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1101 Orange St
D+ Composite 49.68
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.4/30.0
  • DSCR +7.5/10.0
  • 1% rule +5.7/10.0
  • Rent growth +3.5/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • ARV discount +1.7/15.0
  • Appreciation +0.0/10.0

$159,000

1101 Orange St · La Marque, TX 77568
3 bd · 1.0 ba · 1,058 sqft · SingleFamily public records · 6 Days on market
Built 1960 7,165 sqft lot Est $141k · 13% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This spotless bungalow is a gem tucked in the cutest tree filled area of LaMarque. Large bedrooms, tons of cabinets in kitchen, wood laminate floors throughout, storage shed in back yard, all play equipment in back yard stays with the home. This home is spotless.

Key facts

  • Modern appliances
  • Updated flooring
  • Quartz counter tops

Tags

FULLY RENOVATED KITCHENQUARTZ COUNTER TOPSMODERN APPLIANCESUPDATED FLOORINGMATURE TREES

Property features AI

Exterior

  • Parking: Attached garage (1 car)
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Faces northeast; Built in 1960; Single entry level layout
  • Construction: Wood siding; Composition roof; Slab foundation
  • Exterior features: Fence (back yard); Paved driveway; Porch; Private yard; Corner lot; Asphalt road

Interior

  • Kitchen: Electric cooktop; Electric oven
  • Bedrooms: Primary bedroom on third level (12 x 14); Primary bedroom on second level (16 x 10); Bedroom on first level (12 x 10)
  • Flooring: Plank flooring; Vinyl flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating (gas); Central air (electric)
  • Interior features: Pantry; Tub with shower
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $159k.

Deal economics

  • At list price, monthly cash flow is $227 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $159k).
  • Cap rate 8.5% vs local median 5.6% in La Marque — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#1,136 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
  • Texas City ISD (suburban): math 28% / reading 29% proficiency, ranked #655 of 826 in TX (top 79%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Hayley El (math 7% / reading 11%, grade F, #4,293 of 4,322 statewide, top 99%, 562 students, 92% FRL); La Marque H S (math 27% / reading 20%, grade F, #1,342 of 1,632 statewide, top 82%, 647 students, 91% FRL) — zoned schools average 92% FRL vs 66% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 16% at this address vs 28% district-wide (-12 pts) — the specific schools serving this property underperform the Texas City ISD average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+4.0%/yr); 654 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 3,258 units permitted in Galveston County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Galveston County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $159,000

Questions for the listing agent

  1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
8.51%
Cash-on-cash
7.92%
DSCR
1.35
GRM
7.8

CMA / ARV

ARV (on-the-fly)
$140,714
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2103 11th Ave 0.06mi 2/1.0 (-1) 983 (-7%) 9mo $69,990 $71 73
1114 Main St 0.04mi 4/2.0 (+1) 1,171 (+11%) 1mo $88,000 $75 70
2114 Lone Star St 0.38mi 3/2.0 1,056 (-0%) 12mo $199,000 $188 68
1414 Sycamore St 0.37mi 2/1.0 (-1) 1,120 (+6%) 10mo $110,000 $98 60
523 Main St 0.44mi 2/1.0 (-1) 1,008 (-5%) 10mo $132,000 $131 58
1009 Larcom St 0.50mi 2/1.0 (-1) 1,096 (+4%) 12mo $169,999 $155 56
1503 Main St 0.29mi 2/1.0 (-1) 1,182 (+12%) 8mo $225,000 $190 56
908 Howell Ave 0.66mi 2/1.5 (-1) 1,052 (-1%) 13mo $149,900 $142 50
1306 Laurel St 0.46mi 3/1.0 1,194 (+13%) 9mo $87,500 $73 50
1401 Sycamore St 0.41mi 2/2.0 (-1) 979 (-8%) 14mo $125,000 $128 48
801 Stubbs St 0.66mi 3/2.0 963 (-9%) 6mo $175,000 $182 45
1918 Colonial St St 0.72mi 3/2.0 1,205 (+14%) 13mo $159,995 $133 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.95% rent growth · sell at horizon

5-year hold
IRR
-5.7%
Equity multiple
0.78×
Total profit
$-9,594
Equity at exit
$23,707
10-year hold
IRR
5.1%
Equity multiple
1.39×
Total profit
$17,338
Equity at exit
$13,747

