21 Nuclear Ln · Richland, WA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $604 – $1,122
Heat risk 5/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 7/10 · Major
- Unhealthy air days now
- 11 days/yr
- Unhealthy air days in 30 yrs
- 12 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.5/30.0
- DSCR +8.4/10.0
- ARV discount +7.5/15.0
- 1% rule +6.1/10.0
- Schools +5.3/10.0
- Livability +4.0/5.0
- Condition / age +4.0/5.0
- Rent growth +2.7/5.0
- Appreciation +0.0/10.0
$135,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
MLS# 286374 Welcome to 21 Nuclear Ln in Richland, WA! Built in 2021, this newer double-wide manufactured home offers comfortable, modern living on a rented lot in a highly convenient Richland location. Just minutes from Lynnwood Park, the Columbia River, and with quick access to the highway, this home is an excellent choice, especially for Hanford workers seeking an easy commute. Inside, you'll find an open-concept floor plan with vaulted ceilings and a ceiling fan, creating a spacious and welcoming atmosphere. The kitchen is a standout feature, boasting a center island with barstool seating, recessed and pendant lighting, and a practical layout ideal for cooking and entertaining. The fully fenced yard offers a safe and private outdoor space that's perfect for watching kids or pets play. The interior features a combination of laminate and carpet flooring for both durability and comfort. There are three bedrooms, one full bathroom, and a ¾ ensuite bathroom in the primary suite, complete with a convenient sit-down shower. A separate utility room adds functionality with extra storage and laundry space. The range and refrigerator are included, making this home move-in ready. Don’t miss your chance to own a well-maintained, newer home in a quiet and accessible area of Richland. Whether you're commuting to Hanford or enjoying the nearby parks and river, 21 Nuclear Ln offers excellent value and easy living.
Key facts
- Move-in ready
- Fully fenced yard
- Community pool
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $135k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $313 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $135k).
- Recommended offer: $119k (12.0% below list) — sets the bar for market timing.
- Cap rate 9.1% vs local median 2.8% in Richland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 79/100 on livability (#112 in WA, #2,258 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: cost of living C-, amenities F.
- Richland School District (urban): math 52% / reading 64% proficiency, ranked #61 of 291 in WA (top 21%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents flat; 129 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,532 units permitted in Benton County in 2024 (389 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Benton County population projected at +32% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 318 days — a 12% lower offer ($119k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 318 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.11% ✓
- Cap rate
- 9.08%
- Cash-on-cash
- 9.94%
- DSCR
- 1.44
- GRM
- 7.5
CMA / ARV
- ARV (median comp)
- $66,972
- List price
- $135,000
- Delta
- 101.58%
- Verdict
- OVERPRICED
- Comps
- 11 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 32 Nuclear Ln #32 | 0.06mi | 3/2.0 | 1,172 (+2%) | 12mo | $85,000 | $73 | 83 |
| 49 Proton Ln | 0.15mi | 3/2.0 | 1,071 (-6%) | 8mo | $34,000 | $32 | 76 |
| 20 Mercury Dr | 0.20mi | 3/2.0 | 1,080 (-6%) | 16mo | $82,000 | $76 | 68 |
| 32 Cosmic Ln | 0.06mi | 3/2.0 | 1,296 (+13%) | 11mo | $100,000 | $77 | 66 |
| 49 Log Ln | 0.13mi | 3/1.0 | 1,275 (+12%) | 9mo | $59,500 | $47 | 63 |
| 33 Mercury Dr | 0.20mi | 3/2.0 | 1,288 (+13%) | 15mo | $119,000 | $92 | 57 |
| 59 Compton Ln | 0.19mi | 4/2.0 (+1) | 1,242 (+9%) | 18mo | $97,500 | $79 | 56 |
| 46 Compton Ln | 0.12mi | 3/2.0 | 1,294 (+13%) | 23mo | $92,000 | $71 | 53 |
| 63 Cosmic Ln #63 | 0.18mi | 3/2.0 | 1,296 (+13%) | 24mo | $130,000 | $100 | 50 |
