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170 Heather Ln
D Composite 40.9
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +8.4/15.0
  • Cash flow +7.5/30.0
  • Schools +4.1/10.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.1/10.0
  • DSCR +1.7/10.0
  • Rent growth +1.4/5.0

$319,990

170 Heather Ln · Commerce, GA 30529
4 bd · 2.5 ba · 2,032 sqft · SingleFamily public records · 83 Days on market
Built 2019 0.37 ac lot $157/sqft · at area comps Est $326k · at est. $38/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Step inside and fall in love from the moment you arrive. This gorgeous 4-bedroom, 2.5-bath two-story home welcomes you with stylish LVP flooring throughout and an inviting living space centered around a sleek electric fireplace—perfect for cozy nights or entertaining guests. The kitchen shines with granite countertops, brand-new stainless steel appliances, and plenty of space to gather and create memories. Walk up the stairs to find all four bedrooms are thoughtfully placed, including a stunning primary suite with a vaulted ceiling, walk-in closet, and spa-like ensuite featuring a double vanity. A convenient upper-level laundry room makes daily living effortless. Do not forget the convenient 2-car garage that provides protection for your vehicles, as well as additional storage space. Outside, enjoy a spacious backyard and patio open to your very own customization--whether that be for kids, pets, or your own outdoor oasis. Located in the Commerce City School District, just minutes from shopping and dining—this home truly has it all. Schedule your showing today before it’s gone!

Key facts

  • 2-car garage
  • Lvp flooring
  • Electric fireplace

Tags

LVP FLOORINGELECTRIC FIREPLACEGRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCESUPPER-LEVEL LAUNDRY ROOM2-CAR GARAGE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $320k.

Deal economics

  • At list price, monthly cash flow is $-391 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $251k (21.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $226k (29.2% below list).
  • Recommended offer: $226k (29.2% below list) — sets the bar for 1% rule.
  • Cap rate 4.8% vs local median 3.3% in Commerce — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#271 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
  • Commerce City (town): math 49% / reading 49% proficiency, ranked #19 of 174 in GA (top 11%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Commerce Primary (486 students, 52% FRL); Commerce Middle School (math 44% / reading 51%, grade C-, #84 of 470 statewide, top 19%, 530 students, 56% FRL); Commerce High School (math 47% / reading 47%, grade D-, #37 of 424 statewide, top 9%, 493 students, 45% FRL) — zoned schools at 51% FRL track the district average.
  • Market conditions: Rents falling (-4.2%/yr); 156 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 2,167 units permitted in Jackson County in 2024 (59 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $34k of equity ($2k loan paydown + $32k appreciation (10.0% local appreciation)).
  • Jackson County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 2, paydown + projected appreciation supports a ~$55k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 83 days — a 6% lower offer ($301k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 6y ago; this cycle's ask has dropped $40k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $260k; 23% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $226,405 (29.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 83 days. Have you received any prior offers? Is the seller open to a 29% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.71%
Cap rate
4.83%
Cash-on-cash
-5.24%
DSCR
0.77
GRM
11.8

CMA / ARV

ARV (median comp)
$326,267
List price
$319,990
Delta
-1.92%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
131 Finley Dr 0.18mi 4/2.5 2,138 (+5%) 14mo $349,000 $163 71
59 Brandy Dr 0.24mi 4/2.5 1,858 (-9%) 13mo $350,000 $188 64
105 W E King Rd 0.43mi 3/2.0 (-1) 2,004 (-1%) 9mo $352,500 $176 64
164 Laura Ln 0.37mi 4/2.0 1,786 (-12%) 5mo $342,000 $191 57
129 Wood St 0.45mi 3/2.5 (-1) 2,269 (+12%) 1mo $435,000 $192 54
659 Skye Dr 0.34mi 3/2.5 (-1) 1,752 (-14%) 7mo $345,000 $197 50
244 State St 0.58mi 3/2.0 (-1) 1,865 (-8%) 5mo $300,000 $161 48
960 State St 0.49mi 4/3.0 2,238 (+10%) 17mo $429,000 $192 44
664 Belmont St 0.65mi 3/2.0 (-1) 2,100 (+3%) 16mo $315,000 $150 44
495 Shankle Hts 0.73mi 4/3.0 2,276 (+12%) 6mo $305,000 $134 39
41 W Cordes Pl 0.51mi 3/2.0 (-1) 1,770 (-13%) 16mo $325,000 $184 35
309 Williford St 0.74mi 3/2.5 (-1) 2,308 (+14%) 12mo $344,900 $149 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
19.8%
Equity multiple
2.59×
Total profit
$142,726
Equity at exit
$288,272
10-year hold
IRR
17.6%
Equity multiple
5.78×
Total profit
$428,057
Equity at exit
$621,670

