139 E 30th St Unit 3D · New York, NY 10016

$469,900

1 bd · 1.0 ba · 600 sqft · Condo · 246 Days on market

Built 1910 ↓ 4% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.9/30.0
• DSCR +10.0/10.0
• 1% rule +8.4/10.0
• ARV discount +7.5/15.0
• Appreciation +6.3/10.0
• Schools +5.0/10.0
• Rent growth +3.9/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Apartment 3D is a renovated One-bedroom and 1bath residence, a windowed open kitchen features sleek custom cabinetry, top-of-line stainless-steel appliances. The renovated windowed bath features tiles and a walk-in shower. Additional apartment features are soaring 9’5” foot ceilings, hardwood floors, and ceiling recessed lights. 139 East 30th Street was built in 1910 and converted in 1984. Located between Lexington and Third Ave, This prewar, pet friendly co-op has an elevator, central laundry room, bike room, and live-in superintendent. The building allows co-purchasers and Pied-a-Terre purchases as well. Assessment Info: assessment for capital work with no end date currently---$122.64 per month

Key facts

• Pet-friendly
• Elevator
• Central laundry room

Tags

• PRE-WAR BUILDING
• ELEVATOR
• LIVE-IN SUPERINTENDENT
• CENTRAL LAUNDRY ROOM
• BIKE STORAGE
• PET-FRIENDLY

Property features AI

Finance

• HOA & community: Association present

Exterior

• Parking: No carport; No designated parking
• Utilities: Public sewer; Cable connected; Electricity connected; Natural gas connected; Sewer connected; Public trash collection; Water connected
• Home design: Stock cooperative
• Construction: Brick construction
• Exterior features: Brick exterior; Not waterfront

Interior

• Kitchen: Convection oven; Cooktop (gas); Microwave; Refrigerator
• Bedrooms: 3 rooms total
• Bathrooms: 1 full bathroom
• Heating & cooling: Hot water heating; Wall/window air conditioning unit(s)
• Interior features: Ceiling fan(s); Elevator; High-speed internet; Marble counters

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $470k.

Deal economics

• At list price, monthly cash flow is $2k ($21k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($6k rent vs $470k).
• Recommended offer: $414k (12.0% below list) — sets the bar for market timing.
• Cap rate 10.7% vs local median 2.6% in New York — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#268 in NY, #4,188 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, health & safety A; Watch: crime F, cost of living F.
• Market conditions: Rents rising fast (+5.4%/yr); 491 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 8d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 4,467 units permitted in New York County in 2024 (4,463 in 5+ unit buildings).
• At $6,310/mo this rent would consume 54% of the median local household income ($140k/yr) (locally 5269% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $16k of equity ($3k loan paydown + $13k appreciation (2.7% local appreciation)).
• New York County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (2.7% appreciation + 5.4% rent growth), your $132k cash investment doubles in ~4 years — after that, you're playing with house money.
• By year 3, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 246 days — a 12% lower offer ($414k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 2y ago; this cycle's ask has dropped $30k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $395k; 19% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $413,512 (12.0% below list)

Questions for the listing agent

1. It's been on market 246 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.34% ✓
• Cap rate: 10.73%
• Cash-on-cash: 15.85%
• DSCR: 1.71
• GRM: 6.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

2.7% appreciation · 5.42% rent growth · sell at horizon

5-year hold

• IRR: 23.4%
• Equity multiple: 2.33×
• Total profit: $175,601
• Equity at exit: $203,325

10-year hold

• IRR: 25.9%
• Equity multiple: 4.84×
• Total profit: $505,210
• Equity at exit: $307,292

Cash invested: $131,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 0 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City New York: 0 Strongly Tenant-Friendly · D+34

Rent Stabilization Code; HSTPA; 6+ months in housing court.

