39353 Sycamore Ln · Zephyrhills North, FL 33542

$150,000

3 bd · 2.0 ba · 1,248 sqft · Manufactured public records · 173 Days on market

Built 1984 8,266 sqft lot Est $120k · 25% over $29/mo HOA · 2% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.9/30.0
• DSCR +7.0/10.0
• 1% rule +5.6/10.0
• Schools +4.3/10.0
• Livability +3.1/5.0
• Condition / age +2.5/5.0
• Rent growth +1.6/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

SPACIOUS AND WIDE OPEN: And sits on a pretty cul-de-sac in lovely community where you OWN your lot, the YEARLY fee is $300.00 and that includes the your water! 1248 Square foot of living area. Carpet has been replaced so everything is so clean. Seller says the roof was replaced in 2016 before he bought the property! 2 bedroom, 2 full bath, breakfast bar and more formal dining with built in china buffet off the living room. Beautiful kitchen with plenty of storage Bay windows across the entire front for lots of natural light. Carport serves 2 cars and there is an oversized utility storage at one end. Larger Pets ok here with some breed restrictions. Clubhouse and activities. Larger lots in this community so you never feel cramped. Not far from hopping, eateries and movie theater.

Key facts

• Cathedral ceilings
• Wide bay windows
• Upgraded appliances

Tags

• FURNISHED LIVING SPACE
• WIDE BAY WINDOWS
• CATHEDRAL CEILINGS
• BUILT-IN BREAKFAST BAR
• UPGRADED APPLIANCES
• BUILT-IN CHINA HUTCH

Property features AI

Finance

• Other: Association recreation owned
• Financial info: Lease restrictions apply
• HOA & community: HOA: Gem Estates COA (fees required, approval required); Monthly HOA approximately $29.17; Annual association fee $350; Association amenities include clubhouse, shuffleboard court, deed restrictions, street lights; water and recreational facilities included; Buyer approval required; Pets allowed with limits; Senior community; Golf carts allowed

Exterior

• Parking: Driveway with tandem parking; 2-space carport
• Security: Smoke detectors
• Utilities: Private water; Septic tank; Electricity connected; Water connected; Cable connected; Phone available; Public utilities available
• Home design: Manufactured home (double wide); Single-story; Faces south
• Construction: Vinyl siding; Shingle roof; Crawlspace foundation; Built as a double wide manufactured home
• Exterior features: Covered front porch; Patio/porch with sliding doors; Exterior lighting; Rain gutters; Mature landscaping with trees; Landscaped lot; Located on a cul-de-sac; Paved roads

Interior

• Kitchen: Dishwasher; Range; Microwave; Refrigerator; Solid surface counters; Eat-in kitchen
• Bedrooms: 2 bedrooms
• Flooring: Laminate flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Ceiling fans; Eat-in kitchen; Kitchen open to family room; Open floorplan; Solid surface counters; Thermostat; Window treatments (drapes, rods, shades)
• Laundry & utility: Washer hookup; Dryer hookup (electric); Washer and Dryer included

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $150k.

Deal economics

• At list price, monthly cash flow is $237 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $132k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 61/100 on livability (#787 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: schools F, amenities F, commute F.
• Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents falling (-3.6%/yr); 294 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
• This rent runs 39% of the median local income ($49k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 173 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 19y ago; this cycle's ask has dropped $25k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $120k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $132,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 173 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.06% ✓
• Cap rate: 8.19%
• Cash-on-cash: 6.78%
• DSCR: 1.30
• GRM: 7.9

CMA / ARV

• ARV (on-the-fly): $119,808
• Comps found: 5

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6252 Friendship Ln	0.53mi	3/2.0	1,248 (0%)	4mo	$120,000	$96	72
39638 Rockford Ave	0.31mi	2/2.0 (-1)	1,375 (+10%)	3mo	$145,000	$105	61
39020 Kirkland Dr	0.64mi	3/2.0	1,183 (-5%)	3mo	$100,000	$85	59
39150 Heath Dr	0.51mi	2/2.0 (-1)	1,304 (+4%)	10mo	$119,900	$92	56
6233 Ohio St	0.70mi	2/2.0 (-1)	1,152 (-8%)	13mo	$120,000	$104	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -9.3%
• Equity multiple: 0.67×
• Total profit: $-13,844
• Equity at exit: $22,365

10-year hold

• IRR: -4.4%
• Equity multiple: 0.75×
• Total profit: $-10,542
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33542

