4441 Beechwood St · Brandon, MI
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $784 – $1,456
Heat risk 2/10 · Minimal
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Schools +3.8/10.0
- Rent growth +2.7/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$24,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
* * * MOTIVATED SELLERS * * * * * * HOUSE SHOWING FRIDAY 1st-Sunday 3rd * * * Come see this beautiful single wide manufactured home! 3 bedroom 2 bathroom with a open floor plan between the kitchen, living room and dining room. Attached you’ll see a porch with plenty of room to sit and enjoy the summer weather! Located inside of Sashabaw Meadows within the Brandon Township school District. Minutes away from enjoying downtown Clarkston! Must get approved by the park office before purchase. This home can not be moved out of the park per the parks rules.
Key facts
- Kitchen appliances
- Clubhouse
- Washer and dryer
Tags
Property features AI
Finance
- Other: Lot dimensions approximately 20 x 100; Located in a mobile home park (Lot 598 Sashbaw Meadows Mobile Home Park); Cross streets: Sashbaw & Seymour Lake
- HOA & community: Homeowners association with monthly fee; Association fee: $819 per month; Community amenities include pool, clubhouse, and fitness center
Exterior
- Parking: No garage; Parking pad
- Utilities: Public sewer
- Home design: Single-family residence; One story; Ground-level entry with steps
- Construction: Aluminum siding; Metal roof; Slab foundation; Built as a single-level home
- Exterior features: Porch; Community pool; Shed(s); Paved road access
Interior
- Kitchen: Dishwasher; Portable dishwasher; Free-standing refrigerator; Free-standing gas oven; Free-standing gas range; Range hood
- Bathrooms: 2 full bathrooms
- Heating & cooling: Forced air heating (natural gas); Window air conditioning units
- Interior features: 6 total rooms; Dishwasher; Portable dishwasher; Free-standing refrigerator; Free-standing gas oven; Free-standing gas range; Range hood
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $25k.
Deal economics
- At list price, monthly cash flow is $273 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $25k).
- Recommended offer: $24k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Brandon School District In The Counties Of Oakland And Lapee (town): math 35% / reading 48% proficiency, ranked #152 of 540 in MI (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 144 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,614 units permitted in Oakland County in 2024 (721 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $172 of loan paydown is wiped out by about $747 of value loss. Plan a longer hold.
- Oakland County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 0.7% rent growth), your $7k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 35 days — a 3% lower offer ($24k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: HOA is 51% of rent.
Questions for the listing agent
- It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 6.43% ✓
- Cap rate
- 19.44%
- Cash-on-cash
- 46.96%
- DSCR
- 3.09
- GRM
- 1.3
CMA / ARV
- ARV (on-the-fly)
- $12,000
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3628 Birch St | 0.51mi | 2/2.0 (-1) | 1,056 (+6%) | 4mo | $13,000 | $12 | 59 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.71% rent growth · sell at horizon
- IRR
- 37.6%
- Equity multiple
- 2.47×
- Total profit
- $10,265
- Equity at exit
- $3,713
- IRR
- 40.9%
- Equity multiple
- 3.77×
- Total profit
- $19,330
- Equity at exit
- $2,153
Cash invested: $6,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Michigan
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 48346
- Rents YoY
- 0.7%
- Active inventory
- 144
- Price-to-rent
- 1.3×
Monthly cashflow live
- Estimated rent
- $1,600 medium interval (Pro) →
- Mortgage (P&I)
- −$131
- Tax est. 1.5%
- −$31 /mo · $374/yr
- Insurance
- −$10
- HOA
- −$819
- Vacancy / Maint / Mgmt
- −$336
- Net cashflow
- $273
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $6,225
- Closing costs
- $747
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3618 Juniper St Unit 795 Village of Clarkston, MI | 3.0 | 2.0 | 1056 | $1,399 | $1.32 | 2d | 1 | 0.51mi |
| 3628 Birch St Unit 837 Village of Clarkston, MI | 2.0 | 2.0 | 1056 | $1,379 | $1.31 | 2d | 1 | 0.52mi |
| 3684 Willow Ct Unit 747 Village of Clarkston, MI | 3.0 | 2.0 | 1216 | $1,329 | $1.09 | 2d | 1 | 0.59mi |
HOA detail
- Monthly dues
- $819 · $9,828/yr
Listing history 16 events
-
2026-06-18days on market $24,900 Active 35 DOM
-
2026-06-17days on market $24,900 Active 34 DOM
-
2026-06-16days on market $24,900 Active 33 DOM
-
2026-06-15days on market $24,900 Active 32 DOM
-
2026-06-13days on market $24,900 Active 30 DOM
-
2026-06-09days on market $24,900 Active 26 DOM
-
2026-06-08days on market $24,900 Active 25 DOM
-
2026-06-07days on market $24,900 Active 24 DOM
-
2026-06-04days on market $24,900 Active 21 DOM
-
2026-06-03days on market $24,900 Active 20 DOM
-
2026-06-02days on market $24,900 Active 19 DOM
-
2026-06-01days on market $24,900 Active 18 DOM
-
2026-05-31days on market $24,900 Active 17 DOM
-
2026-05-13price $29,900 590-char remark
Show marketing remark (590 chars)
* * * MOTIVATED SELLERS * * * * * * HOUSE SHOWING FRIDAY 1st-Sunday 3rd * * * Come see this beautiful single wide manufactured home! 3 bedroom 2 bathroom with a open floor plan between the kitchen, living room and dining room. Attached you’ll see a porch with plenty of room to sit and enjoy the summer weather! Located inside of Sashabaw Meadows within the Brandon Township school District. Minutes away from enjoying downtown Clarkston! Must get approved by the park office before purchase. This home can not be moved out of the park per the parks rules.