Methodology + full state rankings →

ZIP-level market 10016

• Home prices YoY: 0.9%
• Rents YoY: 5.4%
• Active inventory: 491
• Price-to-rent: 6.2×

Monthly cashflow live

• Estimated rent: $6,310 high
• Mortgage (P&I): −$2,464
• Tax est. 1.5%: −$587 /mo · $7,048/yr
• Insurance: −$196
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,325
• Net cashflow: $1,737

Break-even live

Break-even rent $4,111

Max offer price $469,900

Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $117,475
• Closing costs: $14,097
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
155 E 31st St #2190 New York, NY	1.0–2.0	1.0–1.5	725	$5,610	$7.74	8d	2	0.06mi
141 E 33rd St #1278 New York, NY	2.0	1.0–1.5	683	$6,230	$9.12	8d	3	0.13mi
222 E 34th St #999 New York, NY	1.0	1.0	554	$5,490	$9.91	6d	1	0.22mi
309 5th Ave New York, NY	1.0	1.0	597	$7,596	$12.72	8d	13	0.29mi
30 Park Ave #1347 New York, NY	2.0	1.0	950	$7,890	$8.31	2d	3	0.29mi
41 Park Ave New York, NY	2.0	1.0–2.0	815	$6,555	$8.04	8d	3	0.31mi
556 3rd Ave Unit 2244 New York, NY	1.0	1.0	500	$5,650	$11.30	3d	1	0.32mi
556 3rd Ave New York, NY	1.0	1.0	540	$5,635	$10.44	2d	2	0.32mi
556 3rd Ave New York, NY	1.0	1.0	580	$5,240	$9.03	20d	2	0.32mi
138 E 38th St New York, NY	3.0	1.0–2.0	750	$4,510	$6.01	24d	4	0.37mi
290 3rd Ave #279 New York, NY	1.0	1.0	607	$9,740	$16.03	3d	2	0.40mi
399 E 34th St Unit 1025362P New York, NY	1.0	1.0	570	$9,174	$16.09	22d	1	0.41mi
401 E 34th St New York, NY	3.0	1.0–2.0	887	$5,532	$6.23	2d	55	0.45mi
43 W 27th St #1055 New York, NY	2.0	1.0	740	$9,940	$13.43	24d	1	0.47mi
250 E 21st St Unit 8D New York, NY	1.0	1.0	688	$9,525	$13.84	2d	1	0.51mi
776 6th Ave New York, NY	2.0	1.0–2.0	756	$7,743	$10.24	1d	18	0.55mi
30 Waterside Plz New York, NY	2.0	1.0–2.0	743	$5,218	$7.02	2d	33	0.60mi
20 Waterside Plz #978 New York, NY	1.0	1.0	682	$4,760	$6.98	6d	1	0.65mi
230 E 44th St #2165 New York, NY	1.0–2.0	1.0	568	$3,150	$5.54	24d	2	0.68mi
346 E 18th St Unit 1254596P New York, NY	2.0	2.0	699	$12,979	$18.57	22d	1	0.70mi
160 W 24th St New York, NY	2.0	1.0–2.0	731	$7,896	$10.79	1d	12	0.73mi
120 W 21st St New York, NY	2.0	1.0–2.0	676	$7,070	$10.46	4d	14	0.74mi
244 W 29th St Unit 2149 New York, NY	1.0	1.0	490	$9,720	$19.84	6d	2	0.79mi
300 E 46th St New York, NY	2.0–3.0	1.0	716	$4,300	$6.00	24d	2	0.80mi
243 W 28th St #2143 New York, NY	1.0	1.0	580	$8,960	$15.45	18d	1	0.80mi
330 E 46th St #1794 New York, NY	1.0	1.0	489	$4,990	$10.19	24d	2	0.82mi
1 Union Sq S #1174 New York, NY	2.0	1.0–2.0	775	$10,120	$13.06	10d	3	0.83mi
135 E 47th St Unit 22F New York, NY	1.0	1.0	700	$7,500	$10.71	22d	1	0.83mi
135 E 47th St New York, NY	1.0	1.0	572	$6,600	$11.53	6d	1	0.84mi
180 W 20th St #1202 New York, NY	2.0	1.0–2.0	791	$9,505	$12.01	2d	3	0.84mi
70 W 45th St #1131 New York, NY	1.0–2.0	1.0–2.0	902	$5,990	$6.64	8d	2	0.85mi
301 E 47th St #1737 New York, NY	2.0	1.0	600	$5,380	$8.97	21d	1	0.87mi
160 E 48th St New York, NY	3.0	1.0–2.0	878	$6,993	$7.96	3d	9	0.87mi
101 W 15th St New York, NY	1.0	1.0	562	$9,550	$16.98	2d	2	0.90mi
220 E 49th St Unit 1021974P New York, NY	2.0	1.0	742	$5,190	$6.99	15d	1	0.92mi
815 Broadway #204 New York, NY	1.0	1.0	522	$8,250	$15.80	8d	1	0.93mi
108 W 15th St #205 New York, NY	1.0–2.0	1.0	697	$6,050	$8.67	3d	2	0.93mi
209 1st Ave Unit 1370708P New York, NY	1.0	1.0	602	$12,000	$19.93	24d	1	0.94mi
130 W 15th St #1383 New York, NY	1.0–2.0	1.0–2.0	844	$9,200	$10.90	2d	2	0.95mi
18 W 48th St Unit 670 New York, NY	1.0	1.0	631	$7,730	$12.25	8d	1	0.95mi