• Home prices YoY: -20.6%
• Rents YoY: -3.6%
• Active inventory: 294
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $1,588 high
• Mortgage (P&I): −$787
• Tax from tax record: −$139 /mo · $1,671/yr
• Insurance: −$62
• HOA: −$29
• Vacancy / Maint / Mgmt: −$333
• Net cashflow: $237

Break-even live

Break-even rent $1,288

Max offer price $150,000

Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 32 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5532 Jennie St Zephyrhills, FL	2.0	2.0	862	$1,100	$1.28	12d	1	0.24mi
5600 Jennie St Zephyrhills, FL	2.0	2.0	730	$1,100	$1.51	24d	1	0.26mi
5647 20th St Zephyrhills, FL	2.0	1.0	850	$1,425	$1.68	24d	1	0.44mi
38942 9th Ave Zephyrhills, FL	2.0	1.0	850	$1,425	$1.68	24d	1	0.45mi
5532 20th St Unit 1234470P Zephyrhills, FL	2.0	2.0	839	$7,185	$8.56	1d	1	0.47mi
5542 20th St Unit 1234473P Zephyrhills, FL	2.0	2.0	839	$3,199	$3.81	2d	1	0.47mi
38939 North Ave Unit 2 Zephyrhills, FL	2.0	1.0	870	$1,300	$1.49	17d	1	0.49mi
5652 18th St Zephyrhills, FL	2.0	1.0	976	$1,200	$1.23	24d	1	0.53mi
39252 Heights Ave Zephyrhills, FL	3.0	2.0	1210	$2,050	$1.69	14d	1	0.53mi
5812 17th St Zephyrhills, FL	3.0	2.0	1320	$2,100	$1.59	24d	1	0.58mi
39132 County Road 54 #2184 Zephyrhills, FL	2.0	2.0	864	$1,500	$1.74	24d	1	0.67mi
38719 12th Ave Zephyrhills, FL	2.0	1.5	1246	$1,400	$1.12	24d	1	0.69mi
39132 County Rd Zephyrhills, FL	2.0	2.0	864	$1,500	$1.74	24d	1	0.69mi
38647 Rose Ln Zephyrhills, FL	2.0	1.0	814	$1,350	$1.66	24d	1	0.76mi
38748 Calumet Ave Zephyrhills, FL	2.0	1.0	750	$1,100	$1.47	4d	1	0.83mi
38552 9th Ave Zephyrhills, FL	4.0	2.0	1052	$2,100	$2.00	20d	1	0.84mi
39014 South Ave Zephyrhills, FL	2.0	1.0	840	$1,395	$1.66	4d	1	0.92mi
5028 16th St Zephyrhills, FL	2.0	2.0	1092	$1,595	$1.46	24d	1	1.00mi
4845 20th St Zephyrhills, FL	2.0	1.0	752	$1,350	$1.80	24d	1	1.03mi
4808 20th St Zephyrhills, FL	2.0	1.0	702	$1,295	$1.84	10d	1	1.08mi
38702 South Ave Zephyrhills, FL	2.0	1.0	800	$1,600	$2.00	24d	1	1.10mi
4940 9th St Zephyrhills, FL	3.0	1.0	1404	$1,895	$1.35	24d	1	1.11mi
4738 20th St Zephyrhills, FL	2.0	1.0	810	$1,400	$1.73	24d	1	1.12mi
38485 County Road 54 Zephyrhills, FL	2.0	1.0	800	$1,100	$1.38	24d	1	1.18mi
38300 Henry Dr Zephyrhills, FL	2.0	1.0	1152	$1,650	$1.43	4d	1	1.18mi
5441 6th St Zephyrhills, FL	2.0	1.0	1014	$1,650	$1.63	24d	1	1.27mi
6136 Pina Colada St Zephyrhills, FL	3.0	2.5	1386	$2,100	$1.52	12d	1	1.30mi
5022 5th St Zephyrhills, FL	2.0	1.5	974	$1,595	$1.64	24d	1	1.31mi
6788 Basswood Cir Zephyrhills, FL	2.0	2.0	1067	$1,250	$1.17	24d	1	1.32mi
38350 Ironwood Pl #5 Zephyrhills, FL	2.0	2.0	1094	$1,800	$1.65	24d	1	1.33mi
4940 4th St Zephyrhills, FL	2.0	2.0	900	$1,350	$1.50	24d	1	1.38mi
6195 Daerr Ridge St Zephyrhills, FL	3.0	2.5	1386	$2,000	$1.44	17d	1	1.42mi