| 2021 Mahan Ave # E9 Ave Unit E9 | 0.60mi | 2/2.0 (-1) | 980 (-14%) | 23mo | $40,000 | $41 | 24 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.62% rent growth · sell at horizon
- IRR
- -4.0%
- Equity multiple
- 0.86×
- Total profit
- $-5,464
- Equity at exit
- $20,129
- IRR
- 2.9%
- Equity multiple
- 1.19×
- Total profit
- $7,112
- Equity at exit
- $11,672
Cash invested: $37,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 28 Tenant-Leaning
- State Washington
- 28 Tenant-Leaning · D+8
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 99354
- Rents YoY
- 0.6%
- Active inventory
- 129
- Price-to-rent
- 7.5×
Monthly cashflow live
- Estimated rent
- $1,503 high interval (Pro) →
- Mortgage (P&I)
- −$708
- Tax from tax record
- −$110 /mo · $1,317/yr
- Insurance
- −$56
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$316
- Net cashflow
- $313
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,750
- Closing costs
- $4,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2324 Hood Ave Richland, WA | 1.0–2.0 | 1.0 | 825 | $1,400 | $1.70 | 14d | 5 | 0.27mi |
| 1930 George Washington Way Richland, WA | 2.0 | 2.0 | 824 | $1,150 | $1.40 | 14d | 1 | 0.89mi |
| 1930 George Washington Way Unit 108 Richland, WA | 2.0 | 2.0 | 824 | $1,150 | $1.40 | 21d | 1 | 0.89mi |
| 1928 George Washington Way Richland, WA | 3.0 | 1.5 | 1395 | $1,350 | $0.97 | 14d | 1 | 0.92mi |
| 1900 Stevens Dr Richland, WA | 1.0–2.0 | 1.0 | 816 | $1,425 | $1.75 | 21d | 23 | 0.97mi |
| 1911 Hoxie Ave Unit C Richland, WA | 2.0 | 1.0 | 891 | $1,500 | $1.68 | 44d | 1 | 0.99mi |
| 1621 George Washington Way Richland, WA | 1.0–3.0 | 1.0–2.0 | 907 | $1,345 | $1.48 | 21d | 1 | 1.39mi |
| 2894 Salk Ave Richland, WA | 1.0–2.0 | 1.0–2.0 | 792 | $1,644 | $2.07 | 14d | 19 | 1.40mi |
| 140 Van Giesen St Richland, WA | 2.0 | 1.5 | 900 | $1,195 | $1.33 | 44d | 1 | 1.42mi |
Listing history 19 events
-
2026-06-18days on market $135,000 Active 318 DOM
-
2026-06-17days on market $135,000 Active 317 DOM
-
2026-06-16days on market $135,000 Active 316 DOM
-
2026-06-15days on market $135,000 Active 315 DOM
-
2026-06-14days on market $135,000 Active 313 DOM
-
2026-06-13days on market $135,000 Active 312 DOM
-
2026-06-10days on market $135,000 Active 310 DOM
-
2026-06-09days on market $135,000 Active 309 DOM
-
2026-06-08days on market $135,000 Active 308 DOM
-
2026-06-07days on market $135,000 Active 307 DOM
-
2026-06-05days on market $135,000 Active 304 DOM
-
2026-06-03days on market $135,000 Active 303 DOM
-
2026-06-02days on market $135,000 Active 302 DOM
-
2026-06-01days on market $135,000 Active 301 DOM
-
2026-05-31days on market $135,000 Active 300 DOM
-
2026-05-30days on market $135,000 Active 299 DOM
-
2026-01-12price $135,000 1436-char remark
Show marketing remark (1436 chars)
MLS# 286374 Welcome to 21 Nuclear Ln in Richland, WA! Built in 2021, this newer double-wide manufactured home offers comfortable, modern living on a rented lot in a highly convenient Richland location. Just minutes from Lynnwood Park, the Columbia River, and with quick access to the highway, this home is an excellent choice, especially for Hanford workers seeking an easy commute. Inside, you'll find an open-concept floor plan with vaulted ceilings and a ceiling fan, creating a spacious and welcoming atmosphere. The kitchen is a standout feature, boasting a center island with barstool seating, recessed and pendant lighting, and a practical layout ideal for cooking and entertaining. The fully fenced yard offers a safe and private outdoor space that's perfect for watching kids or pets play. The interior features a combination of laminate and carpet flooring for both durability and comfort. There are three bedrooms, one full bathroom, and a ¾ ensuite bathroom in the primary suite, complete with a convenient sit-down shower. A separate utility room adds functionality with extra storage and laundry space. The range and refrigerator are included, making this home move-in ready. Don’t miss your chance to own a well-maintained, newer home in a quiet and accessible area of Richland. Whether you're commuting to Hanford or enjoying the nearby parks and river, 21 Nuclear Ln offers excellent value and easy living.
