1255 Amethyst #18 · Mentone, CA
Flood risk 4/10 · Minor
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.22%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 10/10 · Severe
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 7/10 · Major
- Hot days now (above 100°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 36 days/yr
- Unhealthy air days in 30 yrs
- 43 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +4.7/10.0
- Livability +2.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$127,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this beautifully upgraded 960 sq. ft. manufactured home located in the highly sought after Carriage Isle Senior Park in Mentone. This 2 bd 1.75 bath residence offers modern comfort and peace of mind in a premium 55+ community. The interior has been extensively renovated featuring a gourmet kitchen with a full suite of stainless-steel Samsung appliances and a primary suite anchored by a custom extra-large soaking tub with elegant marble tile. Significant high value mechanical upgrades include an $8000 tankless water heater, a whole house water filtration system, a recently serviced HVAC, and a five-year-old fire-retardant roof, backed by a 25-year parts warranty. Beyond the homes interior living in Carriage Isle provides a serene lifestyle with access to a community pool, clubhouse, and billiard room, all while being ideally situated near the amenities of Redlands. This move in ready home also features deep closets, separate storage, and a comprehensive security system, please note both the security and water filtration systems are owned, buyer to purchase filters and app for added security features. Don't miss this opportunity for high-end senior living in a quiet, well-maintained park.
Key facts
- Community pool
- Built 1985
- Listed 98 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $127k.
Deal economics
- At list price, monthly cash flow is $867 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $127k).
- Recommended offer: $116k (9.0% below list) — sets the bar for market timing.
- Cap rate 14.5% vs local median 3.9% in Mentone — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 51/100 on livability (#1,085 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A; Watch: schools D, health & safety D, crime F.
- Redlands Unified (urban): math 44% / reading 57% proficiency, ranked #390 of 1,400 in CA (top 28%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 25 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
- This rent runs 34% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $878 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 98 days — a 9% lower offer ($116k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 98 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.74% ✓
- Cap rate
- 14.48%
- Cash-on-cash
- 29.25%
- DSCR
- 2.30
- GRM
- 4.8
CMA / ARV
- ARV (median comp)
- $172,000
- List price
- $127,000
- Delta
- -26.16%
- Verdict
- UNDERPRICED
- Comps
- 5 within 1.0 mi
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1255 Amethyst Ave #80 | 0.00mi | 2/2.0 | 960 (0%) | 12mo | $146,500 | $153 | 86 |
| 1255 Amethyst #73 | 0.00mi | 2/2.0 | 1,056 (+10%) | 14mo | $85,000 | $80 | 67 |
| 2140 Mentone #153 | 0.73mi | 3/1.0 (+1) | 960 (0%) | 3mo | $172,000 | $179 | 58 |
| 2140 Mentone Blvd #63 | 0.73mi | 3/2.0 (+1) | 1,056 (+10%) | 17mo | $189,000 | $179 | 26 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 23.7%
- Equity multiple
- 1.97×
- Total profit
- $34,658
- Equity at exit
- $18,936
- IRR
- 31.6%
- Equity multiple
- 3.85×
- Total profit
- $101,400
- Equity at exit
- $10,981
Cash invested: $35,560 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92359
- Home prices YoY
- -18.1%
- Active inventory
- 25
- Price-to-rent
- 4.8×
Monthly cashflow live
- Estimated rent
- $2,208 high interval (Pro) →
- Mortgage (P&I)
- −$666
- Tax est. 1.5%
- −$159 /mo · $1,905/yr
- Insurance
- −$53
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$464
- Net cashflow
- $867
Break-even live
Sensitivity live
| Price | -10% $955 | -5% $911 | +0% $867 | +5% $823 | +10% $779 |
|---|---|---|---|---|---|
