4399 Highway 411 NE · White, GA 30171

$225,000

3 bd · 1.0 ba · 1,196 sqft · SingleFamily public records · 24 Days on market

Built 1965 0.68 ac lot

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.8/30.0
• DSCR +10.0/10.0
• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• 1% rule +7.0/10.0
• Livability +3.5/5.0
• Schools +2.9/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

This is as neat as it comes. Newly renovated home you have to see to appreciate. To many upgrades to mention. This is a great home for under $100,000. Price to sell quickly. possible 3 bedroom off of kitchen.

Key facts

• Spacious backyard
• Extra storage
• 0.68 acre lot

Tags

• NORTH GEORGIA MOUNTAINS
• SCENIC MOUNTAIN VIEWS
• EXTRA STORAGE
• SPACIOUS BACKYARD

Property features AI

Finance

• Other: Paved road frontage on county road/highway
• HOA & community: Association fees billed annually

Exterior

• Parking: Carport (2 spaces)
• Utilities: Public water; Septic tank sewer; 110-volt electric service
• Home design: One-and-a-half story home; Resale property; Block foundation
• Construction: Cedar exterior; Composition roof; Block foundation
• Exterior features: Front porch; Exterior storage

Interior

• Kitchen: White cabinets; Solid surface countertops; Dishwasher; Electric range
• Bedrooms: 2 main-level bedrooms; Bedroom features: Other
• Flooring: Carpet; Hardwood
• Bathrooms: 1 full bathroom with tub/shower combo (main level)
• Heating & cooling: Electric forced-air heating; Central air conditioning; Ceiling fan(s)
• Interior features: 9-foot ceilings on main level; Other interior features; Double-pane windows; No shared/common walls
• Laundry & utility: Laundry in basement

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $225k.

Deal economics

• At list price, monthly cash flow is $755 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $225k).
• Recommended offer: $222k (1.5% below list) — sets the bar for market timing.
• Cap rate 10.3% vs local median 3.0% in White — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#120 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: employment C-, crime D+, amenities F.
• Bartow County (rural): math 33% / reading 34% proficiency, ranked #70 of 174 in GA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Pine Log Elementary (math 47% / reading 42%, grade F, #336 of 1,228 statewide, top 29%, 405 students, 52% FRL); Adairsville Middle School (math 36% / reading 40%, grade F, #159 of 470 statewide, top 34%, 843 students, 49% FRL); Adairsville High School (math 24% / reading 18%, grade F, #225 of 424 statewide, top 54%, 1,170 students, 44% FRL) — zoned schools at 48% FRL track the district average.
• Market conditions: 80 active listings in the ZIP; 1,618 units permitted in Bartow County in 2024 (265 in 5+ unit buildings).

Forward outlook

• In year one you build about $24k of equity ($2k loan paydown + $22k appreciation (10.0% local appreciation)).
• At projected returns (10.0% appreciation + 3.0% rent growth), your $63k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 24 days — a 2% lower offer ($222k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $99k; list at $225k implies a 127% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $221,625 (1.5% below list)

Questions for the listing agent

1. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.20% ✓
• Cap rate: 10.32%
• Cash-on-cash: 14.38%
• DSCR: 1.64
• GRM: 6.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 34.9%
• Equity multiple: 3.71×
• Total profit: $170,546
• Equity at exit: $202,698

10-year hold

• IRR: 30.0%
• Equity multiple: 8.37×
• Total profit: $464,297
• Equity at exit: $437,126

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30171

• Home prices YoY: 6.7%
• Active inventory: 80
• Price-to-rent: 6.9×

Monthly cashflow live

• Estimated rent: $2,705 medium
• Mortgage (P&I): −$1,180
• Tax from tax record: −$108 /mo · $1,300/yr
• Insurance: −$94
• HOA: −$0
• Vacancy / Maint / Mgmt: −$568
• Net cashflow: $755

Break-even live

Break-even rent $1,749

Max offer price $225,000

Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $56,250
• Closing costs: $6,750
• Reserves months: —
• Total cash needed: —

