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508 N 8th
B- Composite 69.25
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +5.0/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +1.1/10.0
  • Appreciation +0.0/10.0

$72,000

508 N 8th · Clairton, PA 15025
2 bd · 1.0 ba · 672 sqft · SingleFamily public records · 14 Days on market
Built 1920 3,484 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

INVESTORS! a nice house to add to your portfolio. 2 bed 1 bath a clean canvas ready to renovate and make it a rental or fix it and flip it. CASH or hard money only. SOLD as is where is.

Key facts

  • Fresh paint
  • Centrally located
  • Newer windows

Tags

CENTRALLY LOCATEDNEWER WINDOWSNEW ROOFREFINISHED HARDWOOD FLOORSFRESH PAINTNEW LIGHT FIXTURES

Property features AI

Finance

  • HOA & community: Public transportation nearby

Exterior

  • Parking: Off-street parking; One parking space
  • Utilities: Public water; Public sewer
  • Home design: Resale property
  • Construction: Metal roof; Aluminum siding; Frame construction
  • Exterior features: 30 x 125 lot dimensions

Interior

  • Kitchen: Refrigerator; Stove; Some gas appliances
  • Bedrooms: One bedroom on the main level (11 x 10)
  • Flooring: Hardwood; Laminate
  • Bathrooms: One full bathroom
  • Heating & cooling: Forced air heating; Gas heating
  • Interior features: Multi-pane windows
  • Laundry & utility: Laundry room on the lower level (21 x 23)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $72k.

Deal economics

  • At list price, monthly cash flow is $420 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $72k).

Location & tenants

  • Location reads 63/100 on livability (#1,308 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: crime C-, health & safety D+, schools F.
  • Clairton City SD (suburban): math 7% / reading 21% proficiency, ranked #520 of 539 in PA (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+10.5%/yr); 94 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
  • This rent is only 18% of the median local income ($77k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $498 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $20k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $11k; list at $72k implies a 555% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $72,000

Questions for the listing agent

  1. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.58%
Cap rate
13.30%
Cash-on-cash
25.02%
DSCR
2.11
GRM
5.3

CMA / ARV

ARV (on-the-fly)
$155,232
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
600 State Route 885 0.38mi 2/1.0 756 (+12%) 13mo $175,000 $231 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
23.9%
Equity multiple
2.05×
Total profit
$21,116
Equity at exit
$10,735
10-year hold
IRR
34.8%
Equity multiple
4.98×
Total profit
$80,211
Equity at exit
$6,225

Cash invested: $20,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15025

Home prices YoY
-34.4%
Rents YoY
10.5%
Active inventory
94
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$1,136 medium interval (Pro) →
Mortgage (P&I)
$378
Tax from tax record
$70 /mo · $835/yr
Insurance
$30
HOA
$0
Vacancy / Maint / Mgmt
$239
Net cashflow
$420

Break-even live

Break-even rent $604
Max offer price $72,000
Occupancy floor 58%

Sensitivity live

Price -10% $461 -5% $441 +0% $420 +5% $400 +10% $380
Rent -10% $331 -5% $376 +0% $420 +5% $465 +10% $510
Rate -1.0pp $457 -0.5pp $439 base $420 +0.5pp $402 +1.0pp $383

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,000
Closing costs
$2,160
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
701-703 Waddell Ave Clairton, PA 1.0 1.0 700 $900 $1.29 24d 1 0.78mi
540 Reed St Unit 1 Clairton, PA 1.0 1.0 528 $799 $1.51 44d 1 1.13mi
511 Payne Hill Rd Clairton, PA 1.0–3.0 1.0–2.0 1026 $1,572 $1.53 2d 1 1.13mi
642 Ohio Ave Unit 1 Glassport, PA 2.0 1.0 700 $1,200 $1.71 44d 1 1.36mi

Listing history 12 events

  1. 2026-06-18
    days on market $72,000 Active 14 DOM
  2. 2026-06-17
    days on market $72,000 Active 13 DOM
  3. 2026-06-16
    days on market $72,000 Active 12 DOM
  4. 2026-06-16
    status $72,000 Active 11 DOM
  5. 2026-06-15
    days on market $72,000 Contingent 11 DOM
  6. 2026-06-13
    days on market $72,000 Contingent 9 DOM
  7. 2026-06-09
    days on market $72,000 Contingent 5 DOM
  8. 2026-06-08
    days on market $72,000 Contingent 4 DOM
  9. 2026-06-08
    status $72,000 Contingent 3 DOM
  10. 2026-06-07
    days on market $72,000 Active 3 DOM
  11. 2026-06-05
    remarks 358-char remark
  12. 2026-06-05
    listed $72,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$835 · $70/mo
Projected year-2 tax
$986 · $82/mo
Expected delta
+$151/yr (+$13/mo · 18.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥98°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,634
− Mortgage interest
−$4,033
− Property taxes
−$835
− Insurance
−$360
− Repairs & maintenance
−$1,091
− Management
−$1,091
− Depreciation
−$2,095
Taxable income
$4,130
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$991
After-tax cash flow
$4,054/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clairton City SD
NCES district ID
4206030
Math proficiency
7% ▼ -11.00%
Reading proficiency
21% ▼ -12.00%
Median HH income
$30,250
Composite
11.0/100
National rank
#9742
State rank
#520 of 539 in PA

Livability — Clairton

Score
63/100
State rank
#1308
US rank
#16085

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A Health & safety D+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Clairton, PA
County
Allegheny County · 1,022,028 people
City population
16,939
Metro
Pittsburgh, PA
Population (ZIP)
16,939
Household income
$76,531
Rent vs Own
25.1% rent · 74.9% own
Severe rent burden
572.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 18% Two or more races 4% Asian 2% Hispanic / Latino 2%
Common ancestry
Romanian 6% Lithuanian 2% Slovak 1%
Foreign-born
4% · China, Canada, India
Languages at home
96% English-only · Other Indo-European 1% Chinese 1% Spanish 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -96.35%
Current HPI
183.858
Rent YoY
▲ 10.47%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+121.5% since first listed
6 events — show timeline
  • 2026-06-04 Listed $72,000 West Penn MLS
  • 2025-11-10 Sold (Public Records) $11,000 Public Records
  • 2025-10-03 Delisted West Penn MLS
  • 2025-09-17 Price Changed $23,500 West Penn MLS
  • 2025-09-11 Price Changed $27,500 West Penn MLS
  • 2025-09-03 Listed $32,500 West Penn MLS

Property tax history

+8.3%/yr

Latest (2026): $835 · +11.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…