Cash invested: $89,597 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30529

Home prices YoY
6.6%
Rents YoY
-4.2%
Active inventory
156
Price-to-rent
11.8×

Monthly cashflow live

Estimated rent
$2,264 high interval (Pro) →
Mortgage (P&I)
$1,678
Tax from tax record
$331 /mo · $3,967/yr
Insurance
$133
HOA
$38
Vacancy / Maint / Mgmt
$475
Net cashflow
$-391

Break-even live

Break-even rent $2,760
Max offer price $250,845
Occupancy floor

Sensitivity live

Price -10% $-210 -5% $-301 +0% $-391 +5% $-482 +10% $-573
Rent -10% $-570 -5% $-481 +0% $-391 +5% $-302 +10% $-213
Rate -1.0pp $-230 -0.5pp $-310 base $-391 +0.5pp $-474 +1.0pp $-559

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$79,998
Closing costs
$9,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
48 Leigh St Commerce, GA 3.0 2.0 1670 $1,950 $1.17 45d 1 0.98mi
71 Northwood Dr Commerce, GA 3.0 3.0 1933 $2,400 $1.24 15d 1 1.30mi
2446 Remington Dr Commerce, GA 4.0 2.5 2432 $2,500 $1.03 15d 1 1.35mi
2434 Remington Dr Commerce, GA 4.0 2.5 2432 $2,500 $1.03 15d 1 1.37mi
173 Madison St Commerce, GA 4.0 2.0 1727 $2,200 $1.27 15d 1 1.43mi

HOA detail

Monthly dues
$38 · $456/yr
Likely covers
electric

Listing history 36 events

  1. 2026-06-21
    days on market $319,990 Active 83 DOM
  2. 2026-06-19
    pricedays on market $319,990 Active 81 DOM
  3. 2026-06-18
    days on market $325,000 Active 80 DOM
  4. 2026-06-17
    days on market $325,000 Active 79 DOM
  5. 2026-06-16
    days on market $325,000 Active 78 DOM
  6. 2026-06-15
    days on market $325,000 Active 77 DOM
  7. 2026-06-14
    days on market $325,000 Active 75 DOM
  8. 2026-06-12
    days on market $325,000 Active 74 DOM
  9. 2026-06-09
    pricedays on market $325,000 Active 71 DOM
  10. 2026-06-08
    days on market $329,990 Active 70 DOM
  11. 2026-06-07
    days on market $329,990 Active 69 DOM
  12. 2026-06-05
    days on market $329,990 Active 66 DOM
  13. 2026-06-03
    days on market $329,990 Active 65 DOM
  14. 2026-06-02
    days on market $329,990 Active 64 DOM
  15. 2026-06-01
    days on market $329,990 Active 63 DOM
  16. 2026-05-31
    days on market $329,990 Active 62 DOM
  17. 2026-05-30
    days on market $329,990 Active 61 DOM
  18. 2026-05-19
    price $334,990 1111-char remark
    Show marketing remark (1093 chars)

    Step inside and fall in love from the moment you arrive. This gorgeous 4-bedroom, 2.5-bath two-story home welcomes you with stylish LVP flooring throughout and an inviting living space centered around a sleek electric fireplace-perfect for cozy nights or entertaining guests. The kitchen shines with granite countertops, brand-new stainless steel appliances, and plenty of space to gather and create memories. Walk up the stairs to find all four bedrooms are thoughtfully placed, including a stunning primary suite with a vaulted ceiling, walk-in closet, and spa-like ensuite featuring a double vanity. A convenient upper-level laundry room makes daily living effortless. Do not forget the convenient 2-car garage that provides protection for your vehicles, as well as additional storage space. Outside, enjoy a spacious backyard and patio open to your very own customization--whether that be for kids, pets, or your own outdoor oasis. Located in the Commerce City School District, just minutes from shopping and dining-this home truly has it all. Schedule your showing today before it's gone!

