2.0 1,620 (+9%) 8mo $295,000 $182 51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.13% rent growth · sell at horizon

5-year hold
IRR
8.6%
Equity multiple
1.34×
Total profit
$23,323
Equity at exit
$36,903
10-year hold
IRR
17.9%
Equity multiple
2.49×
Total profit
$103,392
Equity at exit
$21,399

Cash invested: $69,300 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 90710

Rents YoY
3.1%
Active inventory
63
Price-to-rent
6.0×

Monthly cashflow live

Estimated rent
$3,416 high interval (Pro) →
Mortgage (P&I)
$1,298
Tax est. 1.5%
$309 /mo · $3,712/yr
Insurance
$103
HOA
$0
Vacancy / Maint / Mgmt
$717
Net cashflow
$988

Break-even live

Break-even rent $2,165
Max offer price $247,500
Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$61,875
Closing costs
$7,425
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 32 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1115 252nd St Unit 6 Harbor City, CA 2.0 1.0 1250 $1,999 $1.60 44d 1 0.39mi
1309 Hunt Ter Harbor City, CA 4.0 2.5 1685 $4,500 $2.67 44d 1 0.40mi
1008 Harbor Heights Dr Unit B Harbor City, CA 3.0 2.5 1434 $3,295 $2.30 15d 1 0.55mi
1435 Lomita Blvd #105 Harbor City, CA 3.0 2.0 1260 $3,250 $2.58 44d 1 0.58mi
24223 Ambassador Pl Harbor City, CA 3.0 2.0 1208 $3,800 $3.15 5d 1 0.67mi
256 W Lomita Blvd Wilmington, CA 3.0 1.0 1000 $1,800 $1.80 21d 1 0.82mi
25595 Pine Creek Ln Wilmington, CA 2.0 1.5 1170 $3,300 $2.82 12d 1 0.83mi
1500 W Pacific Coast Hwy Wilmington, CA 2.0 2.0 971 $3,256 $3.35 2d 2 0.91mi
1732 251st St Lomita, CA 3.0 1.0 1200 $4,000 $3.33 44d 1 0.96mi
817 W 232nd St Unit G Torrance, CA 2.0 1.5 900 $3,250 $3.61 18d 1 1.02mi
25122 Ebony Ln Lomita, CA 2.0 2.0 1716 $2,955 $1.72 21d 1 1.03mi
23502 Nicolle Ave Carson, CA 4.0 2.0 1700 $7,000 $4.12 1d 1 1.03mi
1311 Sepulveda Blvd Torrance, CA 2.0 2.0 1050 $3,650 $3.48 21d 1 1.10mi
1444 260th St #22 Harbor City, CA 2.0 2.0 935 $2,950 $3.16 8d 1 1.15mi
1530 260th St Apt 6 Harbor City, CA 3.0 2.0 1150 $3,295 $2.87 21d 1 1.17mi
1918 252nd St Lomita, CA 3.0 2.0 1488 $3,900 $2.62 44d 1 1.20mi
22919 Mariposa Ave Torrance, CA 2.0–3.0 2.5–4.0 1480 $4,000 $2.70 44d 2 1.20mi
26127 Frampton Ave Unit F Harbor City, CA 3.0 2.5 1161 $3,200 $2.76 44d 1 1.20mi
1676 259th St Harbor City, CA 2.0 1.0 1250 $2,795 $2.24 16d 1 1.20mi
24638 Eshelman Ave Unit 1/4 Lomita, CA 2.0 1.0 950 $2,950 $3.11 44d 1 1.21mi
25018 Eshelman Ave Unit 9 Lomita, CA 2.0 2.5 1400 $3,295 $2.35 25d 1 1.21mi
25018 Eshelman Ave Lomita, CA 2.0 2.5 1400 $3,295 $2.35 44d 1 1.22mi
24636 Eshelman Ave Lomita, CA 2.0 1.0 950 $2,950 $3.11 5d 1 1.22mi
22919 Mariposa Ave #202 Torrance, CA 3.0 4.0 1780 $4,000 $2.25 25d 1 1.23mi
1316 1/2 W Anaheim St Harbor City, CA 2.0 1.0 900 $2,100 $2.33 25d 1 1.27mi
22716 Meyler St Torrance, CA 3.0 3.0 1650 $4,700 $2.85 22d 1 1.32mi
1724 260th St Lomita, CA 2.0 2.0 1000 $3,350 $3.35 8d 1 1.34mi
25822 Walnut St Lomita, CA 2.0 1.0 900 $2,350 $2.61 44d 1 1.37mi
24139 Ravenna Ave Carson, CA 4.0 2.0 1356 $4,500 $3.32 19d 1 1.40mi
25021 Oak St Lomita, CA 3.0 2.0 1281 $3,995 $3.12 8d 1 1.43mi
25326 Oak St Unit 1 Lomita, CA 3.0 2.0 1300 $3,650 $2.81 44d 1 1.46mi
1567 W 228th St Torrance, CA 2.0 2.0 990 $3,200 $3.23 44d 1 1.47mi

