555 Kappock St Unit 2E · New York, NY 10463

$520,000

3 bd · 2.0 ba · 0 sqft · Condo public records · 376 Days on market

Built 1964

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.8/30.0
• ARV discount +7.5/15.0
• Rent growth +5.0/5.0
• Schools +5.0/10.0
• DSCR +4.5/10.0
• 1% rule +4.1/10.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

A Rare Corner Gem with a Terrace, Light & Luxury Living Welcome to a rare opportunity to own a spacious 3-bedroom, 2-bath corner residence featuring soaring high ceilings, abundant natural light from dual exposures, and your own private outdoor terrace-a true urban oasis. Step into a generous foyer that sets a warm, welcoming tone-perfect for a reading nook, home office, or custom built-ins. Throughout the home, beautiful bamboo floors add warmth and elegance. The open-concept living and dining area offers a flexible layout ideal for entertaining or everyday comfort. The modern kitchen is equipped with granite countertops, a stylish glass backsplash, and stainless steel appliances, making it a dream for home chefs and hosts alike. The primary suite is a peaceful retreat, featuring a fully renovated en-suite bathroom with a stand-up shower. Two additional bedrooms provide ample space for guests, family, or creative pursuits, and share a beautifully updated second bathroom. Your private terrace is a serene escape-perfect for morning coffee, evening relaxation, or soaking in the outdoors from the comfort of home. Located in River Point Towers, a full-service luxury co-op in the desirable Spuyten Duyvil section of Riverdale. Maintenance includes gas, electric, central AC, basic cable, and full access to top-tier amenities: a seasonal pool, 24-hour doorman, playground, and brand-new gym. Enjoy exceptional convenience with nearby access to the Spuyten Duyvil Metro-North station, express buses to Manhattan, and local buses to the 1, 4, and A trains. Experience affordable luxury and full-service living in one of Riverdale's most vibrant and sought-after communities. This special home won't last! Current Assessments: $280.26 & $125.86/month. There are 2 assessments in place. (Note: Sorry, no dogs allowed. )

Key facts

• Bamboo floors
• Modern kitchen
• Granite countertops

Tags

• PRIVATE OUTDOOR TERRACE
• BAMBOO FLOORS
• MODERN KITCHEN
• GRANITE COUNTERTOPS
• STAINLESS STEEL APPLIANCES
• SEASONAL POOL

Property features AI

Exterior

• Parking: No carport
• Utilities: Public sewer; No utilities listed
• Home design: Stock cooperative
• Construction: Construction materials: Other; Foundation: Other
• Exterior features: Not waterfront; Construction materials: Other; Foundation: Other

Interior

• Kitchen: Appliances: Other
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central air; Heat pump
• Interior features: Basement (full); 6 total rooms; No dogs allowed

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath condo listed at $520k.

Deal economics

• At list price, monthly cash flow is $147 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $474k (8.9% below list).
• Recommended offer: $458k (12.0% below list) — sets the bar for market timing.
• Cap rate 6.6% vs local median 2.6% in New York — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#268 in NY, #4,188 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, health & safety A; Watch: crime F, cost of living F.
• Zoned schools: Elm Tree Elementary School (math 27% / reading 52%, grade F, #1,444 of 2,108 statewide, top 71%, 806 students, 94% FRL); Jhs 383 Philippa Schuyler (math 32% / reading 67%, grade C, #280 of 729 statewide, top 40%, 822 students, 85% FRL); Midwood High School (math 94% / reading 96%, grade A+, #83 of 1,100 statewide, top 8%, 4,062 students, 73% FRL).
• Market conditions: Rents rising fast (+11.6%/yr); 345 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 6,929 units permitted in Bronx County in 2024 (6,829 in 5+ unit buildings).
• At $4,735/mo this rent would consume 76% of the median local household income ($75k/yr) (locally 5586% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $16k of value loss. Plan a longer hold.
• Bronx County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 376 days — a 12% lower offer ($458k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 9y ago; this cycle's ask has dropped $29k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $385k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $457,600 (12.0% below list)

Questions for the listing agent

1. It's been on market 376 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.91% ✗
• Cap rate: 6.63%
• Cash-on-cash: 1.21%
• DSCR: 1.05
• GRM: 9.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -8.9%
• Equity multiple: 0.66×
• Total profit: $-49,784
• Equity at exit: $77,534

10-year hold

• IRR: 6.2%
• Equity multiple: 1.57×
• Total profit: $82,919
• Equity at exit: $44,960

Cash invested: $145,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 0 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City New York: 0 Strongly Tenant-Friendly · D+34

Rent Stabilization Code; HSTPA; 6+ months in housing court.

