508 N 8th · Clairton, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 8 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +5.0/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Schools +1.1/10.0
- Appreciation +0.0/10.0
$72,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
INVESTORS! a nice house to add to your portfolio. 2 bed 1 bath a clean canvas ready to renovate and make it a rental or fix it and flip it. CASH or hard money only. SOLD as is where is.
Key facts
- Fresh paint
- Centrally located
- Newer windows
Tags
Property features AI
Finance
- HOA & community: Public transportation nearby
Exterior
- Parking: Off-street parking; One parking space
- Utilities: Public water; Public sewer
- Home design: Resale property
- Construction: Metal roof; Aluminum siding; Frame construction
- Exterior features: 30 x 125 lot dimensions
Interior
- Kitchen: Refrigerator; Stove; Some gas appliances
- Bedrooms: One bedroom on the main level (11 x 10)
- Flooring: Hardwood; Laminate
- Bathrooms: One full bathroom
- Heating & cooling: Forced air heating; Gas heating
- Interior features: Multi-pane windows
- Laundry & utility: Laundry room on the lower level (21 x 23)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $72k.
Deal economics
- At list price, monthly cash flow is $420 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $72k).
Location & tenants
- Location reads 63/100 on livability (#1,308 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: crime C-, health & safety D+, schools F.
- Clairton City SD (suburban): math 7% / reading 21% proficiency, ranked #520 of 539 in PA (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+10.5%/yr); 94 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
- This rent is only 18% of the median local income ($77k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $498 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $20k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $11k; list at $72k implies a 555% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.58% ✓
- Cap rate
- 13.30%
- Cash-on-cash
- 25.02%
- DSCR
- 2.11
- GRM
- 5.3
CMA / ARV
- ARV (on-the-fly)
- $155,232
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 600 State Route 885 | 0.38mi | 2/1.0 | 756 (+12%) | 13mo | $175,000 | $231 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 23.9%
- Equity multiple
- 2.05×
- Total profit
- $21,116
- Equity at exit
- $10,735
- IRR
- 34.8%
- Equity multiple
- 4.98×
- Total profit
- $80,211
- Equity at exit
- $6,225
Cash invested: $20,160 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15025
- Home prices YoY
- -34.4%
- Rents YoY
- 10.5%
- Active inventory
- 94
- Price-to-rent
- 5.3×
Monthly cashflow live
- Estimated rent
- $1,136 medium interval (Pro) →
- Mortgage (P&I)
- −$378
- Tax from tax record
- −$70 /mo · $835/yr
- Insurance
- −$30
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$239
- Net cashflow
- $420
Break-even live
Sensitivity live
| Price | -10% $461 | -5% $441 | +0% $420 | +5% $400 | +10% $380 |
|---|---|---|---|---|---|
| Rent | -10% $331 | -5% $376 | +0% $420 | +5% $465 | +10% $510 |
| Rate | -1.0pp $457 | -0.5pp $439 | base $420 | +0.5pp $402 | +1.0pp $383 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,000
- Closing costs
- $2,160
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 701-703 Waddell Ave Clairton, PA | 1.0 | 1.0 | 700 | $900 | $1.29 | 24d | 1 | 0.78mi |
| 540 Reed St Unit 1 Clairton, PA | 1.0 | 1.0 | 528 | $799 | $1.51 | 44d | 1 | 1.13mi |
| 511 Payne Hill Rd Clairton, PA | 1.0–3.0 | 1.0–2.0 | 1026 | $1,572 | $1.53 | 2d | 1 | 1.13mi |
| 642 Ohio Ave Unit 1 Glassport, PA | 2.0 | 1.0 | 700 | $1,200 | $1.71 | 44d | 1 | 1.36mi |
Listing history 12 events
-
2026-06-18days on market $72,000 Active 14 DOM
-
2026-06-17days on market $72,000 Active 13 DOM
-
2026-06-16days on market $72,000 Active 12 DOM
-
2026-06-16status $72,000 Active 11 DOM
-
2026-06-15days on market $72,000 Contingent 11 DOM
-
2026-06-13days on market $72,000 Contingent 9 DOM
-
2026-06-09days on market $72,000 Contingent 5 DOM
-
2026-06-08days on market $72,000 Contingent 4 DOM
-
2026-06-08status $72,000 Contingent 3 DOM
-
2026-06-07days on market $72,000 Active 3 DOM
-
2026-06-05remarks 358-char remark
-
2026-06-05$72,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $835 · $70/mo
- Projected year-2 tax
- $986 · $82/mo
- Expected delta
- +$151/yr (+$13/mo · 18.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥98°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,634
- − Mortgage interest
- −$4,033
- − Property taxes
- −$835
- − Insurance
- −$360
- − Repairs & maintenance
- −$1,091
- − Management
- −$1,091
- − Depreciation
- −$2,095
- Taxable income
- $4,130
- Est. tax owed @ 24.0%
- −$991
- After-tax cash flow
- $4,054/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Clairton City SD
- NCES district ID
- 4206030
- Math proficiency
- 7% ▼ -11.00%
- Reading proficiency
- 21% ▼ -12.00%
- Median HH income
- $30,250
- Composite
- 11.0/100
- National rank
- #9742
- State rank
- #520 of 539 in PA
Livability — Clairton
- Score
- 63/100
- State rank
- #1308
- US rank
- #16085
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Clairton, PA
- County
- Allegheny County · 1,022,028 people
- City population
- 16,939
- Metro
- Pittsburgh, PA
- Population (ZIP)
- 16,939
- Household income
- $76,531
- Rent vs Own
- Severe rent burden
- 572.0
Population outlook (Allegheny County) Hauer SSP2
- Today (2025)
- 1,250,282 people
- By 2030
- 1,256,482 · +0.5%
- By 2040
- 1,256,318 · +0.5%
- By 2050
- 1,244,169 · -0.5%
- By 2075
- 1,197,693 · -4.2%
- By 2100
- 1,093,187 · -12.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Black 18% Two or more races 4% Asian 2% Hispanic / Latino 2%
- Common ancestry
- Romanian 6% Lithuanian 2% Slovak 1%
- Foreign-born
- 4% · China, Canada, India
- Languages at home
- 96% English-only · Other Indo-European 1% Chinese 1% Spanish 1%
Political lean MEDSL · Allegheny
- 2024 margin
- Strong D (+20.3) · D 59.7% · R 39.4%
- 2008→2024 swing
- +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
- All cycles
- 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -96.35%
- Current HPI
- 183.858
- Rent YoY
- ▲ 10.47%
- Metro
- Pittsburgh, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
|
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Price history
+121.5% since first listed6 events — show timeline
- 2026-06-04 Listed $72,000 West Penn MLS
- 2025-11-10 Sold (Public Records) $11,000 Public Records
- 2025-10-03 Delisted — West Penn MLS
- 2025-09-17 Price Changed $23,500 West Penn MLS
- 2025-09-11 Price Changed $27,500 West Penn MLS
- 2025-09-03 Listed $32,500 West Penn MLS
Property tax history
+8.3%/yrLatest (2026): $835 · +11.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…