521 Barrington Rd · Longswamp, PA
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 99°F)
- 6 days/yr
- Hot days in 30 yrs
- 13 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 17.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +9.0/10.0
- Schools +5.2/10.0
- Condition / age +5.0/5.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$177,695
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The Minsi Plan | The Reserve at Mountain Village 3 Bedrooms | 2 Bathrooms | ~1,307 Sq. Ft. Offered at $177,695 Efficient Design Meets Modern Comfort Discover the perfect balance of style and affordability with the Minsi plan, coming soon to 521 Barrington Road. This 1,307-square-foot home is thoughtfully designed to maximize every inch of space, providing a bright and welcoming atmosphere that feels much larger than its footprint. At $177,695, it represents one of the best values for new construction in the Macungie area. Your New Chapter Starts Here 521 Barrington Road offers a fantastic opportunity to own a brand-new, energy-efficient home in a premier manufactured home community. Whether you're a first-time homebuyer or looking to downsize into a lower-maintenance lifestyle, the Minsi plan is a must-see. Disclaimer: model home photos shown. Actual construction and interior finishes may vary. Call Sales office for more information on this home. Pictures of Home Coming Soon.
Key facts
- Built 2026
- Listed 63 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $178k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $732 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $178k).
- Recommended offer: $167k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Brandywine Heights Area SD (suburban): math 48% / reading 66% proficiency, ranked #241 of 658 in PA (top 37%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 20% free/reduced lunch — higher-income household profile.
- Market conditions: Rents flat; 157 active listings in the ZIP; high-income renter base; 258 units permitted in Berks County in 2024 (27 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Berks County population projected at +3% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 0.1% rent growth), your $50k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 63 days — a 6% lower offer ($167k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 63 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.40% ✓
- Cap rate
- 11.23%
- Cash-on-cash
- 17.65%
- DSCR
- 1.79
- GRM
- 6.0
CMA / ARV
- ARV (median comp)
- $133,900
- List price
- $177,695
- Delta
- 32.71%
- Verdict
- OVERPRICED
- Comps
- 1 within 2.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 194 Haddon Dr | 0.37mi | 3/2.0 | 1,344 (+3%) | 2mo | $133,900 | $100 | 76 |
| 62 Mansfield Dr | 0.36mi | 3/2.0 | 1,120 (-14%) | 23mo | $77,900 | $70 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.13% rent growth · sell at horizon
- IRR
- 5.8%
- Equity multiple
- 1.22×
- Total profit
- $10,882
- Equity at exit
- $26,495
- IRR
- 12.5%
- Equity multiple
- 1.86×
- Total profit
- $42,655
- Equity at exit
- $15,364
Cash invested: $49,755 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18062
- Home prices YoY
- -26.4%
- Rents YoY
- 0.1%
- Active inventory
- 157
- Price-to-rent
- 6.0×
Monthly cashflow live
- Estimated rent
- $2,481 medium interval (Pro) →
- Mortgage (P&I)
- −$932
- Tax est. 1.5%
- −$222 /mo · $2,665/yr
- Insurance
- −$74
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$521
- Net cashflow
- $732
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $44,424
- Closing costs
- $5,331
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 17 events
-
2026-06-18days on market $177,695 Active 63 DOM
-
2026-06-17days on market $177,695 Active 62 DOM
-
2026-06-16days on market $177,695 Active 61 DOM
-
2026-06-15days on market $177,695 Active 60 DOM
-
2026-06-14days on market $177,695 Active 58 DOM
-
2026-06-13days on market $177,695 Active 57 DOM
-
2026-06-10days on market $177,695 Active 55 DOM
-
2026-06-09days on market $177,695 Active 54 DOM
-
2026-06-08days on market $177,695 Active 53 DOM
-
2026-06-07days on market $177,695 Active 52 DOM
-
2026-06-05days on market $177,695 Active 49 DOM
-
2026-06-03days on market $177,695 Active 48 DOM
-
2026-06-02days on market $177,695 Active 47 DOM
-
