153 Jesse Layne Dr · Harvest, AL 35749

$162,700

2 bd · 1.0 ba · 965 sqft · SingleFamily public records · 156 Days on market

Built 2007 8,276 sqft lot $169/sqft · 16% below area Est $205k · 20% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.5/30.0
• ARV discount +15.0/15.0
• DSCR +5.8/10.0
• 1% rule +3.7/10.0
• Schools +3.7/10.0
• Livability +3.6/5.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

Key facts

• Open floor plan
• Fenced back yard
• Natural light

Tags

• OPEN FLOOR PLAN
• FENCED BACK YARD
• LARGE KITCHEN
• NATURAL LIGHT

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $163k.

Deal economics

• At list price, monthly cash flow is $154 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $141k (13.4% below list).
• Recommended offer: $141k (13.4% below list) — sets the bar for 1% rule.
• Cap rate 7.4% vs local median 3.5% in Harvest — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#27 in AL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities F, commute F, health & safety F.
• Madison County (rural): math 27% / reading 56% proficiency, ranked #19 of 129 in AL (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents flat; 666 active listings in the ZIP; solid renter incomes; 4,709 units permitted in Madison County in 2024 (1,186 in 5+ unit buildings).
• This rent is only 16% of the median local income ($104k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Madison County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 156 days — a 12% lower offer ($143k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $72k; list at $163k implies a 126% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $140,895 (13.4% below list)

Questions for the listing agent

1. It's been on market 156 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.87% ✗
• Cap rate: 7.43%
• Cash-on-cash: 4.05%
• DSCR: 1.18
• GRM: 9.6

CMA / ARV

• ARV (median comp): $204,548
• List price: $162,700
• Delta: -20.46%
• Verdict: UNDERPRICED
• Comps: 11 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.81% rent growth · sell at horizon

5-year hold

• IRR: -12.2%
• Equity multiple: 0.57×
• Total profit: $-19,691
• Equity at exit: $24,259

10-year hold

• IRR: -6.3%
• Equity multiple: 0.63×
• Total profit: $-16,795
• Equity at exit: $14,067

Cash invested: $45,556 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35749

• Home prices YoY: -5.4%
• Rents YoY: 0.8%
• Active inventory: 666
• Price-to-rent: 9.6×

Monthly cashflow live

• Estimated rent: $1,409 medium
• Mortgage (P&I): −$853
• Tax from tax record: −$38 /mo · $460/yr
• Insurance: −$68
• HOA: −$0
• Vacancy / Maint / Mgmt: −$296
• Net cashflow: $154

Break-even live

Break-even rent $1,214

Max offer price $162,700

Occupancy floor 84%

Sensitivity live

Price	-10% $246	-5% $200	+0% $154	+5% $108	+10% $62
Rent	-10% $42	-5% $98	+0% $154	+5% $209	+10% $265
Rate	-1.0pp $236	-0.5pp $195	base $154	+0.5pp $112	+1.0pp $69

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $40,675
• Closing costs: $4,881
• Reserves months: —
• Total cash needed: —

Listing history 50 events

1. 2026-06-18
   days on market $162,700 Active 156 DOM
2. 2026-06-17
   days on market $162,700 Active 155 DOM
3. 2026-06-16
   days on market $162,700 Active 154 DOM
4. 2026-06-15
   days on market $162,700 Active 153 DOM
5. 2026-06-14
   days on market $162,700 Active 151 DOM
6. 2026-06-10
   days on market $162,700 Active 148 DOM
7. 2026-06-09
   days on market $162,700 Active 147 DOM
8. 2026-06-08
   days on market $162,700 Active 146 DOM
9. 2026-06-07
   pricedays on market $162,700 Active 145 DOM
10. 2026-06-02
    days on market $162,725 Active 140 DOM
11. 2026-06-01
    days on market $162,725 Active 139 DOM
12. 2026-05-31
    days on market $162,725 Active 138 DOM
13. 2026-05-30
    days on market $162,725 Active 137 DOM
14. 2026-05-18
    price $162,750 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

