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3609 Christina Ave
D Composite 40.39
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.1/30.0
  • ARV discount +8.3/15.0
  • DSCR +3.9/10.0
  • Livability +3.7/5.0
  • 1% rule +3.2/10.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$233,000

3609 Christina Ave · Baton Rouge, LA 70820
3 bd · 2.0 ba · 1,413 sqft · SingleFamily public records · 1 Days on market
Built 1996 Est $237k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This beautiful garden home has three bedrooms including a master suite with double walk-in closets and a separate shower and bath tub. The three bedrooms have plush cream colored carpeting. Matching tile floors accents the den, kitchen, bathrooms, dining area, hallway, and storage closets. The refrigerator, washer and dryer were replaced two years ago and inclusion in the sale is contingent upon negotiation. This house does not have a home owners association. The property tax is 1% of the home's value. 2 car carport

Key facts

  • Optimal location
  • Open floor plan
  • Back yard

Tags

OPTIMAL LOCATIONINVESTMENT PROPERTYOPEN FLOOR PLANNO CARPETBACK YARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $233k.

Deal economics

  • At list price, monthly cash flow is $-8 ($-101/yr) — negative.
  • To cash-flow at today's rent, offer at most $232k (0.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $191k (17.9% below list).
  • Recommended offer: $191k (17.9% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 4.3% in Baton Rouge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#24 in LA, #4,535 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: amenities D, crime F, employment D-.
  • East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Highland Elementary School (math 22% / reading 32%, grade F, #359 of 646 statewide, top 57%, 322 students, 62% FRL); Glasgow Middle School (math 29% / reading 40%, grade F, #93 of 218 statewide, top 43%, 550 students, 60% FRL); Liberty High School (math 50% / reading 74%, grade B-, #15 of 265 statewide, top 6%, 1,208 students, 60% FRL) — zoned schools average 60% FRL vs 77% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
  • Zoned-school proficiency averages 41% at this address vs 28% district-wide (+13 pts) — the actual schools serving this property are materially stronger than the East Baton Rouge Parish average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising (+2.8%/yr); 320 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
  • At $1,913/mo this rent would consume 48% of the median local household income ($47k/yr) (locally 1879% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 6 sale attempts since 26y ago; this cycle's ask is 40% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
  • Current owner paid $180k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $191,273 (17.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.25%
Cash-on-cash
-0.15%
DSCR
0.99
GRM
10.2

CMA / ARV

ARV (on-the-fly)
$237,384
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5543 Arialo Dr 0.18mi 3/2.0 1,418 (+0%) 1mo $240,000 $169 90
5526 Ducros Dr 0.28mi 3/2.0 1,415 (+0%) 4mo $220,000 $155 83
5252 Eastbay Dr 0.22mi 3/2.0 1,460 (+3%) 3mo $239,000 $164 82
5545 Ducros Dr 0.24mi 3/2.0 1,459 (+3%) 3mo $245,000 $168 81
3848 Northshore Ave 0.24mi 3/2.0 1,370 (-3%) 4mo $250,000 $182 80
5257 Eastbay Dr 0.20mi 3/2.0 1,496 (+6%) 1mo $252,000 $168 80
3831 Southpass Ave 0.31mi 3/2.0 1,457 (+3%) 1mo $264,000 $181 80
3839 Southpass Ave 0.31mi 3/2.0 1,461 (+3%) 1mo $255,000 $175 79
5684 Ducros Dr 0.27mi 3/2.0 1,355 (-4%) 2mo $225,000 $166 79
5565 Ducros Dr 0.24mi 3/2.0 1,355 (-4%) 4mo $240,000 $177 79
4023 Northshore Ave 0.40mi 3/2.0 1,477 (+4%) 4mo $240,000 $162 71
3911 Caspiana Ave 0.21mi 3/2.0 1,595 (+13%) 3mo $220,000 $138 66

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.79% rent growth · sell at horizon

5-year hold
IRR
-16.8%
Equity multiple
0.41×
Total profit
$-38,721
Equity at exit
$34,741
10-year hold
IRR
-9.0%
Equity multiple
0.45×
Total profit
$-36,163
Equity at exit
$20,146

Cash invested: $65,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70820

Home prices YoY
-29.9%
Rents YoY
2.8%
Active inventory
320
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$1,913 high interval (Pro) →
Mortgage (P&I)
$1,222
Tax from tax record
$200 /mo · $2,406/yr
Insurance
$97
HOA
$0
Vacancy / Maint / Mgmt
$402
Net cashflow
$-8

