7501 Palm Ave #131 · Yucca Valley, CA
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.22%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 6/10 · Moderate
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 7/10 · Major
- Unhealthy air days now
- 13 days/yr
- Unhealthy air days in 30 yrs
- 17 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Condition / age +4.0/5.0
- Rent growth +3.5/5.0
- Livability +3.0/5.0
- Schools +2.2/10.0
- Appreciation +0.0/10.0
$129,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Don't miss this gorgeous, recently built mobile home that offers the perfect blend of modern comfort and timeless design! Nestled in the peaceful Gates of Spain mobile home park, this spacious unit features brand new appliances, double pane windows, three bedrooms, two bathrooms, washer/dryer hookups, boasts a bright, spacious layout with a like-new feel throughout. This unit is perfect for someone interested in settling into a quiet, tranquil 55+ community. Weather you are looking forward to relaxing on your porch surrounded by blue skies, taking a quick drive to the local shops, or going for a hike, this home not only has it all, it is centrally located in the heart of Yucca Valley offering easy access to everything you need for comfortable daily living. | Seller is offering a concession of $675 space rent for the first year, $775 space rent for the second year, market rate the third year. | Seller financing available!
Key facts
- Easy access
- Brand new appliances
- Centrally located
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $130k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $809 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $130k).
- Recommended offer: $114k (12.0% below list) — sets the bar for market timing.
- Cap rate 13.8% vs local median 3.6% in Yucca Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 60/100 on livability (#566 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+; Watch: cost of living D+, schools F, crime D-.
- Morongo Unified (town): math 15% / reading 38% proficiency, ranked #395 of 517 in CA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising fast (+4.1%/yr); 563 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 65% of comp listings sitting > 30 days — soft ceiling on asking rent; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
- This rent runs 44% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 4.1% rent growth), your $36k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 401 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 401 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.66% ✓
- Cap rate
- 13.77%
- Cash-on-cash
- 26.70%
- DSCR
- 2.19
- GRM
- 5.0
CMA / ARV
- ARV (median comp)
- $49,753
- List price
- $129,900
- Delta
- 161.09%
- Verdict
- OVERPRICED
- Comps
- 16 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7425 Church St #28 | 0.31mi | 3/2.0 | 1,404 (+0%) | 1mo | $63,500 | $45 | 84 |
| 7501 Palm Ave #179 | 0.04mi | 2/2.0 (-1) | 1,430 (+2%) | 14mo | $100,000 | $70 | 78 |
| 7501 Palm Ave #165 | 0.07mi | 2/2.0 (-1) | 1,344 (-4%) | 9mo | $50,000 | $37 | 78 |
| 7501 Palm Ave #97 | 0.07mi | 2/2.0 (-1) | 1,440 (+3%) | 11mo | $65,000 | $45 | 78 |
| 7425 Church St #10 | 0.31mi | 2/2.0 (-1) | 1,440 (+3%) | 2mo | $47,500 | $33 | 74 |
| 7501 Palm Ave #74 | 0.07mi | 2/2.0 (-1) | 1,248 (-11%) | 2mo | $37,000 | $30 | 72 |
| 7425 Church St #149 | 0.43mi | 2/2.0 (-1) | 1,420 (+1%) | 0mo | $39,997 | $28 | 72 |
| 7425 Church St #111 | 0.31mi | 2/2.0 (-1) | 1,344 (-4%) | 2mo | $47,500 | $35 | 72 |
| 7501 Palm Ave #103 | 0.07mi | 2/2.0 (-1) | 1,248 (-11%) | 6mo | $46,000 | $37 | 69 |
| 7425 Church St #67 | 0.37mi | 2/2.0 (-1) | 1,344 (-4%) | 6mo | $64,997 | $48 | 66 |
