🌊 Lakefront
7029 Ambrosia Ln #606 · Island Walk, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 31 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.7/30.0
- ARV discount +7.5/15.0
- Schools +5.0/10.0
- 1% rule +4.4/10.0
- DSCR +3.4/10.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Rent growth +1.9/5.0
- Appreciation +0.0/10.0
$369,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Spacious Lakefront Townhome in Naples Welcome to this beautifully maintained townhome offering serene lake views and with a spacious covered lanai—perfect for relaxing or entertaining. This is the largest model in the community, featuring 4 bedrooms, 3 bathrooms, and a 1 car garage with 1,890 sq. ft. under air. Inside, you’ll find a bright, open floor plan with ceramic tile flooring on the main level and a well-appointed kitchen with granite countertops. The primary suite impresses with tray ceilings, a large walk-in closet, and a spa-like bath complete with dual vanities, a walk-in shower, and soaking tub. Enjoy resort-style living with access to a community pool, fitness center, and clubhouse—all within the security of a gated community. Conveniently located on Vanderbilt Beach Road, just minutes from I-75, shopping, dining, and Naples’ pristine beaches. This home combines comfort, space, and convenience—everything you need for family living in Naples. All cash offers requested.
Key facts
- Water views
- Primary suite
- Covered lanai
Tags
Property features AI
Finance
- Other: Pets allowed with no restrictions
- Financial info: Association fee paid monthly
- HOA & community: Monthly HOA fee (includes insurance, grounds and structure maintenance, common area maintenance, legal/accounting); Community amenities: clubhouse, pool, picnic area, business center, maintenance
Exterior
- Parking: Attached garage with one covered space and garage door opener; One additional open parking space
- Security: Security fence; Other security features
- Utilities: Public water and sewer (standard utilities not explicitly listed)
- Home design: Townhouse; Two-story building; First-floor entry; North-facing
- Construction: Block construction
- Exterior features: Patio; Fenced yard; Not waterfront
Interior
- Kitchen: Electric range; Dishwasher; Microwave; Garbage disposal; Electric water heater
- Bedrooms: One bedroom on the main level
- Flooring: Laminate flooring; Tile flooring
- Bathrooms: Three full bathrooms (two on the main level)
- Heating & cooling: Central heating; Central air conditioning; Ceiling fans
- Interior features: Blinds on windows; Unfurnished
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath condo listed at $369k.
Deal economics
- At list price, monthly cash flow is $-109 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $350k (5.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $346k (6.3% below list).
- Recommended offer: $336k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 64/100 on livability (#692 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing B+; Watch: health & safety D, amenities F, commute F.
- Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents soft (-2.5%/yr); 591 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
- This rent runs 37% of the median local income ($113k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
- Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 101 days — a 9% lower offer ($336k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 16y ago; this cycle's ask has dropped $30k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $220k; list at $369k implies a 68% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 101 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.94% ✗
- Cap rate
- 5.94%
- Cash-on-cash
- -1.27%
- DSCR
- 0.94
- GRM
- 8.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -22.1%
- Equity multiple
- 0.26×
- Total profit