Listing history 30 events

1. 2026-06-18
   days on market $225,000 Active 24 DOM
2. 2026-06-17
   days on market $225,000 Active 23 DOM
3. 2026-06-16
   days on market $225,000 Active 22 DOM
4. 2026-06-15
   days on market $225,000 Active 21 DOM
5. 2026-06-13
   days on market $225,000 Active 19 DOM
6. 2026-06-09
   days on market $225,000 Active 15 DOM
7. 2026-06-08
   days on market $225,000 Active 14 DOM
8. 2026-06-07
   days on market $225,000 Active 13 DOM
9. 2026-06-04
   days on market $225,000 Active 10 DOM
10. 2026-06-03
    days on market $225,000 Active 9 DOM
11. 2026-06-02
    days on market $225,000 Active 8 DOM
12. 2026-06-01
    days on market $225,000 Active 7 DOM
13. 2026-05-31
    days on market $225,000 Active 6 DOM
14. 2026-05-25
    listed $225,000 Active
15. 2018-07-26
    soldstatus $99,000
16. 2018-07-24
    soldstatus $99,000 Sold 208-char remark

    Show marketing remark (173 chars)

    This is as neat as it comes. Newly renovated home you have to see to appreciate. To many upgrades to mention. This is a great home for under $100,000. Price to sell quickly.

17. 2018-07-24
    soldstatus $99,000 Sold 173-char remark

    Show marketing remark (173 chars)

    This is as neat as it comes. Newly renovated home you have to see to appreciate. To many upgrades to mention. This is a great home for under $100,000. Price to sell quickly.

18. 2018-06-26
    status Under Contract 173-char remark

    Show marketing remark (208 chars)

    This is as neat as it comes. Newly renovated home you have to see to appreciate. To many upgrades to mention. This is a great home for under $100,000. Price to sell quickly. possible 3 bedroom off of kitchen.

19. 2018-06-26
    status Pending 208-char remark

    Show marketing remark (208 chars)

    This is as neat as it comes. Newly renovated home you have to see to appreciate. To many upgrades to mention. This is a great home for under $100,000. Price to sell quickly. possible 3 bedroom off of kitchen.

20. 2018-05-22
    status Back on Market 173-char remark

    Show marketing remark (173 chars)

    This is as neat as it comes. Newly renovated home you have to see to appreciate. To many upgrades to mention. This is a great home for under $100,000. Price to sell quickly.

21. 2018-05-21
    status Active 208-char remark

    Show marketing remark (208 chars)

    This is as neat as it comes. Newly renovated home you have to see to appreciate. To many upgrades to mention. This is a great home for under $100,000. Price to sell quickly. possible 3 bedroom off of kitchen.

22. 2018-05-21
    historical 173-char remark

    Show marketing remark (208 chars)

    This is as neat as it comes. Newly renovated home you have to see to appreciate. To many upgrades to mention. This is a great home for under $100,000. Price to sell quickly. possible 3 bedroom off of kitchen.

23. 2018-05-21
    historical 208-char remark

    Show marketing remark (208 chars)

    This is as neat as it comes. Newly renovated home you have to see to appreciate. To many upgrades to mention. This is a great home for under $100,000. Price to sell quickly. possible 3 bedroom off of kitchen.

24. 2018-02-21
    status Back on Market 173-char remark

    Show marketing remark (173 chars)

    This is as neat as it comes. Newly renovated home you have to see to appreciate. To many upgrades to mention. This is a great home for under $100,000. Price to sell quickly.

25. 2018-02-13
    status Active 208-char remark

    Show marketing remark (208 chars)

    This is as neat as it comes. Newly renovated home you have to see to appreciate. To many upgrades to mention. This is a great home for under $100,000. Price to sell quickly. possible 3 bedroom off of kitchen.

26. 2018-01-16
    status Under Contract 173-char remark

    Show marketing remark (173 chars)

    This is as neat as it comes. Newly renovated home you have to see to appreciate. To many upgrades to mention. This is a great home for under $100,000. Price to sell quickly.

