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Sentosa Plan 🏗️ New Construction
C+ Composite 60.25
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.3/30.0
  • ARV discount +7.5/15.0
  • Appreciation +7.1/10.0
  • DSCR +6.4/10.0
  • 1% rule +5.4/10.0
  • Condition / age +4.8/5.0
  • Schools +3.5/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0

$265,990

Sentosa Plan · Beasley, TX 77417
4 bd · 2.0 ba · 1,644 sqft · SingleFamily · 499 Days on market
Excellent condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This new home offers simple living with a convenient single-level layout. An open-concept floorplan combines the kitchen, living and dining areas for simple entertaining and multitasking. Three secondary bedrooms are tucked away to the side of the home, and the owner's suite is nestled into a private rear corner, offering access to a spa-inspired bathroom and walk-in closet.

Key facts

  • Walk-in closet
  • Single-level layout
  • 2 garage spots

Tags

SINGLE-LEVEL LAYOUTOPEN-CONCEPT FLOORPLANSPA-INSPIRED BATHROOMWALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $265,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $285,887.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $266k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $367 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $266k).
  • Recommended offer: $234k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.8% vs local median 5.6% in Beasley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 57/100 on livability (#1,273 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: employment C-, amenities F, commute F.
  • Lamar CISD (suburban): math 50% / reading 53% proficiency, ranked #116 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Beasley El (math 42% / reading 27%, grade F, #1,995 of 4,322 statewide, top 50%, 366 students, 86% FRL); Lamar J H (math 30% / reading 34%, grade F, #971 of 1,662 statewide, top 60%, 1,246 students, 71% FRL); Lamar Cons H S (math 26% / reading 48%, grade F, #897 of 1,632 statewide, top 57%, 1,762 students, 62% FRL) — zoned schools average 73% FRL vs 43% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 34% at this address vs 52% district-wide (-17 pts) — the specific schools serving this property underperform the Lamar CISD average; the district grade overstates school quality for this exact location.
  • Market conditions: 273 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
  • At $2,965/mo this rent would consume 59% of the median local household income ($61k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $14k of equity ($2k loan paydown + $12k appreciation (4.2% local appreciation)).
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (4.2% appreciation + 3.0% rent growth), your $80k cash investment doubles in ~4 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 499 days — a 12% lower offer ($234k) is reasonable based on typical stale-listing flexibility.
Recommended offer $234,071 (12.0% below list)

Questions for the listing agent

  1. It's been on market 499 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.04%
Cap rate
7.83%
Cash-on-cash
5.50%
DSCR
1.24
GRM
8.0

CMA / ARV

ARV (median comp)
$285,887
List price
$265,990
Delta
-6.96%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10715 Dogwood Sky Dr 0.45mi 3/2.0 (-1) 1,595 (-3%) 1mo $259,990 $163 68
10710 Sage Bend Dr 0.49mi 3/2.0 (-1) 1,595 (-3%) 3mo $274,990 $172 65
10735 Dogwood Sky Dr 0.44mi 4/2.0 1,778 (+8%) 2mo $289,990 $163 64
10723 Dogwood Sky Dr 0.45mi 4/2.0 1,778 (+8%) 2mo $284,990 $160 64
1027 Rosewood Trl 0.53mi 3/2.0 (-1) 1,620 (-2%) 5mo $313,900 $194 64
719 Mockingbird Psge 0.23mi 3/2.0 (-1) 1,863 (+13%) 4mo $335,490 $180 59
907 Heaven Dr 0.72mi 3/2.0 (-1) 1,627 (-1%) 1mo $270,000 $166 58
1031 Rosewood Trl 0.53mi 4/2.0 1,778 (+8%) 4mo $299,900 $169 58
622 Heaven Dr 0.67mi 4/2.0 1,796 (+9%) 0mo $289,990 $161 53
10803 Hickory Ln 0.69mi 4/2.0 1,778 (+8%) 3mo $309,900 $174 51
1111 Whispering Winds Dr 0.53mi 4/2.0 1,841 (+12%) 6mo $338,900 $184 51
10627 Summers Way 0.67mi 3/2.0 (-1) 1,819 (+11%) 6mo $303,990 $167 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.15% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
15.6%
Equity multiple
1.95×
Total profit
$75,668
Equity at exit
$147,517
10-year hold
IRR
16.5%
Equity multiple
3.70×
Total profit
$215,797
Equity at exit
$243,348

Cash invested: $80,048 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
79 active · 23 under contract
Months of supply
15.3 mo (7%/mo absorbed)
Median asking
$285,990 ($168/sqft)
Median days on market
60 d
This list price
23% of active listings are priced below it
ARV vs active asking
+3.4% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77417

Home prices YoY
1.2%
Active inventory
273
Price-to-rent
7.5×

Monthly cashflow live

Estimated rent
$2,965 medium interval (Pro) →
Mortgage (P&I)
$1,499
Tax est. 1.5%
$357 /mo · $4,288/yr
Insurance
$119
HOA
$0
Vacancy / Maint / Mgmt
$623
Net cashflow
$367

Break-even live

Break-even rent $2,501
Max offer price $285,887
Occupancy floor 83%

Sensitivity live

Price -10% $564 -5% $465 +0% $367 +5% $268 +10% $169
Rent -10% $132 -5% $250 +0% $367 +5% $484 +10% $601
Rate -1.0pp $511 -0.5pp $439 base $367 +0.5pp $293 +1.0pp $217

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$71,472
Closing costs
$8,577
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10730 Sky Creek Ln Beasley, TX 3.0–4.0 2.0–2.5 1869 $2,965 $1.59 0d 1 0.06mi

