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320 County Road 619
C+ Composite 64.94
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.5/30.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.7/10.0
  • Schools +3.6/10.0
  • Livability +3.4/5.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$149,900

320 County Road 619 · Lake Placid, FL 33852
3 bd · 2.0 ba · 1,400 sqft · SingleFamily public records · 628 Days on market
Built 1964 0.46 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Are you someone with a bit of vision and a love for rural charm? This 3 Bed/2 Bath Wood Home is located on approx. 1/2 Acre on a paved county road waiting for YOU! The home offers a unique opportunity for those ready to add their personal touch. Although it needs TLC, this property is brimming with potential. The spacious lot provides ample room for additions such as a garage, workshop, or garden—perfect for anyone looking to expand their space and enhance their lifestyle. Nestled near the quaint town of Lake Placid, this home allows you to embrace a tranquil, rural lifestyle while enjoying the natural beauty of the area. Lake Placid offers a variety of festivals and events throughout the year, adding a touch of community spirit to your surroundings. Additionally, the nearby town of Sebring hosts the renowned 12 Hours of Sebring race each March, making this location ideal for motorsports enthusiasts. Whether you're into fishing, relaxing by the lake, or exploring the charm of Highlands County, this home provides a wonderful backdrop for all that this region has to offer. Don’t miss the chance to make this house your own, check it out!

Key facts

  • 0.46 acre lot
  • Built 1964
  • Listed 627 days

Property features AI

Finance

  • Other: Lot approximately 0.46 acre (about 105 x 193) with paved road access; Zoned AU (agricultural/urban use); Homestead exempt
  • Financial info:
  • HOA & community: No association

Exterior

  • Parking:
  • Security:
  • Utilities: Private water; Public sewer; Cable available; High-speed internet available; Electricity connected; Phone available
  • Home design: Single-family residence; One story; Faces west; Residential property
  • Construction: Metal siding and frame construction; Shingle roof; Crawlspace foundation; Built as 1-story
  • Exterior features: Storage

Interior

  • Kitchen: Range; Refrigerator
  • Bedrooms: 3 bedrooms
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans; Living room and dining room combo; Inside utility
  • Laundry & utility: Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $491 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $132k (12.0% below list) — sets the bar for market timing.
  • Cap rate 10.2% vs local median 3.7% in Lake Placid — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#525 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, health & safety A+; Watch: schools D+, amenities F, commute F.
  • Highlands (other): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents flat; 1488 active listings in the ZIP; 980 units permitted in Highlands County in 2024 (80 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 628 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 2y ago; this cycle's ask has dropped $40k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $72k; list at $150k implies a 107% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $131,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 628 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.17%
Cap rate
10.22%
Cash-on-cash
14.04%
DSCR
1.62
GRM
7.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.82% rent growth · sell at horizon

5-year hold
IRR
2.0%
Equity multiple
1.08×
Total profit
$3,162
Equity at exit
$22,351
10-year hold
IRR
9.5%
Equity multiple
1.67×
Total profit
$28,013
Equity at exit
$12,961

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33852

Rents YoY
0.8%
Active inventory
1488
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$1,749 medium interval (Pro) →
Mortgage (P&I)
$786
Tax from tax record
$42 /mo · $509/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$367
Net cashflow
$491

Break-even live

Break-even rent $1,128
Max offer price $149,900
Occupancy floor 67%

Sensitivity live

Price -10% $576 -5% $533 +0% $491 +5% $449 +10% $406
Rent -10% $353 -5% $422 +0% $491 +5% $560 +10% $629
Rate -1.0pp $566 -0.5pp $529 base $491 +0.5pp $452 +1.0pp $413

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,475
Closing costs
$4,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 29 events

  1. 2026-06-19
    days on market $149,900 Active 628 DOM
  2. 2026-06-18
    days on market $149,900 Active 627 DOM
  3. 2026-06-17
    days on market $149,900 Active 626 DOM
  4. 2026-06-16
    days on market $149,900 Active 625 DOM
  5. 2026-06-15
    days on market $149,900 Active 624 DOM
  6. 2026-06-14
    days on market $149,900 Active 622 DOM
  7. 2026-06-10
    days on market $149,900 Active 619 DOM
  8. 2026-06-09
    days on market $149,900 Active 618 DOM
  9. 2026-06-08
    days on market $149,900 Active 617 DOM
  10. 2026-06-07
    days on market $149,900 Active 616 DOM
  11. 2026-06-02
    days on market $149,900 Active 611 DOM
  12. 2026-06-01
    days on market $149,900 Active 610 DOM
  13. 2026-05-31
    days on market $149,900 Active 609 DOM
  14. 2026-05-30
    days on market $149,900 Active 608 DOM
  15. 2026-05-08
    price $149,900 1164-char remark
    Show marketing remark (1164 chars)

