2916 Battle Dr NW · Huntsville, AL 35816

$94,900

3 bd · 1.0 ba · 978 sqft · SingleFamily public records · 37 Days on market

Built 1960 6,534 sqft lot $97/sqft · 31% below area Est $136k · 30% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.6/10.0
• Livability +4.1/5.0
• Rent growth +3.2/5.0
• Schools +2.9/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

This 3-bedroom, 1-bathroom bungalow is a prime opportunity for investors and flippers looking for their next project at an unbeatable price point under $100,000. Major updates are already complete, including a new roof and new windows, providing a strong head start for renovations. Whether you're planning a profitable flip or an income-producing rental, this property offers excellent potential. Conveniently located with easy access to downtown Huntsville, Research Park, and major commuter routes, making it attractive for future tenants or buyers alike. Don’t miss this investment opportunity—schedule your showing today!

Key facts

• New roof
• New windows
• 6,534 sq ft lot

Tags

• NEW ROOF
• NEW WINDOWS

Property features AI

Finance

• HOA & community: No HOA; Subdivision: Terry Heights

Exterior

• Parking: Gravel driveway
• Utilities: Public sewer
• Home design: Single-family residence; Residential property; Not new construction; Living area approximately 969 square feet
• Construction: Vinyl siding; Foundation: see remarks
• Exterior features: 0.15-acre lot; Public water

Interior

• Bathrooms: 1 full bathroom
• Heating & cooling: No heating; No cooling
• Interior features: No fireplaces

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $95k.

Deal economics

• At list price, monthly cash flow is $-21 ($-257/yr) — negative.
• To cash-flow at today's rent, offer at most $91k (4.0% below list).
• Meets the 1% rule at list price ($1k rent vs $95k).
• Recommended offer: $91k (4.0% below list) — sets the bar for cash-flow.
• Cap rate 11.4% vs local median 3.8% in Huntsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 82/100 on livability (#3 in AL, #1,082 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
• Huntsville City (urban): math 21% / reading 46% proficiency, ranked #48 of 129 in AL (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Sonnie Hereford Elementary School (math 4% / reading 20%, grade F, #554 of 627 statewide, top 88%, 611 students, 92% FRL); Huntsville Junior High School (math 20% / reading 45%, grade F, #105 of 257 statewide, top 42%, 418 students, 38% FRL); Huntsville High School (math 41% / reading 51%, grade D-, #18 of 305 statewide, top 6%, 1,826 students, 28% FRL).
• Market conditions: Rents rising (+2.7%/yr); 64 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 4,709 units permitted in Madison County in 2024 (1,186 in 5+ unit buildings).
• This rent runs 38% of the median local income ($40k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $656 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Madison County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 37 days — a 3% lower offer ($92k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $72k; 31% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $91,112 (4.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 4% concession, seller financing, or rate buy-down credit?
3. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.36% ✓
• Cap rate: 11.42%
• Cash-on-cash: 18.29%
• DSCR: 1.81
• GRM: 6.1

CMA / ARV

• ARV (median comp): $135,663
• List price: $94,900
• Delta: -30.05%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
815 Appleby St NW	0.41mi	2/1.0 (-1)	950 (-3%)	2mo	$110,000	$116	69
702 9th St	0.42mi	3/1.0	1,054 (+8%)	8mo	$175,000	$166	61
2809 Greenside Dr NW	0.67mi	3/1.0	1,025 (+5%)	1mo	$59,900	$58	60
804 Appleby St NW	0.46mi	2/1.0 (-1)	1,040 (+6%)	5mo	$70,000	$67	59
1019 Crestline Rd NW	0.34mi	3/1.0	1,055 (+8%)	15mo	$140,000	$133	59
2217 Beasley Ave NW	0.52mi	3/2.0	1,000 (+2%)	11mo	$164,400	$164	58
612 Marguerite Dr NW	0.48mi	3/1.0	1,040 (+6%)	17mo	$130,000	$125	53
1606 Armstrong St	0.53mi	3/1.0	1,055 (+8%)	15mo	$170,000	$161	49
3012 Love Dr	0.58mi	3/2.0	950 (-3%)	18mo	$167,500	$176	49
302 Lowry St NW	0.70mi	3/2.0	928 (-5%)	15mo	$149,900	$162	42
1705 NW Chester St	0.70mi	2/1.0 (-1)	918 (-6%)	15mo	$130,000	$142	40
1613 Armstrong St NW	0.58mi	3/2.0	1,100 (+12%)	15mo	$191,000	$174	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.66% rent growth · sell at horizon