HOA detail

• Monthly dues: $29 · $348/yr
• Likely covers: water

Listing history 37 events

1. 2026-06-18
   days on market $150,000 Active 173 DOM
2. 2026-06-17
   days on market $150,000 Active 172 DOM
3. 2026-06-16
   days on market $150,000 Active 171 DOM
4. 2026-06-15
   days on market $150,000 Active 170 DOM
5. 2026-06-13
   days on market $150,000 Active 168 DOM
6. 2026-06-09
   statusdays on market $150,000 Active 164 DOM
7. 2026-05-08
   status Pending
8. 2026-02-19
   price $150,000
9. 2026-01-13
   price $165,000
10. 2025-11-26
    listed $175,000 Active
11. 2023-05-05
    soldstatus $120,000
12. 2018-05-24
    soldstatus $57,000 Sold 792-char remark

    Show marketing remark (792 chars)

    SPACIOUS AND WIDE OPEN: And sits on a pretty cul-de-sac in lovely community where you OWN your lot, the YEARLY fee is $300.00 and that includes the your water! 1248 Square foot of living area. Carpet has been replaced so everything is so clean. Seller says the roof was replaced in 2016 before he bought the property! 2 bedroom, 2 full bath, breakfast bar and more formal dining with built in china buffet off the living room. Beautiful kitchen with plenty of storage Bay windows across the entire front for lots of natural light. Carport serves 2 cars and there is an oversized utility storage at one end. Larger Pets ok here with some breed restrictions. Clubhouse and activities. Larger lots in this community so you never feel cramped. Not far from hopping, eateries and movie theater.

13. 2018-04-14
    status Pending 792-char remark

    Show marketing remark (792 chars)

    SPACIOUS AND WIDE OPEN: And sits on a pretty cul-de-sac in lovely community where you OWN your lot, the YEARLY fee is $300.00 and that includes the your water! 1248 Square foot of living area. Carpet has been replaced so everything is so clean. Seller says the roof was replaced in 2016 before he bought the property! 2 bedroom, 2 full bath, breakfast bar and more formal dining with built in china buffet off the living room. Beautiful kitchen with plenty of storage Bay windows across the entire front for lots of natural light. Carport serves 2 cars and there is an oversized utility storage at one end. Larger Pets ok here with some breed restrictions. Clubhouse and activities. Larger lots in this community so you never feel cramped. Not far from hopping, eateries and movie theater.

14. 2018-04-05
    status Pending 792-char remark

    Show marketing remark (792 chars)

    SPACIOUS AND WIDE OPEN: And sits on a pretty cul-de-sac in lovely community where you OWN your lot, the YEARLY fee is $300.00 and that includes the your water! 1248 Square foot of living area. Carpet has been replaced so everything is so clean. Seller says the roof was replaced in 2016 before he bought the property! 2 bedroom, 2 full bath, breakfast bar and more formal dining with built in china buffet off the living room. Beautiful kitchen with plenty of storage Bay windows across the entire front for lots of natural light. Carport serves 2 cars and there is an oversized utility storage at one end. Larger Pets ok here with some breed restrictions. Clubhouse and activities. Larger lots in this community so you never feel cramped. Not far from hopping, eateries and movie theater.

15. 2018-01-18
    price $59,900 792-char remark

    Show marketing remark (792 chars)

    SPACIOUS AND WIDE OPEN: And sits on a pretty cul-de-sac in lovely community where you OWN your lot, the YEARLY fee is $300.00 and that includes the your water! 1248 Square foot of living area. Carpet has been replaced so everything is so clean. Seller says the roof was replaced in 2016 before he bought the property! 2 bedroom, 2 full bath, breakfast bar and more formal dining with built in china buffet off the living room. Beautiful kitchen with plenty of storage Bay windows across the entire front for lots of natural light. Carport serves 2 cars and there is an oversized utility storage at one end. Larger Pets ok here with some breed restrictions. Clubhouse and activities. Larger lots in this community so you never feel cramped. Not far from hopping, eateries and movie theater.