  19. 2026-05-19
    price $334,990 1093-char remark
    Show marketing remark (1093 chars)

    Step inside and fall in love from the moment you arrive. This gorgeous 4-bedroom, 2.5-bath two-story home welcomes you with stylish LVP flooring throughout and an inviting living space centered around a sleek electric fireplace-perfect for cozy nights or entertaining guests. The kitchen shines with granite countertops, brand-new stainless steel appliances, and plenty of space to gather and create memories. Walk up the stairs to find all four bedrooms are thoughtfully placed, including a stunning primary suite with a vaulted ceiling, walk-in closet, and spa-like ensuite featuring a double vanity. A convenient upper-level laundry room makes daily living effortless. Do not forget the convenient 2-car garage that provides protection for your vehicles, as well as additional storage space. Outside, enjoy a spacious backyard and patio open to your very own customization--whether that be for kids, pets, or your own outdoor oasis. Located in the Commerce City School District, just minutes from shopping and dining-this home truly has it all. Schedule your showing today before it's gone!

  20. 2026-05-08
    price $344,990 1111-char remark
    Show marketing remark (1093 chars)

    Step inside and fall in love from the moment you arrive. This gorgeous 4-bedroom, 2.5-bath two-story home welcomes you with stylish LVP flooring throughout and an inviting living space centered around a sleek electric fireplace-perfect for cozy nights or entertaining guests. The kitchen shines with granite countertops, brand-new stainless steel appliances, and plenty of space to gather and create memories. Walk up the stairs to find all four bedrooms are thoughtfully placed, including a stunning primary suite with a vaulted ceiling, walk-in closet, and spa-like ensuite featuring a double vanity. A convenient upper-level laundry room makes daily living effortless. Do not forget the convenient 2-car garage that provides protection for your vehicles, as well as additional storage space. Outside, enjoy a spacious backyard and patio open to your very own customization--whether that be for kids, pets, or your own outdoor oasis. Located in the Commerce City School District, just minutes from shopping and dining-this home truly has it all. Schedule your showing today before it's gone!

  21. 2026-05-08
    price $344,990 1093-char remark
    Show marketing remark (1093 chars)

    Step inside and fall in love from the moment you arrive. This gorgeous 4-bedroom, 2.5-bath two-story home welcomes you with stylish LVP flooring throughout and an inviting living space centered around a sleek electric fireplace-perfect for cozy nights or entertaining guests. The kitchen shines with granite countertops, brand-new stainless steel appliances, and plenty of space to gather and create memories. Walk up the stairs to find all four bedrooms are thoughtfully placed, including a stunning primary suite with a vaulted ceiling, walk-in closet, and spa-like ensuite featuring a double vanity. A convenient upper-level laundry room makes daily living effortless. Do not forget the convenient 2-car garage that provides protection for your vehicles, as well as additional storage space. Outside, enjoy a spacious backyard and patio open to your very own customization--whether that be for kids, pets, or your own outdoor oasis. Located in the Commerce City School District, just minutes from shopping and dining-this home truly has it all. Schedule your showing today before it's gone!

  22. 2026-04-27
    price $350,000 1111-char remark
    Show marketing remark (1093 chars)

    Step inside and fall in love from the moment you arrive. This gorgeous 4-bedroom, 2.5-bath two-story home welcomes you with stylish LVP flooring throughout and an inviting living space centered around a sleek electric fireplace-perfect for cozy nights or entertaining guests. The kitchen shines with granite countertops, brand-new stainless steel appliances, and plenty of space to gather and create memories. Walk up the stairs to find all four bedrooms are thoughtfully placed, including a stunning primary suite with a vaulted ceiling, walk-in closet, and spa-like ensuite featuring a double vanity. A convenient upper-level laundry room makes daily living effortless. Do not forget the convenient 2-car garage that provides protection for your vehicles, as well as additional storage space. Outside, enjoy a spacious backyard and patio open to your very own customization--whether that be for kids, pets, or your own outdoor oasis. Located in the Commerce City School District, just minutes from shopping and dining-this home truly has it all. Schedule your showing today before it's gone!