- $-76,633
- Equity at exit
- $55,019
- IRR
- -27.6%
- Equity multiple
- -0.10×
- Total profit
- $-113,884
- Equity at exit
- $31,904
Cash invested: $103,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34119
- Rents YoY
- -2.5%
- Active inventory
- 591
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $3,457 high interval (Pro) →
- Mortgage (P&I)
- −$1,935
- Tax from tax record
- −$285 /mo · $3,424/yr
- Insurance
- −$154
- HOA
- −$466
- Vacancy / Maint / Mgmt
- −$726
- Net cashflow
- $-109
Break-even live
Sensitivity live
| Price | -10% $100 | -5% $-4 | +0% $-109 | +5% $-213 | +10% $-318 |
|---|---|---|---|---|---|
| Rent | -10% $-382 | -5% $-245 | +0% $-109 | +5% $28 | +10% $164 |
| Rate | -1.0pp $77 | -0.5pp $-15 | base $-109 | +0.5pp $-205 | +1.0pp $-302 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $92,250
- Closing costs
- $11,070
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7030 Torino Ter #2402 Naples, FL | 4.0 | 2.5 | 1828 | $3,291 | $1.80 | 22d | 1 | 0.00mi |
| 7028 Ambrosia Ln #801 Naples, FL | 4.0 | 3.0 | 1828 | $3,141 | $1.72 | 24d | 1 | 0.02mi |
| 7029 Ambrosia Ln #604 Naples, FL | 4.0 | 2.5 | 1822 | $2,495 | $1.37 | 24d | 1 | 0.03mi |
| 7036 Ambrosia Ln #505 Naples, FL | 3.0 | 2.5 | 1679 | $3,079 | $1.83 | 24d | 1 | 0.07mi |
| 7074 Venice Way #2603 Naples, FL | 3.0 | 2.5 | 1679 | $2,951 | $1.76 | 24d | 1 | 0.07mi |
| 7047 Ambrosia Ln Naples, FL | 3.0–4.0 | 2.5–3.0 | 1753 | $3,363 | $1.92 | 15d | 38 | 0.07mi |
| 7024 Ambrosia Ln #905 Naples, FL | 3.0 | 2.5 | 1679 | $3,079 | $1.83 | 24d | 1 | 0.09mi |
| 7051 Ambrosia Ln #3501 Naples, FL | 4.0 | 3.0 | 1828 | $2,996 | $1.64 | 24d | 1 | 0.09mi |
| 7012 Romana Way #1405 Naples, FL | 3.0 | 2.5 | 1679 | $3,154 | $1.88 | 22d | 1 | 0.10mi |
| 7012 Romana Way #1408 Naples, FL | 4.0 | 3.0 | 1828 | $3,210 | $1.76 | 22d | 1 | 0.10mi |
| 7012 Romana Way #1403 Naples, FL | 4.0 | 2.5 | 1828 | $3,291 | $1.80 | 22d | 1 | 0.10mi |
| 7012 Romana Way #1406 Naples, FL | 4.0 | 2.5 | 1828 | $3,328 | $1.82 | 22d | 1 | 0.10mi |
| 7012 Romana Way #1401 Naples, FL | 4.0 | 3.0 | 1828 | $3,216 | $1.76 | 22d | 1 | 0.10mi |
| 7033 Ambrosia Ln #408 Naples, FL | 4.0 | 3.0 | 1828 | $3,110 | $1.70 | 24d | 1 | 0.10mi |
| 7044 Ambrosia Ln #104 Naples, FL | 4.0 | 2.5 | 1828 | $3,288 | $1.80 | 22d | 1 | 0.11mi |
| 7044 Ambrosia Ln #101 Naples, FL | 4.0 | 3.0 | 1828 | $3,145 | $1.72 | 22d | 1 | 0.11mi |
| 7073 Venice Way #2705 Naples, FL | 3.0 | 2.5 | 1679 | $3,179 | $1.89 | 24d | 1 | 0.11mi |
| 7073 Venice Way #2701 Naples, FL | 4.0 | 3.0 | 1828 | $3,241 | $1.77 | 24d | 1 | 0.11mi |
| 7081 Venice Way #1808 Naples, FL | 4.0 | 3.0 | 1833 | $3,241 | $1.77 | 24d | 1 | 0.13mi |
| 7009 Romana Way #1605 Naples, FL | 3.0 | 2.5 | 1679 | $2,800 | $1.67 | 24d | 1 | 0.14mi |
| 7320 Rockefeller Dr Naples, FL | 3.0 | 2.5 | 1841 | $3,200 | $1.74 | 24d | 1 | 0.18mi |
| 7501 Carnegie Way Naples, FL | 3.0 | 2.5 | 1638 | $3,100 | $1.89 | 15d | 1 | 0.21mi |
| 7345 Rockefeller Dr Naples, FL | 3.0 | 2.5 | 1868 | $5,800 | $3.10 | 15d | 1 | 0.22mi |
| 7596 Morgan Way Naples, FL | 3.0 | 2.5 | 1841 | $3,600 | $1.96 | 24d | 1 | 0.29mi |
| 7414 Acorn Way Naples, FL | 3.0 | 2.0 | 2300 | $5,950 | $2.59 | 24d | 1 | 0.30mi |
| 7608 Morgan Way Naples, FL | 3.0 | 2.5 | 1771 | $3,150 | $1.78 | 24d | 1 | 0.31mi |
| 7611 Morgan Way Naples, FL | 3.0 | 2.5 | 1712 | $2,900 | $1.69 | 24d | 1 | 0.32mi |
| 7555 Rockefeller Dr Naples, FL | 3.0 | 2.5 | 1841 | $3,150 | $1.71 | 24d | 1 | 0.34mi |
| 7643 Morgan Way Naples, FL | 3.0 | 2.5 | 1762 | $2,900 | $1.65 | 24d | 1 | 0.36mi |
| 7578 Rockefeller Dr Naples, FL | 3.0 | 2.5 | 1712 | $3,000 | $1.75 | 24d | 1 | 0.36mi |
| 7302 Acorn Way Naples, FL | 3.0 | 3.0 | 2300 | $7,000 | $3.04 | 24d | 1 | 0.38mi |
| 3471 Bravada Way Naples, FL | 3.0 | 2.5 | 1771 | $3,000 | $1.69 | 24d | 1 | 0.39mi |
| 3019 Ellice Way Naples, FL | 3.0 | 3.0 | 2181 | $3,500 | $1.60 | 22d | 1 | 0.45mi |
