225 Lowe Dr · Level Plains, AL 36330

$229,000

3 bd · 2.0 ba · 1,920 sqft · SingleFamily public records · 31 Days on market

Built 1963 1.00 ac lot Est $276k · 17% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +14.9/30.0
• DSCR +4.6/10.0
• Rent growth +3.5/5.0
• 1% rule +2.8/10.0
• Livability +2.8/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Move-in ready home on a one acre corner lot. Plenty of room to add a pool, garden, garage, whatever your hearts desire. There is a nice workshop in the back yard with electricity. The kitchen was remodeled in 2005 and has some nice custom cabinetry to include 2 appliance garages, some of the drawers and doors open on the exterior of counter, extra countertop space and an island that houses a dishwasher and sink. Bay window was installed and windows were replace in early 2000s as well. Several other things have been updated and improved over the years. There is no carpet, much of the house has original hardwood floors. Kitchen and family room have laminate tile. The 500+ sf garage was converted to a family room with a unique wood burning fireplace insert for that cozy feel. There was also a laundry room installed in that area, and some nice built-ins with a place for your sewing machine. Gutters even have gutter gards. Enjoy the blueberry bushes, pear trees, and persimmons. Call for your showing before it's too late!

Key facts

• Cozy breakfast nook
• Massive fireplace
• Spacious kitchen

Tags

• LARGE LOT
• STEP DOWN DEN
• MASSIVE FIREPLACE
• BUILT IN DESK
• SPACIOUS KITCHEN
• COZY BREAKFAST NOOK

Property features AI

Exterior

• Parking: Driveway
• Utilities: Public water; Septic tank; Electricity available; Cable available
• Home design: Single-family residence; One level; Level topography; Corner lot; Paved road access; Residential property
• Construction: Brick construction
• Exterior features: Patio; Storage; Fenced yard (full)

Interior

• Kitchen: Dishwasher; Electric cooktop; Electric oven; Microwave; Refrigerator; Disposal; Electric water heater
• Flooring: Laminate; Vinyl; Wood
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Hot water heating; Electric heating; Heat pump; Central air conditioning; Ceiling fans; Electric cooling
• Interior features: High ceilings; Breakfast bar; Kitchen island; Window coverings and blinds; Storm windows; Fireplace (1)
• Laundry & utility: Washer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $229k.

Deal economics

• At list price, monthly cash flow is $66 ($796/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $178k (22.1% below list).
• Recommended offer: $178k (22.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 55/100 on livability (#438 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: health & safety D, schools F, crime F.
• Daleville City (town): math 9% / reading 37% proficiency, ranked #97 of 129 in AL (top 75%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+3.9%/yr); 441 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 38 units permitted in Dale County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Dale County population projected at -20% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 31 days — a 3% lower offer ($222k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $190k; 21% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $178,346 (22.1% below list)

Questions for the listing agent

1. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
2. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.78% ✗
• Cap rate: 6.64%
• Cash-on-cash: 1.24%
• DSCR: 1.06
• GRM: 10.7

CMA / ARV

• ARV (on-the-fly): $276,480
• Comps found: 10

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
196 Eagle Bend Rd	0.25mi	3/2.0	1,813 (-6%)	14mo	$225,000	$124	67
177 Eagle Bend Rd	0.21mi	4/2.0 (+1)	1,808 (-6%)	11mo	$276,400	$153	66
10936 County Road 1	0.62mi	4/2.0 (+1)	1,980 (+3%)	1mo	$241,000	$122	60
113 Foxchase Dr	0.20mi	4/2.0 (+1)	1,675 (-13%)	9mo	$238,500	$142	57
63 Freedom Hts	0.52mi	3/2.0	1,805 (-6%)	11mo	$278,500	$154	57
262 Lakeside Dr	0.58mi	3/2.0	1,780 (-7%)	7mo	$214,000	$120	55
393 Copper Cv	0.40mi	4/3.0 (+1)	2,130 (+11%)	9mo	$335,000	$157	47
223 Freedom Hts	0.62mi	3/2.0	1,801 (-6%)	18mo	$260,000	$144	46
49 Lakeside Dr	0.66mi	3/2.0	2,174 (+13%)	6mo	$180,000	$83	42
256 Cedar Grove Ln	0.28mi	4/3.0 (+1)	2,179 (+14%)	20mo	$350,000	$161	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.92% rent growth · sell at horizon

5-year hold

• IRR: -13.5%
• Equity multiple: 0.51×
• Total profit: $-31,340
• Equity at exit: $34,145

10-year hold

• IRR: -3.5%
• Equity multiple: 0.76×
• Total profit: $-15,377
• Equity at exit: $19,800

Cash invested: $64,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36330

• Home prices YoY: -19.4%
• Rents YoY: 3.9%
• Active inventory: 441
• Price-to-rent: 10.7×

Monthly cashflow live

• Estimated rent: $1,783 medium
• Mortgage (P&I): −$1,201
• Tax from tax record: −$46 /mo · $556/yr
• Insurance: −$95
• HOA: −$0
• Vacancy / Maint / Mgmt: −$375
• Net cashflow: $66

Break-even live

Break-even rent $1,700

Max offer price $229,000

Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $57,250
• Closing costs: $6,870
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
212 Dale Ave Enterprise, AL	3.0	2.0	1432	$1,700	$1.19	43d	1	0.13mi
203 Coral Way Enterprise, AL	4.0	2.0	1583	$1,950	$1.23	43d	1	1.39mi