HOA detail condo

• Monthly dues: $0 · $0/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 20 events

1. 2026-06-18
   days on market $469,900 Active 246 DOM
2. 2026-06-17
   days on market $469,900 Active 245 DOM
3. 2026-06-15
   days on market $469,900 Active 243 DOM
4. 2026-06-13
   days on market $469,900 Active 241 DOM
5. 2026-06-10
   days on market $469,900 Active 237 DOM
6. 2026-06-08
   days on market $469,900 Active 236 DOM
7. 2026-06-03
   days on market $469,900 Active 231 DOM
8. 2026-06-01
   days on market $469,900 Active 229 DOM
9. 2026-05-31
   days on market $469,900 Active 228 DOM
10. 2026-05-20
    price $469,900
11. 2026-05-04
    price $474,900
12. 2026-04-13
    price $479,900
13. 2026-03-31
    price $484,900
14. 2025-11-04
    price $489,900
15. 2025-10-15
    listed $499,900 Active
16. 2025-02-21
    soldstatus $395,000 Sold 717-char remark

    Show marketing remark (717 chars)

    Apartment 3D is a renovated One-bedroom and 1bath residence, a windowed open kitchen features sleek custom cabinetry, top-of-line stainless-steel appliances. The renovated windowed bath features tiles and a walk-in shower. Additional apartment features are soaring 9’5” foot ceilings, hardwood floors, and ceiling recessed lights. 139 East 30th Street was built in 1910 and converted in 1984. Located between Lexington and Third Ave, This prewar, pet friendly co-op has an elevator, central laundry room, bike room, and live-in superintendent. The building allows co-purchasers and Pied-a-Terre purchases as well. Assessment Info: assessment for capital work with no end date currently---$122.64 per month

17. 2024-09-20
    status Active 717-char remark

    Show marketing remark (717 chars)

    Apartment 3D is a renovated One-bedroom and 1bath residence, a windowed open kitchen features sleek custom cabinetry, top-of-line stainless-steel appliances. The renovated windowed bath features tiles and a walk-in shower. Additional apartment features are soaring 9’5” foot ceilings, hardwood floors, and ceiling recessed lights. 139 East 30th Street was built in 1910 and converted in 1984. Located between Lexington and Third Ave, This prewar, pet friendly co-op has an elevator, central laundry room, bike room, and live-in superintendent. The building allows co-purchasers and Pied-a-Terre purchases as well. Assessment Info: assessment for capital work with no end date currently---$122.64 per month

18. 2024-09-20
    price $398,000 717-char remark

    Show marketing remark (717 chars)

    Apartment 3D is a renovated One-bedroom and 1bath residence, a windowed open kitchen features sleek custom cabinetry, top-of-line stainless-steel appliances. The renovated windowed bath features tiles and a walk-in shower. Additional apartment features are soaring 9’5” foot ceilings, hardwood floors, and ceiling recessed lights. 139 East 30th Street was built in 1910 and converted in 1984. Located between Lexington and Third Ave, This prewar, pet friendly co-op has an elevator, central laundry room, bike room, and live-in superintendent. The building allows co-purchasers and Pied-a-Terre purchases as well. Assessment Info: assessment for capital work with no end date currently---$122.64 per month

19. 2024-09-06
    historical 717-char remark

    Show marketing remark (717 chars)