| 4274 Sonoma Oaks Cir Naples, FL | 3.0 | 2.5 | 2018 | $3,500 | $1.73 | 24d | 1 | 0.53mi |
| 4275 Sonoma Oaks Cir Naples, FL | 3.0 | 2.5 | 2000 | $3,200 | $1.60 | 24d | 1 | 0.55mi |
| 15122 Summit Place Cir #212 Naples, FL | 3.0 | 2.5 | 2276 | $2,750 | $1.21 | 24d | 1 | 0.65mi |
| 14758 Sutherland Ave #412 Naples, FL | 3.0 | 3.0 | 1800 | $3,000 | $1.67 | 24d | 1 | 0.80mi |
| 15582 Summit Place Cir #405 Naples, FL | 3.0 | 2.5 | 1667 | $3,000 | $1.80 | 24d | 1 | 0.81mi |
| 14732 Sutherland Ave Naples, FL | 4.0 | 3.0 | 2002 | $2,550 | $1.27 | 24d | 1 | 0.84mi |
| 14732 Sutherland Ave #332 Naples, FL | 4.0 | 2.5 | 2002 | $2,550 | $1.27 | 24d | 1 | 0.84mi |
HOA detail condo
- Monthly dues
- $466 · $5,592/yr
- Likely covers
- poolgymsecurity
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 34 events
-
2026-06-21days on market $369,000 Active 101 DOM
-
2026-06-18days on market $369,000 Active 98 DOM
-
2026-06-17days on market $369,000 Active 97 DOM
-
2026-06-16days on market $369,000 Active 96 DOM
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2026-06-15days on market $369,000 Active 95 DOM
-
2026-06-14days on market $369,000 Active 93 DOM
-
2026-06-10days on market $369,000 Active 90 DOM
-
2026-06-09days on market $369,000 Active 89 DOM
-
2026-06-08days on market $369,000 Active 88 DOM
-
2026-06-07pricedays on market $369,000 Active 87 DOM
-
2026-06-03days on market $389,000 Active 83 DOM
-
2026-06-02days on market $389,000 Active 82 DOM
-
2026-06-01days on market $389,000 Active 81 DOM
-
2026-05-31days on market $389,000 Active 80 DOM
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2026-05-30days on market $389,000 Active 79 DOM
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2026-05-07price $389,000 1026-char remark
Show marketing remark (1026 chars)
Spacious Lakefront Townhome in Naples Welcome to this beautifully maintained townhome offering serene lake views and with a spacious covered lanai—perfect for relaxing or entertaining. This is the largest model in the community, featuring 4 bedrooms, 3 bathrooms, and a 1 car garage with 1,890 sq. ft. under air. Inside, you’ll find a bright, open floor plan with ceramic tile flooring on the main level and a well-appointed kitchen with granite countertops. The primary suite impresses with tray ceilings, a large walk-in closet, and a spa-like bath complete with dual vanities, a walk-in shower, and soaking tub. Enjoy resort-style living with access to a community pool, fitness center, and clubhouse—all within the security of a gated community. Conveniently located on Vanderbilt Beach Road, just minutes from I-75, shopping, dining, and Naples’ pristine beaches. This home combines comfort, space, and convenience—everything you need for family living in Naples. All cash offers requested.
-
2026-05-07price $389,000
Show marketing remark (1026 chars)
Spacious Lakefront Townhome in Naples Welcome to this beautifully maintained townhome offering serene lake views and with a spacious covered lanai—perfect for relaxing or entertaining. This is the largest model in the community, featuring 4 bedrooms, 3 bathrooms, and a 1 car garage with 1,890 sq. ft. under air. Inside, you’ll find a bright, open floor plan with ceramic tile flooring on the main level and a well-appointed kitchen with granite countertops. The primary suite impresses with tray ceilings, a large walk-in closet, and a spa-like bath complete with dual vanities, a walk-in shower, and soaking tub. Enjoy resort-style living with access to a community pool, fitness center, and clubhouse—all within the security of a gated community. Conveniently located on Vanderbilt Beach Road, just minutes from I-75, shopping, dining, and Naples’ pristine beaches. This home combines comfort, space, and convenience—everything you need for family living in Naples. All cash offers requested.