    Are you someone with a bit of vision and a love for rural charm? This 3 Bed/2 Bath Wood Home is located on approx. 1/2 Acre on a paved county road waiting for YOU! The home offers a unique opportunity for those ready to add their personal touch. Although it needs TLC, this property is brimming with potential. The spacious lot provides ample room for additions such as a garage, workshop, or garden—perfect for anyone looking to expand their space and enhance their lifestyle. Nestled near the quaint town of Lake Placid, this home allows you to embrace a tranquil, rural lifestyle while enjoying the natural beauty of the area. Lake Placid offers a variety of festivals and events throughout the year, adding a touch of community spirit to your surroundings. Additionally, the nearby town of Sebring hosts the renowned 12 Hours of Sebring race each March, making this location ideal for motorsports enthusiasts. Whether you're into fishing, relaxing by the lake, or exploring the charm of Highlands County, this home provides a wonderful backdrop for all that this region has to offer. Don’t miss the chance to make this house your own, check it out!

  16. 2026-05-08
    price $149,900
    Show marketing remark (1164 chars)

    Are you someone with a bit of vision and a love for rural charm? This 3 Bed/2 Bath Wood Home is located on approx. 1/2 Acre on a paved county road waiting for YOU! The home offers a unique opportunity for those ready to add their personal touch. Although it needs TLC, this property is brimming with potential. The spacious lot provides ample room for additions such as a garage, workshop, or garden—perfect for anyone looking to expand their space and enhance their lifestyle. Nestled near the quaint town of Lake Placid, this home allows you to embrace a tranquil, rural lifestyle while enjoying the natural beauty of the area. Lake Placid offers a variety of festivals and events throughout the year, adding a touch of community spirit to your surroundings. Additionally, the nearby town of Sebring hosts the renowned 12 Hours of Sebring race each March, making this location ideal for motorsports enthusiasts. Whether you're into fishing, relaxing by the lake, or exploring the charm of Highlands County, this home provides a wonderful backdrop for all that this region has to offer. Don’t miss the chance to make this house your own, check it out!

  17. 2025-11-21
    status Active
    Show marketing remark (1164 chars)

    Are you someone with a bit of vision and a love for rural charm? This 3 Bed/2 Bath Wood Home is located on approx. 1/2 Acre on a paved county road waiting for YOU! The home offers a unique opportunity for those ready to add their personal touch. Although it needs TLC, this property is brimming with potential. The spacious lot provides ample room for additions such as a garage, workshop, or garden—perfect for anyone looking to expand their space and enhance their lifestyle. Nestled near the quaint town of Lake Placid, this home allows you to embrace a tranquil, rural lifestyle while enjoying the natural beauty of the area. Lake Placid offers a variety of festivals and events throughout the year, adding a touch of community spirit to your surroundings. Additionally, the nearby town of Sebring hosts the renowned 12 Hours of Sebring race each March, making this location ideal for motorsports enthusiasts. Whether you're into fishing, relaxing by the lake, or exploring the charm of Highlands County, this home provides a wonderful backdrop for all that this region has to offer. Don’t miss the chance to make this house your own, check it out!

  18. 2025-11-21
    price $155,000
    Show marketing remark (1164 chars)

    Are you someone with a bit of vision and a love for rural charm? This 3 Bed/2 Bath Wood Home is located on approx. 1/2 Acre on a paved county road waiting for YOU! The home offers a unique opportunity for those ready to add their personal touch. Although it needs TLC, this property is brimming with potential. The spacious lot provides ample room for additions such as a garage, workshop, or garden—perfect for anyone looking to expand their space and enhance their lifestyle. Nestled near the quaint town of Lake Placid, this home allows you to embrace a tranquil, rural lifestyle while enjoying the natural beauty of the area. Lake Placid offers a variety of festivals and events throughout the year, adding a touch of community spirit to your surroundings. Additionally, the nearby town of Sebring hosts the renowned 12 Hours of Sebring race each March, making this location ideal for motorsports enthusiasts. Whether you're into fishing, relaxing by the lake, or exploring the charm of Highlands County, this home provides a wonderful backdrop for all that this region has to offer. Don’t miss the chance to make this house your own, check it out!