    Apartment 3D is a renovated One-bedroom and 1bath residence, a windowed open kitchen features sleek custom cabinetry, top-of-line stainless-steel appliances. The renovated windowed bath features tiles and a walk-in shower. Additional apartment features are soaring 9’5” foot ceilings, hardwood floors, and ceiling recessed lights. 139 East 30th Street was built in 1910 and converted in 1984. Located between Lexington and Third Ave, This prewar, pet friendly co-op has an elevator, central laundry room, bike room, and live-in superintendent. The building allows co-purchasers and Pied-a-Terre purchases as well. Assessment Info: assessment for capital work with no end date currently---$122.64 per month

20. 2024-07-19
    listed $488,000 Active 717-char remark

    Show marketing remark (717 chars)

    Apartment 3D is a renovated One-bedroom and 1bath residence, a windowed open kitchen features sleek custom cabinetry, top-of-line stainless-steel appliances. The renovated windowed bath features tiles and a walk-in shower. Additional apartment features are soaring 9’5” foot ceilings, hardwood floors, and ceiling recessed lights. 139 East 30th Street was built in 1910 and converted in 1984. Located between Lexington and Third Ave, This prewar, pet friendly co-op has an elevator, central laundry room, bike room, and live-in superintendent. The building allows co-purchasers and Pied-a-Terre purchases as well. Assessment Info: assessment for capital work with no end date currently---$122.64 per month

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $75,717
• − Mortgage interest: −$26,322
• − Property taxes: −$7,048
• − Insurance: −$2,350
• − Repairs & maintenance: −$6,057
• − Management: −$6,057
• − Depreciation: −$13,670
• Taxable income: $14,212
• Est. tax owed @ 24.0%: −$3,411
• After-tax cash flow: $17,437/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — New York

• Score: 75/100
• State rank: #268
• US rank: #4188

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A- Housing C+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: New York, NY
• County: New York County · 1,599,927 people
• City population: 7,731,280
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 52,971
• Household income: $140,381
• Rent vs Own: 74.9% rent · 25.1% own
• Severe rent burden: 5269.0

Population outlook (New York County) Hauer SSP2

• Today (2025): 1,825,725 people
• By 2030: 1,904,611 · +4.3%
• By 2040: 2,052,719 · +12.4%
• By 2050: 2,206,601 · +20.9%
• By 2075: 2,509,427 · +37.4%
• By 2100: 2,702,933 · +48.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: White 59% Asian 20% Two or more races 11% Hispanic / Latino 11% Black 4%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Romanian 4% Scotch-Irish 4% Lithuanian 2%
• Foreign-born: 26% · Canada, China, South Korea
• Languages at home: 71% English-only · Spanish 9% Other Indo-European 6% Chinese 5%

Political lean MEDSL · New York

• 2024 margin: Solid D (+64.8) · D 82.4% · R 17.6%
• 2008→2024 swing: -7.4pp toward R · 2008: 72.2pp · 2024: 64.8pp
• All cycles: 2024: D+64.8 2020: D+74.5 2016: D+77.2 2012: D+69.6 2008: D+72.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.70%
• Current HPI: 313.0343
• Rent YoY: ▲ 5.42%
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

-3.7% since first listed

11 events — show timeline

• 2026-05-20 Price Changed $469,900 OneKey® MLS as Distributed by MLS Grid
• 2026-05-04 Price Changed $474,900 OneKey® MLS as Distributed by MLS Grid
• 2026-04-13 Price Changed $479,900 OneKey® MLS as Distributed by MLS Grid
• 2026-03-31 Price Changed $484,900 OneKey® MLS as Distributed by MLS Grid
• 2025-11-04 Price Changed $489,900 OneKey® MLS as Distributed by MLS Grid
• 2025-10-15 Listed $499,900 OneKey® MLS as Distributed by MLS Grid
• 2025-02-21 Sold (MLS) $395,000 RLS at REBNY
• 2024-09-20 Relisted — RLS at REBNY
• 2024-09-20 Price Changed $398,000 RLS at REBNY
• 2024-09-06 Delisted — RLS at REBNY
• 2024-07-19 Listed $488,000 RLS at REBNY