-
2026-04-01status Active 1026-char remark
Show marketing remark (1026 chars)
Spacious Lakefront Townhome in Naples Welcome to this beautifully maintained townhome offering serene lake views and with a spacious covered lanai—perfect for relaxing or entertaining. This is the largest model in the community, featuring 4 bedrooms, 3 bathrooms, and a 1 car garage with 1,890 sq. ft. under air. Inside, you’ll find a bright, open floor plan with ceramic tile flooring on the main level and a well-appointed kitchen with granite countertops. The primary suite impresses with tray ceilings, a large walk-in closet, and a spa-like bath complete with dual vanities, a walk-in shower, and soaking tub. Enjoy resort-style living with access to a community pool, fitness center, and clubhouse—all within the security of a gated community. Conveniently located on Vanderbilt Beach Road, just minutes from I-75, shopping, dining, and Naples’ pristine beaches. This home combines comfort, space, and convenience—everything you need for family living in Naples. All cash offers requested.
-
2026-04-01status Active
Show marketing remark (1026 chars)
Spacious Lakefront Townhome in Naples Welcome to this beautifully maintained townhome offering serene lake views and with a spacious covered lanai—perfect for relaxing or entertaining. This is the largest model in the community, featuring 4 bedrooms, 3 bathrooms, and a 1 car garage with 1,890 sq. ft. under air. Inside, you’ll find a bright, open floor plan with ceramic tile flooring on the main level and a well-appointed kitchen with granite countertops. The primary suite impresses with tray ceilings, a large walk-in closet, and a spa-like bath complete with dual vanities, a walk-in shower, and soaking tub. Enjoy resort-style living with access to a community pool, fitness center, and clubhouse—all within the security of a gated community. Conveniently located on Vanderbilt Beach Road, just minutes from I-75, shopping, dining, and Naples’ pristine beaches. This home combines comfort, space, and convenience—everything you need for family living in Naples. All cash offers requested.
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2026-03-31historical
-
2025-10-02status Active 1026-char remark
Show marketing remark (1026 chars)
Spacious Lakefront Townhome in Naples Welcome to this beautifully maintained townhome offering serene lake views and with a spacious covered lanai—perfect for relaxing or entertaining. This is the largest model in the community, featuring 4 bedrooms, 3 bathrooms, and a 1 car garage with 1,890 sq. ft. under air. Inside, you’ll find a bright, open floor plan with ceramic tile flooring on the main level and a well-appointed kitchen with granite countertops. The primary suite impresses with tray ceilings, a large walk-in closet, and a spa-like bath complete with dual vanities, a walk-in shower, and soaking tub. Enjoy resort-style living with access to a community pool, fitness center, and clubhouse—all within the security of a gated community. Conveniently located on Vanderbilt Beach Road, just minutes from I-75, shopping, dining, and Naples’ pristine beaches. This home combines comfort, space, and convenience—everything you need for family living in Naples. All cash offers requested.
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2025-09-17$399,000 Active 1026-char remark
Show marketing remark (1026 chars)
Spacious Lakefront Townhome in Naples Welcome to this beautifully maintained townhome offering serene lake views and with a spacious covered lanai—perfect for relaxing or entertaining. This is the largest model in the community, featuring 4 bedrooms, 3 bathrooms, and a 1 car garage with 1,890 sq. ft. under air. Inside, you’ll find a bright, open floor plan with ceramic tile flooring on the main level and a well-appointed kitchen with granite countertops. The primary suite impresses with tray ceilings, a large walk-in closet, and a spa-like bath complete with dual vanities, a walk-in shower, and soaking tub. Enjoy resort-style living with access to a community pool, fitness center, and clubhouse—all within the security of a gated community. Conveniently located on Vanderbilt Beach Road, just minutes from I-75, shopping, dining, and Naples’ pristine beaches. This home combines comfort, space, and convenience—everything you need for family living in Naples. All cash offers requested.
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2025-09-16$399,000 Active
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2019-07-15soldstatus $220,000
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2019-06-20soldstatus $220,000 Sold 489-char remark
Show marketing remark (489 chars)
Great location, and priced for a quick sale! Here is the home you have been looking for! Open concept spacious home, ideal for entertaining. Open View of the Screened Lanai with view of Outdoor Lake Side. This property is close to shopping centers, schools, restaurants, beautiful Floridian beaches and the main attractions of the City. The house was upgraded last year with new kitchen cabinets, granite countertops. The HOA monthly payment is 415, the basic cable and water are included.