15. 2026-05-03
    price $162,800 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

16. 2026-04-27
    status Active 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

17. 2026-04-20
    historical Contingent 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

18. 2026-04-15
    price $162,850 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

19. 2026-04-13
    price $162,875 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

20. 2026-04-10
    price $162,900 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

21. 2026-04-06
    price $162,990 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

22. 2026-04-03
    price $163,175 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

23. 2026-04-01
    price $163,200 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

24. 2026-03-29
    price $163,250 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

25. 2026-03-24
    price $163,275 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

26. 2026-03-20
    price $163,300 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

27. 2026-03-17
    price $163,400 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

28. 2026-03-14
    price $163,500 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

29. 2026-03-11
    price $163,800 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

30. 2026-03-07
    price $163,900 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

31. 2026-03-06
    price $163,990 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

32. 2026-03-01
    price $164,300 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

33. 2026-02-25
    price $164,500 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

34. 2026-02-24
    price $164,900 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

35. 2026-02-18
    price $165,500 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

36. 2026-02-09
    price $165,900 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

37. 2026-02-06
    price $165,909 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

38. 2026-01-29
    price $166,300 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

39. 2026-01-28
    price $166,400 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

40. 2026-01-22
    price $166,500 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

41. 2026-01-19
    price $166,900 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

42. 2026-01-13
    listed $167,900 Active 461-char remark

    Show marketing remark (461 chars)

    Open house this Sunday, March 1, 2 PM to 4 PM! SUPER CUTE Starter home with wide open floor plan. NO HOA! Laminate flooring in living areas, Large kitchen with lots of counter space. Large Owners suite with huge walk in closet. Fenced back yard. Lots of natural light. HVAC replaced 2021, water heater replaced 2026. Perfect location for Research Park or Redstone arsenal Commute. Minutes from Madison City, Restaurants, Nightlife, Shopping, all close by!

43. 2017-09-01
    soldstatus $72,000
44. 2017-08-31
    soldstatus $72,000 228-char remark

    Show marketing remark (228 chars)

    Super cute starter home. This 2bd 1ba home has lots to offer. It has a large kitchen with abundant cabinet space. New tile in front of back door. The open living area gives the house a spacious feel. Privacy fence in back yard.

45. 2017-07-06
    listed $69,900 228-char remark

    Show marketing remark (228 chars)

    Super cute starter home. This 2bd 1ba home has lots to offer. It has a large kitchen with abundant cabinet space. New tile in front of back door. The open living area gives the house a spacious feel. Privacy fence in back yard.

46. 2015-04-01
    soldstatus $104,400
47. 2015-03-27
    soldstatus $58,000
48. 2015-03-27
    soldstatus $58,000
49. 2015-01-14
    listed $58,000
50. 2015-01-13
    listed $58,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $460 · $38/mo
• Projected year-2 tax: $667 · $56/mo
• Expected delta: +$207/yr (+$17/mo · 45.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 18% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,907
• − Mortgage interest: −$9,114
• − Property taxes: −$460
• − Insurance: −$814
• − Repairs & maintenance: −$1,353
• − Management: −$1,353
• − Depreciation: −$4,733
• Taxable loss: −$918
• Est. tax savings @ 24.0%: +$220
• After-tax cash flow: $2,065/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Madison County
• NCES district ID: 0102220
• Math proficiency: 27% ▼ -32.00%
• Reading proficiency: 56% ▼ -1.00%
• Median HH income: $66,058
• Composite: 37.15/100
• National rank: #4483
• State rank: #19 of 129 in AL

Livability — Harvest

• Score: 72/100
• State rank: #27
• US rank: #5986

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Harvest, AL
• County: Madison County · 380,832 people
• City population: 30,710
• Metro: Huntsville, AL
• Population (ZIP): 30,710
• Household income: $103,901
• Rent vs Own: 12.4% rent · 87.6% own
• Severe rent burden: 174.0

