🏷️ Likely Rental
5191 Woodline View Cir · Auburn, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 21.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Schools +3.7/10.0
- Livability +3.7/5.0
- Rent growth +3.1/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$3,150
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to this home at a great location with Mill Creek High School! This nearly new home features 4 bedroom and 4 bathroom, each bedroom has its own bath and a walk-in closet, one guestroom on the Main. Master bedroom is designed with separate shower and tub. The home is covered in wood floor at the main level and common area on the second floor, with carpet in each bedroom. Open kitchen and dining to the family room, granite island, vent-hood, electrical range/oven and gas-lit fireplace. Walk-in pantry and spacious muddy room to garage. The home sits on a unfinished basement above ground with windows, provide plenty space for storage. The deck above the backyard, accessible from the fam
Key facts
- 0.24 acre lot
- 2 garage spots
- Pool
Property features AI
Finance
- HOA & community: Homeowners association; Annual association fee of $750 that includes grounds maintenance
Exterior
- Parking: Driveway; Garage; Two garage spaces; Open parking available
- Utilities: Public water; Public sewer; 110-volt electric; Electricity and natural gas available
- Home design: Two levels; Double-wide body type; Resale property; Composition roof
- Construction: Brick on three sides with concrete construction; Concrete perimeter foundation
- Exterior features: Private entrance; Private yard; Covered front and rear porches; Above-ground pool
Interior
- Kitchen: White cabinets; Kitchen island; Walk-in pantry; Stone counters; Breakfast room and eat-in kitchen; Keeping room; Open view to family room; Microwave; Dishwasher; Disposal; Refrigerator
- Bedrooms: One main-level bedroom; Three upper-level bedrooms; Oversized master bedroom; Master bathroom with shower-only and skylights
- Flooring: Hardwood; Carpet
- Bathrooms: Four full bathrooms (one on main level, three upper-level)
- Heating & cooling: Central heating; Central air
- Interior features: Cathedral ceilings; Crown molding; High 9-ft ceilings on main level; Double-pane windows; One fireplace with gas starter in family room; No common walls; Bonus room; Daylight, unfinished basement with exterior entry and walk-out access
- Laundry & utility: Laundry room (upper level); Electric dryer hookup; Mud room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/4.0-bath single-family listed at $3k.
Deal economics
- At list price, monthly cash flow is $2k ($26k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $3k).
- Cap rate 821.6% vs local median 3.8% in Auburn — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#41 in GA, #4,693 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
- Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Duncan Creek Elementary (math 63% / reading 63%, grade B, #106 of 1,228 statewide, top 9%, 1,397 students, 29% FRL); Osborne Middle School (math 62% / reading 63%, grade B+, #33 of 470 statewide, top 7%, 1,667 students, 25% FRL); Mill Creek High School (math 32% / reading 45%, grade F, #61 of 424 statewide, top 15%, 2,839 students, 22% FRL) — zoned schools average 26% FRL vs 47% district-wide (22 pts lower); this property's tenant base skews higher-income than the district average.
- Zoned-school proficiency averages 55% at this address vs 41% district-wide (+14 pts) — the actual schools serving this property are materially stronger than the Gwinnett County average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising (+2.5%/yr); 327 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).
- This rent runs 40% of the median local income ($86k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $22 of loan paydown is wiped out by about $94 of value loss. Plan a longer hold.
- Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 2.5% rent growth), your $882 cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 91.90% ✓
- Cap rate
- 821.56%
- Cash-on-cash
- 2911.68%
- DSCR
- 130.55
- GRM
- 0.1
CMA / ARV
- ARV (on-the-fly)
- $513,324
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5301 Woodline View Cir | 0.11mi | 5/4.0 (+1) | 2,862 (+8%) | 17mo | $630,000 | $220 | 62 |
| 5370 Woodline View Cir | 0.11mi | 5/4.0 (+1) | 2,862 (+8%) | 18mo | $601,000 | $210 | 62 |
| 4461 Addison Walk Dr | 0.37mi | 4/3.5 | 2,942 (+11%) | 2mo | $551,000 | $187 | 61 |
| 4452 Orchard Grove Dr | 0.31mi | 4/3.5 | 3,031 (+15%) | 5mo | $530,000 | $175 | 55 |
| 1491 Torrington Dr | 0.22mi | 5/3.5 (+1) | 3,035 (+15%) | 7mo | $625,000 | $206 | 52 |
| 4775 Trilogy Park Trl | 0.65mi | 5/4.0 (+1) | 2,837 (+7%) | 2mo | $527,500 | $186 | 51 |
| 1374 Highland Wood Ct | 0.48mi | 3/2.0 (-1) | 2,473 (-6%) | 9mo | $480,000 | $194 | 47 |
| 1620 Branthaven Ln | 0.61mi | 4/2.5 | 2,435 (-8%) | 10mo | $525,000 | $216 | 44 |
| 4099 Brookmont Way | 0.74mi | 4/3.0 | 2,535 (-4%) | 16mo | $555,000 | $219 | 41 |
| 1712 Country Wood Dr | 0.54mi | 5/4.0 (+1) | 3,015 (+14%) | 12mo | $505,000 | $167 | 37 |
| 1837 Trilogy Park Dr | 0.60mi | 4/4.0 | 3,026 (+14%) | 15mo | $535,000 | $177 | 36 |
| 4048 Brookmont Way | 0.75mi | 5/3.0 (+1) | 2,262 (-14%) | 2mo | $430,000 | $190 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.47% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 153.36×
- Total profit
- $134,377
- Equity at exit
- $470
- IRR
- —
- Equity multiple
- 326.15×
- Total profit
- $286,781
- Equity at exit
- $272
Cash invested: $882 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30011
- Home prices YoY
- -30.5%
- Rents YoY
- 2.5%
- Active inventory
- 327
- Price-to-rent
- 0.1×
Monthly cashflow live
- Estimated rent
- $2,895 high interval (Pro) →
- Mortgage (P&I)
- −$17
- Tax est. 1.5%
- −$4 /mo · $47/yr
- Insurance
- −$1
- HOA
- −$125
- Vacancy / Maint / Mgmt
- −$608
- Net cashflow
- $2,140
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $788
- Closing costs
- $94
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 25 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5191 Woodline View Cir Hoschton, GA | 4.0 | 4.0 | 2782 | $3,000 | $1.08 | 1d | 1 | 0.01mi |
| 5270 Woodline View Cir Auburn, GA | 4.0 | 3.0 | 2862 | $2,800 | $0.98 | 4d | 1 | 0.13mi |
| 5144 Aylesbury Ct Hoschton, GA | 4.0 | 3.5 | 2074 | $2,250 | $1.08 | 43d | 1 | 0.19mi |
| 1450 Ashbury Park Dr NE Hoschton, GA | 5.0 | 4.0 | 3365 | $3,500 | $1.04 | 3d | 1 | 0.42mi |
| 5238 Mulberry Pass Ct Hoschton, GA | 4.0 | 3.5 | 3004 | $2,850 | $0.95 | 43d | 1 | 0.94mi |
| 5377 Fountain Head Ln Auburn, GA | 4.0 | 2.5 | 3056 | $2,650 | $0.87 | 1d | 1 | 1.03mi |
| 5030 Sierra Creek Dr Hoschton, GA | 4.0 | 3.0 | 2579 | $2,600 | $1.01 | 43d | 1 | 1.06mi |
| 5467 Fountain Head Ln Auburn, GA | 5.0 | 4.0 | 3456 | $3,500 | $1.01 | 1d | 1 | 1.08mi |
| 6040 Wheeler Ridge Rd Auburn, GA | 3.0 | 2.5 | 2635 | $2,196 | $0.83 | 11d | 1 | 1.09mi |
| 2859 Sweet Red Cir Braselton, GA | 4.0 | 2.5 | 2479 | $2,709 | $1.09 | 3d | 1 | 1.20mi |
| 4615 Wheeler Creek Dr Hoschton, GA | 4.0 | 3.0 | 2263 | $2,409 | $1.06 | 5d | 1 | 1.21mi |
| 3158 Sweet Red Cir Braselton, GA | 4.0 | 3.5 | 2950 | $3,000 | $1.02 | 24d | 1 | 1.24mi |
| 3149 Sweet Red Cir Braselton, GA | 5.0 | 4.0 | 2950 | $3,000 | $1.02 | 24d | 1 | 1.25mi |
