9110 Trident St · San Antonio, TX 78224

$190,000

3 bd · 1.5 ba · 974 sqft · SingleFamily public records · 16 Days on market

Built 1969 7,187 sqft lot Est $132k · 43% over

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• Cash flow +8.0/30.0
• Livability +4.0/5.0
• 1% rule +3.0/10.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• DSCR +2.1/10.0
• Schools +1.4/10.0
• ARV discount +0.0/15.0

Listing remarks MLS

What a great single story property w/ 3 bedrooms & 1 full & 1/2 bathrooms* Nice tiled entry going inside from a private front yard courtyard* Large living room*Separate dining room is located adjacent to the galley kitchen* Gas cooking & lots of counterspace in kitchen* Nice sized bedrooms * GREAT covered patio surrounded by lush lawn & mature trees in fenced backyard- perfect for family gatherings*Need more? How about an updated master bathroom ! !!Come see & then you'll want to OWN !!!

Key facts

• Large lot
• Large backyard patio
• Lush landscaping

Tags

• GATED FRONT COURTYARD
• LARGE BACKYARD PATIO
• MATURE TREES
• LUSH LANDSCAPING
• LARGE LOT
• NEAR PALO ALTO COLLEGE

Property features AI

Finance

• Financial info: Down payment resource not indicated
• HOA & community: Subdivision legal name: SOUTHRIDGE PARK

Exterior

• Parking: Attached 1-car garage
• Security: Pre-wired for security
• Utilities: Water system
• Home design: Pre-owned single-family property; Approximate age: 57 years
• Construction: Slab foundation; Composition roof
• Exterior features: Brick and siding exterior with 3-sided masonry; Lot in SOUTHRIDGE PARK subdivision

Interior

• Kitchen: Eat-in kitchen (10 x 5); Stove/Range; Breakfast bar; Custom cabinets
• Bedrooms: Master bedroom (12 x 12) with ceiling fan and half bath; Bedroom 2 (10 x 10); Bedroom 3 (10 x 10)
• Flooring: Wood flooring; Linoleum flooring
• Bathrooms: Two bathrooms total: one full bath and one half bath; Master bath with single vanity (8 x 5)
• Heating & cooling: Central heating (natural gas); Central air conditioning
• Interior features: Ceiling fans throughout; Pre-wired for security; Gas water heater; Custom cabinets; City garbage service; 1 living area with separate dining room; Eat-in kitchen with breakfast bar; Utility area in garage; Ground level / no steps; Open floor plan; Cable TV available; High speed internet; Telephone service; All window coverings remain
• Laundry & utility: Washer connection; Dryer connection; Utility room (8 x 8); Utility area in garage

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $190k.

Deal economics

• At list price, monthly cash flow is $-190 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $156k (17.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $152k (19.9% below list).
• Recommended offer: $152k (19.9% below list) — sets the bar for 1% rule.
• Cap rate 5.1% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
• South San Antonio ISD (urban): math 13% / reading 20% proficiency, ranked #804 of 826 in TX (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents flat; 276 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
• This rent runs 31% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $20k of equity ($1k loan paydown + $19k appreciation (10.0% local appreciation)).
• Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 16 days — a 2% lower offer ($187k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $152,271 (19.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.80% ✗
• Cap rate: 5.09%
• Cash-on-cash: -4.29%
• DSCR: 0.81
• GRM: 10.4

CMA / ARV

• ARV (on-the-fly): $132,464
• Comps found: 7

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1907 Ann Arbor	0.28mi	3/1.0	942 (-3%)	10mo	$120,000	$127	72
9423 Rhoda Ave	0.48mi	3/2.0	982 (+1%)	15mo	$125,000	$127	62
1906 Perlita	0.32mi	3/1.0	884 (-9%)	12mo	$125,000	$141	58
2119 Palo Alto	0.67mi	3/1.0	932 (-4%)	4mo	$127,000	$136	56
1830 Cassandra	0.65mi	3/1.5	962 (-1%)	14mo	$99,900	$104	56
1334 W Villaret Blvd	0.55mi	4/1.5 (+1)	962 (-1%)	22mo	$175,000	$182	49
1819 Jennifer St	0.70mi	3/2.0	1,090 (+12%)	19mo	$149,900	$138	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.83% rent growth · sell at horizon

5-year hold

• IRR: 20.6%
• Equity multiple: 2.66×
• Total profit: $88,181
• Equity at exit: $171,167

10-year hold

• IRR: 18.3%
• Equity multiple: 5.95×
• Total profit: $263,314
• Equity at exit: $369,128

Cash invested: $53,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78224

• Home prices YoY: 12.4%
• Rents YoY: 0.8%
• Active inventory: 276
• Price-to-rent: 10.4×

Monthly cashflow live

• Estimated rent: $1,523 high
• Mortgage (P&I): −$996
• Tax from tax record: −$318 /mo · $3,812/yr
• Insurance: −$79
• HOA: −$0
• Vacancy / Maint / Mgmt: −$320
• Net cashflow: $-190

Break-even live

Break-even rent $1,764

Max offer price $156,394

Occupancy floor —

Sensitivity live

Price	-10% $-83	-5% $-136	+0% $-190	+5% $-244	+10% $-298
Rent	-10% $-311	-5% $-250	+0% $-190	+5% $-130	+10% $-70
Rate	-1.0pp $-95	-0.5pp $-142	base $-190	+0.5pp $-239	+1.0pp $-290