| Rent | -10% $692 | -5% $780 | +0% $867 | +5% $954 | +10% $1,041 |
| Rate | -1.0pp $931 | -0.5pp $899 | base $867 | +0.5pp $834 | +1.0pp $800 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,750
- Closing costs
- $3,810
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1365 Crafton Ave Mentone, CA | 1.0–3.0 | 1.0–2.0 | 830 | $1,998 | $2.41 | 12d | 3 | 0.97mi |
| 1365 Crafton Ave Mentone, CA | 3.0 | 2.0 | 944 | $2,248 | $2.38 | 17d | 2 | 0.97mi |
| 1365 Crafton Ave #2017 Mentone, CA | 3.0 | 2.0 | 944 | $2,295 | $2.43 | 17d | 1 | 1.08mi |
| 1365 Crafton Ave Unit 1015 Mentone, CA | 1.0 | 1.0 | 716 | $1,700 | $2.37 | 3d | 1 | 1.08mi |
| 1342 Agate Ave Unit 1A Mentone, CA | 2.0 | 1.0 | 700 | $1,495 | $2.14 | 4d | 1 | 1.16mi |
| 1318 Malachite Ave Unit C Mentone, CA | 2.0 | 1.5 | 800 | $1,995 | $2.49 | 17d | 1 | 1.23mi |
Listing history 18 events
-
2026-06-21days on market $127,000 Active 98 DOM
-
2026-06-18days on market $127,000 Active 95 DOM
-
2026-06-17days on market $127,000 Active 94 DOM
-
2026-06-16days on market $127,000 Active 93 DOM
-
2026-06-15days on market $127,000 Active 92 DOM
-
2026-06-13days on market $127,000 Active 90 DOM
-
2026-06-13days on market $127,000 Active 89 DOM
-
2026-06-09days on market $127,000 Active 86 DOM
-
2026-06-08days on market $127,000 Active 85 DOM
-
2026-06-07days on market $127,000 Active 84 DOM
-
2026-06-04days on market $127,000 Active 81 DOM
-
2026-06-03days on market $127,000 Active 80 DOM
-
2026-06-02days on market $127,000 Active 79 DOM
-
2026-06-01days on market $127,000 Active 78 DOM
-
2026-05-31days on market $127,000 Active 77 DOM
-
2026-05-09price $127,000 1216-char remark
Show marketing remark (1216 chars)
Welcome to this beautifully upgraded 960 sq. ft. manufactured home located in the highly sought after Carriage Isle Senior Park in Mentone. This 2 bd 1.75 bath residence offers modern comfort and peace of mind in a premium 55+ community. The interior has been extensively renovated featuring a gourmet kitchen with a full suite of stainless-steel Samsung appliances and a primary suite anchored by a custom extra-large soaking tub with elegant marble tile. Significant high value mechanical upgrades include an $8000 tankless water heater, a whole house water filtration system, a recently serviced HVAC, and a five-year-old fire-retardant roof, backed by a 25-year parts warranty. Beyond the homes interior living in Carriage Isle provides a serene lifestyle with access to a community pool, clubhouse, and billiard room, all while being ideally situated near the amenities of Redlands. This move in ready home also features deep closets, separate storage, and a comprehensive security system, please note both the security and water filtration systems are owned, buyer to purchase filters and app for added security features. Don't miss this opportunity for high-end senior living in a quiet, well-maintained park.
-
2026-03-15$135,000 Active 1216-char remark
Show marketing remark (1216 chars)
Welcome to this beautifully upgraded 960 sq. ft. manufactured home located in the highly sought after Carriage Isle Senior Park in Mentone. This 2 bd 1.75 bath residence offers modern comfort and peace of mind in a premium 55+ community. The interior has been extensively renovated featuring a gourmet kitchen with a full suite of stainless-steel Samsung appliances and a primary suite anchored by a custom extra-large soaking tub with elegant marble tile. Significant high value mechanical upgrades include an $8000 tankless water heater, a whole house water filtration system, a recently serviced HVAC, and a five-year-old fire-retardant roof, backed by a 25-year parts warranty. Beyond the homes interior living in Carriage Isle provides a serene lifestyle with access to a community pool, clubhouse, and billiard room, all while being ideally situated near the amenities of Redlands. This move in ready home also features deep closets, separate storage, and a comprehensive security system, please note both the security and water filtration systems are owned, buyer to purchase filters and app for added security features. Don't miss this opportunity for high-end senior living in a quiet, well-maintained park.
