9153 Brandywine Dr · Pocono Springs, PA 18466

$179,900

3 bd · 2.0 ba · 1,324 sqft · SingleFamily public records · 5 Days on market

Built 1989 0.33 ac lot Est $226k · 21% under $149/mo HOA · 7% of rent

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.5/30.0
• ARV discount +15.0/15.0
• DSCR +7.5/10.0
• 1% rule +6.6/10.0
• Appreciation +6.2/10.0
• Schools +4.0/10.0
• Livability +3.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks

Fabulous Opportunity! If you have any design ability you can make this your own stunning property! Lots of potential with a little TLC. Well worth the price! Lots of planted Irises on the property. Nice . 33 acre lot. Great eat in kitchen as well as separate dining area if desired. Nice sized back deck for your enjoyment. Amenity filled community which is also STR friendly.

Key facts

• 0.33 acre lot
• 6 parking spots
• Community pool

Property features AI

Finance

• Other: Property located on a private maintained road in a residential zoning area
• HOA & community: Homeowners association with annual fee; Annual HOA fee of $1,788 (about $149/month); HOA covers trash and security; Community amenities: gated entry, clubhouse, dog park, playground, tennis courts, basketball court, pool

Exterior

• Parking: Open parking with 6 spaces
• Security: Community security (HOA amenity)
• Utilities: Public water; Public sewer; Electric service with circuit breakers
• Home design: Single-family house; Residential property; Located in the A Pocono Country Place subdivision
• Construction: Vinyl siding; Asphalt/fiberglass roof; Crawl space foundation; Built as a house (year built not provided)
• Exterior features: Deck; Back yard; Front yard; Cleared lot areas; Wooded lot areas; Paved road access; Private maintained road

Interior

• Kitchen: Electric cooktop; Refrigerator; Dishwasher
• Bedrooms: 6 total rooms (includes bedrooms and living spaces)
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Baseboard heating (electric); Ceiling fan(s)
• Interior features: Eat-in kitchen; Unfurnished; Propane fireplace
• Laundry & utility: Laundry on main level

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $180k.

Deal economics

• At list price, monthly cash flow is $334 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $180k).
• Cap rate 8.5% vs local median 5.0% in Pocono Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#560 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: schools F, amenities F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 358 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• In year one you build about $5k of equity ($1k loan paydown + $4k appreciation (2.4% local appreciation)).
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (2.4% appreciation + 3.0% rent growth), your $50k cash investment doubles in ~5 years — after that, you're playing with house money.
• By year 7, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $128k; 40% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Recommended offer $179,900

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.16% ✓
• Cap rate: 8.52%
• Cash-on-cash: 7.97%
• DSCR: 1.35
• GRM: 7.2

CMA / ARV

• ARV (on-the-fly): $226,404
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
9416 Juniper Dr	0.06mi	3/2.0	1,406 (+6%)	9mo	$167,000	$119	79
9390 Birch Ln	0.31mi	3/2.0	1,376 (+4%)	3mo	$215,000	$156	76
9033 Idlewild Dr	0.20mi	3/2.0	1,404 (+6%)	7mo	$240,000	$171	75
9458 Juniper Dr	0.34mi	3/2.0	1,390 (+5%)	2mo	$157,900	$114	74
9251 Westwood Dr	0.16mi	3/2.0	1,208 (-9%)	7mo	$250,000	$207	72
9423 Juniper Dr	0.09mi	3/2.0	1,179 (-11%)	8mo	$150,844	$128	71
9318 Fairmount Way	0.29mi	3/2.0	1,232 (-7%)	5mo	$175,000	$142	71
9050 Idlewild Dr	0.25mi	4/2.0 (+1)	1,440 (+9%)	1mo	$285,000	$198	68
1066 Knollwood Dr	0.63mi	3/2.0	1,350 (+2%)	6mo	$335,000	$248	62
9670 Stony Hollow Dr	0.57mi	3/2.0	1,236 (-7%)	4mo	$240,000	$194	59
2039 Skyview Ter	0.19mi	4/2.0 (+1)	1,500 (+13%)	6mo	$295,000	$197	59
1654 Sunnyside Dr	0.66mi	3/2.0	1,232 (-7%)	6mo	$170,000	$138	53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.36% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 13.3%
• Equity multiple: 1.73×
• Total profit: $36,995
• Equity at exit: $74,455