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2019-05-16status Pending With Contingencies 489-char remark
Show marketing remark (489 chars)
Great location, and priced for a quick sale! Here is the home you have been looking for! Open concept spacious home, ideal for entertaining. Open View of the Screened Lanai with view of Outdoor Lake Side. This property is close to shopping centers, schools, restaurants, beautiful Floridian beaches and the main attractions of the City. The house was upgraded last year with new kitchen cabinets, granite countertops. The HOA monthly payment is 415, the basic cable and water are included.
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2019-03-29$224,900 Active 489-char remark
Show marketing remark (489 chars)
Great location, and priced for a quick sale! Here is the home you have been looking for! Open concept spacious home, ideal for entertaining. Open View of the Screened Lanai with view of Outdoor Lake Side. This property is close to shopping centers, schools, restaurants, beautiful Floridian beaches and the main attractions of the City. The house was upgraded last year with new kitchen cabinets, granite countertops. The HOA monthly payment is 415, the basic cable and water are included.
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2019-03-20historical
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2018-12-04price $235,000
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2018-10-05$239,000 Active
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2011-01-07soldstatus $108,000
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2010-11-10historical
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2010-11-01$104,900
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2010-01-04$99,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $3,424 · $285/mo
- Projected year-2 tax
- $3,424 · $285/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 31 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $41,488
- − Mortgage interest
- −$20,670
- − Property taxes
- −$3,424
- − Insurance
- −$1,845
- − Repairs & maintenance
- −$3,319
- − Management
- −$3,319
- − HOA
- −$5,592
- − Depreciation
- −$10,735
- Taxable loss
- −$7,416
- Est. tax savings @ 24.0%
- +$1,780
- After-tax cash flow
- $473/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Collier
- NCES district ID
- 1200330
- Math proficiency
- 60% ▼ -4.00%
- Reading proficiency
- 56% ▼ -2.00%
- Median HH income
- $58,275
- Composite
- 50.23/100
- National rank
- #1892
- State rank
- #16 of 73 in FL
Livability — Island Walk
- Score
- 64/100
- State rank
- #692
- US rank
- #14444
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Collier County · 396,295 people
- Metro
- Naples-Marco Island, FL
- Population (ZIP)
- 36,807
- Household income
- $113,391
- Rent vs Own
- Severe rent burden
- 741.0
Population outlook (Collier County) Hauer SSP2
- Today (2025)
- 420,858 people
- By 2030
- 450,054 · +6.9%
- By 2040
- 502,232 · +19.3%
- By 2050
- 544,932 · +29.5%
- By 2075
- 627,203 · +49.0%
- By 2100
- 659,015 · +56.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Hispanic / Latino 20% Two or more races 14% Black 1%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 2% Cuban 4% Dominican 2%
- Common ancestry
- Romanian 4% Lithuanian 2% Italian 2%
- Foreign-born
- 17% · Canada, Jamaica, Dominican Republic
- Languages at home
- 78% English-only · Spanish 15% Other Indo-European 3% Russian/Polish/Slavic 1%
Political lean MEDSL · Collier
- 2024 margin
- Solid R (+33.1) · D 33.1% · R 66.2%
- 2008→2024 swing
- -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
- All cycles
- 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -243.12%
- Current HPI
- 269.3208
- Rent YoY
- ▼ -2.51%
- Metro
- Naples-Marco Island, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+292.9% since first listed19 events — show timeline
- 2026-05-07 Price Changed $389,000 BEARMLS
- 2026-05-07 Price Changed $389,000 Beaches MLS
- 2026-04-01 Relisted — BEARMLS
- 2026-04-01 Relisted — Beaches MLS
- 2026-03-31 Listing Removed — Beaches MLS
- 2025-10-02 Relisted — BEARMLS
- 2025-09-17 Listed $399,000 BEARMLS
- 2025-09-16 Listed $399,000 Beaches MLS
- 2019-07-15 Sold (Public Records) $220,000 Public Records
- 2019-06-20 Sold (MLS) $220,000 NAPLESMLS
- 2019-05-16 Pending — NAPLESMLS
- 2019-03-29 Listed $224,900 NAPLESMLS
- 2019-03-20 Listing Removed — NAPLESMLS
- 2018-12-04 Price Changed $235,000 NAPLESMLS
- 2018-10-05 Listed $239,000 NAPLESMLS
- 2011-01-07 Sold (MLS) $108,000 NAPLESMLS
- 2010-11-10 Listing Removed — FORTMLS
- 2010-11-01 Listed $104,900 NAPLESMLS
- 2010-01-04 Listed $99,000 FORTMLS
Property tax history
+8.8%/yrLatest (2025): $3,424 · +7.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…