Population outlook (Madison County) Hauer SSP2

• Today (2025): 392,086 people
• By 2030: 409,788 · +4.5%
• By 2040: 440,557 · +12.4%
• By 2050: 460,990 · +17.6%
• By 2075: 502,872 · +28.3%
• By 2100: 513,623 · +31.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 60% Black 29% Two or more races 7% Hispanic / Latino 4% Asian 2%
• Common ancestry: Italian 2% Slovak 1% Serbian 1%
• Foreign-born: 3% · Canada, South Korea
• Languages at home: 95% English-only · Spanish 3% Korean 1% Other Indo-European 1%

Political lean MEDSL · Madison

• 2024 margin: Lean R (+9.0) · D 44.7% · R 53.7% · Other 1.6%
• 2008→2024 swing: +6.0pp toward D · 2008: -14.9pp · 2024: -9.0pp
• All cycles: 2024: R+9.0 2020: R+8.0 2016: R+16.8 2012: R+18.7 2008: R+14.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -16.54%
• Current HPI: 291.1184
• Rent YoY: ▲ 0.81%
• Metro: Huntsville, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+307.9% since first listed

39 events — show timeline

• 2026-05-18 Price Changed $162,750 VMLS
• 2026-05-03 Price Changed $162,800 VMLS
• 2026-04-27 Relisted — VMLS
• 2026-04-20 Contingent — VMLS
• 2026-04-15 Price Changed $162,850 VMLS
• 2026-04-13 Price Changed $162,875 VMLS
• 2026-04-10 Price Changed $162,900 VMLS
• 2026-04-06 Price Changed $162,990 VMLS
• 2026-04-03 Price Changed $163,175 VMLS
• 2026-04-01 Price Changed $163,200 VMLS
• 2026-03-29 Price Changed $163,250 VMLS
• 2026-03-24 Price Changed $163,275 VMLS
• 2026-03-20 Price Changed $163,300 VMLS
• 2026-03-17 Price Changed $163,400 VMLS
• 2026-03-14 Price Changed $163,500 VMLS
• 2026-03-11 Price Changed $163,800 VMLS
• 2026-03-07 Price Changed $163,900 VMLS
• 2026-03-06 Price Changed $163,990 VMLS
• 2026-03-01 Price Changed $164,300 VMLS
• 2026-02-25 Price Changed $164,500 VMLS
• 2026-02-24 Price Changed $164,900 VMLS
• 2026-02-18 Price Changed $165,500 VMLS
• 2026-02-09 Price Changed $165,900 VMLS
• 2026-02-06 Price Changed $165,909 VMLS
• 2026-01-29 Price Changed $166,300 VMLS
• 2026-01-28 Price Changed $166,400 VMLS
• 2026-01-22 Price Changed $166,500 VMLS
• 2026-01-19 Price Changed $166,900 VMLS
• 2026-01-13 Listed $167,900 VMLS
• 2017-09-01 Sold (Public Records) $72,000 Public Records
• 2017-08-31 Sold (MLS) $72,000 VMLS
• 2017-07-06 Listed $69,900 VMLS
• 2015-04-01 Sold (Public Records) $104,400 Public Records
• 2015-03-27 Sold (MLS) $58,000 REALTRACS as Distributed by MLS Grid
• 2015-03-27 Sold (MLS) $58,000 VMLS
• 2015-01-14 Listed $58,000 REALTRACS as Distributed by MLS Grid
• 2015-01-13 Listed $58,000 VMLS
• 2014-10-24 Sold (MLS) $39,901 VMLS
• 2014-10-02 Listed $39,900 VMLS

Property tax history

+6.3%/yr

Latest (2024): $460 · +12.9% YoY. Source: county tax records.