27. 2018-01-11
    status Pending 208-char remark

    Show marketing remark (208 chars)

    This is as neat as it comes. Newly renovated home you have to see to appreciate. To many upgrades to mention. This is a great home for under $100,000. Price to sell quickly. possible 3 bedroom off of kitchen.

28. 2017-10-20
    listed $99,900 New 173-char remark

    Show marketing remark (208 chars)

    This is as neat as it comes. Newly renovated home you have to see to appreciate. To many upgrades to mention. This is a great home for under $100,000. Price to sell quickly. possible 3 bedroom off of kitchen.

29. 2017-10-20
    listed $99,900 Active 208-char remark

    Show marketing remark (208 chars)

    This is as neat as it comes. Newly renovated home you have to see to appreciate. To many upgrades to mention. This is a great home for under $100,000. Price to sell quickly. possible 3 bedroom off of kitchen.

30. 1988-02-01
    soldstatus $45,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $1,300 · $108/mo
• Projected year-2 tax: $2,070 · $172/mo
• Expected delta: +$770/yr (+$64/mo · 59.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 6/10 Major 7 d/yr ≥102°F today · 18 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 11% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $32,457
• − Mortgage interest: −$12,603
• − Property taxes: −$1,300
• − Insurance: −$1,125
• − Repairs & maintenance: −$2,597
• − Management: −$2,597
• − Depreciation: −$6,545
• Taxable income: $5,690
• Est. tax owed @ 24.0%: −$1,366
• After-tax cash flow: $7,691/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Bartow County
• NCES district ID: 1300330
• Math proficiency: 33% ▼ -8.00%
• Reading proficiency: 34% ▼ -7.00%
• Median HH income: $50,596
• Composite: 29.16/100
• National rank: #6577
• State rank: #70 of 174 in GA

Livability — White

• Score: 69/100
• State rank: #120
• US rank: #8652

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment C- Housing A Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 2,937

Population outlook (Bartow County) Hauer SSP2

• Today (2025): 107,887 people
• By 2030: 109,594 · +1.6%
• By 2040: 111,038 · +2.9%
• By 2050: 109,046 · +1.1%
• By 2075: 99,484 · -7.8%
• By 2100: 83,431 · -22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (95%)
• Race & ethnicity: White 95% Black 3% Two or more races 2%
• Common ancestry: Romanian 4% Serbian 2% Lithuanian 1%
• Languages at home: 98% English-only · Spanish 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Bartow

• 2024 margin: Solid R (+51.0) · D 24.2% · R 75.2%
• 2008→2024 swing: -5.8pp toward R · 2008: -45.2pp · 2024: -51.0pp
• All cycles: 2024: R+51.0 2020: R+50.7 2016: R+55.2 2012: R+51.7 2008: R+45.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 25.54%
• Current HPI: 406.79
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+400.0% since first listed

17 events — show timeline

• 2026-05-25 Listed $225,000 FMLS
• 2018-07-26 Sold (Public Records) $99,000 Public Records
• 2018-07-24 Sold (MLS) $99,000 GAMLS
• 2018-07-24 Sold (MLS) $99,000 FMLS
• 2018-06-26 Pending — GAMLS
• 2018-06-26 Pending — FMLS
• 2018-05-22 Relisted — GAMLS
• 2018-05-21 Relisted — FMLS
• 2018-05-21 Listing Removed — GAMLS
• 2018-05-21 Listing Removed — FMLS
• 2018-02-21 Relisted — GAMLS
• 2018-02-13 Relisted — FMLS
• 2018-01-16 Pending — GAMLS
• 2018-01-11 Pending — FMLS
• 2017-10-20 Listed $99,900 GAMLS
• 2017-10-20 Listed $99,900 FMLS
• 1988-02-01 Sold (Public Records) $45,000 Public Records

Property tax history

+5.4%/yr

Latest (2025): $1,300 · -1.1% YoY. Source: county tax records.