Methodology + full state rankings →

ZIP-level market 10463

• Rents YoY: 11.6%
• Active inventory: 345
• Price-to-rent: 9.2×

Monthly cashflow live

• Estimated rent: $4,735 medium
• Mortgage (P&I): −$2,727
• Tax est. 1.5%: −$650 /mo · $7,800/yr
• Insurance: −$217
• HOA: −$0
• Vacancy / Maint / Mgmt: −$994
• Net cashflow: $147

Break-even live

Break-even rent $4,549

Max offer price $520,000

Occupancy floor 92%

Sensitivity live

Price	-10% $507	-5% $327	+0% $147	+5% $-32	+10% $-212
Rent	-10% $-227	-5% $-40	+0% $147	+5% $334	+10% $521
Rate	-1.0pp $409	-0.5pp $280	base $147	+0.5pp $13	+1.0pp $-125

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $130,000
• Closing costs: $15,600
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2600 Netherland Ave Bronx, NY	1.0–3.0	1.0–2.5	1132	$5,100	$4.50	23d	3	0.12mi
407 W 206th St New York, NY	1.0–2.0	1.0–2.0	—	$4,800	—	3d	2	1.00mi
405 W 206th St Unit 1202E New York, NY	3.0	2.0	900	$6,250	$6.94	26d	1	1.02mi

HOA detail condo

• Monthly dues: $0 · $0/yr
• Likely covers: gaselectriccablepoolgymdoorman
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 30 events

1. 2026-06-21
   days on market $520,000 Active 376 DOM
2. 2026-06-18
   days on market $520,000 Active 373 DOM
3. 2026-06-17
   days on market $520,000 Active 372 DOM
4. 2026-06-15
   days on market $520,000 Active 370 DOM
5. 2026-06-13
   days on market $520,000 Active 368 DOM
6. 2026-06-10
   days on market $520,000 Active 364 DOM
7. 2026-06-08
   days on market $520,000 Active 363 DOM
8. 2026-06-03
   days on market $520,000 Active 358 DOM
9. 2026-06-01
   days on market $520,000 Active 356 DOM
10. 2026-05-31
    days on market $520,000 Active 355 DOM
11. 2025-10-07
    price $520,000 1846-char remark

    Show marketing remark (1846 chars)

    A Rare Corner Gem with a Terrace, Light & Luxury Living Welcome to a rare opportunity to own a spacious 3-bedroom, 2-bath corner residence featuring soaring high ceilings, abundant natural light from dual exposures, and your own private outdoor terrace-a true urban oasis. Step into a generous foyer that sets a warm, welcoming tone-perfect for a reading nook, home office, or custom built-ins. Throughout the home, beautiful bamboo floors add warmth and elegance. The open-concept living and dining area offers a flexible layout ideal for entertaining or everyday comfort. The modern kitchen is equipped with granite countertops, a stylish glass backsplash, and stainless steel appliances, making it a dream for home chefs and hosts alike. The primary suite is a peaceful retreat, featuring a fully renovated en-suite bathroom with a stand-up shower. Two additional bedrooms provide ample space for guests, family, or creative pursuits, and share a beautifully updated second bathroom. Your private terrace is a serene escape-perfect for morning coffee, evening relaxation, or soaking in the outdoors from the comfort of home. Located in River Point Towers, a full-service luxury co-op in the desirable Spuyten Duyvil section of Riverdale. Maintenance includes gas, electric, central AC, basic cable, and full access to top-tier amenities: a seasonal pool, 24-hour doorman, playground, and brand-new gym. Enjoy exceptional convenience with nearby access to the Spuyten Duyvil Metro-North station, express buses to Manhattan, and local buses to the 1, 4, and A trains. Experience affordable luxury and full-service living in one of Riverdale's most vibrant and sought-after communities. This special home won't last! Current Assessments: $280.26 & $125.86/month. There are 2 assessments in place. (Note: Sorry, no dogs allowed. )

