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11807 Guessing Way
C- Composite 52.39
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.7/30.0
  • ARV discount +10.0/15.0
  • Appreciation +6.3/10.0
  • DSCR +4.5/10.0
  • 1% rule +4.1/10.0
  • Livability +4.0/5.0
  • Condition / age +4.0/5.0
  • Rent growth +2.5/5.0
  • Schools +2.2/10.0

$183,999

11807 Guessing Way · San Antonio, TX 78073
3 bd · 2.0 ba · 1,266 sqft · SingleFamily · 32 Days on market
Built 2026 Good condition Est $195k · 6% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining during gatherings. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms along the side of the home, which are ideal for household members and hosting overnight guests.

Key facts

  • Walk-in closet
  • Open floorplan
  • Secondary bedrooms

Tags

OPEN FLOORPLANOWNER'S SUITEEN-SUITE BATHROOMWALK-IN CLOSETSECONDARY BEDROOMS

Property features AI

Finance

  • Other: Address: 11807 Guessing Way, Von Ormy TX 78073; Listing status: Active; Last updated: 2026-05-21
  • Financial info: List price $183,999

Exterior

  • Parking: 2 total parking spaces; 2-car garage
  • Home design: Single-family property; Oakridge floor plan
  • Exterior features: Living area approximately 1,266

Interior

  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms
  • Interior features: Spec home (Oakridge plan)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $184k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $49 ($585/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $167k (9.2% below list).
  • Recommended offer: $167k (9.2% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
  • Southwest ISD (rural): math 21% / reading 31% proficiency, ranked #701 of 826 in TX (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Spicewood Park El (math 16% / reading 23%, grade F, #3,583 of 4,322 statewide, top 86%, 593 students, 93% FRL); Ronald E Mcnair Middle (math 27% / reading 31%, grade F, #1,103 of 1,662 statewide, top 67%, 748 students, 77% FRL); Southwest H S (math 17% / reading 39%, grade F, #1,170 of 1,632 statewide, top 72%, 2,152 students, 72% FRL).
  • Market conditions: 323 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).

Forward outlook

  • In year one you build about $6k of equity ($1k loan paydown + $5k appreciation (2.6% local appreciation)).
  • Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (2.6% appreciation + 3.0% rent growth), your $52k cash investment doubles in ~7 years — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 32 days — a 3% lower offer ($178k) is reasonable based on typical stale-listing flexibility.
Recommended offer $167,134 (9.2% below list)

Questions for the listing agent

  1. It's been on market 32 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
6.61%
Cash-on-cash
1.14%
DSCR
1.05
GRM
9.2

CMA / ARV

ARV (on-the-fly)
$194,964
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6046 Sliding Way 0.15mi 3/2.0 1,266 (0%) 6mo $205,999 $163 88
6014 Sliding Way 0.15mi 3/2.0 1,266 (0%) 7mo $194,999 $154 87
5934 Sliding Way 0.15mi 3/2.0 1,266 (0%) 8mo $194,999 $154 87
5966 Sliding Way 0.15mi 3/2.0 1,266 (0%) 8mo $198,999 $157 87
6039 Sliding Way 0.15mi 3/2.0 1,213 (-4%) 6mo $195,999 $162 81
6007 Sliding Way 0.15mi 3/2.0 1,213 (-4%) 7mo $188,999 $156 80
5943 Sliding Way 0.15mi 3/2.0 1,213 (-4%) 8mo $195,999 $162 80
6043 Singing Trl 0.28mi 3/2.0 1,200 (-5%) 6mo $182,999 $152 73
6018 Sliding Way 0.15mi 3/2.0 1,402 (+11%) 4mo $185,999 $133 72
5958 Sliding Way 0.15mi 3/2.0 1,402 (+11%) 6mo $194,999 $139 70
6038 Sliding Way 0.15mi 3/2.0 1,402 (+11%) 6mo $198,499 $142 70
6002 Sliding Way 0.15mi 3/2.0 1,402 (+11%) 6mo $190,999 $136 70

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.6% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
7.4%
Equity multiple
1.42×
Total profit
$21,442
Equity at exit
$78,632
10-year hold
IRR
10.4%
Equity multiple
2.49×
Total profit
$76,913
Equity at exit
$118,084

Cash invested: $51,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78073

Home prices YoY
0.9%
Active inventory
323
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$1,671 high interval (Pro) →
Mortgage (P&I)
$965
Tax est. 1.5%
$230 /mo · $2,760/yr
Insurance
$77
HOA
$0
Vacancy / Maint / Mgmt
$351
Net cashflow
$49