Listing history 22 events

1. 2026-06-19
   days on market $229,000 Active 31 DOM
2. 2026-06-18
   days on market $229,000 Active 30 DOM
3. 2026-06-17
   days on market $229,000 Active 29 DOM
4. 2026-06-16
   days on market $229,000 Active 28 DOM
5. 2026-06-15
   days on market $229,000 Active 27 DOM
6. 2026-06-14
   days on market $229,000 Active 25 DOM
7. 2026-06-12
   days on market $229,000 Active 24 DOM
8. 2026-06-09
   days on market $229,000 Active 21 DOM
9. 2026-06-08
   days on market $229,000 Active 20 DOM
10. 2026-06-07
    days on market $229,000 Active 19 DOM
11. 2026-06-05
    days on market $229,000 Active 16 DOM
12. 2026-06-03
    days on market $229,000 Active 15 DOM
13. 2026-06-02
    days on market $229,000 Active 14 DOM
14. 2026-06-01
    days on market $229,000 Active 13 DOM
15. 2026-05-31
    days on market $229,000 Active 12 DOM
16. 2026-05-30
    days on market $229,000 Active 11 DOM
17. 2026-05-19
    listed $229,000 Active
18. 2025-02-17
    listed $229,500 Active
19. 2023-12-18
    soldstatus $190,000
20. 2023-12-11
    soldstatus $190,000 1031-char remark

    Show marketing remark (1031 chars)

    Move-in ready home on a one acre corner lot. Plenty of room to add a pool, garden, garage, whatever your hearts desire. There is a nice workshop in the back yard with electricity. The kitchen was remodeled in 2005 and has some nice custom cabinetry to include 2 appliance garages, some of the drawers and doors open on the exterior of counter, extra countertop space and an island that houses a dishwasher and sink. Bay window was installed and windows were replace in early 2000s as well. Several other things have been updated and improved over the years. There is no carpet, much of the house has original hardwood floors. Kitchen and family room have laminate tile. The 500+ sf garage was converted to a family room with a unique wood burning fireplace insert for that cozy feel. There was also a laundry room installed in that area, and some nice built-ins with a place for your sewing machine. Gutters even have gutter gards. Enjoy the blueberry bushes, pear trees, and persimmons. Call for your showing before it's too late!

21. 2023-10-18
    listed $195,000 1031-char remark

    Show marketing remark (1031 chars)

    Move-in ready home on a one acre corner lot. Plenty of room to add a pool, garden, garage, whatever your hearts desire. There is a nice workshop in the back yard with electricity. The kitchen was remodeled in 2005 and has some nice custom cabinetry to include 2 appliance garages, some of the drawers and doors open on the exterior of counter, extra countertop space and an island that houses a dishwasher and sink. Bay window was installed and windows were replace in early 2000s as well. Several other things have been updated and improved over the years. There is no carpet, much of the house has original hardwood floors. Kitchen and family room have laminate tile. The 500+ sf garage was converted to a family room with a unique wood burning fireplace insert for that cozy feel. There was also a laundry room installed in that area, and some nice built-ins with a place for your sewing machine. Gutters even have gutter gards. Enjoy the blueberry bushes, pear trees, and persimmons. Call for your showing before it's too late!

22. 2023-10-16
    soldstatus $126,440

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $556 · $46/mo
• Projected year-2 tax: $939 · $78/mo
• Expected delta: +$383/yr (+$32/mo · 68.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,402
• − Mortgage interest: −$12,828
• − Property taxes: −$556
• − Insurance: −$1,145
• − Repairs & maintenance: −$1,712
• − Management: −$1,712
• − Depreciation: −$6,662
• Taxable loss: −$3,213
• Est. tax savings @ 24.0%: +$771
• After-tax cash flow: $1,567/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Daleville City
• NCES district ID: 0101080
• Math proficiency: 9% ▼ -18.00%
• Reading proficiency: 37% ▲ 1.00%
• Median HH income: $45,865
• Composite: 19.89/100
• National rank: #8687
• State rank: #97 of 129 in AL

Livability — Level Plains

• Score: 55/100
• State rank: #438
• US rank: #23383

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment B- Housing A+ Health & safety D User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Coffee County · 39,557 people
• Metro: Enterprise, AL
• Population (ZIP): 39,557
• Household income: $75,765
• Rent vs Own: 32.4% rent · 67.6% own
• Severe rent burden: 1126.0

Population outlook (Dale County) Hauer SSP2

• Today (2025): 46,805 people
• By 2030: 45,176 · -3.5%
• By 2040: 41,523 · -11.3%
• By 2050: 37,575 · -19.7%
• By 2075: 28,931 · -38.2%
• By 2100: 22,172 · -52.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 63% Black 17% Hispanic / Latino 13% Two or more races 9% Asian 1%
• Hispanic origin (detail): Mexican 6% Puerto Rican 3%
• Common ancestry: Italian 3% Lithuanian 2% Serbian 2%
• Foreign-born: 6% · Canada, Vietnam, South Korea
• Languages at home: 89% English-only · Spanish 8% German/W. Germanic 2%

Political lean MEDSL · Dale

• 2024 margin: Solid R (+52.3) · D 23.5% · R 75.8%
• 2008→2024 swing: -7.7pp toward R · 2008: -44.6pp · 2024: -52.3pp
• All cycles: 2024: R+52.3 2020: R+46.3 2016: R+50.4 2012: R+42.2 2008: R+44.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -44.44%
• Current HPI: 184.0163
• Rent YoY: ▲ 3.92%
• Metro: Enterprise, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+81.1% since first listed

6 events — show timeline

• 2026-05-19 Listed $229,000 WBR
• 2025-02-17 Listed $229,500 WBR
• 2023-12-18 Sold (Public Records) $190,000 Public Records
• 2023-12-11 Sold (MLS) $190,000 WBR
• 2023-10-18 Listed $195,000 WBR
• 2023-10-16 Sold (Public Records) $126,440 Public Records

Property tax history

+13.8%/yr

Latest (2025): $556 · +27.3% YoY. Source: county tax records.