12. 2025-10-07
    price $520,000

    Show marketing remark (1846 chars)

    A Rare Corner Gem with a Terrace, Light & Luxury Living Welcome to a rare opportunity to own a spacious 3-bedroom, 2-bath corner residence featuring soaring high ceilings, abundant natural light from dual exposures, and your own private outdoor terrace-a true urban oasis. Step into a generous foyer that sets a warm, welcoming tone-perfect for a reading nook, home office, or custom built-ins. Throughout the home, beautiful bamboo floors add warmth and elegance. The open-concept living and dining area offers a flexible layout ideal for entertaining or everyday comfort. The modern kitchen is equipped with granite countertops, a stylish glass backsplash, and stainless steel appliances, making it a dream for home chefs and hosts alike. The primary suite is a peaceful retreat, featuring a fully renovated en-suite bathroom with a stand-up shower. Two additional bedrooms provide ample space for guests, family, or creative pursuits, and share a beautifully updated second bathroom. Your private terrace is a serene escape-perfect for morning coffee, evening relaxation, or soaking in the outdoors from the comfort of home. Located in River Point Towers, a full-service luxury co-op in the desirable Spuyten Duyvil section of Riverdale. Maintenance includes gas, electric, central AC, basic cable, and full access to top-tier amenities: a seasonal pool, 24-hour doorman, playground, and brand-new gym. Enjoy exceptional convenience with nearby access to the Spuyten Duyvil Metro-North station, express buses to Manhattan, and local buses to the 1, 4, and A trains. Experience affordable luxury and full-service living in one of Riverdale's most vibrant and sought-after communities. This special home won't last! Current Assessments: $280.26 & $125.86/month. There are 2 assessments in place. (Note: Sorry, no dogs allowed. )

13. 2025-06-10
    listed $549,000 Active

    Show marketing remark (1846 chars)

    A Rare Corner Gem with a Terrace, Light & Luxury Living Welcome to a rare opportunity to own a spacious 3-bedroom, 2-bath corner residence featuring soaring high ceilings, abundant natural light from dual exposures, and your own private outdoor terrace-a true urban oasis. Step into a generous foyer that sets a warm, welcoming tone-perfect for a reading nook, home office, or custom built-ins. Throughout the home, beautiful bamboo floors add warmth and elegance. The open-concept living and dining area offers a flexible layout ideal for entertaining or everyday comfort. The modern kitchen is equipped with granite countertops, a stylish glass backsplash, and stainless steel appliances, making it a dream for home chefs and hosts alike. The primary suite is a peaceful retreat, featuring a fully renovated en-suite bathroom with a stand-up shower. Two additional bedrooms provide ample space for guests, family, or creative pursuits, and share a beautifully updated second bathroom. Your private terrace is a serene escape-perfect for morning coffee, evening relaxation, or soaking in the outdoors from the comfort of home. Located in River Point Towers, a full-service luxury co-op in the desirable Spuyten Duyvil section of Riverdale. Maintenance includes gas, electric, central AC, basic cable, and full access to top-tier amenities: a seasonal pool, 24-hour doorman, playground, and brand-new gym. Enjoy exceptional convenience with nearby access to the Spuyten Duyvil Metro-North station, express buses to Manhattan, and local buses to the 1, 4, and A trains. Experience affordable luxury and full-service living in one of Riverdale's most vibrant and sought-after communities. This special home won't last! Current Assessments: $280.26 & $125.86/month. There are 2 assessments in place. (Note: Sorry, no dogs allowed. )

14. 2025-06-10
    listed $549,000 Active 1846-char remark

    Show marketing remark (1846 chars)

