5801 SW 115th Street Rd · Liberty Triangle, FL 34476

$210,000

3 bd · 2.0 ba · 1,966 sqft · SingleFamily public records · 5 Days on market

Built 2000 0.55 ac lot $107/sqft · 36% below area Est $330k · 36% under $5/mo HOA

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.3/30.0
• ARV discount +15.0/15.0
• 1% rule +5.7/10.0
• DSCR +5.7/10.0
• Schools +3.6/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +1.9/5.0
• Appreciation +0.0/10.0

Listing remarks

Highest and Best Offers due Sunday; May 17, 2026 at 5:00pm. Opportunity awaits in Kingsland Country Estates! This 3-bedroom, 2-bath concrete block home offers 1,966 heated sq ft, 2,725 total sq ft, and sits on a spacious 0.55-acre lot with a side-entry 2-car garage featuring extra width for added convenience. Major exterior improvements already completed with a new roof in 2025, and heat pump system (RUUD 3.5-ton 14 SEER) installed in 2015/2016. This property is ideal for a buyer looking to renovate, customize, and create something special in a desirable SW Ocala location. Cash purchase or renovation loan only. Ceilings need to be scraped and repaired. Visible mold in Living Room and Offi

Key facts

• 0.55 acre lot
• 2 garage spots
• Built 2000

Property features AI

Finance

• Other: Property zoned R1; Approximately 0.55 acre lot (lot dimensions 108x221); Living area reported as 1,966 (public records); Building area total reported as 2,725 (public records)
• HOA & community: Kingsland Country POA with required annual fee of $65 (about $5.42/month); Dogs allowed

Exterior

• Parking: Attached oversized garage (2 spaces) with 21x23 dimensions; Driveway; Garage door opener; Garage faces side
• Utilities: Well water; Septic tank; Electricity connected
• Home design: Single family residence; One-story; South-facing
• Construction: Block, concrete, and stucco construction; Shingle roof; Slab foundation; Built by Marco Polo Builders, Inc
• Exterior features: Screened patio/porch; Mature landscaping; Paved road access; Irrigation equipment

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Laminate; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Heat pump; Central air conditioning
• Interior features: Ceiling fans; Split bedroom layout; Thermostat; Vaulted ceilings; Walk-in closets
• Laundry & utility: Inside laundry room

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $210k.

Deal economics

• At list price, monthly cash flow is $192 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $210k).
• Cap rate 7.4% vs local median 4.5% in Liberty Triangle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Hammett Bowen Jr. Elementary School (math 56% / reading 56%, grade C+, #832 of 2,144 statewide, top 40%, 867 students, 54% FRL); West Port High School (math 34% / reading 52%, grade F, #255 of 667 statewide, top 39%, 2,906 students, 52% FRL).
• Market conditions: Rents soft (-2.6%/yr); 852 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• This rent runs 41% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $210,000

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.07% ✓
• Cap rate: 7.39%
• Cash-on-cash: 3.92%
• DSCR: 1.17
• GRM: 7.8

CMA / ARV

• ARV (median comp): $330,304
• List price: $210,000
• Delta: -36.42%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5801 SW 115th Street Rd	0.00mi	3/2.0	1,966 (0%)	0mo	$210,000	$107	100
5810 SW 115th Street Rd	0.10mi	4/2.0 (+1)	2,043 (+4%)	1mo	$349,900	$171	83
5808 SW 115th Street Rd	0.08mi	3/2.0	2,181 (+11%)	2mo	$355,000	$163	77
5952 SW 116th St	0.24mi	4/2.0 (+1)	1,873 (-5%)	8mo	$399,000	$213	70
5908 SW 111th Place Rd	0.25mi	4/2.0 (+1)	2,043 (+4%)	11mo	$342,000	$167	67
5336 SW 109th Place Rd	0.58mi	3/2.0	1,855 (-6%)	3mo	$259,000	$140	61
5550 SW 107 St	0.63mi	4/2.0 (+1)	1,873 (-5%)	1mo	$369,900	$197	57
10800 SW 55th Ave	0.61mi	3/2.0	2,061 (+5%)	10mo	$360,000	$175	55
11116 SW 53rd Cir	0.74mi	3/2.0	2,077 (+6%)	8mo	$329,900	$159	50
11267 SW 51 Ave	0.70mi	3/2.0	2,150 (+9%)	3mo	$358,000	$167	49
11730 SW 72nd Cir	0.68mi	3/2.0	2,020 (+3%)	19mo	$354,500	$175	48
11635 SW 65th Avenue Rd	0.58mi	4/2.0 (+1)	1,722 (-12%)	1mo	$367,000	$213	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -13.8%
• Equity multiple: 0.52×
• Total profit: $-28,226
• Equity at exit: $31,312