2026-06-01days on market $177,695 Active 46 DOM
-
2026-05-31days on market $177,695 Active 45 DOM
-
2026-05-31days on market $177,695 Active 44 DOM
-
2026-04-16$177,695 Active 991-char remark
Show marketing remark (991 chars)
The Minsi Plan | The Reserve at Mountain Village 3 Bedrooms | 2 Bathrooms | ~1,307 Sq. Ft. Offered at $177,695 Efficient Design Meets Modern Comfort Discover the perfect balance of style and affordability with the Minsi plan, coming soon to 521 Barrington Road. This 1,307-square-foot home is thoughtfully designed to maximize every inch of space, providing a bright and welcoming atmosphere that feels much larger than its footprint. At $177,695, it represents one of the best values for new construction in the Macungie area. Your New Chapter Starts Here 521 Barrington Road offers a fantastic opportunity to own a brand-new, energy-efficient home in a premier manufactured home community. Whether you're a first-time homebuyer or looking to downsize into a lower-maintenance lifestyle, the Minsi plan is a must-see. Disclaimer: model home photos shown. Actual construction and interior finishes may vary. Call Sales office for more information on this home. Pictures of Home Coming Soon.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 3/10 Moderate 6 d/yr ≥99°F today · 13 d/yr by 30 yrs out
- Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $29,768
- − Mortgage interest
- −$9,954
- − Property taxes
- −$2,665
- − Insurance
- −$888
- − Repairs & maintenance
- −$2,381
- − Management
- −$2,381
- − Depreciation
- −$5,169
- Taxable income
- $6,328
- Est. tax owed @ 24.0%
- −$1,519
- After-tax cash flow
- $7,262/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 1 photo
This brand-new manufactured home is in excellent condition with no visible repairs or maintenance needed. It offers a perfect balance of style and affordability, making it an ideal investment opportunity.
Value-add opportunities
- Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
- Both Landscaping improvements — Enhances curb appeal and adds value
- Both New flooring in bathrooms and kitchen — Improves functionality and aesthetics
- Both New window treatments — Enhances curb appeal and interior aesthetics
Renovation cost estimate screening
Value-add ROI direction
- Both Painting exterior and interior — Enhances curb appeal and interior aesthetics ↑
- Both Landscaping improvements — Enhances curb appeal and adds value ↑
- Both New flooring in bathrooms and kitchen — Improves functionality and aesthetics ↑
- Both New window treatments — Enhances curb appeal and interior aesthetics ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Brandywine Heights Area SD
- NCES district ID
- 4204050
- Math proficiency
- 48% ▲ 1.00%
- Reading proficiency
- 66% ▼ -1.00%
- Median HH income
- $62,904
- Composite
- 51.52/100
- National rank
- #3670
- State rank
- #241 of 658 in PA
Livability — Longswamp
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Lehigh County · 333,019 people
- Metro
- Allentown-Bethlehem-Easton, PA-NJ
- Population (ZIP)
- 27,110
- Household income
- $110,675
- Rent vs Own
- Severe rent burden
- 537.0
Population outlook (Berks County) Hauer SSP2
- Today (2025)
- 425,767 people
- By 2030
- 428,814 · +0.7%
- By 2040
- 433,463 · +1.8%
- By 2050
- 439,426 · +3.2%
- By 2075
- 478,647 · +12.4%
- By 2100
- 518,507 · +21.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (77%)
- Race & ethnicity
- White 77% Hispanic / Latino 10% Two or more races 10% Asian 5% Black 3%
- Hispanic origin (detail)
- Puerto Rican 4% Dominican 2%
- Common ancestry
- Romanian 5% Lithuanian 2% Subsaharan African 2%
- Foreign-born
- 11% · Canada, China, Jamaica
- Languages at home
- 83% English-only · Spanish 7% Other Indo-European 4% French/Haitian/Cajun 2%
Political lean MEDSL · Berks
- 2024 margin
- R (+12.2) · D 43.4% · R 55.6%
- 2008→2024 swing
- -21.4pp toward R · 2008: 9.2pp · 2024: -12.2pp
- All cycles
- 2024: R+12.2 2020: R+8.2 2016: R+10.2 2012: R+0.6 2008: D+9.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -91.04%
- Current HPI
- 253.5939
- Rent YoY
- ▲ 0.13%
- Metro
- Allentown-Bethlehem-Easton, PA-NJ
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
1 event — show timeline
- 2026-04-16 Listed $177,695 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…