| 7425 Church St Spc 104 | 0.31mi | 2/2.0 (-1) | 1,340 (-4%) | 14mo | $69,900 | $52 | 62 |
| 7425 Church St Spc 131 | 0.31mi | 3/2.0 | 1,500 (+7%) | 14mo | $70,000 | $47 | 61 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.12% rent growth · sell at horizon
- IRR
- 21.8%
- Equity multiple
- 1.91×
- Total profit
- $32,979
- Equity at exit
- $19,369
- IRR
- 30.6%
- Equity multiple
- 3.90×
- Total profit
- $105,544
- Equity at exit
- $11,231
Cash invested: $36,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92284
- Home prices YoY
- -33.1%
- Rents YoY
- 4.1%
- Active inventory
- 563
- Price-to-rent
- 5.0×
Monthly cashflow live
- Estimated rent
- $2,161 high interval (Pro) →
- Mortgage (P&I)
- −$681
- Tax est. 1.5%
- −$162 /mo · $1,948/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$454
- Net cashflow
- $809
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,475
- Closing costs
- $3,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 17 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7448 Del Rio Vis Yucca Valley, CA | 3.0 | 4.0 | 1770 | $2,500 | $1.41 | 43d | 1 | 0.16mi |
| 7397 Village Way Yucca Valley, CA | 3.0 | 2.0 | 1501 | $2,000 | $1.33 | 43d | 1 | 0.24mi |
| 7496 Church St Yucca Valley, CA | 2.0 | 2.0 | 987 | $1,850 | $1.87 | 18d | 1 | 0.51mi |
| 7154 Barberry Ave Unit A Yucca Valley, CA | 3.0 | 2.0 | 1100 | $2,049 | $1.86 | 18d | 1 | 0.63mi |
| 7453 Dumosa Ave Yucca Valley, CA | 3.0 | 2.0 | 1394 | $2,200 | $1.58 | 43d | 1 | 0.64mi |
| 57004 Antelope Trl Yucca Valley, CA | 2.0 | 2.0 | 1143 | $2,050 | $1.79 | 43d | 1 | 0.66mi |
| 7028 Cholla Ave Yucca Valley, CA | 3.0 | 2.0 | 1200 | $1,895 | $1.58 | 4d | 1 | 0.74mi |
| 56594 Joshua Dr Yucca Valley, CA | 3.0 | 2.0 | 1307 | $2,250 | $1.72 | 43d | 1 | 0.75mi |
| 7616 Apache Trl Yucca Valley, CA | 2.0 | 1.0 | 1008 | $1,900 | $1.88 | 43d | 1 | 0.78mi |
| 6963 Tamarisk Ave Yucca Valley, CA | 3.0 | 2.0 | 1200 | $1,500 | $1.25 | 18d | 1 | 0.82mi |
| 56565 Sunnyslope Dr Yucca Valley, CA | 3.0 | 2.0 | 1000 | $1,800 | $1.80 | 43d | 1 | 0.86mi |
| 56615 Bonanza Dr Yucca Valley, CA | 2.0 | 1.5 | 1342 | $1,900 | $1.42 | 16d | 1 | 0.94mi |
| 55897 Santa Fe Trl Yucca Valley, CA | 3.0 | 2.0 | 1701 | $2,300 | $1.35 | 1d | 1 | 1.00mi |
| 56811 Desert Gold Dr Yucca Valley, CA | 3.0 | 2.0 | 1375 | $2,095 | $1.52 | 43d | 1 | 1.10mi |
| 57472 Primrose Dr Unit 3 Yucca Valley, CA | 2.0 | 2.0 | 1020 | $1,600 | $1.57 | 43d | 1 | 1.13mi |
| 7420 Geronimo Trl Yucca Valley, CA | 3.0 | 1.0 | 1280 | $1,700 | $1.33 | 43d | 1 | 1.28mi |
| 8523 Barberry Ave Yucca Valley, CA | 3.0 | 2.0 | 1448 | $3,325 | $2.30 | 43d | 1 | 1.39mi |
Listing history 19 events
-
2026-06-18days on market $129,900 Active 401 DOM
-
2026-06-17pricedays on market $129,900 Active 400 DOM
-
2026-06-16days on market $149,900 Active 399 DOM
-
2026-06-15days on market $149,900 Active 398 DOM
-
2026-06-13days on market $149,900 Active 396 DOM
-
2026-06-13days on market $149,900 Active 395 DOM
-
2026-06-09days on market $149,900 Active 392 DOM
-
2026-06-08days on market $149,900 Active 391 DOM
-
2026-06-07days on market $149,900 Active 390 DOM
-
2026-06-04days on market $149,900 Active 387 DOM
-
2026-06-03days on market $149,900 Active 386 DOM
-
2026-06-02days on market $149,900 Active 385 DOM
-
2026-06-01days on market $149,900 Active 384 DOM
-
2026-05-31days on market $149,900 Active 383 DOM
-
2026-02-20price $149,900 936-char remark
Show marketing remark (936 chars)