  23. 2026-04-27
    price $350,000 1093-char remark
    Show marketing remark (1093 chars)

    Step inside and fall in love from the moment you arrive. This gorgeous 4-bedroom, 2.5-bath two-story home welcomes you with stylish LVP flooring throughout and an inviting living space centered around a sleek electric fireplace-perfect for cozy nights or entertaining guests. The kitchen shines with granite countertops, brand-new stainless steel appliances, and plenty of space to gather and create memories. Walk up the stairs to find all four bedrooms are thoughtfully placed, including a stunning primary suite with a vaulted ceiling, walk-in closet, and spa-like ensuite featuring a double vanity. A convenient upper-level laundry room makes daily living effortless. Do not forget the convenient 2-car garage that provides protection for your vehicles, as well as additional storage space. Outside, enjoy a spacious backyard and patio open to your very own customization--whether that be for kids, pets, or your own outdoor oasis. Located in the Commerce City School District, just minutes from shopping and dining-this home truly has it all. Schedule your showing today before it's gone!

  24. 2026-04-13
    price $354,990 1111-char remark
    Show marketing remark (1093 chars)

    Step inside and fall in love from the moment you arrive. This gorgeous 4-bedroom, 2.5-bath two-story home welcomes you with stylish LVP flooring throughout and an inviting living space centered around a sleek electric fireplace-perfect for cozy nights or entertaining guests. The kitchen shines with granite countertops, brand-new stainless steel appliances, and plenty of space to gather and create memories. Walk up the stairs to find all four bedrooms are thoughtfully placed, including a stunning primary suite with a vaulted ceiling, walk-in closet, and spa-like ensuite featuring a double vanity. A convenient upper-level laundry room makes daily living effortless. Do not forget the convenient 2-car garage that provides protection for your vehicles, as well as additional storage space. Outside, enjoy a spacious backyard and patio open to your very own customization--whether that be for kids, pets, or your own outdoor oasis. Located in the Commerce City School District, just minutes from shopping and dining-this home truly has it all. Schedule your showing today before it's gone!

  25. 2026-04-13
    price $354,990 1093-char remark
    Show marketing remark (1093 chars)

    Step inside and fall in love from the moment you arrive. This gorgeous 4-bedroom, 2.5-bath two-story home welcomes you with stylish LVP flooring throughout and an inviting living space centered around a sleek electric fireplace-perfect for cozy nights or entertaining guests. The kitchen shines with granite countertops, brand-new stainless steel appliances, and plenty of space to gather and create memories. Walk up the stairs to find all four bedrooms are thoughtfully placed, including a stunning primary suite with a vaulted ceiling, walk-in closet, and spa-like ensuite featuring a double vanity. A convenient upper-level laundry room makes daily living effortless. Do not forget the convenient 2-car garage that provides protection for your vehicles, as well as additional storage space. Outside, enjoy a spacious backyard and patio open to your very own customization--whether that be for kids, pets, or your own outdoor oasis. Located in the Commerce City School District, just minutes from shopping and dining-this home truly has it all. Schedule your showing today before it's gone!

  26. 2026-03-26
    listed $359,990 Active 1111-char remark
    Show marketing remark (1093 chars)

    Step inside and fall in love from the moment you arrive. This gorgeous 4-bedroom, 2.5-bath two-story home welcomes you with stylish LVP flooring throughout and an inviting living space centered around a sleek electric fireplace-perfect for cozy nights or entertaining guests. The kitchen shines with granite countertops, brand-new stainless steel appliances, and plenty of space to gather and create memories. Walk up the stairs to find all four bedrooms are thoughtfully placed, including a stunning primary suite with a vaulted ceiling, walk-in closet, and spa-like ensuite featuring a double vanity. A convenient upper-level laundry room makes daily living effortless. Do not forget the convenient 2-car garage that provides protection for your vehicles, as well as additional storage space. Outside, enjoy a spacious backyard and patio open to your very own customization--whether that be for kids, pets, or your own outdoor oasis. Located in the Commerce City School District, just minutes from shopping and dining-this home truly has it all. Schedule your showing today before it's gone!