Break-even live

Break-even rent $1,610
Max offer price $183,999
Occupancy floor 92%

Sensitivity live

Price -10% $176 -5% $112 +0% $49 +5% $-15 +10% $-78
Rent -10% $-83 -5% $-17 +0% $49 +5% $115 +10% $181
Rate -1.0pp $141 -0.5pp $96 base $49 +0.5pp $1 +1.0pp $-47

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,000
Closing costs
$5,520
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
11815 Adoring Way Von Ormy, TX 4.0 2.0 1600 $1,750 $1.09 45d 1 0.07mi
11835 Adoring Way Von Ormy, TX 4.0 2.0 1600 $1,800 $1.12 45d 1 0.10mi
6002 Sliding Way Von Ormy, TX 3.0 2.0 1402 $1,425 $1.02 25d 1 0.15mi
12955 Fischer Rd Von Ormy, TX 1.0–4.0 1.0–2.0 1056 $1,357 $1.28 25d 1 1.03mi
4839 Legacy Pt Von Ormy, TX 4.0 2.0 1668 $1,795 $1.08 23d 1 1.16mi
13139 Watson Rd Von Ormy, TX 1.0–4.0 1.0–2.0 1017 $1,617 $1.59 4d 1 1.16mi
4606 Legacy Trl Von Ormy, TX 4.0 2.0 1668 $1,695 $1.02 6d 1 1.45mi

Listing history 14 events

  1. 2026-06-21
    days on market $183,999 Active 32 DOM
  2. 2026-06-18
    days on market $183,999 Active 29 DOM
  3. 2026-06-17
    days on market $183,999 Active 28 DOM
  4. 2026-06-16
    days on market $183,999 Active 27 DOM
  5. 2026-06-15
    days on market $183,999 Active 26 DOM
  6. 2026-06-13
    days on market $183,999 Active 24 DOM
  7. 2026-06-09
    days on market $183,999 Active 20 DOM
  8. 2026-06-08
    days on market $183,999 Active 19 DOM
  9. 2026-06-07
    days on market $183,999 Active 18 DOM
  10. 2026-06-04
    days on market $183,999 Active 15 DOM
  11. 2026-06-03
    days on market $183,999 Active 14 DOM
  12. 2026-06-02
    days on market $183,999 Active 13 DOM
  13. 2026-06-01
    days on market $183,999 Active 12 DOM
  14. 2026-05-31
    days on market $183,999 Active 11 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,056
− Mortgage interest
−$10,307
− Property taxes
−$2,760
− Insurance
−$920
− Repairs & maintenance
−$1,604
− Management
−$1,604
− Depreciation
−$5,353
Taxable loss
−$2,492
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$598
After-tax cash flow
$1,184/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 15 photos

Good 80/100 Cosmetic rehab

This single-level home features a spacious open floorplan and modern finishes, making it move-in ready with minor cosmetic improvements needed.

Value-add opportunities

  • Resale Paint exterior — Enhances curb appeal and value
  • Rental Replace curtains — Fresh curtains improve rental appeal

Renovation cost estimate screening

Value-add ROI direction

  • Resale Paint exterior — Enhances curb appeal and value
  • Rental Replace curtains — Fresh curtains improve rental appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Southwest ISD
NCES district ID
4840950
Math proficiency
21% ▼ -21.00%
Reading proficiency
31% ▼ -5.00%
Median HH income
$43,362
Composite
22.22/100
National rank
#8153
State rank
#701 of 826 in TX

Livability — San Antonio

Score
80/100
State rank
#31
US rank
#1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Antonio, TX
City population
1,806,925
Population (ZIP)
9,510

Population outlook (Bexar County) Hauer SSP2

Today (2025)
2,336,851 people
By 2030
2,560,728 · +9.6%
By 2040
3,020,569 · +29.3%
By 2050
3,493,522 · +49.5%
By 2075
4,668,459 · +99.8%
By 2100
5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (81%)
Race & ethnicity
Hispanic / Latino 81% Two or more races 33% White 16%
Hispanic origin (detail)
Mexican 75%
Foreign-born
12% · Canada
Languages at home
51% English-only · Spanish 48% German/W. Germanic 1%

Political lean MEDSL · Bexar

2024 margin
Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
2008→2024 swing
+4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
All cycles
2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.60%
Current HPI
289.1266
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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