Listing history 50 events

  1. 2026-08-08
    days on market $265,990 Active 499 DOM
  2. 2026-08-06
    days on market $265,990 Active 497 DOM
  3. 2026-08-05
    days on market $265,990 Active 496 DOM
  4. 2026-08-04
    days on market $265,990 Active 495 DOM
  5. 2026-08-03
    days on market $265,990 Active 494 DOM
  6. 2026-07-31
    days on market $265,990 Active 491 DOM
  7. 2026-07-30
    days on market $265,990 Active 489 DOM
  8. 2026-07-28
    days on market $265,990 Active 488 DOM
  9. 2026-07-26
    days on market $265,990 Active 486 DOM
  10. 2026-07-24
    days on market $265,990 Active 484 DOM
  11. 2026-07-23
    days on market $265,990 Active 483 DOM
  12. 2026-07-22
    days on market $265,990 Active 482 DOM
  13. 2026-07-21
    days on market $265,990 Active 481 DOM
  14. 2026-07-20
    days on market $265,990 Active 480 DOM
  15. 2026-07-18
    days on market $265,990 Active 477 DOM
  16. 2026-07-16
    days on market $265,990 Active 476 DOM
  17. 2026-07-15
    days on market $265,990 Active 475 DOM
  18. 2026-07-14
    days on market $265,990 Active 474 DOM
  19. 2026-07-13
    days on market $265,990 Active 473 DOM
  20. 2026-07-13
    days on market $265,990 Active 472 DOM
  21. 2026-07-11
    days on market $265,990 Active 471 DOM
  22. 2026-07-10
    days on market $265,990 Active 470 DOM
  23. 2026-07-09
    days on market $265,990 Active 469 DOM
  24. 2026-07-07
    days on market $265,990 Active 467 DOM
  25. 2026-07-06
    days on market $265,990 Active 466 DOM
  26. 2026-07-06
    days on market $265,990 Active 465 DOM
  27. 2026-07-05
    days on market $265,990 Active 464 DOM
  28. 2026-07-03
    days on market $265,990 Active 463 DOM
  29. 2026-07-02
    days on market $265,990 Active 462 DOM
  30. 2026-07-01
    days on market $265,990 Active 461 DOM
  31. 2026-06-30
    days on market $265,990 Active 460 DOM
  32. 2026-06-29
    days on market $265,990 Active 459 DOM
  33. 2026-06-28
    days on market $265,990 Active 458 DOM
  34. 2026-06-27
    days on market $265,990 Active 457 DOM
  35. 2026-06-26
    days on market $265,990 Active 456 DOM
  36. 2026-06-24
    days on market $265,990 Active 454 DOM
  37. 2026-06-22
    days on market $265,990 Active 452 DOM
  38. 2026-06-21
    days on market $265,990 Active 451 DOM
  39. 2026-06-18
    days on market $265,990 Active 448 DOM
  40. 2026-06-17
    days on market $265,990 Active 447 DOM
  41. 2026-06-16
    days on market $265,990 Active 446 DOM
  42. 2026-06-15
    days on market $265,990 Active 445 DOM
  43. 2026-06-13
    days on market $265,990 Active 443 DOM
  44. 2026-06-10
    pricedays on market $265,990 Active 439 DOM
  45. 2026-06-08
    days on market $270,990 Active 438 DOM
  46. 2026-06-07
    days on market $270,990 Active 437 DOM
  47. 2026-06-04
    days on market $270,990 Active 434 DOM
  48. 2026-06-03
    days on market $270,990 Active 433 DOM
  49. 2026-06-02
    days on market $270,990 Active 432 DOM
  50. 2026-06-01
    days on market $270,990 Active 431 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$35,580
− Mortgage interest
−$16,014
− Property taxes
−$4,288
− Insurance
−$1,429
− Repairs & maintenance
−$2,846
− Management
−$2,846
− Depreciation
−$8,317
Taxable loss
−$161
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$39
After-tax cash flow
$4,439/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This single-family home is in excellent condition with a modern design and well-maintained exterior and interior. It offers a good investment opportunity with potential for minor updates to enhance its curb appeal and functionality.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can increase curb appeal and property value.
  • Both Adding smart home features — Smart home features can increase both resale and rental value by making the home more modern and convenient.
  • Both Upgrading the kitchen appliances — Modern appliances can make the kitchen more functional and appealing to potential buyers/renters.
F Composite school gradezoned avg 34/100

Zoned Schools

Elementary Beasley El F TX #1,995/4,322 Nat'l #23,081/41,679 High Dr Thomas E Randle H S

Schools (NCES district)

District
Lamar CISD
NCES district ID
4826580
Math proficiency
50% ▼ -12.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$75,213
Composite
46.43/100
National rank
#2452
State rank
#116 of 826 in TX
D Composite livability gradescore 57/100

Livability — Beasley

Score
57/100
State rank
#1273
US rank
#22130

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C- Housing F Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Fort Bend · 1,004,526 people
Metro
Houston-Pasadena-The Woodlands, TX
Population (ZIP)
3,232
Household income
$60,809
Rent vs Own
32.2% rent · 67.8% own
Severe rent burden
8% of renters

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (67%)
Race & ethnicity
Hispanic / Latino 67% Two or more races 49% White 22% Black 8%
Hispanic origin (detail)
Mexican 54%
Common ancestry
Italian 2% Romanian 1%
Foreign-born
3% · Canada
Languages at home
76% English-only · Spanish 24%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2025-03-27 Listed $268,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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