Listing history 19 events

  1. 2026-06-18
    days on market $247,500 Active 20 DOM
  2. 2026-06-17
    days on market $247,500 Active 19 DOM
  3. 2026-06-16
    days on market $247,500 Active 18 DOM
  4. 2026-06-15
    days on market $247,500 Active 17 DOM
  5. 2026-06-13
    days on market $247,500 Active 15 DOM
  6. 2026-06-09
    days on market $247,500 Active 11 DOM
  7. 2026-06-08
    days on market $247,500 Active 10 DOM
  8. 2026-06-07
    days on market $247,500 Active 9 DOM
  9. 2026-06-04
    days on market $247,500 Active 6 DOM
  10. 2026-06-03
    days on market $247,500 Active 5 DOM
  11. 2026-06-02
    days on market $247,500 Active 4 DOM
  12. 2026-06-01
    days on market $247,500 Active 3 DOM
  13. 2026-05-31
    days on market $247,500 Active 2 DOM
  14. 2025-12-04
    status Active
  15. 2025-12-03
    historical
  16. 2025-12-02
    status Active
  17. 2025-04-30
    listed $248,500 Active
  18. 1995-08-30
    soldstatus $18,750 232-char remark
    Show marketing remark (232 chars)

    EASY TO SHOW VACANT L/B ON SIDE DOOR. NEW CARPET TO BE PUT IN. ENCLOSED BONUS ROOM. OPEN KITCHEN WITH ISLAND. "ON THE CIRCLE" OWC 1ST. NEW CARPET MINIMUM COMMISSION $1000 OR 5% TO S. O. WHICHEVER IS GREATER. USE COE ESCROW

  19. 1995-03-20
    listed $23,850 232-char remark
    Show marketing remark (232 chars)

    EASY TO SHOW VACANT L/B ON SIDE DOOR. NEW CARPET TO BE PUT IN. ENCLOSED BONUS ROOM. OPEN KITCHEN WITH ISLAND. "ON THE CIRCLE" OWC 1ST. NEW CARPET MINIMUM COMMISSION $1000 OR 5% TO S. O. WHICHEVER IS GREATER. USE COE ESCROW

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥87°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$40,989
− Mortgage interest
−$13,864
− Property taxes
−$3,712
− Insurance
−$1,238
− Repairs & maintenance
−$3,279
− Management
−$3,279
− Depreciation
−$7,200
Taxable income
$8,417
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,020
After-tax cash flow
$9,837/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Los Angeles Unified
NCES district ID
0622710
Math proficiency
29% ▼ -4.00%
Reading proficiency
54% ▲ 10.00%
Median HH income
$50,403
Composite
35.67/100
National rank
#4875
State rank
#223 of 517 in CA

Livability — West Carson

Score
64/100
State rank
#408
US rank
#13927

Category grades

Amenities F Commute A+ Cost of living F Crime D+ Employment A+ Housing B- Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
West Carson, CA
County
Los Angeles County · 9,444,647 people
City population
18,467
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
26,761
Household income
$82,478
Rent vs Own
43.8% rent · 56.2% own
Severe rent burden
979.0

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
Hispanic / Latino 48% Two or more races 21% Asian 20% White 16% Black 11%
Hispanic origin (detail)
Mexican 35%
Common ancestry
Ukrainian 1% Lithuanian 1% Slovak 1%
Foreign-born
35% · Canada, South Korea, China
Languages at home
42% English-only · Spanish 38% Korean 6% Tagalog/Filipino 4%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -636.52%
Current HPI
363.6265
Rent YoY
▲ 3.13%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+937.7% since first listed
7 events — show timeline
  • 2026-05-29 Listed $247,500 CRMLS
  • 2025-12-04 Relisted CRMLS
  • 2025-12-03 Listing Removed CRMLS
  • 2025-12-02 Relisted CRMLS
  • 2025-04-30 Listed $248,500 CRMLS
  • 1995-08-30 Sold (MLS) $18,750 CRMLS
  • 1995-03-20 Listed $23,850 CRMLS

Property tax history

+7.5%/yr

Latest (2025): $385 · +7.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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