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4534 Clark St
D Composite 41.04
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.5/30.0
  • ARV discount +6.7/15.0
  • DSCR +4.8/10.0
  • 1% rule +3.7/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$185,000

4534 Clark St · Brownfields, LA 70811
4 bd · 2.0 ba · 2,248 sqft · SingleFamily public records · 108 Days on market
Built 1974 0.55 ac lot $82/sqft · at area comps Est $182k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome Home! This spacious 4 bedroom 2 Bath home is nestled away on a peaceful dead end street. Perfect for a large family looking for privacy, safety and room to grow. Features you'll LOVE include a cozy fire place, new roof (2021), new windows, solar panels for energy efficiency and long term savings, and generous living space with room for everyone. This home offers the perfect blend of comfort, functionality, and smart upgrades. Whether you're hosting holidays, raising a growing family, or simply want space to breathe this one checks all the boxes.

Key facts

  • Dead end street
  • Solar panels
  • New roof

Tags

DEAD END STREETCOZY FIRE PLACENEW ROOFSOLAR PANELSGENEROUS LIVING SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $185k.

Deal economics

  • At list price, monthly cash flow is $74 ($885/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $161k (13.0% below list).
  • Recommended offer: $161k (13.0% below list) — sets the bar for 1% rule.
  • Cap rate 6.8% vs local median 3.2% in Brownfields — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#271 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime D, amenities F, commute F.
  • East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Belfair Montessori School (math 27% / reading 47%, grade F, #251 of 646 statewide, top 41%, 264 students, 69% FRL); Park Forest Middle School (math 3% / reading 12%, grade F, #207 of 218 statewide, top 95%, 582 students, 78% FRL); Liberty High School (math 50% / reading 74%, grade B-, #15 of 265 statewide, top 6%, 1,208 students, 60% FRL).
  • Market conditions: 123 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 108 days — a 9% lower offer ($168k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $46k; list at $185k implies a 298% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $160,930 (13.0% below list)

Questions for the listing agent

  1. It's been on market 108 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
  2. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.87%
Cap rate
6.77%
Cash-on-cash
1.71%
DSCR
1.08
GRM
9.6

CMA / ARV

ARV (median comp)
$181,918
List price
$185,000
Delta
1.69%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-13.6%
Equity multiple
0.51×
Total profit
$-25,309
Equity at exit
$27,584
10-year hold
IRR
-4.7%
Equity multiple
0.69×
Total profit
$-16,096
Equity at exit
$15,995

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70811

Home prices YoY
-30.8%
Active inventory
123
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$1,609 medium interval (Pro) →
Mortgage (P&I)
$970
Tax from tax record
$150 /mo · $1,805/yr
Insurance
$77
HOA
$0
Vacancy / Maint / Mgmt
$338
Net cashflow
$74

Break-even live

Break-even rent $1,516
Max offer price $185,000
Occupancy floor 90%

Sensitivity live

Price -10% $178 -5% $126 +0% $74 +5% $21 +10% $-31
Rent -10% $-53 -5% $10 +0% $74 +5% $137 +10% $201
Rate -1.0pp $167 -0.5pp $121 base $74 +0.5pp $26 +1.0pp $-23

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,250
Closing costs
$5,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5744 Guice Dr Baton Rouge, LA 4.0 2.0 1840 $1,750 $0.95 16d 1 0.86mi

Listing history 37 events

  1. 2026-06-22
    days on market $185,000 Active 108 DOM
  2. 2026-06-18
    days on market $185,000 Active 105 DOM
  3. 2026-06-17
    days on market $185,000 Active 104 DOM
  4. 2026-06-16
    days on market $185,000 Active 103 DOM
  5. 2026-06-15
    days on market $185,000 Active 102 DOM
  6. 2026-06-14
    days on market $185,000 Active 100 DOM
  7. 2026-06-10
    days on market $185,000 Active 97 DOM
  8. 2026-06-09
    days on market $185,000 Active 96 DOM
  9. 2026-06-08
    days on market $185,000 Active 95 DOM
  10. 2026-06-07
    days on market $185,000 Active 94 DOM
  11. 2026-06-05
    days on market $185,000 Active 91 DOM
  12. 2026-06-03
    days on market $185,000 Active 90 DOM
  13. 2026-06-02
    days on market $185,000 Active 89 DOM
  14. 2026-06-01
    days on market $185,000 Active 88 DOM
  15. 2026-05-31
    days on market $185,000 Active 87 DOM
  16. 2026-05-31
    days on market $185,000 Active 86 DOM
  17. 2026-04-29
    price $185,000 559-char remark
    Show marketing remark (559 chars)

    Welcome Home! This spacious 4 bedroom 2 Bath home is nestled away on a peaceful dead end street. Perfect for a large family looking for privacy, safety and room to grow. Features you'll LOVE include a cozy fire place, new roof (2021), new windows, solar panels for energy efficiency and long term savings, and generous living space with room for everyone. This home offers the perfect blend of comfort, functionality, and smart upgrades. Whether you're hosting holidays, raising a growing family, or simply want space to breathe this one checks all the boxes.

  18. 2026-04-28
    price $185,000 559-char remark
    Show marketing remark (559 chars)

    Welcome Home! This spacious 4 bedroom 2 Bath home is nestled away on a peaceful dead end street. Perfect for a large family looking for privacy, safety and room to grow. Features you'll LOVE include a cozy fire place, new roof (2021), new windows, solar panels for energy efficiency and long term savings, and generous living space with room for everyone. This home offers the perfect blend of comfort, functionality, and smart upgrades. Whether you're hosting holidays, raising a growing family, or simply want space to breathe this one checks all the boxes.