16. 2017-11-15
    listed $67,900 Active 792-char remark

    Show marketing remark (792 chars)

    SPACIOUS AND WIDE OPEN: And sits on a pretty cul-de-sac in lovely community where you OWN your lot, the YEARLY fee is $300.00 and that includes the your water! 1248 Square foot of living area. Carpet has been replaced so everything is so clean. Seller says the roof was replaced in 2016 before he bought the property! 2 bedroom, 2 full bath, breakfast bar and more formal dining with built in china buffet off the living room. Beautiful kitchen with plenty of storage Bay windows across the entire front for lots of natural light. Carport serves 2 cars and there is an oversized utility storage at one end. Larger Pets ok here with some breed restrictions. Clubhouse and activities. Larger lots in this community so you never feel cramped. Not far from hopping, eateries and movie theater.

17. 2017-08-30
    soldstatus $25,000 Sold 825-char remark

    Show marketing remark (825 chars)

    This is a 1984 Double Wide Mobile Home in Gem Estates at the end of a cul de sac. The roof is New in 2016. This 2 bedroom home has wide bay windows all across the front providing lots of light to brighten the main living area. The dining room area has built ins, the Kitchen has a breakfast bar and there is an mud room entry off the attached carport. The washer and dryer are located in the utility shed at the end of the carport. There are 2 bathrooms and 2 bedrooms. Gem Estates is located on the north east side of Zephyrhills and is conveniently located to golf courses, medical centers, shopping and restaurants. Many of the residents live in this park during the winter months and travel up north in the summer. There is a small club house and the park enjoys county taxes. This listing is Now Under Auction Terms.

18. 2017-08-04
    status Pending 825-char remark

    Show marketing remark (825 chars)

    This is a 1984 Double Wide Mobile Home in Gem Estates at the end of a cul de sac. The roof is New in 2016. This 2 bedroom home has wide bay windows all across the front providing lots of light to brighten the main living area. The dining room area has built ins, the Kitchen has a breakfast bar and there is an mud room entry off the attached carport. The washer and dryer are located in the utility shed at the end of the carport. There are 2 bathrooms and 2 bedrooms. Gem Estates is located on the north east side of Zephyrhills and is conveniently located to golf courses, medical centers, shopping and restaurants. Many of the residents live in this park during the winter months and travel up north in the summer. There is a small club house and the park enjoys county taxes. This listing is Now Under Auction Terms.

19. 2017-06-28
    price $47,700 825-char remark

    Show marketing remark (825 chars)

    This is a 1984 Double Wide Mobile Home in Gem Estates at the end of a cul de sac. The roof is New in 2016. This 2 bedroom home has wide bay windows all across the front providing lots of light to brighten the main living area. The dining room area has built ins, the Kitchen has a breakfast bar and there is an mud room entry off the attached carport. The washer and dryer are located in the utility shed at the end of the carport. There are 2 bathrooms and 2 bedrooms. Gem Estates is located on the north east side of Zephyrhills and is conveniently located to golf courses, medical centers, shopping and restaurants. Many of the residents live in this park during the winter months and travel up north in the summer. There is a small club house and the park enjoys county taxes. This listing is Now Under Auction Terms.

20. 2017-05-18
    status Active 825-char remark

    Show marketing remark (825 chars)

    This is a 1984 Double Wide Mobile Home in Gem Estates at the end of a cul de sac. The roof is New in 2016. This 2 bedroom home has wide bay windows all across the front providing lots of light to brighten the main living area. The dining room area has built ins, the Kitchen has a breakfast bar and there is an mud room entry off the attached carport. The washer and dryer are located in the utility shed at the end of the carport. There are 2 bathrooms and 2 bedrooms. Gem Estates is located on the north east side of Zephyrhills and is conveniently located to golf courses, medical centers, shopping and restaurants. Many of the residents live in this park during the winter months and travel up north in the summer. There is a small club house and the park enjoys county taxes. This listing is Now Under Auction Terms.

21. 2017-05-11
    historical 825-char remark

    Show marketing remark (825 chars)

    This is a 1984 Double Wide Mobile Home in Gem Estates at the end of a cul de sac. The roof is New in 2016. This 2 bedroom home has wide bay windows all across the front providing lots of light to brighten the main living area. The dining room area has built ins, the Kitchen has a breakfast bar and there is an mud room entry off the attached carport. The washer and dryer are located in the utility shed at the end of the carport. There are 2 bathrooms and 2 bedrooms. Gem Estates is located on the north east side of Zephyrhills and is conveniently located to golf courses, medical centers, shopping and restaurants. Many of the residents live in this park during the winter months and travel up north in the summer. There is a small club house and the park enjoys county taxes. This listing is Now Under Auction Terms.