Cash invested: $44,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77568

Home prices YoY
-22.7%
Rents YoY
4.0%
Active inventory
654
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$1,705 high interval (Pro) →
Mortgage (P&I)
$834
Tax from tax record
$153 /mo · $1,835/yr
Insurance
$66
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$358
Net cashflow
$227

Break-even live

Break-even rent $1,417
Max offer price $159,000
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,750
Closing costs
$4,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1825 Bayou Rd La Marque, TX 2.0 1.0 1200 $1,195 $1.00 43d 1 0.65mi
222 Ruslee St La Marque, TX 3.0 1.0 849 $1,350 $1.59 16d 1 0.76mi
105 Plum St La Marque, TX 4.0 1.5 1329 $2,100 $1.58 3d 1 0.77mi
711 Avenue A Unit 4 La Marque, TX 2.0 1.0 750 $799 $1.07 43d 1 1.09mi
509 Bluebonnet Dr La Marque, TX 4.0 1.0 1223 $1,550 $1.27 43d 1 1.10mi
1013 Margot St La Marque, TX 3.0 2.0 1099 $1,500 $1.36 18d 1 1.42mi
2729 Main St La Marque, TX 2.0 1.0–2.0 864 $950 $1.10 1d 3 1.47mi
2328 Boss St La Marque, TX 2.0 1.0 848 $925 $1.09 12d 2 1.47mi
203 Beatrice St La Marque, TX 3.0 1.0 1304 $1,395 $1.07 24d 1 1.47mi

Listing history 6 events

  1. 2026-06-18
    days on market $159,000 Active 6 DOM
  2. 2026-06-17
    days on market $159,000 Active 5 DOM
  3. 2026-06-16
    days on market $159,000 Active 4 DOM
  4. 2026-06-15
    days on market $159,000 Active 3 DOM
  5. 2026-06-13
    remarks 693-char remark
  6. 2026-06-13
    listed $159,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,835 · $153/mo
Projected year-2 tax
$2,910 · $242/mo
Expected delta
+$1,075/yr (+$90/mo · 58.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X · 60% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,459
− Mortgage interest
−$8,906
− Property taxes
−$1,835
− Insurance
−$1,592
− Repairs & maintenance
−$1,637
− Management
−$1,637
− Depreciation
−$4,625
Taxable income
$226
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$54
After-tax cash flow
$2,675/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Texas City ISD
NCES district ID
4842510
Math proficiency
28% ▼ -10.00%
Reading proficiency
29% ▼ -4.00%
Median HH income
$44,875
Composite
24.47/100
National rank
#7664
State rank
#655 of 826 in TX

Livability — La Marque

Score
59/100
State rank
#1136
US rank
#20037

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
La Marque, TX
County
Galveston County · 357,330 people
City population
23,083
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
23,083
Household income
$74,694
Rent vs Own
28.0% rent · 72.0% own
Severe rent burden
700.0

Population outlook (Galveston County) Hauer SSP2

Today (2025)
390,640 people
By 2030
425,226 · +8.9%
By 2040
493,765 · +26.4%
By 2050
559,698 · +43.3%
By 2075
719,260 · +84.1%
By 2100
819,628 · +109.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
White 37% Hispanic / Latino 29% Black 26% Two or more races 17% Asian 3%
Hispanic origin (detail)
Mexican 22% Puerto Rican 1%
Common ancestry
Lithuanian 1% Italian 1% Serbian 1%
Foreign-born
8% · Canada
Languages at home
77% English-only · Spanish 21% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Galveston

2024 margin
Strong R (+27.4) · D 35.7% · R 63.1% · Other 1.2%
2008→2024 swing
-7.9pp toward R · 2008: -19.5pp · 2024: -27.4pp
All cycles
2024: R+27.4 2020: R+22.6 2016: R+22.6 2012: R+26.9 2008: R+19.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -69.39%
Current HPI
236.0239
Rent YoY
▲ 3.95%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+59.8% since first listed
8 events — show timeline
  • 2026-06-12 Listed $159,000 HARMLS
  • 2017-05-23 Sold (Public Records) Public Records
  • 2017-05-15 Sold (MLS) HARMLS
  • 2017-04-23 Pending HARMLS
  • 2017-04-09 Pending HARMLS
  • 2017-04-05 Listed $99,500 HARMLS
  • 2008-06-03 Sold (Public Records) Public Records
  • 1996-06-06 Sold (Public Records) Public Records

Property tax history

+3.8%/yr

Latest (2025): $1,835 · +13.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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