  19. 2025-11-21
    status Active 1164-char remark
    Show marketing remark (1164 chars)

    Are you someone with a bit of vision and a love for rural charm? This 3 Bed/2 Bath Wood Home is located on approx. 1/2 Acre on a paved county road waiting for YOU! The home offers a unique opportunity for those ready to add their personal touch. Although it needs TLC, this property is brimming with potential. The spacious lot provides ample room for additions such as a garage, workshop, or garden—perfect for anyone looking to expand their space and enhance their lifestyle. Nestled near the quaint town of Lake Placid, this home allows you to embrace a tranquil, rural lifestyle while enjoying the natural beauty of the area. Lake Placid offers a variety of festivals and events throughout the year, adding a touch of community spirit to your surroundings. Additionally, the nearby town of Sebring hosts the renowned 12 Hours of Sebring race each March, making this location ideal for motorsports enthusiasts. Whether you're into fishing, relaxing by the lake, or exploring the charm of Highlands County, this home provides a wonderful backdrop for all that this region has to offer. Don’t miss the chance to make this house your own, check it out!

  20. 2025-11-21
    price $155,000 1164-char remark
    Show marketing remark (1164 chars)

    Are you someone with a bit of vision and a love for rural charm? This 3 Bed/2 Bath Wood Home is located on approx. 1/2 Acre on a paved county road waiting for YOU! The home offers a unique opportunity for those ready to add their personal touch. Although it needs TLC, this property is brimming with potential. The spacious lot provides ample room for additions such as a garage, workshop, or garden—perfect for anyone looking to expand their space and enhance their lifestyle. Nestled near the quaint town of Lake Placid, this home allows you to embrace a tranquil, rural lifestyle while enjoying the natural beauty of the area. Lake Placid offers a variety of festivals and events throughout the year, adding a touch of community spirit to your surroundings. Additionally, the nearby town of Sebring hosts the renowned 12 Hours of Sebring race each March, making this location ideal for motorsports enthusiasts. Whether you're into fishing, relaxing by the lake, or exploring the charm of Highlands County, this home provides a wonderful backdrop for all that this region has to offer. Don’t miss the chance to make this house your own, check it out!

  21. 2025-11-12
    historical Active Under Contract 1164-char remark
    Show marketing remark (1164 chars)

    Are you someone with a bit of vision and a love for rural charm? This 3 Bed/2 Bath Wood Home is located on approx. 1/2 Acre on a paved county road waiting for YOU! The home offers a unique opportunity for those ready to add their personal touch. Although it needs TLC, this property is brimming with potential. The spacious lot provides ample room for additions such as a garage, workshop, or garden—perfect for anyone looking to expand their space and enhance their lifestyle. Nestled near the quaint town of Lake Placid, this home allows you to embrace a tranquil, rural lifestyle while enjoying the natural beauty of the area. Lake Placid offers a variety of festivals and events throughout the year, adding a touch of community spirit to your surroundings. Additionally, the nearby town of Sebring hosts the renowned 12 Hours of Sebring race each March, making this location ideal for motorsports enthusiasts. Whether you're into fishing, relaxing by the lake, or exploring the charm of Highlands County, this home provides a wonderful backdrop for all that this region has to offer. Don’t miss the chance to make this house your own, check it out!

  22. 2025-11-12
    status Pending
    Show marketing remark (1164 chars)

    Are you someone with a bit of vision and a love for rural charm? This 3 Bed/2 Bath Wood Home is located on approx. 1/2 Acre on a paved county road waiting for YOU! The home offers a unique opportunity for those ready to add their personal touch. Although it needs TLC, this property is brimming with potential. The spacious lot provides ample room for additions such as a garage, workshop, or garden—perfect for anyone looking to expand their space and enhance their lifestyle. Nestled near the quaint town of Lake Placid, this home allows you to embrace a tranquil, rural lifestyle while enjoying the natural beauty of the area. Lake Placid offers a variety of festivals and events throughout the year, adding a touch of community spirit to your surroundings. Additionally, the nearby town of Sebring hosts the renowned 12 Hours of Sebring race each March, making this location ideal for motorsports enthusiasts. Whether you're into fishing, relaxing by the lake, or exploring the charm of Highlands County, this home provides a wonderful backdrop for all that this region has to offer. Don’t miss the chance to make this house your own, check it out!