    A Rare Corner Gem with a Terrace, Light & Luxury Living Welcome to a rare opportunity to own a spacious 3-bedroom, 2-bath corner residence featuring soaring high ceilings, abundant natural light from dual exposures, and your own private outdoor terrace-a true urban oasis. Step into a generous foyer that sets a warm, welcoming tone-perfect for a reading nook, home office, or custom built-ins. Throughout the home, beautiful bamboo floors add warmth and elegance. The open-concept living and dining area offers a flexible layout ideal for entertaining or everyday comfort. The modern kitchen is equipped with granite countertops, a stylish glass backsplash, and stainless steel appliances, making it a dream for home chefs and hosts alike. The primary suite is a peaceful retreat, featuring a fully renovated en-suite bathroom with a stand-up shower. Two additional bedrooms provide ample space for guests, family, or creative pursuits, and share a beautifully updated second bathroom. Your private terrace is a serene escape-perfect for morning coffee, evening relaxation, or soaking in the outdoors from the comfort of home. Located in River Point Towers, a full-service luxury co-op in the desirable Spuyten Duyvil section of Riverdale. Maintenance includes gas, electric, central AC, basic cable, and full access to top-tier amenities: a seasonal pool, 24-hour doorman, playground, and brand-new gym. Enjoy exceptional convenience with nearby access to the Spuyten Duyvil Metro-North station, express buses to Manhattan, and local buses to the 1, 4, and A trains. Experience affordable luxury and full-service living in one of Riverdale's most vibrant and sought-after communities. This special home won't last! Current Assessments: $280.26 & $125.86/month. There are 2 assessments in place. (Note: Sorry, no dogs allowed. )

15. 2019-02-27
    price $385,000 743-char remark

    Show marketing remark (743 chars)

    This apartment is a fixer-upper BUT very worthwhile! This is a true 3-Bedroom 2-Bath corner apartment with high ceilings and a balcony in estate condition. Apartment needs TLC. River Point Towers, located in the Spuyten Duyvil section of Riverdale, is a full service luxury co-op, 100% co-op owned/occupied. Maintenance includes gas, electricity, heat, water, central air conditioning, cable TV, internet service, seasonal pool, 24-hr doorman, 24-hr concierge and outdoor playground. A New onsite fitness room is available for $400/yr per person. Easy access to shopping, Metro North, express buses to Manhattan's east side, west side and Wall Street, local buses to the no. 1 and A subways, Henry Hudson Pkwy and NYS Thru-way. Sorry, No Dogs.

16. 2019-02-27
    soldstatus $385,000 Sold

    Show marketing remark (743 chars)

    This apartment is a fixer-upper BUT very worthwhile! This is a true 3-Bedroom 2-Bath corner apartment with high ceilings and a balcony in estate condition. Apartment needs TLC. River Point Towers, located in the Spuyten Duyvil section of Riverdale, is a full service luxury co-op, 100% co-op owned/occupied. Maintenance includes gas, electricity, heat, water, central air conditioning, cable TV, internet service, seasonal pool, 24-hr doorman, 24-hr concierge and outdoor playground. A New onsite fitness room is available for $400/yr per person. Easy access to shopping, Metro North, express buses to Manhattan's east side, west side and Wall Street, local buses to the no. 1 and A subways, Henry Hudson Pkwy and NYS Thru-way. Sorry, No Dogs.

17. 2019-02-27
    soldstatus Closed 743-char remark

    Show marketing remark (743 chars)

    This apartment is a fixer-upper BUT very worthwhile! This is a true 3-Bedroom 2-Bath corner apartment with high ceilings and a balcony in estate condition. Apartment needs TLC. River Point Towers, located in the Spuyten Duyvil section of Riverdale, is a full service luxury co-op, 100% co-op owned/occupied. Maintenance includes gas, electricity, heat, water, central air conditioning, cable TV, internet service, seasonal pool, 24-hr doorman, 24-hr concierge and outdoor playground. A New onsite fitness room is available for $400/yr per person. Easy access to shopping, Metro North, express buses to Manhattan's east side, west side and Wall Street, local buses to the no. 1 and A subways, Henry Hudson Pkwy and NYS Thru-way. Sorry, No Dogs.

18. 2019-02-26
    soldstatus $385,000
19. 2018-10-25
    status Pending

    Show marketing remark (743 chars)

    This apartment is a fixer-upper BUT very worthwhile! This is a true 3-Bedroom 2-Bath corner apartment with high ceilings and a balcony in estate condition. Apartment needs TLC. River Point Towers, located in the Spuyten Duyvil section of Riverdale, is a full service luxury co-op, 100% co-op owned/occupied. Maintenance includes gas, electricity, heat, water, central air conditioning, cable TV, internet service, seasonal pool, 24-hr doorman, 24-hr concierge and outdoor playground. A New onsite fitness room is available for $400/yr per person. Easy access to shopping, Metro North, express buses to Manhattan's east side, west side and Wall Street, local buses to the no. 1 and A subways, Henry Hudson Pkwy and NYS Thru-way. Sorry, No Dogs.