22. 2017-04-24
    status Active 825-char remark

    Show marketing remark (825 chars)

    This is a 1984 Double Wide Mobile Home in Gem Estates at the end of a cul de sac. The roof is New in 2016. This 2 bedroom home has wide bay windows all across the front providing lots of light to brighten the main living area. The dining room area has built ins, the Kitchen has a breakfast bar and there is an mud room entry off the attached carport. The washer and dryer are located in the utility shed at the end of the carport. There are 2 bathrooms and 2 bedrooms. Gem Estates is located on the north east side of Zephyrhills and is conveniently located to golf courses, medical centers, shopping and restaurants. Many of the residents live in this park during the winter months and travel up north in the summer. There is a small club house and the park enjoys county taxes. This listing is Now Under Auction Terms.

23. 2017-04-11
    historical 825-char remark

    Show marketing remark (825 chars)

    This is a 1984 Double Wide Mobile Home in Gem Estates at the end of a cul de sac. The roof is New in 2016. This 2 bedroom home has wide bay windows all across the front providing lots of light to brighten the main living area. The dining room area has built ins, the Kitchen has a breakfast bar and there is an mud room entry off the attached carport. The washer and dryer are located in the utility shed at the end of the carport. There are 2 bathrooms and 2 bedrooms. Gem Estates is located on the north east side of Zephyrhills and is conveniently located to golf courses, medical centers, shopping and restaurants. Many of the residents live in this park during the winter months and travel up north in the summer. There is a small club house and the park enjoys county taxes. This listing is Now Under Auction Terms.

24. 2017-04-03
    price $53,000 825-char remark

    Show marketing remark (825 chars)

    This is a 1984 Double Wide Mobile Home in Gem Estates at the end of a cul de sac. The roof is New in 2016. This 2 bedroom home has wide bay windows all across the front providing lots of light to brighten the main living area. The dining room area has built ins, the Kitchen has a breakfast bar and there is an mud room entry off the attached carport. The washer and dryer are located in the utility shed at the end of the carport. There are 2 bathrooms and 2 bedrooms. Gem Estates is located on the north east side of Zephyrhills and is conveniently located to golf courses, medical centers, shopping and restaurants. Many of the residents live in this park during the winter months and travel up north in the summer. There is a small club house and the park enjoys county taxes. This listing is Now Under Auction Terms.

25. 2017-03-28
    status Active 825-char remark

    Show marketing remark (825 chars)

    This is a 1984 Double Wide Mobile Home in Gem Estates at the end of a cul de sac. The roof is New in 2016. This 2 bedroom home has wide bay windows all across the front providing lots of light to brighten the main living area. The dining room area has built ins, the Kitchen has a breakfast bar and there is an mud room entry off the attached carport. The washer and dryer are located in the utility shed at the end of the carport. There are 2 bathrooms and 2 bedrooms. Gem Estates is located on the north east side of Zephyrhills and is conveniently located to golf courses, medical centers, shopping and restaurants. Many of the residents live in this park during the winter months and travel up north in the summer. There is a small club house and the park enjoys county taxes. This listing is Now Under Auction Terms.

26. 2017-03-17
    status Pending 825-char remark

    Show marketing remark (825 chars)

    This is a 1984 Double Wide Mobile Home in Gem Estates at the end of a cul de sac. The roof is New in 2016. This 2 bedroom home has wide bay windows all across the front providing lots of light to brighten the main living area. The dining room area has built ins, the Kitchen has a breakfast bar and there is an mud room entry off the attached carport. The washer and dryer are located in the utility shed at the end of the carport. There are 2 bathrooms and 2 bedrooms. Gem Estates is located on the north east side of Zephyrhills and is conveniently located to golf courses, medical centers, shopping and restaurants. Many of the residents live in this park during the winter months and travel up north in the summer. There is a small club house and the park enjoys county taxes. This listing is Now Under Auction Terms.

27. 2017-02-27
    price $58,000 825-char remark

    Show marketing remark (825 chars)

    This is a 1984 Double Wide Mobile Home in Gem Estates at the end of a cul de sac. The roof is New in 2016. This 2 bedroom home has wide bay windows all across the front providing lots of light to brighten the main living area. The dining room area has built ins, the Kitchen has a breakfast bar and there is an mud room entry off the attached carport. The washer and dryer are located in the utility shed at the end of the carport. There are 2 bathrooms and 2 bedrooms. Gem Estates is located on the north east side of Zephyrhills and is conveniently located to golf courses, medical centers, shopping and restaurants. Many of the residents live in this park during the winter months and travel up north in the summer. There is a small club house and the park enjoys county taxes. This listing is Now Under Auction Terms.