-
2025-09-23price $140,000 1436-char remark
Show marketing remark (1436 chars)
MLS# 286374 Welcome to 21 Nuclear Ln in Richland, WA! Built in 2021, this newer double-wide manufactured home offers comfortable, modern living on a rented lot in a highly convenient Richland location. Just minutes from Lynnwood Park, the Columbia River, and with quick access to the highway, this home is an excellent choice, especially for Hanford workers seeking an easy commute. Inside, you'll find an open-concept floor plan with vaulted ceilings and a ceiling fan, creating a spacious and welcoming atmosphere. The kitchen is a standout feature, boasting a center island with barstool seating, recessed and pendant lighting, and a practical layout ideal for cooking and entertaining. The fully fenced yard offers a safe and private outdoor space that's perfect for watching kids or pets play. The interior features a combination of laminate and carpet flooring for both durability and comfort. There are three bedrooms, one full bathroom, and a ¾ ensuite bathroom in the primary suite, complete with a convenient sit-down shower. A separate utility room adds functionality with extra storage and laundry space. The range and refrigerator are included, making this home move-in ready. Don’t miss your chance to own a well-maintained, newer home in a quiet and accessible area of Richland. Whether you're commuting to Hanford or enjoying the nearby parks and river, 21 Nuclear Ln offers excellent value and easy living.
-
2025-08-04$145,000 Active 1436-char remark
Show marketing remark (1436 chars)
MLS# 286374 Welcome to 21 Nuclear Ln in Richland, WA! Built in 2021, this newer double-wide manufactured home offers comfortable, modern living on a rented lot in a highly convenient Richland location. Just minutes from Lynnwood Park, the Columbia River, and with quick access to the highway, this home is an excellent choice, especially for Hanford workers seeking an easy commute. Inside, you'll find an open-concept floor plan with vaulted ceilings and a ceiling fan, creating a spacious and welcoming atmosphere. The kitchen is a standout feature, boasting a center island with barstool seating, recessed and pendant lighting, and a practical layout ideal for cooking and entertaining. The fully fenced yard offers a safe and private outdoor space that's perfect for watching kids or pets play. The interior features a combination of laminate and carpet flooring for both durability and comfort. There are three bedrooms, one full bathroom, and a ¾ ensuite bathroom in the primary suite, complete with a convenient sit-down shower. A separate utility room adds functionality with extra storage and laundry space. The range and refrigerator are included, making this home move-in ready. Don’t miss your chance to own a well-maintained, newer home in a quiet and accessible area of Richland. Whether you're commuting to Hanford or enjoying the nearby parks and river, 21 Nuclear Ln offers excellent value and easy living.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast WA · Resets to sale price
- Current annual tax
- $1,317 · $110/mo
- Projected year-2 tax
- $1,323 · $110/mo
- Expected delta
- +$6/yr (+$1/mo · 0.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 5/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 7/10 Severe 11 unhealthy d/yr today · 12 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,030
- − Mortgage interest
- −$7,562
- − Property taxes
- −$1,317
- − Insurance
- −$675
- − Repairs & maintenance
- −$1,442
- − Management
- −$1,442
- − Depreciation
- −$3,927
- Taxable income
- $1,665
- Est. tax owed @ 24.0%
- −$399
- After-tax cash flow
- $3,357/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This newer double-wide manufactured home in Richland, WA, offers a good condition with a good condition score of 80. It has a good kitchen, exterior, and flooring, and is move-in ready with minor maintenance needed. The highest-ROI updates include painting the exterior, replacing carpet with hardwood flooring, and installing smart home devices.