20. 2018-10-25
    historical Contract Signed 743-char remark

    Show marketing remark (743 chars)

    This apartment is a fixer-upper BUT very worthwhile! This is a true 3-Bedroom 2-Bath corner apartment with high ceilings and a balcony in estate condition. Apartment needs TLC. River Point Towers, located in the Spuyten Duyvil section of Riverdale, is a full service luxury co-op, 100% co-op owned/occupied. Maintenance includes gas, electricity, heat, water, central air conditioning, cable TV, internet service, seasonal pool, 24-hr doorman, 24-hr concierge and outdoor playground. A New onsite fitness room is available for $400/yr per person. Easy access to shopping, Metro North, express buses to Manhattan's east side, west side and Wall Street, local buses to the no. 1 and A subways, Henry Hudson Pkwy and NYS Thru-way. Sorry, No Dogs.

21. 2018-04-24
    status Active

    Show marketing remark (743 chars)

    This apartment is a fixer-upper BUT very worthwhile! This is a true 3-Bedroom 2-Bath corner apartment with high ceilings and a balcony in estate condition. Apartment needs TLC. River Point Towers, located in the Spuyten Duyvil section of Riverdale, is a full service luxury co-op, 100% co-op owned/occupied. Maintenance includes gas, electricity, heat, water, central air conditioning, cable TV, internet service, seasonal pool, 24-hr doorman, 24-hr concierge and outdoor playground. A New onsite fitness room is available for $400/yr per person. Easy access to shopping, Metro North, express buses to Manhattan's east side, west side and Wall Street, local buses to the no. 1 and A subways, Henry Hudson Pkwy and NYS Thru-way. Sorry, No Dogs.

22. 2018-04-24
    status Active 743-char remark

    Show marketing remark (743 chars)

    This apartment is a fixer-upper BUT very worthwhile! This is a true 3-Bedroom 2-Bath corner apartment with high ceilings and a balcony in estate condition. Apartment needs TLC. River Point Towers, located in the Spuyten Duyvil section of Riverdale, is a full service luxury co-op, 100% co-op owned/occupied. Maintenance includes gas, electricity, heat, water, central air conditioning, cable TV, internet service, seasonal pool, 24-hr doorman, 24-hr concierge and outdoor playground. A New onsite fitness room is available for $400/yr per person. Easy access to shopping, Metro North, express buses to Manhattan's east side, west side and Wall Street, local buses to the no. 1 and A subways, Henry Hudson Pkwy and NYS Thru-way. Sorry, No Dogs.

23. 2018-01-19
    historical Pending

    Show marketing remark (743 chars)

    This apartment is a fixer-upper BUT very worthwhile! This is a true 3-Bedroom 2-Bath corner apartment with high ceilings and a balcony in estate condition. Apartment needs TLC. River Point Towers, located in the Spuyten Duyvil section of Riverdale, is a full service luxury co-op, 100% co-op owned/occupied. Maintenance includes gas, electricity, heat, water, central air conditioning, cable TV, internet service, seasonal pool, 24-hr doorman, 24-hr concierge and outdoor playground. A New onsite fitness room is available for $400/yr per person. Easy access to shopping, Metro North, express buses to Manhattan's east side, west side and Wall Street, local buses to the no. 1 and A subways, Henry Hudson Pkwy and NYS Thru-way. Sorry, No Dogs.

24. 2018-01-19
    status Contract Signed 743-char remark

    Show marketing remark (743 chars)

    This apartment is a fixer-upper BUT very worthwhile! This is a true 3-Bedroom 2-Bath corner apartment with high ceilings and a balcony in estate condition. Apartment needs TLC. River Point Towers, located in the Spuyten Duyvil section of Riverdale, is a full service luxury co-op, 100% co-op owned/occupied. Maintenance includes gas, electricity, heat, water, central air conditioning, cable TV, internet service, seasonal pool, 24-hr doorman, 24-hr concierge and outdoor playground. A New onsite fitness room is available for $400/yr per person. Easy access to shopping, Metro North, express buses to Manhattan's east side, west side and Wall Street, local buses to the no. 1 and A subways, Henry Hudson Pkwy and NYS Thru-way. Sorry, No Dogs.