  23. 2025-08-08
    price $160,000 1164-char remark
    Show marketing remark (1164 chars)

    Are you someone with a bit of vision and a love for rural charm? This 3 Bed/2 Bath Wood Home is located on approx. 1/2 Acre on a paved county road waiting for YOU! The home offers a unique opportunity for those ready to add their personal touch. Although it needs TLC, this property is brimming with potential. The spacious lot provides ample room for additions such as a garage, workshop, or garden—perfect for anyone looking to expand their space and enhance their lifestyle. Nestled near the quaint town of Lake Placid, this home allows you to embrace a tranquil, rural lifestyle while enjoying the natural beauty of the area. Lake Placid offers a variety of festivals and events throughout the year, adding a touch of community spirit to your surroundings. Additionally, the nearby town of Sebring hosts the renowned 12 Hours of Sebring race each March, making this location ideal for motorsports enthusiasts. Whether you're into fishing, relaxing by the lake, or exploring the charm of Highlands County, this home provides a wonderful backdrop for all that this region has to offer. Don’t miss the chance to make this house your own, check it out!

  24. 2025-08-08
    price $160,000
    Show marketing remark (1164 chars)

    Are you someone with a bit of vision and a love for rural charm? This 3 Bed/2 Bath Wood Home is located on approx. 1/2 Acre on a paved county road waiting for YOU! The home offers a unique opportunity for those ready to add their personal touch. Although it needs TLC, this property is brimming with potential. The spacious lot provides ample room for additions such as a garage, workshop, or garden—perfect for anyone looking to expand their space and enhance their lifestyle. Nestled near the quaint town of Lake Placid, this home allows you to embrace a tranquil, rural lifestyle while enjoying the natural beauty of the area. Lake Placid offers a variety of festivals and events throughout the year, adding a touch of community spirit to your surroundings. Additionally, the nearby town of Sebring hosts the renowned 12 Hours of Sebring race each March, making this location ideal for motorsports enthusiasts. Whether you're into fishing, relaxing by the lake, or exploring the charm of Highlands County, this home provides a wonderful backdrop for all that this region has to offer. Don’t miss the chance to make this house your own, check it out!

  25. 2025-03-04
    price $179,900
    Show marketing remark (1164 chars)

    Are you someone with a bit of vision and a love for rural charm? This 3 Bed/2 Bath Wood Home is located on approx. 1/2 Acre on a paved county road waiting for YOU! The home offers a unique opportunity for those ready to add their personal touch. Although it needs TLC, this property is brimming with potential. The spacious lot provides ample room for additions such as a garage, workshop, or garden—perfect for anyone looking to expand their space and enhance their lifestyle. Nestled near the quaint town of Lake Placid, this home allows you to embrace a tranquil, rural lifestyle while enjoying the natural beauty of the area. Lake Placid offers a variety of festivals and events throughout the year, adding a touch of community spirit to your surroundings. Additionally, the nearby town of Sebring hosts the renowned 12 Hours of Sebring race each March, making this location ideal for motorsports enthusiasts. Whether you're into fishing, relaxing by the lake, or exploring the charm of Highlands County, this home provides a wonderful backdrop for all that this region has to offer. Don’t miss the chance to make this house your own, check it out!

  26. 2025-03-04
    price $179,900 1164-char remark
    Show marketing remark (1164 chars)

    Are you someone with a bit of vision and a love for rural charm? This 3 Bed/2 Bath Wood Home is located on approx. 1/2 Acre on a paved county road waiting for YOU! The home offers a unique opportunity for those ready to add their personal touch. Although it needs TLC, this property is brimming with potential. The spacious lot provides ample room for additions such as a garage, workshop, or garden—perfect for anyone looking to expand their space and enhance their lifestyle. Nestled near the quaint town of Lake Placid, this home allows you to embrace a tranquil, rural lifestyle while enjoying the natural beauty of the area. Lake Placid offers a variety of festivals and events throughout the year, adding a touch of community spirit to your surroundings. Additionally, the nearby town of Sebring hosts the renowned 12 Hours of Sebring race each March, making this location ideal for motorsports enthusiasts. Whether you're into fishing, relaxing by the lake, or exploring the charm of Highlands County, this home provides a wonderful backdrop for all that this region has to offer. Don’t miss the chance to make this house your own, check it out!