Value-add opportunities
- Both Paint exterior siding — Enhances curb appeal and value
- Resale Replace carpet with hardwood flooring — Improves aesthetics and is more durable
- Both Install smart home devices — Enhances convenience and marketability
Renovation cost estimate screening
Value-add ROI direction
- Both Paint exterior siding — Enhances curb appeal and value ↑
- Resale Replace carpet with hardwood flooring — Improves aesthetics and is more durable ↑
- Both Install smart home devices — Enhances convenience and marketability ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Richland School District
- NCES district ID
- 5307320
- Math proficiency
- 52% ▬ 0.00%
- Reading proficiency
- 64% ▼ -1.00%
- Median HH income
- $70,475
- Composite
- 53.04/100
- National rank
- #3244
- State rank
- #61 of 291 in WA
Livability — Richland
- Score
- 79/100
- State rank
- #112
- US rank
- #2258
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Richland, WA
- County
- Benton County · 186,895 people
- City population
- 62,989
- Metro
- Kennewick-Richland, WA
- Population (ZIP)
- 25,559
- Household income
- $91,933
- Rent vs Own
- Severe rent burden
- 545.0
Population outlook (Benton County) Hauer SSP2
- Today (2025)
- 219,421 people
- By 2030
- 233,813 · +6.6%
- By 2040
- 262,134 · +19.5%
- By 2050
- 290,100 · +32.2%
- By 2075
- 363,525 · +65.7%
- By 2100
- 418,667 · +90.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Hispanic / Latino 14% Two or more races 10% Asian 4% Native American 1%
- Hispanic origin (detail)
- Mexican 12%
- Common ancestry
- Portuguese 4% Italian 4% Slovak 3%
- Foreign-born
- 6% · Canada, China, Vietnam
- Languages at home
- 89% English-only · Spanish 5% Russian/Polish/Slavic 1% Chinese 1%
Political lean MEDSL · Benton
- 2024 margin
- Strong R (+21.9) · D 37.7% · R 59.6% · Other 2.7%
- 2008→2024 swing
- +4.2pp toward D · 2008: -26.1pp · 2024: -21.9pp
- All cycles
- 2024: R+21.9 2020: R+21.0 2016: R+26.6 2012: R+27.0 2008: R+26.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -353.00%
- Current HPI
- 235.9082
- Rent YoY
- ▲ 0.62%
- Metro
- Kennewick-Richland, WA
- State GDP YoY
- ▲ 4.65%
- F500 in state
- 22
Industry mix (Fortune 500 HQ in WA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 2 | $269B |
|
||
| Technology / Retail | 1 | $638B |
|
||
| Technology | 1 | $245B |
|
||
| Telecommunications | 1 | $38B |
|
||
| Food / Beverage | 1 | $36B |
|
||
| Automotive / Trucks | 1 | $34B |
|
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Price history
-6.9% since first listed3 events — show timeline
- 2026-01-12 Price Changed $135,000 PACMLS
- 2025-09-23 Price Changed $140,000 PACMLS
- 2025-08-04 Listed $145,000 PACMLS
Property tax history
+68.6%/yrLatest (2026): $1,317 · -3.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…