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $47,500
• Closing costs: $5,700
• Reserves months: —
• Total cash needed: —

Rent comps 14 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
9018 Chaminade Dr San Antonio, TX	3.0	1.5	1056	$1,675	$1.59	45d	1	0.26mi
8622 S Zarzamora St #423 San Antonio, TX	3.0	2.0	1100	$1,600	$1.45	45d	1	0.59mi
9302 La Ronda Dr San Antonio, TX	4.0	1.0	1110	$1,300	$1.17	25d	1	0.73mi
2800 W Hutchins Pl Apt 710 San Antonio, TX	2.0	2.0	771	$991	$1.29	4d	1	1.00mi
146 Caddo Unit A San Antonio, TX	2.0	1.0	600	$950	$1.58	25d	1	1.11mi
10127 State Highway 16 S San Antonio, TX	2.0–4.0	2.0	1125	$1,200	$1.07	3d	26	1.34mi
10127 Texas 16 Unit 710 San Antonio, TX	2.0	2.0	950	$807	$0.85	17d	1	1.35mi
10210 S Zarzamora St San Antonio, TX	2.0–4.0	2.0	1139	$1,460	$1.28	3d	1	1.36mi
151 Hopi St San Antonio, TX	2.0	1.0	850	$1,100	$1.29	45d	1	1.39mi
3439 Twining Dr San Antonio, TX	3.0	1.0	1124	$1,500	$1.33	19d	1	1.44mi
642 Gillette Blvd San Antonio, TX	3.0	1.0	987	$975	$0.99	45d	1	1.47mi
130 Camino de Oro San Antonio, TX	2.0	1.0	629	$1,690	$2.69	45d	10	1.48mi
130 Camino de Oro San Antonio, TX	1.0–2.0	1.0	629	$1,060	$1.69	3d	40	1.48mi
12305 SW Loop 410 San Antonio, TX	1.0–4.0	1.0–2.0	1036	$1,318	$1.27	17d	1	1.48mi

Listing history 10 events

1. 2026-06-21
   days on market $190,000 Active 16 DOM
2. 2026-06-18
   days on market $190,000 Active 13 DOM
3. 2026-06-17
   days on market $190,000 Active 12 DOM
4. 2026-06-16
   statusdays on market $190,000 Active 11 DOM
5. 2026-06-15
   days on market $190,000 New 10 DOM
6. 2026-06-13
   days on market $190,000 New 8 DOM
7. 2026-06-09
   days on market $190,000 New 4 DOM
8. 2026-06-08
   days on market $190,000 New 3 DOM
9. 2026-06-07
   remarks 314-char remark
10. 2026-06-07
    listed $190,000 New 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $3,812 · $318/mo
• Projected year-2 tax: $3,812 · $318/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,273
• − Mortgage interest: −$10,643
• − Property taxes: −$3,812
• − Insurance: −$950
• − Repairs & maintenance: −$1,462
• − Management: −$1,462
• − Depreciation: −$5,527
• Taxable loss: −$5,583
• Est. tax savings @ 24.0%: +$1,340
• After-tax cash flow: $-943/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: South San Antonio ISD
• NCES district ID: 4840680
• Math proficiency: 13% ▼ -20.00%
• Reading proficiency: 20% ▼ -10.00%
• Median HH income: $35,460
• Composite: 13.6/100
• National rank: #9511
• State rank: #804 of 826 in TX

Livability — San Antonio

• Score: 80/100
• State rank: #31
• US rank: #1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: San Antonio, TX
• County: Bexar County · 1,990,555 people
• City population: 1,806,925
• Metro: San Antonio-New Braunfels, TX
• Population (ZIP): 22,232
• Household income: $59,891
• Rent vs Own: 42.3% rent · 57.7% own
• Severe rent burden: 721.0

Population outlook (Bexar County) Hauer SSP2

• Today (2025): 2,336,851 people
• By 2030: 2,560,728 · +9.6%
• By 2040: 3,020,569 · +29.3%
• By 2050: 3,493,522 · +49.5%
• By 2075: 4,668,459 · +99.8%
• By 2100: 5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (90%)
• Race & ethnicity: Hispanic / Latino 90% Two or more races 24% White 6% Native American 2% Asian 2%
• Hispanic origin (detail): Mexican 75%
• Common ancestry: Italian 1%
• Foreign-born: 18% · Canada, Vietnam, China
• Languages at home: 44% English-only · Spanish 55% Chinese 1%

Political lean MEDSL · Bexar

• 2024 margin: Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
• 2008→2024 swing: +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
• All cycles: 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 29.95%
• Current HPI: 272.0709
• Rent YoY: ▲ 0.83%
• Metro: San Antonio-New Braunfels, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+61.0% since first listed

7 events — show timeline

• 2026-06-05 Listed $190,000 LERA
• 2020-03-02 Sold (Public Records) — Public Records
• 2020-02-28 Sold (MLS) — LERA
• 2020-02-07 Sold (Public Records) — Public Records
• 2020-01-31 Pending — LERA
• 2020-01-17 Contingent — LERA
• 2020-01-16 Listed $118,000 LERA

Property tax history

+5.8%/yr

Latest (2025): $3,812 · +2.3% YoY. Source: county tax records.