5-year hold

• IRR: -18.2%
• Equity multiple: 0.36×
• Total profit: $-16,928
• Equity at exit: $14,150

10-year hold

• IRR: -10.9%
• Equity multiple: 0.35×
• Total profit: $-17,255
• Equity at exit: $8,205

Cash invested: $26,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35816

• Home prices YoY: -9.0%
• Rents YoY: 2.7%
• Active inventory: 64
• Price-to-rent: 6.1×

Monthly cashflow live

• Estimated rent: $1,286 high
• Mortgage (P&I): −$498
• Tax from tax record: −$74 /mo · $884/yr
• Insurance: −$40
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$270
• Net cashflow: $-21

Break-even live

Break-even rent $1,313

Max offer price $91,112

Occupancy floor 97%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,725
• Closing costs: $2,847
• Reserves months: —
• Total cash needed: —

Rent comps 32 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
905 Fairway Dr NW Huntsville, AL	2.0	1.0	1000	$995	$0.99	43d	1	0.30mi
3016 Holmes Ave NW Huntsville, AL	3.0	1.0	1092	$1,275	$1.17	23d	1	0.34mi
3205 Hillandale Rd NW Huntsville, AL	2.0	1.0	1100	$1,200	$1.09	43d	1	0.36mi
612 Marguerite Dr NW Huntsville, AL	3.0	1.0	1040	$1,400	$1.35	43d	1	0.49mi
1300 Julia St NW Unit N/A Huntsville, AL	2.0	1.0	1100	$1,195	$1.09	13d	1	0.58mi
1208 Julia St NW Huntsville, AL	2.0	1.0	800	$745	$0.93	23d	1	0.60mi
3615 N Crestview Dr NW Unit 2 Huntsville, AL	2.0	1.5	920	$795	$0.86	23d	1	0.63mi
3621 N Crestview Dr NW Unit 2 Huntsville, AL	2.0	1.5	900	$895	$0.99	43d	1	0.67mi
1713 Niblick Ave NW Huntsville, AL	3.0	1.0	1000	$1,195	$1.20	23d	1	0.73mi
1715 Chester St NW Huntsville, AL	3.0	1.0	950	$1,250	$1.32	43d	1	0.73mi
2900 4th Ave NW Huntsville, AL	2.0	1.0–2.0	765	$1,804	$2.36	13d	81	0.83mi
3700 Governors Dr SW Huntsville, AL	3.0	1.0–2.0	1547	$2,588	$1.67	13d	58	0.96mi
1904 Oglesby Dr NW Huntsville, AL	3.0	2.0	1026	$1,395	$1.36	13d	1	0.97mi
417 Holmes Ave NW Unit B Huntsville, AL	2.0	1.0	850	$1,150	$1.35	23d	1	1.01mi
600 Clinton Ave W Huntsville, AL	3.0	1.0–2.0	1034	$3,645	$3.52	23d	168	1.09mi
3801 6th Ave SW Huntsville, AL	2.0	2.0	953	$1,325	$1.39	23d	2	1.13mi
740 Constellation Place Dr SW Huntsville, AL	3.0	1.0–2.0	1045	$2,199	$2.10	13d	25	1.14mi
2708 7th Ave SW Unit D Huntsville, AL	2.0	1.0	1000	$950	$0.95	43d	1	1.20mi
201 Jefferson St NW Huntsville, AL	1.0–3.0	1.0–2.5	1287	$3,419	$2.66	13d	13	1.29mi
407 Warner St NW Huntsville, AL	3.0	1.0	1015	$1,295	$1.28	23d	1	1.29mi
4013 9th Ave SW Huntsville, AL	2.0	1.0	1060	$1,098	$1.04	43d	1	1.41mi
1409 Lancewood Dr NW Huntsville, AL	1.0–3.0	1.0	900	$899	$1.00	13d	10	1.43mi
805 Monroe St SW Huntsville, AL	2.0	1.0–2.0	928	$2,865	$3.09	13d	183	1.43mi
608 Austin Dr NW Huntsville, AL	3.0	1.5	1100	$1,350	$1.23	23d	1	1.43mi
2500 9th Ave SW Huntsville, AL	2.0	1.0–2.0	841	$1,623	$1.93	13d	12	1.43mi
2721 Clayton Dr NW Huntsville, AL	3.0	1.0	1000	$998	$1.00	43d	1	1.44mi
401 Williams Ave SW Huntsville, AL	2.0	1.0–2.0	911	$2,278	$2.50	21d	36	1.44mi
110 Washington St NE Huntsville, AL	1.0–2.0	1.0–2.0	955	$2,293	$2.40	13d	4	1.44mi
2711 Clayton Dr NW Huntsville, AL	3.0	1.5	1030	$1,400	$1.36	43d	1	1.44mi
604 Austin Dr NW Huntsville, AL	3.0	1.0	1075	$1,350	$1.26	23d	1	1.44mi
2728 Clayton Dr NW Unit B Huntsville, AL	2.0	1.0	900	$795	$0.88	43d	1	1.46mi
603 Austin Dr NW Huntsville, AL	3.0	1.0	1086	$1,450	$1.34	43d	1	1.48mi