-
2026-02-27historical $135,000 1216-char remark
Show marketing remark (1216 chars)
Welcome to this beautifully upgraded 960 sq. ft. manufactured home located in the highly sought after Carriage Isle Senior Park in Mentone. This 2 bd 1.75 bath residence offers modern comfort and peace of mind in a premium 55+ community. The interior has been extensively renovated featuring a gourmet kitchen with a full suite of stainless-steel Samsung appliances and a primary suite anchored by a custom extra-large soaking tub with elegant marble tile. Significant high value mechanical upgrades include an $8000 tankless water heater, a whole house water filtration system, a recently serviced HVAC, and a five-year-old fire-retardant roof, backed by a 25-year parts warranty. Beyond the homes interior living in Carriage Isle provides a serene lifestyle with access to a community pool, clubhouse, and billiard room, all while being ideally situated near the amenities of Redlands. This move in ready home also features deep closets, separate storage, and a comprehensive security system, please note both the security and water filtration systems are owned, buyer to purchase filters and app for added security features. Don't miss this opportunity for high-end senior living in a quiet, well-maintained park.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X · 22% chance over 30 yrs
- Wildfire 10/10 Extreme
- Heat 7/10 Severe 7 d/yr ≥100°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 36 unhealthy d/yr today · 43 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,498
- − Mortgage interest
- −$7,114
- − Property taxes
- −$1,905
- − Insurance
- −$635
- − Repairs & maintenance
- −$2,120
- − Management
- −$2,120
- − Depreciation
- −$3,695
- Taxable income
- $8,910
- Est. tax owed @ 24.0%
- −$2,138
- After-tax cash flow
- $8,263/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Redlands Unified
- NCES district ID
- 0632070
- Math proficiency
- 44% ▼ -1.00%
- Reading proficiency
- 57% ▼ -2.00%
- Median HH income
- $67,959
- Composite
- 46.88/100
- National rank
- #5185
- State rank
- #390 of 1400 in CA
Livability — Mentone
- Score
- 51/100
- State rank
- #1085
- US rank
- #25373
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Mentone, CA
- County
- San Bernardino County · 2,030,291 people
- City population
- 9,284
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 9,284
- Household income
- $77,846
- Rent vs Own
- Severe rent burden
- 559.0
Population outlook (San Bernardino County) Hauer SSP2
- Today (2025)
- 2,300,329 people
- By 2030
- 2,378,907 · +3.4%
- By 2040
- 2,523,137 · +9.7%
- By 2050
- 2,642,388 · +14.9%
- By 2075
- 2,880,769 · +25.2%
- By 2100
- 2,909,436 · +26.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- White 47% Hispanic / Latino 37% Two or more races 21% Black 5% Asian 4%
- Hispanic origin (detail)
- Mexican 33% Cuban 1%
- Common ancestry
- Iranian 4% Romanian 2% Slovak 2%
- Foreign-born
- 9% · Canada
- Languages at home
- 82% English-only · Spanish 14% Other Indo-European 2% Other Asian/Pacific 2%
Political lean MEDSL · San Bernardino
- 2024 margin
- Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
- 2008→2024 swing
- -8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
- All cycles
- 2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -87.44%
- Current HPI
- 394.8946
- Rent YoY
- —
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
|
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Price history
-5.9% since first listed3 events — show timeline
- 2026-05-09 Price Changed $127,000 CRMLS
- 2026-03-15 Listed $135,000 CRMLS
- 2026-02-27 Coming Soon $135,000 CRMLS
Property tax history
-4.0%/yrLatest (2025): $117 · +5.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…