25. 2017-11-30
    historical Permanently Off Market 743-char remark

    Show marketing remark (743 chars)

    This apartment is a fixer-upper BUT very worthwhile! This is a true 3-Bedroom 2-Bath corner apartment with high ceilings and a balcony in estate condition. Apartment needs TLC. River Point Towers, located in the Spuyten Duyvil section of Riverdale, is a full service luxury co-op, 100% co-op owned/occupied. Maintenance includes gas, electricity, heat, water, central air conditioning, cable TV, internet service, seasonal pool, 24-hr doorman, 24-hr concierge and outdoor playground. A New onsite fitness room is available for $400/yr per person. Easy access to shopping, Metro North, express buses to Manhattan's east side, west side and Wall Street, local buses to the no. 1 and A subways, Henry Hudson Pkwy and NYS Thru-way. Sorry, No Dogs.

26. 2017-10-16
    price $399,000 743-char remark

    Show marketing remark (743 chars)

    This apartment is a fixer-upper BUT very worthwhile! This is a true 3-Bedroom 2-Bath corner apartment with high ceilings and a balcony in estate condition. Apartment needs TLC. River Point Towers, located in the Spuyten Duyvil section of Riverdale, is a full service luxury co-op, 100% co-op owned/occupied. Maintenance includes gas, electricity, heat, water, central air conditioning, cable TV, internet service, seasonal pool, 24-hr doorman, 24-hr concierge and outdoor playground. A New onsite fitness room is available for $400/yr per person. Easy access to shopping, Metro North, express buses to Manhattan's east side, west side and Wall Street, local buses to the no. 1 and A subways, Henry Hudson Pkwy and NYS Thru-way. Sorry, No Dogs.

27. 2017-10-16
    price $399,000

    Show marketing remark (743 chars)

    This apartment is a fixer-upper BUT very worthwhile! This is a true 3-Bedroom 2-Bath corner apartment with high ceilings and a balcony in estate condition. Apartment needs TLC. River Point Towers, located in the Spuyten Duyvil section of Riverdale, is a full service luxury co-op, 100% co-op owned/occupied. Maintenance includes gas, electricity, heat, water, central air conditioning, cable TV, internet service, seasonal pool, 24-hr doorman, 24-hr concierge and outdoor playground. A New onsite fitness room is available for $400/yr per person. Easy access to shopping, Metro North, express buses to Manhattan's east side, west side and Wall Street, local buses to the no. 1 and A subways, Henry Hudson Pkwy and NYS Thru-way. Sorry, No Dogs.

28. 2017-09-13
    listed $449,000 Active 743-char remark

    Show marketing remark (743 chars)

    This apartment is a fixer-upper BUT very worthwhile! This is a true 3-Bedroom 2-Bath corner apartment with high ceilings and a balcony in estate condition. Apartment needs TLC. River Point Towers, located in the Spuyten Duyvil section of Riverdale, is a full service luxury co-op, 100% co-op owned/occupied. Maintenance includes gas, electricity, heat, water, central air conditioning, cable TV, internet service, seasonal pool, 24-hr doorman, 24-hr concierge and outdoor playground. A New onsite fitness room is available for $400/yr per person. Easy access to shopping, Metro North, express buses to Manhattan's east side, west side and Wall Street, local buses to the no. 1 and A subways, Henry Hudson Pkwy and NYS Thru-way. Sorry, No Dogs.

29. 2017-09-13
    listed $449,000 Active

    Show marketing remark (743 chars)

    This apartment is a fixer-upper BUT very worthwhile! This is a true 3-Bedroom 2-Bath corner apartment with high ceilings and a balcony in estate condition. Apartment needs TLC. River Point Towers, located in the Spuyten Duyvil section of Riverdale, is a full service luxury co-op, 100% co-op owned/occupied. Maintenance includes gas, electricity, heat, water, central air conditioning, cable TV, internet service, seasonal pool, 24-hr doorman, 24-hr concierge and outdoor playground. A New onsite fitness room is available for $400/yr per person. Easy access to shopping, Metro North, express buses to Manhattan's east side, west side and Wall Street, local buses to the no. 1 and A subways, Henry Hudson Pkwy and NYS Thru-way. Sorry, No Dogs.