Listing history 17 events

1. 2026-06-18
   days on market $94,900 Active 37 DOM
2. 2026-06-17
   days on market $94,900 Active 36 DOM
3. 2026-06-16
   days on market $94,900 Active 35 DOM
4. 2026-06-15
   days on market $94,900 Active 34 DOM
5. 2026-06-14
   days on market $94,900 Active 32 DOM
6. 2026-06-10
   days on market $94,900 Active 29 DOM
7. 2026-06-09
   days on market $94,900 Active 28 DOM
8. 2026-06-08
   days on market $94,900 Active 27 DOM
9. 2026-06-07
   days on market $94,900 Active 26 DOM
10. 2026-06-03
    days on market $94,900 Active 22 DOM
11. 2026-06-03
    price $94,900 Active 21 DOM
12. 2026-06-02
    days on market $99,900 Active 21 DOM
13. 2026-06-01
    days on market $99,900 Active 20 DOM
14. 2026-05-31
    days on market $99,900 Active 19 DOM
15. 2026-05-30
    days on market $99,900 Active 18 DOM
16. 2026-05-12
    listed $99,900 Active 638-char remark
17. 2022-01-12
    soldstatus $72,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $884 · $74/mo
• Projected year-2 tax: $884 · $74/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone AE · 22% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,432
• − Mortgage interest: −$5,316
• − Property taxes: −$884
• − Insurance: −$5,593
• − Repairs & maintenance: −$1,235
• − Management: −$1,235
• − Depreciation: −$2,761
• Taxable loss: −$1,590
• Est. tax savings @ 24.0%: +$382
• After-tax cash flow: $124/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Huntsville City
• NCES district ID: 0101800
• Math proficiency: 21% ▼ -23.00%
• Reading proficiency: 46% ▬ 0.00%
• Median HH income: $48,264
• Composite: 28.84/100
• National rank: #6647
• State rank: #48 of 129 in AL

Livability — Huntsville

• Score: 82/100
• State rank: #3
• US rank: #1082

Category grades

Amenities B Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Huntsville, AL
• County: Madison County · 380,832 people
• City population: 220,435
• Metro: Huntsville, AL
• Population (ZIP): 15,939
• Household income: $40,242
• Rent vs Own: 75.9% rent · 24.1% own
• Severe rent burden: 1145.0

Population outlook (Madison County) Hauer SSP2

• Today (2025): 392,086 people
• By 2030: 409,788 · +4.5%
• By 2040: 440,557 · +12.4%
• By 2050: 460,990 · +17.6%
• By 2075: 502,872 · +28.3%
• By 2100: 513,623 · +31.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Black (63%)
• Race & ethnicity: Black 63% White 22% Hispanic / Latino 9% Two or more races 5% Native American 2% Asian 1%
• Hispanic origin (detail): Mexican 6%
• Common ancestry: Serbian 1% Italian 1% Swedish 1%
• Foreign-born: 5% · Canada
• Languages at home: 92% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Madison

• 2024 margin: Lean R (+9.0) · D 44.7% · R 53.7% · Other 1.6%
• 2008→2024 swing: +6.0pp toward D · 2008: -14.9pp · 2024: -9.0pp
• All cycles: 2024: R+9.0 2020: R+8.0 2016: R+16.8 2012: R+18.7 2008: R+14.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -24.06%
• Current HPI: 243.5404
• Rent YoY: ▲ 2.66%
• Metro: Huntsville, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+30.9% since first listed

3 events — show timeline

• 2026-06-02 Price Changed $94,900 VMLS
• 2026-05-12 Listed $99,900 VMLS
• 2022-01-12 Sold (Public Records) $72,500 Public Records

Property tax history

+10.0%/yr

Latest (2024): $884 · +14.2% YoY. Source: county tax records.