| 3139 Sweet Red Cir Braselton, GA | 5.0 | 4.5 | 3252 | $3,000 | $0.92 | 20d | 1 | 1.27mi |
| 5839 Wheeler Ridge Rd Auburn, GA | 4.0 | 2.5 | 2280 | $2,300 | $1.01 | 24d | 1 | 1.27mi |
| 2929 Sweet Red Cir Braselton, GA | 5.0 | 4.5 | 3332 | $3,100 | $0.93 | 5d | 1 | 1.28mi |
| 3089 Sweet Red Cir Braselton, GA | 4.0 | 2.5 | 2479 | $2,700 | $1.09 | 5d | 1 | 1.32mi |
| 2968 Sweet Red Cir Braselton, GA | 4.0 | 2.5 | 2479 | $2,650 | $1.07 | 43d | 1 | 1.33mi |
| 2202 Black Pebble Cir Buford, GA | 3.0 | 2.5 | 1908 | $1,971 | $1.03 | 24d | 1 | 1.35mi |
| 2304 Grape Vine Way Braselton, GA | 5.0 | 4.5 | 3252 | $2,850 | $0.88 | 43d | 1 | 1.36mi |
| 2212 Black Pebble Cir Buford, GA | 4.0 | 2.5 | 2412 | $2,350 | $0.97 | 43d | 1 | 1.36mi |
| 5235 Cactus Cove Ln Buford, GA | 4.0 | 2.5 | 2640 | $2,500 | $0.95 | 24d | 1 | 1.47mi |
| 1850 Lily Stem Trl Auburn, GA | 4.0 | 2.5 | 1852 | $1,950 | $1.05 | 43d | 1 | 1.47mi |
| 5338 Cactus Cove Ln Buford, GA | 4.0 | 2.5 | 2232 | $2,295 | $1.03 | 19d | 1 | 1.49mi |
| 1935 Holman Forest Dr Hoschton, GA | 4.0 | 3.0 | 2600 | $2,600 | $1.00 | 3d | 1 | 1.49mi |
HOA detail
- Monthly dues
- $125 · $1,500/yr
- Likely covers
- gaselectric
Listing history 1 events
-
2026-05-25historical $3,150
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
- Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $34,737
- − Mortgage interest
- −$176
- − Property taxes
- −$47
- − Insurance
- −$16
- − Repairs & maintenance
- −$2,779
- − Management
- −$2,779
- − HOA
- −$1,500
- − Depreciation
- −$92
- Taxable income
- $27,348
- Est. tax owed @ 24.0%
- −$6,564
- After-tax cash flow
- $19,117/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Gwinnett County
- NCES district ID
- 1302550
- Math proficiency
- 39% ▼ -15.00%
- Reading proficiency
- 43% ▼ -10.00%
- Median HH income
- $62,416
- Composite
- 36.5/100
- National rank
- #4648
- State rank
- #32 of 174 in GA
Livability — Auburn
- Score
- 74/100
- State rank
- #41
- US rank
- #4693
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Barrow County · 133,377 people
- City population
- 21,624
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 21,624
- Household income
- $86,402
- Rent vs Own
- Severe rent burden
- 234.0
Population outlook (Gwinnett County) Hauer SSP2
- Today (2025)
- 1,106,028 people
- By 2030
- 1,211,414 · +9.5%
- By 2040
- 1,422,277 · +28.6%
- By 2050
- 1,623,204 · +46.8%
- By 2075
- 2,105,240 · +90.3%
- By 2100
- 2,443,321 · +120.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- White 58% Black 21% Hispanic / Latino 13% Two or more races 8% Asian 5%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 2% Dominican 2%
- Common ancestry
- Hispanic 5% Italian 2% Romanian 2%
- Foreign-born
- 14% · Canada, Jamaica, South Korea
- Languages at home
- 81% English-only · Spanish 10% French/Haitian/Cajun 2% Vietnamese 2%
Political lean MEDSL · Gwinnett
- 2024 margin
- D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
- 2008→2024 swing
- +26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
- All cycles
- 2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -93.30%
- Current HPI
- 212.2609
- Rent YoY
- ▲ 2.47%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
1 event — show timeline
- 2026-05-25 Coming Soon $3,150 FMLS
Property tax history
+102.0%/yrLatest (2025): $8,527 · +29.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…