  19. 2026-03-05
    listed $190,000 Active 559-char remark
    Show marketing remark (559 chars)

    Welcome Home! This spacious 4 bedroom 2 Bath home is nestled away on a peaceful dead end street. Perfect for a large family looking for privacy, safety and room to grow. Features you'll LOVE include a cozy fire place, new roof (2021), new windows, solar panels for energy efficiency and long term savings, and generous living space with room for everyone. This home offers the perfect blend of comfort, functionality, and smart upgrades. Whether you're hosting holidays, raising a growing family, or simply want space to breathe this one checks all the boxes.

  20. 2026-03-05
    listed $190,000 Active 559-char remark
    Show marketing remark (559 chars)

    Welcome Home! This spacious 4 bedroom 2 Bath home is nestled away on a peaceful dead end street. Perfect for a large family looking for privacy, safety and room to grow. Features you'll LOVE include a cozy fire place, new roof (2021), new windows, solar panels for energy efficiency and long term savings, and generous living space with room for everyone. This home offers the perfect blend of comfort, functionality, and smart upgrades. Whether you're hosting holidays, raising a growing family, or simply want space to breathe this one checks all the boxes.

  21. 2022-04-20
    soldstatus Sold
  22. 2022-03-18
    status Pending
  23. 2022-02-23
    listed $180,000 Active
  24. 2022-02-23
    listed $180,000
  25. 2022-01-25
    historical
  26. 2022-01-20
    status Pending
  27. 2022-01-05
    status Active
  28. 2021-12-27
    status Pending
  29. 2021-12-22
    listed $159,500 Active
  30. 2021-12-22
    listed $159,500
  31. 2020-12-30
    soldstatus Sold
  32. 2020-12-05
    historical
  33. 2020-12-03
    price $62,500
  34. 2020-11-28
    price $64,900
  35. 2020-11-25
    listed $69,900 Active
  36. 2020-11-25
    listed $62,500
  37. 2020-11-06
    soldstatus $46,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,805 · $150/mo
Projected year-2 tax
$1,805 · $150/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (shaded) · 73% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,312
− Mortgage interest
−$10,363
− Property taxes
−$1,805
− Insurance
−$925
− Repairs & maintenance
−$1,545
− Management
−$1,545
− Depreciation
−$5,382
Taxable loss
−$2,253
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$541
After-tax cash flow
$1,425/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
East Baton Rouge Parish
NCES district ID
2200540
Math proficiency
22% ▼ -36.00%
Reading proficiency
34% ▼ -31.00%
Median HH income
$46,263
Composite
24.14/100
National rank
#7745
State rank
#47 of 98 in LA

Livability — Brownfields

Score
59/100
State rank
#271
US rank
#19734

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment C Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brownfields, LA
County
East Baton Rouge Parish · 399,686 people
Metro
Baton Rouge, LA
Population (ZIP)
12,154
Household income
$45,523
Rent vs Own
35.3% rent · 64.7% own
Severe rent burden
444.0

Population outlook (East Baton Rouge County) Hauer SSP2

Today (2025)
464,810 people
By 2030
472,137 · +1.6%
By 2040
480,243 · +3.3%
By 2050
484,422 · +4.2%
By 2075
492,069 · +5.9%
By 2100
476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (82%)
Race & ethnicity
Black 82% White 9% Hispanic / Latino 4% Two or more races 1%
Common ancestry
Lithuanian 2%
Foreign-born
2% · Canada
Languages at home
96% English-only · Spanish 3% French/Haitian/Cajun 1%

Political lean MEDSL · East Baton Rouge

2024 margin
D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
2008→2024 swing
+8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
All cycles
2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -64.98%
Current HPI
146.22
Rent YoY
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+297.8% since first listed
21 events — show timeline
  • 2026-04-29 Price Changed $185,000 AcadianaMLS
  • 2026-04-28 Price Changed $185,000 GBRMLS
  • 2026-03-05 Listed $190,000 GBRMLS
  • 2026-03-05 Listed $190,000 AcadianaMLS
  • 2022-04-20 Sold (MLS) GBRMLS
  • 2022-03-18 Pending GBRMLS
  • 2022-02-23 Listed $180,000 AcadianaMLS
  • 2022-02-23 Listed $180,000 GBRMLS
  • 2022-01-25 Delisted GBRMLS
  • 2022-01-20 Pending GBRMLS
  • 2022-01-05 Relisted GBRMLS
  • 2021-12-27 Pending GBRMLS
  • 2021-12-22 Listed $159,500 AcadianaMLS
  • 2021-12-22 Listed $159,500 GBRMLS
  • 2020-12-30 Sold (MLS) GBRMLS
  • 2020-12-05 Delisted GBRMLS
  • 2020-12-03 Price Changed $62,500 GBRMLS
  • 2020-11-28 Price Changed $64,900 GBRMLS
  • 2020-11-25 Listed $62,500 AcadianaMLS
  • 2020-11-25 Listed $69,900 GBRMLS
  • 2020-11-06 Sold (Public Records) $46,500 Public Records

Property tax history

+27.2%/yr

Latest (2025): $1,805 · -0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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