-
2026-05-13$24,900 Active
Show marketing remark (590 chars)
* * * MOTIVATED SELLERS * * * * * * HOUSE SHOWING FRIDAY 1st-Sunday 3rd * * * Come see this beautiful single wide manufactured home! 3 bedroom 2 bathroom with a open floor plan between the kitchen, living room and dining room. Attached you’ll see a porch with plenty of room to sit and enjoy the summer weather! Located inside of Sashabaw Meadows within the Brandon Township school District. Minutes away from enjoying downtown Clarkston! Must get approved by the park office before purchase. This home can not be moved out of the park per the parks rules.
-
2026-05-12$29,999 Active 590-char remark
Show marketing remark (590 chars)
* * * MOTIVATED SELLERS * * * * * * HOUSE SHOWING FRIDAY 1st-Sunday 3rd * * * Come see this beautiful single wide manufactured home! 3 bedroom 2 bathroom with a open floor plan between the kitchen, living room and dining room. Attached you’ll see a porch with plenty of room to sit and enjoy the summer weather! Located inside of Sashabaw Meadows within the Brandon Township school District. Minutes away from enjoying downtown Clarkston! Must get approved by the park office before purchase. This home can not be moved out of the park per the parks rules.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 2/10 Low 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,198
- − Mortgage interest
- −$1,395
- − Property taxes
- −$374
- − Insurance
- −$124
- − Repairs & maintenance
- −$1,536
- − Management
- −$1,536
- − HOA
- −$9,828
- − Depreciation
- −$724
- Taxable income
- $3,682
- Est. tax owed @ 24.0%
- −$884
- After-tax cash flow
- $2,390/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Brandon School District In The Counties Of Oakland And Lapee
- NCES district ID
- 2606570
- Math proficiency
- 35% ▼ -8.00%
- Reading proficiency
- 48% ▼ -1.00%
- Median HH income
- $73,593
- Composite
- 37.94/100
- National rank
- #4306
- State rank
- #152 of 540 in MI
Livability — Brandon
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Oakland County · 1,009,092 people
- Metro
- Detroit-Warren-Dearborn, MI
- Population (ZIP)
- 23,167
- Household income
- $101,477
- Rent vs Own
- Severe rent burden
- 397.0
Population outlook (Oakland County) Hauer SSP2
- Today (2025)
- 1,335,747 people
- By 2030
- 1,375,100 · +2.9%
- By 2040
- 1,435,385 · +7.5%
- By 2050
- 1,469,250 · +10.0%
- By 2075
- 1,531,946 · +14.7%
- By 2100
- 1,450,485 · +8.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (83%)
- Race & ethnicity
- White 83% Two or more races 8% Black 6% Hispanic / Latino 5% Asian 1%
- Common ancestry
- Romanian 11% Lithuanian 4% Slovak 3%
- Foreign-born
- 5% · Canada, China
- Languages at home
- 95% English-only · Spanish 2% German/W. Germanic 1%
Political lean MEDSL · Oakland
- 2024 margin
- D (+10.6) · D 54.4% · R 43.8% · Other 1.9%
- 2008→2024 swing
- -3.9pp toward R · 2008: 14.5pp · 2024: 10.6pp
- All cycles
- 2024: D+10.6 2020: D+14.1 2016: D+8.1 2012: D+8.1 2008: D+14.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -293.12%
- Current HPI
- 184.0221
- Rent YoY
- ▲ 0.71%
- Metro
- Detroit-Warren-Dearborn, MI
- State GDP YoY
- ▲ 1.37%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in MI)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Automotive Parts | 3 | $48B |
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| Automotive | 2 | $372B |
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| Chemicals | 1 | $45B |
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| Automotive Retail | 1 | $29B |
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| Healthcare / Medical Devices | 1 | $23B |
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| Automotive Technology | 1 | $20B |
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Price history
-0.3% since first listed3 events — show timeline
- 2026-05-13 Price Changed $29,900 FSBO.com
- 2026-05-13 Listed $24,900 REALCOMP
- 2026-05-12 Listed $29,999 FSBO.com
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…