Don't miss this gorgeous, recently built mobile home that offers the perfect blend of modern comfort and timeless design! Nestled in the peaceful Gates of Spain mobile home park, this spacious unit features brand new appliances, double pane windows, three bedrooms, two bathrooms, washer/dryer hookups, boasts a bright, spacious layout with a like-new feel throughout. This unit is perfect for someone interested in settling into a quiet, tranquil 55+ community. Weather you are looking forward to relaxing on your porch surrounded by blue skies, taking a quick drive to the local shops, or going for a hike, this home not only has it all, it is centrally located in the heart of Yucca Valley offering easy access to everything you need for comfortable daily living. | Seller is offering a concession of $675 space rent for the first year, $775 space rent for the second year, market rate the third year. | Seller financing available!
-
2025-10-21price $159,900 936-char remark
Show marketing remark (936 chars)
Don't miss this gorgeous, recently built mobile home that offers the perfect blend of modern comfort and timeless design! Nestled in the peaceful Gates of Spain mobile home park, this spacious unit features brand new appliances, double pane windows, three bedrooms, two bathrooms, washer/dryer hookups, boasts a bright, spacious layout with a like-new feel throughout. This unit is perfect for someone interested in settling into a quiet, tranquil 55+ community. Weather you are looking forward to relaxing on your porch surrounded by blue skies, taking a quick drive to the local shops, or going for a hike, this home not only has it all, it is centrally located in the heart of Yucca Valley offering easy access to everything you need for comfortable daily living. | Seller is offering a concession of $675 space rent for the first year, $775 space rent for the second year, market rate the third year. | Seller financing available!
-
2025-10-02price $169,900 936-char remark
Show marketing remark (936 chars)
Don't miss this gorgeous, recently built mobile home that offers the perfect blend of modern comfort and timeless design! Nestled in the peaceful Gates of Spain mobile home park, this spacious unit features brand new appliances, double pane windows, three bedrooms, two bathrooms, washer/dryer hookups, boasts a bright, spacious layout with a like-new feel throughout. This unit is perfect for someone interested in settling into a quiet, tranquil 55+ community. Weather you are looking forward to relaxing on your porch surrounded by blue skies, taking a quick drive to the local shops, or going for a hike, this home not only has it all, it is centrally located in the heart of Yucca Valley offering easy access to everything you need for comfortable daily living. | Seller is offering a concession of $675 space rent for the first year, $775 space rent for the second year, market rate the third year. | Seller financing available!
-
2025-07-23price $179,900 936-char remark
Show marketing remark (936 chars)
Don't miss this gorgeous, recently built mobile home that offers the perfect blend of modern comfort and timeless design! Nestled in the peaceful Gates of Spain mobile home park, this spacious unit features brand new appliances, double pane windows, three bedrooms, two bathrooms, washer/dryer hookups, boasts a bright, spacious layout with a like-new feel throughout. This unit is perfect for someone interested in settling into a quiet, tranquil 55+ community. Weather you are looking forward to relaxing on your porch surrounded by blue skies, taking a quick drive to the local shops, or going for a hike, this home not only has it all, it is centrally located in the heart of Yucca Valley offering easy access to everything you need for comfortable daily living. | Seller is offering a concession of $675 space rent for the first year, $775 space rent for the second year, market rate the third year. | Seller financing available!