Break-even live

Break-even rent $1,923
Max offer price $231,517
Occupancy floor 95%

Sensitivity live

Price -10% $124 -5% $58 +0% $-8 +5% $-74 +10% $-140
Rent -10% $-159 -5% $-84 +0% $-8 +5% $67 +10% $143
Rate -1.0pp $109 -0.5pp $51 base $-8 +0.5pp $-69 +1.0pp $-130

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$58,250
Closing costs
$6,990
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 29 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5030 Myrtle Trail Dr Baton Rouge, LA 2.0 2.5 1601 $2,350 $1.47 16d 1 0.13mi
5578 Arialo Dr Baton Rouge, LA 3.0 2.0 1484 $2,100 $1.42 45d 1 0.22mi
1345 Harwich Dr Baton Rouge, LA 3.0 2.0 1478 $1,800 $1.22 45d 1 0.91mi
2452 Brightside Dr Baton Rouge, LA 2.0 2.0 1246 $1,600 $1.28 16d 1 0.95mi
5648 Riverstone Dr Unit 94A Baton Rouge, LA 2.0 2.0 1603 $1,250 $0.78 22d 1 1.05mi
2122 Stonehenge Ave Baton Rouge, LA 2.0 1.5 1540 $1,550 $1.01 45d 1 1.07mi
1274 Sharlo Ave Unit 1519871P Baton Rouge, LA 3.0 2.0 1786 $3,298 $1.85 16d 1 1.08mi
5112 Arlington Ct Baton Rouge, LA 3.0 3.0 1601 $1,850 $1.16 45d 1 1.09mi
2173 Plantation Ln Baton Rouge, LA 2.0 2.0 1374 $1,200 $0.87 22d 1 1.12mi
2073 Brightside Dr Baton Rouge, LA 2.0 2.0 1100 $1,200 $1.09 25d 1 1.16mi
4554 Y A Tittle Ave #2 Baton Rouge, LA 2.0 1.0 900 $825 $0.92 16d 1 1.18mi
5124 Brightside View Dr #4 Baton Rouge, LA 2.0 1.5 1000 $999 $1.00 25d 1 1.19mi
5124 Brightside View Dr #3 Baton Rouge, LA 2.0 1.5 1000 $875 $0.88 45d 1 1.19mi
5124 Brightside View Dr #4 Baton Rouge, LA 2.0 1.0 1000 $875 $0.88 45d 1 1.19mi
4521 Y a Tittle Ave Baton Rouge, LA 3.0 2.0 1300 $1,150 $0.88 16d 1 1.20mi
5268 S Brightside View Dr Apt 2 Baton Rouge, LA 3.0 2.5 1348 $1,250 $0.93 45d 1 1.21mi
2021 S Brightside View Dr Unit C Baton Rouge, LA 2.0 2.5 1250 $1,250 $1.00 45d 1 1.21mi
2000 Brightside Dr Baton Rouge, LA 1.0–3.0 1.0–2.0 792 $1,496 $1.89 16d 1 1.22mi
1983 S Brightside View Dr Baton Rouge, LA 2.0 2.0 1270 $1,100 $0.87 22d 1 1.24mi
1983 S Brightside View Dr Unit C Baton Rouge, LA 2.0 2.5 1124 $1,195 $1.06 45d 1 1.24mi
1953 S Brightside View Dr Unit B Baton Rouge, LA 2.0 2.5 1218 $1,300 $1.07 16d 1 1.25mi
1835 S Brightside View Dr Unit C Baton Rouge, LA 2.0 2.5 1250 $1,375 $1.10 25d 1 1.31mi
4445 Alvin Dark Ave Baton Rouge, LA 1.0–3.0 1.0–3.0 869 $1,200 $1.38 16d 14 1.35mi
1741 Brightside Dr Baton Rouge, LA 2.0–3.0 2.0 1436 $1,850 $1.29 16d 3 1.39mi
1704 Brightside Dr Unit C Baton Rouge, LA 2.0 2.0 1088 $1,175 $1.08 22d 1 1.42mi
1724 Brightside Dr Apt A Baton Rouge, LA 2.0 1.5 1050 $1,025 $0.98 25d 1 1.42mi
1714 Brightside Dr Unit A Baton Rouge, LA 2.0 1.5 1050 $1,025 $0.98 45d 1 1.45mi
839 E Boyd Dr Unit C Baton Rouge, LA 2.0 1.5 1080 $1,400 $1.30 20d 1 1.47mi
837 E Boyd Dr Unit A Baton Rouge, LA 2.0 1.5 1080 $1,300 $1.20 20d 1 1.47mi

Listing history 11 events

  1. 2020-11-17
    soldstatus $180,000
  2. 2009-08-26
    soldstatus 521-char remark
    Show marketing remark (521 chars)