  27. 2026-03-26
    listed $359,990 New 1093-char remark
    Show marketing remark (1093 chars)

    Step inside and fall in love from the moment you arrive. This gorgeous 4-bedroom, 2.5-bath two-story home welcomes you with stylish LVP flooring throughout and an inviting living space centered around a sleek electric fireplace-perfect for cozy nights or entertaining guests. The kitchen shines with granite countertops, brand-new stainless steel appliances, and plenty of space to gather and create memories. Walk up the stairs to find all four bedrooms are thoughtfully placed, including a stunning primary suite with a vaulted ceiling, walk-in closet, and spa-like ensuite featuring a double vanity. A convenient upper-level laundry room makes daily living effortless. Do not forget the convenient 2-car garage that provides protection for your vehicles, as well as additional storage space. Outside, enjoy a spacious backyard and patio open to your very own customization--whether that be for kids, pets, or your own outdoor oasis. Located in the Commerce City School District, just minutes from shopping and dining-this home truly has it all. Schedule your showing today before it's gone!

  28. 2026-03-13
    soldstatus $260,000
  29. 2026-03-11
    soldstatus $260,000
  30. 2026-02-21
    listed $260,000
  31. 2020-10-15
    soldstatus $224,900 Closed
  32. 2020-10-15
    soldstatus $224,900 Sold
  33. 2020-08-29
    status Under Contract
  34. 2020-08-26
    status Pending
  35. 2020-03-10
    listed $224,900 Active
  36. 2020-03-10
    listed $224,900 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,967 · $331/mo
Projected year-2 tax
$3,967 · $331/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 13% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$27,169
− Mortgage interest
−$17,924
− Property taxes
−$3,967
− Insurance
−$1,600
− Repairs & maintenance
−$2,173
− Management
−$2,173
− HOA
−$456
− Depreciation
−$9,309
Taxable loss
−$10,435
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,504
After-tax cash flow
$-2,193/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Commerce City
NCES district ID
1301440
Math proficiency
49% ▼ -3.00%
Reading proficiency
49% ▼ -6.00%
Median HH income
$40,945
Composite
41.1/100
National rank
#3567
State rank
#19 of 174 in GA

Livability — Commerce

Score
64/100
State rank
#271
US rank
#14693

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Commerce, GA
County
Jackson County · 50,436 people
City population
12,874
Metro
Jefferson, GA
Population (ZIP)
12,874
Household income
$62,168
Rent vs Own
38.0% rent · 62.0% own
Severe rent burden
297.0

Population outlook (Jackson County) Hauer SSP2

Today (2025)
68,403 people
By 2030
70,771 · +3.5%
By 2040
75,050 · +9.7%
By 2050
78,022 · +14.1%
By 2075
82,646 · +20.8%
By 2100
80,701 · +18.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Hispanic / Latino 14% Black 11% Two or more races 9% Asian 2%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Lithuanian 2% Slovak 2% Serbian 1%
Foreign-born
5% · Canada, Jamaica
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Jackson

2024 margin
Solid R (+55.1) · D 22.2% · R 77.2%
2008→2024 swing
+0.8pp no change · 2008: -55.9pp · 2024: -55.1pp
All cycles
2024: R+55.1 2020: R+58.0 2016: R+63.9 2012: R+62.9 2008: R+55.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 28.53%
Current HPI
458.5304
Rent YoY
▼ -4.25%
Metro
Jefferson, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+49.0% since first listed
19 events — show timeline
  • 2026-05-19 Price Changed $334,990 Hive MLS
  • 2026-05-19 Price Changed $334,990 GAMLS
  • 2026-05-08 Price Changed $344,990 Hive MLS
  • 2026-05-08 Price Changed $344,990 GAMLS
  • 2026-04-27 Price Changed $350,000 Hive MLS
  • 2026-04-27 Price Changed $350,000 GAMLS
  • 2026-04-13 Price Changed $354,990 Hive MLS
  • 2026-04-13 Price Changed $354,990 GAMLS
  • 2026-03-26 Listed $359,990 GAMLS
  • 2026-03-26 Listed $359,990 Hive MLS
  • 2026-03-13 Sold (Public Records) $260,000 Public Records
  • 2026-03-11 Sold (MLS) $260,000 Hive MLS
  • 2026-02-21 Listed $260,000 Hive MLS
  • 2020-10-15 Sold (MLS) $224,900 GAMLS
  • 2020-10-15 Sold (MLS) $224,900 FMLS
  • 2020-08-29 Pending GAMLS
  • 2020-08-26 Pending FMLS
  • 2020-03-10 Listed $224,900 GAMLS
  • 2020-03-10 Listed $224,900 FMLS

Property tax history

+46.9%/yr

Latest (2025): $3,967 · -3.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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