-
2025-05-13$189,000 Active 936-char remark
Show marketing remark (936 chars)
Don't miss this gorgeous, recently built mobile home that offers the perfect blend of modern comfort and timeless design! Nestled in the peaceful Gates of Spain mobile home park, this spacious unit features brand new appliances, double pane windows, three bedrooms, two bathrooms, washer/dryer hookups, boasts a bright, spacious layout with a like-new feel throughout. This unit is perfect for someone interested in settling into a quiet, tranquil 55+ community. Weather you are looking forward to relaxing on your porch surrounded by blue skies, taking a quick drive to the local shops, or going for a hike, this home not only has it all, it is centrally located in the heart of Yucca Valley offering easy access to everything you need for comfortable daily living. | Seller is offering a concession of $675 space rent for the first year, $775 space rent for the second year, market rate the third year. | Seller financing available!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 6/10 Major 7 d/yr ≥97°F today · 21 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 7/10 Severe 13 unhealthy d/yr today · 17 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,927
- − Mortgage interest
- −$7,276
- − Property taxes
- −$1,948
- − Insurance
- −$650
- − Repairs & maintenance
- −$2,074
- − Management
- −$2,074
- − Depreciation
- −$3,779
- Taxable income
- $8,125
- Est. tax owed @ 24.0%
- −$1,950
- After-tax cash flow
- $7,760/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This recently built mobile home in Yucca Valley is in excellent condition with modern updates and a great location. It's move-in ready and offers a good return on investment.
Value-add opportunities
- Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics
- Both Replace carpet with hardwood flooring in bedrooms — Hardwood flooring is more durable and adds value
- Both Install smart home automation — Enhances comfort and energy efficiency
Renovation cost estimate screening
Value-add ROI direction
- Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both Replace carpet with hardwood flooring in bedrooms — Hardwood flooring is more durable and adds value ↑
- Both Install smart home automation — Enhances comfort and energy efficiency ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Morongo Unified
- NCES district ID
- 0625860
- Math proficiency
- 15% ▼ -12.00%
- Reading proficiency
- 38% ▼ -3.00%
- Median HH income
- $39,399
- Composite
- 22.19/100
- National rank
- #8156
- State rank
- #395 of 517 in CA
Livability — Yucca Valley
- Score
- 60/100
- State rank
- #566
- US rank
- #18584
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Yucca Valley, CA
- County
- San Bernardino County · 2,030,291 people
- City population
- 25,415
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 25,415
- Household income
- $58,373
- Rent vs Own
- Severe rent burden
- 1132.0
Population outlook (San Bernardino County) Hauer SSP2
- Today (2025)
- 2,300,329 people
- By 2030
- 2,378,907 · +3.4%
- By 2040
- 2,523,137 · +9.7%
- By 2050
- 2,642,388 · +14.9%
- By 2075
- 2,880,769 · +25.2%
- By 2100
- 2,909,436 · +26.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.55)
- Race & ethnicity
- White 62% Hispanic / Latino 25% Two or more races 18% Black 2% Native American 2% Asian 2% Pacific Islander 1%
- Hispanic origin (detail)
- Mexican 20%
- Common ancestry
- Italian 4% Romanian 2% Slovak 2%
- Foreign-born
- 9% · Canada
- Languages at home
- 82% English-only · Spanish 14% Other Indo-European 1% Other Asian/Pacific 1%
Political lean MEDSL · San Bernardino
- 2024 margin
- Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
- 2008→2024 swing
- -8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
- All cycles
- 2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -241.13%
- Current HPI
- 486.7185
- Rent YoY
- ▲ 4.12%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
||
Price history
-20.7% since first listed5 events — show timeline
- 2026-02-20 Price Changed $149,900 CRMLS
- 2025-10-21 Price Changed $159,900 CRMLS
- 2025-10-02 Price Changed $169,900 CRMLS
- 2025-07-23 Price Changed $179,900 CRMLS
- 2025-05-13 Listed $189,000 CRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…