10-year hold

• IRR: 15.7%
• Equity multiple: 3.18×
• Total profit: $109,710
• Equity at exit: $109,971

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18466

• Home prices YoY: 1.2%
• Active inventory: 358
• Price-to-rent: 7.2×

Monthly cashflow live

• Estimated rent: $2,089 high
• Mortgage (P&I): −$943
• Tax from tax record: −$148 /mo · $1,780/yr
• Insurance: −$75
• HOA: −$149
• Vacancy / Maint / Mgmt: −$439
• Net cashflow: $334

Break-even live

Break-even rent $1,665

Max offer price $179,900

Occupancy floor 79%

Sensitivity live

Price	-10% $436	-5% $385	+0% $334	+5% $283	+10% $233
Rent	-10% $169	-5% $252	+0% $334	+5% $417	+10% $499
Rate	-1.0pp $425	-0.5pp $380	base $334	+0.5pp $288	+1.0pp $240

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,975
• Closing costs: $5,397
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
9149 Brandywine Dr Tobyhanna, PA	4.0	3.0	1870	$2,100	$1.12	21d	1	0.04mi
9026 Idlewild Dr Tobyhanna, PA	3.0	2.0	1068	$2,300	$2.15	14d	1	0.25mi
1763 Rolling Hills Dr Tobyhanna, PA	3.0	1.5	1008	$1,800	$1.79	8d	1	0.75mi
2846 Fairhaven Dr Tobyhanna, PA	3.0	2.0	1024	$1,950	$1.90	14d	1	0.83mi
1354 Winding Way Coolbaugh Township, PA	4.0	3.0	1870	$2,100	$1.12	21d	1	0.87mi
954 Country Place Dr Tobyhanna, PA	3.0	1.0	1000	$1,900	$1.90	16d	1	1.20mi
954 Country Place Dr Unit H623 Tobyhanna, PA	3.0	1.0	1040	$1,900	$1.83	44d	1	1.20mi
7067 Vista Dr Tobyhanna, PA	3.0	2.0	1436	$2,250	$1.57	44d	1	1.31mi
5215 Sundew Ter Tobyhanna, PA	3.0	1.5	1200	$1,750	$1.46	44d	1	1.33mi

HOA detail

• Monthly dues: $149 · $1,788/yr

Listing history 7 events

1. 2026-06-19
   status $179,900 Pending 5 DOM
2. 2026-06-18
   days on market $179,900 Active 5 DOM
3. 2026-06-17
   days on market $179,900 Active 4 DOM
4. 2026-06-16
   days on market $179,900 Active 3 DOM
5. 2026-06-15
   days on market $179,900 Active 2 DOM
6. 2026-06-14
   remarks 376-char remark
7. 2026-06-14
   listed $179,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,780 · $148/mo
• Projected year-2 tax: $2,311 · $193/mo
• Expected delta: +$531/yr (+$44/mo · 29.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 1/10 Low 7 d/yr ≥89°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 7% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,065
• − Mortgage interest: −$10,077
• − Property taxes: −$1,780
• − Insurance: −$900
• − Repairs & maintenance: −$2,005
• − Management: −$2,005
• − HOA: −$1,788
• − Depreciation: −$5,233
• Taxable income: $1,276
• Est. tax owed @ 24.0%: −$306
• After-tax cash flow: $3,706/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Pocono Springs

• Score: 73/100
• State rank: #560
• US rank: #5263

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 17,997

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.72)
• Race & ethnicity: White 38% Hispanic / Latino 27% Black 24% Two or more races 17% Asian 4%
• Hispanic origin (detail): Puerto Rican 12% Dominican 6%
• Common ancestry: Romanian 2% Portuguese 1% German 1%
• Foreign-born: 16% · Canada
• Languages at home: 77% English-only · Spanish 17% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.36%
• Current HPI: 202.4134
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+66.7% since first listed

3 events — show timeline

• 2026-06-13 Listed $179,900 PMAR
• 2006-08-07 Sold (Public Records) $128,500 Public Records
• 2003-11-13 Listed $107,900 PMAR

Property tax history

-1.6%/yr

Latest (2026): $1,780 · +3.2% YoY. Source: county tax records.