28. 2017-01-30
    price $63,000 825-char remark

    Show marketing remark (825 chars)

    This is a 1984 Double Wide Mobile Home in Gem Estates at the end of a cul de sac. The roof is New in 2016. This 2 bedroom home has wide bay windows all across the front providing lots of light to brighten the main living area. The dining room area has built ins, the Kitchen has a breakfast bar and there is an mud room entry off the attached carport. The washer and dryer are located in the utility shed at the end of the carport. There are 2 bathrooms and 2 bedrooms. Gem Estates is located on the north east side of Zephyrhills and is conveniently located to golf courses, medical centers, shopping and restaurants. Many of the residents live in this park during the winter months and travel up north in the summer. There is a small club house and the park enjoys county taxes. This listing is Now Under Auction Terms.

29. 2016-12-31
    price $68,000 825-char remark

    Show marketing remark (825 chars)

    This is a 1984 Double Wide Mobile Home in Gem Estates at the end of a cul de sac. The roof is New in 2016. This 2 bedroom home has wide bay windows all across the front providing lots of light to brighten the main living area. The dining room area has built ins, the Kitchen has a breakfast bar and there is an mud room entry off the attached carport. The washer and dryer are located in the utility shed at the end of the carport. There are 2 bathrooms and 2 bedrooms. Gem Estates is located on the north east side of Zephyrhills and is conveniently located to golf courses, medical centers, shopping and restaurants. Many of the residents live in this park during the winter months and travel up north in the summer. There is a small club house and the park enjoys county taxes. This listing is Now Under Auction Terms.

30. 2016-12-31
    status Active 825-char remark

    Show marketing remark (825 chars)

    This is a 1984 Double Wide Mobile Home in Gem Estates at the end of a cul de sac. The roof is New in 2016. This 2 bedroom home has wide bay windows all across the front providing lots of light to brighten the main living area. The dining room area has built ins, the Kitchen has a breakfast bar and there is an mud room entry off the attached carport. The washer and dryer are located in the utility shed at the end of the carport. There are 2 bathrooms and 2 bedrooms. Gem Estates is located on the north east side of Zephyrhills and is conveniently located to golf courses, medical centers, shopping and restaurants. Many of the residents live in this park during the winter months and travel up north in the summer. There is a small club house and the park enjoys county taxes. This listing is Now Under Auction Terms.

31. 2016-11-04
    historical 825-char remark

    Show marketing remark (825 chars)

    This is a 1984 Double Wide Mobile Home in Gem Estates at the end of a cul de sac. The roof is New in 2016. This 2 bedroom home has wide bay windows all across the front providing lots of light to brighten the main living area. The dining room area has built ins, the Kitchen has a breakfast bar and there is an mud room entry off the attached carport. The washer and dryer are located in the utility shed at the end of the carport. There are 2 bathrooms and 2 bedrooms. Gem Estates is located on the north east side of Zephyrhills and is conveniently located to golf courses, medical centers, shopping and restaurants. Many of the residents live in this park during the winter months and travel up north in the summer. There is a small club house and the park enjoys county taxes. This listing is Now Under Auction Terms.

32. 2016-11-01
    listed $60,000 Active 825-char remark

    Show marketing remark (825 chars)

    This is a 1984 Double Wide Mobile Home in Gem Estates at the end of a cul de sac. The roof is New in 2016. This 2 bedroom home has wide bay windows all across the front providing lots of light to brighten the main living area. The dining room area has built ins, the Kitchen has a breakfast bar and there is an mud room entry off the attached carport. The washer and dryer are located in the utility shed at the end of the carport. There are 2 bathrooms and 2 bedrooms. Gem Estates is located on the north east side of Zephyrhills and is conveniently located to golf courses, medical centers, shopping and restaurants. Many of the residents live in this park during the winter months and travel up north in the summer. There is a small club house and the park enjoys county taxes. This listing is Now Under Auction Terms.