    This beautiful garden home has three bedrooms including a master suite with double walk-in closets and a separate shower and bath tub. The three bedrooms have plush cream colored carpeting. Matching tile floors accents the den, kitchen, bathrooms, dining area, hallway, and storage closets. The refrigerator, washer and dryer were replaced two years ago and inclusion in the sale is contingent upon negotiation. This house does not have a home owners association. The property tax is 1% of the home's value. 2 car carport

  3. 2009-08-18
    soldstatus $156,900
  4. 2009-04-28
    listed $166,500 521-char remark
    Show marketing remark (521 chars)

    This beautiful garden home has three bedrooms including a master suite with double walk-in closets and a separate shower and bath tub. The three bedrooms have plush cream colored carpeting. Matching tile floors accents the den, kitchen, bathrooms, dining area, hallway, and storage closets. The refrigerator, washer and dryer were replaced two years ago and inclusion in the sale is contingent upon negotiation. This house does not have a home owners association. The property tax is 1% of the home's value. 2 car carport

  5. 2009-04-28
    listed $166,500
    Show marketing remark (521 chars)

    This beautiful garden home has three bedrooms including a master suite with double walk-in closets and a separate shower and bath tub. The three bedrooms have plush cream colored carpeting. Matching tile floors accents the den, kitchen, bathrooms, dining area, hallway, and storage closets. The refrigerator, washer and dryer were replaced two years ago and inclusion in the sale is contingent upon negotiation. This house does not have a home owners association. The property tax is 1% of the home's value. 2 car carport

  6. 2007-04-11
    listed $185,900
  7. 2007-04-11
    listed $185,900
  8. 2000-06-05
    soldstatus
  9. 2000-06-02
    soldstatus
  10. 2000-04-27
    listed $124,500
  11. 2000-04-27
    listed $124,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$2,406 · $200/mo
Projected year-2 tax
$2,406 · $200/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X · 66% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,953
− Mortgage interest
−$13,052
− Property taxes
−$2,406
− Insurance
−$1,165
− Repairs & maintenance
−$1,836
− Management
−$1,836
− Depreciation
−$6,778
Taxable loss
−$4,120
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$989
After-tax cash flow
$888/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
East Baton Rouge Parish
NCES district ID
2200540
Math proficiency
22% ▼ -36.00%
Reading proficiency
34% ▼ -31.00%
Median HH income
$46,263
Composite
24.14/100
National rank
#7745
State rank
#47 of 98 in LA

Livability — Baton Rouge

Score
74/100
State rank
#24
US rank
#4535

Category grades

Amenities D Commute A+ Cost of living A+ Crime F Employment D- Housing A Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baton Rouge, LA
County
East Baton Rouge Parish · 399,686 people
City population
351,868
Metro
Baton Rouge, LA
Population (ZIP)
23,377
Household income
$47,429
Rent vs Own
66.0% rent · 34.0% own
Severe rent burden
1879.0

Population outlook (East Baton Rouge County) Hauer SSP2

Today (2025)
464,810 people
By 2030
472,137 · +1.6%
By 2040
480,243 · +3.3%
By 2050
484,422 · +4.2%
By 2075
492,069 · +5.9%
By 2100
476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 56% Black 21% Hispanic / Latino 13% Asian 7% Two or more races 5% Native American 2%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Lithuanian 7% Italian 2% Scotch-Irish 1%
Foreign-born
13% · Canada, China, South Korea
Languages at home
84% English-only · Spanish 9% Other Indo-European 3% Chinese 1%

Political lean MEDSL · East Baton Rouge

2024 margin
D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
2008→2024 swing
+8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
All cycles
2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -56.10%
Current HPI
131.5382
Rent YoY
▲ 2.79%
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+44.6% since first listed
11 events — show timeline
  • 2020-11-17 Sold (Public Records) $180,000 Public Records
  • 2009-08-26 Sold (MLS) GBRMLS
  • 2009-08-18 Sold (Public Records) $156,900 Public Records
  • 2009-04-28 Listed $166,500 AcadianaMLS
  • 2009-04-28 Listed $166,500 GBRMLS
  • 2007-04-11 Listed $185,900 AcadianaMLS
  • 2007-04-11 Listed $185,900 GBRMLS
  • 2000-06-05 Sold (Public Records) Public Records
  • 2000-06-02 Sold (MLS) GBRMLS
  • 2000-04-27 Listed $124,500 AcadianaMLS
  • 2000-04-27 Listed $124,500 GBRMLS

Property tax history

+2.3%/yr

Latest (2025): $2,406 · +4.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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