30. 2017-09-13
    listed $385,000

    Show marketing remark (743 chars)

    This apartment is a fixer-upper BUT very worthwhile! This is a true 3-Bedroom 2-Bath corner apartment with high ceilings and a balcony in estate condition. Apartment needs TLC. River Point Towers, located in the Spuyten Duyvil section of Riverdale, is a full service luxury co-op, 100% co-op owned/occupied. Maintenance includes gas, electricity, heat, water, central air conditioning, cable TV, internet service, seasonal pool, 24-hr doorman, 24-hr concierge and outdoor playground. A New onsite fitness room is available for $400/yr per person. Easy access to shopping, Metro North, express buses to Manhattan's east side, west side and Wall Street, local buses to the no. 1 and A subways, Henry Hudson Pkwy and NYS Thru-way. Sorry, No Dogs.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $56,824
• − Mortgage interest: −$29,128
• − Property taxes: −$7,800
• − Insurance: −$2,600
• − Repairs & maintenance: −$4,546
• − Management: −$4,546
• − Depreciation: −$15,127
• Taxable loss: −$6,923
• Est. tax savings @ 24.0%: +$1,662
• After-tax cash flow: $3,429/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — New York

• Score: 75/100
• State rank: #268
• US rank: #4188

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A- Housing C+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: New York, NY
• County: Bronx County · 1,197,324 people
• City population: 7,731,280
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 69,470
• Household income: $74,974
• Rent vs Own: 64.6% rent · 35.4% own
• Severe rent burden: 5586.0

Population outlook (Bronx County) Hauer SSP2

• Today (2025): 1,607,353 people
• By 2030: 1,681,852 · +4.6%
• By 2040: 1,824,421 · +13.5%
• By 2050: 1,945,470 · +21.0%
• By 2075: 2,187,887 · +36.1%
• By 2100: 2,244,136 · +39.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: Hispanic / Latino 50% White 30% Two or more races 17% Black 12% Asian 4% Native American 2%
• Hispanic origin (detail): Mexican 3% Puerto Rican 12% Cuban 1% Dominican 25%
• Common ancestry: Scotch-Irish 3% Romanian 2% Lithuanian 1%
• Foreign-born: 30% · Canada, Jamaica, China
• Languages at home: 50% English-only · Spanish 40% Other Indo-European 3% Russian/Polish/Slavic 2%

Political lean MEDSL · Bronx

• 2024 margin: Solid D (+45.4) · D 72.7% · R 27.3%
• 2008→2024 swing: -32.3pp toward R · 2008: 77.8pp · 2024: 45.4pp
• All cycles: 2024: D+45.4 2020: D+67.6 2016: D+79.1 2012: D+82.9 2008: D+77.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -294.75%
• Current HPI: 168.0211
• Rent YoY: ▲ 11.60%
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+35.1% since first listed

20 events — show timeline

• 2025-10-07 Price Changed $520,000 RLS at REBNY
• 2025-10-07 Price Changed $520,000 OneKey® MLS as Distributed by MLS Grid
• 2025-06-10 Listed $549,000 OneKey® MLS as Distributed by MLS Grid
• 2025-06-10 Listed $549,000 RLS at REBNY
• 2019-02-27 Price Changed $385,000 RLS at REBNY
• 2019-02-27 Sold (MLS) $385,000 OneKey® MLS as Distributed by MLS Grid
• 2019-02-27 Sold (MLS) — RLS at REBNY
• 2019-02-26 Sold (MLS) $385,000 RLS at REBNY
• 2018-10-25 Pending — OneKey® MLS as Distributed by MLS Grid
• 2018-10-25 Contingent — RLS at REBNY
• 2018-04-24 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2018-04-24 Relisted — RLS at REBNY
• 2018-01-19 Contingent — OneKey® MLS as Distributed by MLS Grid
• 2018-01-19 Relisted — RLS at REBNY
• 2017-11-30 Delisted — RLS at REBNY
• 2017-10-16 Price Changed $399,000 RLS at REBNY
• 2017-10-16 Price Changed $399,000 OneKey® MLS as Distributed by MLS Grid
• 2017-09-13 Listed $449,000 RLS at REBNY
• 2017-09-13 Listed $449,000 OneKey® MLS as Distributed by MLS Grid
• 2017-09-13 Listed $385,000 RLS at REBNY