10-year hold

• IRR: -11.1%
• Equity multiple: 0.43×
• Total profit: $-33,692
• Equity at exit: $18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34476

• Rents YoY: -2.6%
• Active inventory: 852
• Price-to-rent: 7.8×

Monthly cashflow live

• Estimated rent: $2,237 high
• Mortgage (P&I): −$1,101
• Tax from tax record: −$381 /mo · $4,570/yr
• Insurance: −$88
• HOA: −$5
• Vacancy / Maint / Mgmt: −$470
• Net cashflow: $192

Break-even live

Break-even rent $1,993

Max offer price $210,000

Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,500
• Closing costs: $6,300
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
11302 SW 62nd Cir Ocala, FL	3.0	2.0	1526	$2,095	$1.37	21d	1	0.47mi
6367 SW 117th Street Rd Ocala, FL	3.0	2.0	1602	$2,650	$1.65	21d	1	0.57mi
10417 SW 52nd Ct Ocala, FL	3.0	2.0	1577	$1,995	$1.27	13d	1	1.10mi
15062 SW 63rd Ct Ocala, FL	4.0	2.5	1560	$1,850	$1.19	21d	1	1.47mi
6035 SW 98th Street Rd Ocala, FL	2.0	2.0	1494	$1,650	$1.10	13d	1	1.49mi

HOA detail

• Monthly dues: $5 · $60/yr

Listing history 6 events

1. 2026-05-18
   status Pending 1120-char remark
2. 2026-05-14
   status Active 1120-char remark
3. 2026-05-09
   status Pending 1120-char remark
4. 2026-05-07
   listed $210,000 Active 1120-char remark
5. 2009-02-16
   historical
6. 2007-08-06
   listed $169,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,570 · $381/mo
• Projected year-2 tax: $4,570 · $381/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,839
• − Mortgage interest: −$11,763
• − Property taxes: −$4,570
• − Insurance: −$1,050
• − Repairs & maintenance: −$2,147
• − Management: −$2,147
• − HOA: −$60
• − Depreciation: −$6,109
• Taxable loss: −$1,007
• Est. tax savings @ 24.0%: +$242
• After-tax cash flow: $2,550/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Liberty Triangle

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Liberty Triangle, FL
• County: Marion County · 315,796 people
• City population: 26,397
• Metro: Ocala, FL
• Population (ZIP): 28,997
• Household income: $65,860
• Rent vs Own: 12.3% rent · 87.7% own
• Severe rent burden: 204.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.55)
• Race & ethnicity: White 63% Hispanic / Latino 18% Black 13% Two or more races 10% Asian 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 8% Cuban 3%
• Common ancestry: Romanian 3% Slovak 3% Lithuanian 3%
• Foreign-born: 15% · Canada, Jamaica, Dominican Republic
• Languages at home: 83% English-only · Spanish 14% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -105.22%
• Current HPI: 189.0869
• Rent YoY: ▼ -2.57%
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+24.3% since first listed

7 events — show timeline

• 2026-06-05 Sold (MLS) $210,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-18 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-14 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-05-09 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-07 Listed $210,000 Stellar MLS as Distributed by MLS Grid
• 2009-02-16 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2007-08-06 Listed $169,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+8.2%/yr

Latest (2025): $4,570 · +8.9% YoY. Source: county tax records.