33. 2007-04-05
    soldstatus $60,000
34. 2007-04-03
    soldstatus $60,000
35. 2007-03-06
    listed $58,500
36. 1984-03-01
    soldstatus $7,900
37. 1984-03-01
    soldstatus $9,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,671 · $139/mo
• Projected year-2 tax: $1,671 · $139/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 67% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,056
• − Mortgage interest: −$8,402
• − Property taxes: −$1,671
• − Insurance: −$750
• − Repairs & maintenance: −$1,524
• − Management: −$1,524
• − HOA: −$348
• − Depreciation: −$4,364
• Taxable income: $472
• Est. tax owed @ 24.0%: −$113
• After-tax cash flow: $2,732/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pasco
• NCES district ID: 1201530
• Math proficiency: 50% ▼ -10.00%
• Reading proficiency: 52% ▼ -5.00%
• Median HH income: $45,039
• Composite: 43.14/100
• National rank: #3074
• State rank: #32 of 73 in FL

Livability — Zephyrhills North

• Score: 61/100
• State rank: #787
• US rank: #18026

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment F Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Zephyrhills North, FL
• County: Pasco County · 524,098 people
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 23,612
• Household income: $49,316
• Rent vs Own: 27.5% rent · 72.5% own
• Severe rent burden: 831.0

Population outlook (Pasco County) Hauer SSP2

• Today (2025): 570,045 people
• By 2030: 605,844 · +6.3%
• By 2040: 674,806 · +18.4%
• By 2050: 736,022 · +29.1%
• By 2075: 862,900 · +51.4%
• By 2100: 906,364 · +59.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (76%)
• Race & ethnicity: White 76% Hispanic / Latino 17% Two or more races 8% Black 4% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 10%
• Common ancestry: Lithuanian 3% Romanian 2% Iranian 2%
• Foreign-born: 5% · Canada, Jamaica
• Languages at home: 86% English-only · Spanish 12% Other Indo-European 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Pasco

• 2024 margin: Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
• 2008→2024 swing: -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
• All cycles: 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -81.25%
• Current HPI: 313.3993
• Rent YoY: ▼ -3.56%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1798.7% since first listed

31 events — show timeline

• 2026-05-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-02-19 Price Changed $150,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-13 Price Changed $165,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-26 Listed $175,000 Stellar MLS as Distributed by MLS Grid
• 2023-05-05 Sold (Public Records) $120,000 Public Records
• 2018-05-24 Sold (MLS) $57,000 Stellar MLS as Distributed by MLS Grid
• 2018-04-14 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-04-05 Pending — Stellar MLS as Distributed by MLS Grid
• 2018-01-18 Price Changed $59,900 Stellar MLS as Distributed by MLS Grid
• 2017-11-15 Listed $67,900 Stellar MLS as Distributed by MLS Grid
• 2017-08-30 Sold (MLS) $25,000 Stellar MLS as Distributed by MLS Grid
• 2017-08-04 Pending — Stellar MLS as Distributed by MLS Grid
• 2017-06-28 Price Changed $47,700 Stellar MLS as Distributed by MLS Grid
• 2017-05-18 Relisted — Stellar MLS as Distributed by MLS Grid
• 2017-05-11 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2017-04-24 Relisted — Stellar MLS as Distributed by MLS Grid
• 2017-04-11 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2017-04-03 Price Changed $53,000 Stellar MLS as Distributed by MLS Grid
• 2017-03-28 Relisted — Stellar MLS as Distributed by MLS Grid
• 2017-03-17 Pending — Stellar MLS as Distributed by MLS Grid
• 2017-02-27 Price Changed $58,000 Stellar MLS as Distributed by MLS Grid
• 2017-01-30 Price Changed $63,000 Stellar MLS as Distributed by MLS Grid
• 2016-12-31 Price Changed $68,000 Stellar MLS as Distributed by MLS Grid
• 2016-12-31 Relisted — Stellar MLS as Distributed by MLS Grid
• 2016-11-04 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2016-11-01 Listed $60,000 Stellar MLS as Distributed by MLS Grid
• 2007-04-05 Sold (Public Records) $60,000 Public Records
• 2007-04-03 Sold (MLS) $60,000 Stellar MLS as Distributed by MLS Grid
• 2007-03-06 Listed $58,500 Stellar MLS as Distributed by MLS Grid
• 1984-03-01 Sold (Public Records) $9,500 Public Records
• 1984-03-01 Sold (Public Records) $7,900 Public Records

Property tax history

+11.1%/yr

Latest (2025): $1,671 · -0.3% YoY. Source: county tax records.