  27. 2024-09-20
    listed $189,900 Active
  28. 2024-09-17
    listed $189,900 Active 1164-char remark
    Show marketing remark (1164 chars)

    Are you someone with a bit of vision and a love for rural charm? This 3 Bed/2 Bath Wood Home is located on approx. 1/2 Acre on a paved county road waiting for YOU! The home offers a unique opportunity for those ready to add their personal touch. Although it needs TLC, this property is brimming with potential. The spacious lot provides ample room for additions such as a garage, workshop, or garden—perfect for anyone looking to expand their space and enhance their lifestyle. Nestled near the quaint town of Lake Placid, this home allows you to embrace a tranquil, rural lifestyle while enjoying the natural beauty of the area. Lake Placid offers a variety of festivals and events throughout the year, adding a touch of community spirit to your surroundings. Additionally, the nearby town of Sebring hosts the renowned 12 Hours of Sebring race each March, making this location ideal for motorsports enthusiasts. Whether you're into fishing, relaxing by the lake, or exploring the charm of Highlands County, this home provides a wonderful backdrop for all that this region has to offer. Don’t miss the chance to make this house your own, check it out!

  29. 2004-12-14
    soldstatus $72,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$509 · $42/mo
Projected year-2 tax
$1,244 · $104/mo
Expected delta
+$735/yr (+$61/mo · 144.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,991
− Mortgage interest
−$8,397
− Property taxes
−$509
− Insurance
−$750
− Repairs & maintenance
−$1,679
− Management
−$1,679
− Depreciation
−$4,361
Taxable income
$3,617
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$868
After-tax cash flow
$5,024/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Highlands
NCES district ID
1200840
Math proficiency
45% ▼ -7.00%
Reading proficiency
43% ▼ -3.00%
Median HH income
$35,276
Composite
36.42/100
National rank
#4672
State rank
#54 of 73 in FL

Livability — Lake Placid

Score
68/100
State rank
#525
US rank
#9813

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing B- Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Highlands County · 98,898 people
City population
22,600
Metro
Sebring-Avon Park, FL
Population (ZIP)
22,600
Household income
$54,284
Rent vs Own
18.6% rent · 81.4% own
Severe rent burden
439.0

Population outlook (Highlands County) Hauer SSP2

Today (2025)
99,674 people
By 2030
99,615 · -0.1%
By 2040
99,342 · -0.3%
By 2050
98,242 · -1.4%
By 2075
93,291 · -6.4%
By 2100
79,894 · -19.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Hispanic / Latino 22% Two or more races 11% Black 6% Asian 1%
Hispanic origin (detail)
Mexican 11% Puerto Rican 3% Cuban 3%
Common ancestry
Lithuanian 2% Slovak 2% Iranian 1%
Foreign-born
14% · Canada, Dominican Republic
Languages at home
79% English-only · Spanish 19% Tagalog/Filipino 1%

Political lean MEDSL · Highlands

2024 margin
Solid R (+40.8) · D 29.3% · R 70.1%
2008→2024 swing
-22.7pp toward R · 2008: -18.1pp · 2024: -40.8pp
All cycles
2024: R+40.8 2020: R+34.4 2016: R+32.0 2012: R+23.0 2008: R+18.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -203.31%
Current HPI
224.8693
Rent YoY
▲ 0.82%
Metro
Sebring-Avon Park, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+106.8% since first listed
15 events — show timeline
  • 2026-05-08 Price Changed $149,900 HAOR as distributed by MLS GRID
  • 2026-05-08 Price Changed $149,900 Stellar MLS as Distributed by MLS Grid
  • 2025-11-21 Relisted Stellar MLS as Distributed by MLS Grid
  • 2025-11-21 Price Changed $155,000 Stellar MLS as Distributed by MLS Grid
  • 2025-11-21 Relisted HAOR as distributed by MLS GRID
  • 2025-11-21 Price Changed $155,000 HAOR as distributed by MLS GRID
  • 2025-11-12 Contingent HAOR as distributed by MLS GRID
  • 2025-11-12 Pending Stellar MLS as Distributed by MLS Grid
  • 2025-08-08 Price Changed $160,000 HAOR as distributed by MLS GRID
  • 2025-08-08 Price Changed $160,000 Stellar MLS as Distributed by MLS Grid
  • 2025-03-04 Price Changed $179,900 Stellar MLS as Distributed by MLS Grid
  • 2025-03-04 Price Changed $179,900 HAOR as distributed by MLS GRID
  • 2024-09-20 Listed $189,900 Stellar MLS as Distributed by MLS Grid
  • 2024-09-17 Listed $189,900 HAOR as distributed by MLS GRID
  • 2004-12-14 Sold (Public Records) $72,500 Public Records

Property tax history

+3.3%/yr

Latest (2025): $509 · +5.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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