19274 Autumn Dr · Whitehouse, TX 75703

$145,000

3 bd · 2.0 ba · 1,292 sqft · Manufactured public records · 81 Days on market

Built 2012 0.78 ac lot $112/sqft · 24% below area Est $190k · 24% under ↓ 9% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.8/30.0
• ARV discount +15.0/15.0
• DSCR +8.1/10.0
• 1% rule +5.9/10.0
• Schools +5.5/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Rent growth +2.0/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome home to this charming 2012 home in Deerwood Estates, perfectly situated on a spacious 0.78-acre lot in the highly sought after Whitehouse ISD. Offering 1,292 Square feet of comfortable living space, this 3-bedroom, 2-bath home blends functionality, privacy, and peaceful country living. Step inside to an open and welcoming layout. The kitchen features an electric range, a center island with double sink, and abundant cabinetry—providing all the storage you need for everyday essentials. Just off the kitchen, the laundry room is conveniently tucked away, making household tasks simple and efficient. Part of the property to the left of the home is naturally wooded, creating a serene, secluded feel. A fenced yard offers a secure space for kids and pets to play freely. Outdoors, you’ll find multiple areas designed for relaxation and entertainment, including an above-ground pool with a half-moon deck, a covered front and back patio, and an additional platform deck—giving you endless options for gatherings or quiet evenings at home. The peaceful setting is enhanced by the sights and sounds of nature, including the bluebirds that return to the front yard birdhouse each year. Despite the tranquility, you’re still just minutes from shopping and conveniences in both Tyler and Whitehouse. This inviting property offers the perfect balance of privacy, comfort, and location. All of this and so much more so don’t miss your opportunity to make this one yours today!

Key facts

• Electric range
• Fenced yard
• Spacious lot

Tags

• SPACIOUS LOT
• OPEN LAYOUT
• ELECTRIC RANGE
• CENTER ISLAND
• ABUNDANT CABINETRY
• FENCED YARD

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $145k.

Deal economics

• At list price, monthly cash flow is $309 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $145k).
• Recommended offer: $136k (6.0% below list) — sets the bar for market timing.
• Cap rate 8.8% vs local median 3.7% in Whitehouse — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 79/100 on livability (#55 in TX, #2,180 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
• Whitehouse ISD (suburban): math 68% / reading 59% proficiency, ranked #38 of 826 in TX (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Gus Winston Cain El (math 71% / reading 63%, grade B+, #199 of 4,322 statewide, top 5%, 515 students, 56% FRL); Whitehouse J H (math 65% / reading 53%, grade B, #181 of 1,662 statewide, top 11%, 776 students, 49% FRL); Whitehouse H S (math 71% / reading 69%, grade B+, #116 of 1,632 statewide, top 7%, 1,532 students, 44% FRL).
• Market conditions: Rents soft (-1.9%/yr); 655 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 595 units permitted in Smith County in 2024 (45 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Smith County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 81 days — a 6% lower offer ($136k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 61% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $136,300 (6.0% below list)

Questions for the listing agent

1. It's been on market 81 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.09% ✓
• Cap rate: 8.85%
• Cash-on-cash: 9.13%
• DSCR: 1.41
• GRM: 7.6

CMA / ARV

• ARV (median comp): $190,467
• List price: $145,000
• Delta: -23.87%
• Verdict: UNDERPRICED
• Comps: 1 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -5.8%
• Equity multiple: 0.79×
• Total profit: $-8,487
• Equity at exit: $21,620

10-year hold

• IRR: -0.0%
• Equity multiple: 1.00×
• Total profit: $-70
• Equity at exit: $12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 75703

• Rents YoY: -1.9%
• Active inventory: 655
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $1,586 medium
• Mortgage (P&I): −$760
• Tax from tax record: −$123 /mo · $1,477/yr
• Insurance: −$60
• HOA: −$0
• Vacancy / Maint / Mgmt: −$333
• Net cashflow: $309

Break-even live

Break-even rent $1,195

Max offer price $145,000

Occupancy floor 76%

Sensitivity live

Price	-10% $391	-5% $350	+0% $309	+5% $268	+10% $227
Rent	-10% $184	-5% $246	+0% $309	+5% $371	+10% $434
Rate	-1.0pp $382	-0.5pp $346	base $309	+0.5pp $271	+1.0pp $233

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,250
• Closing costs: $4,350
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
19218 Autumn Dr Tyler, TX	3.0	2.0	1216	$1,300	$1.07	22d	1	0.08mi

Listing history 6 events

1. 2026-05-06
   status Pending 1507-char remark

   Show marketing remark (1507 chars)

   Welcome home to this charming 2012 home in Deerwood Estates, perfectly situated on a spacious 0.78-acre lot in the highly sought after Whitehouse ISD. Offering 1,292 Square feet of comfortable living space, this 3-bedroom, 2-bath home blends functionality, privacy, and peaceful country living. Step inside to an open and welcoming layout. The kitchen features an electric range, a center island with double sink, and abundant cabinetry—providing all the storage you need for everyday essentials. Just off the kitchen, the laundry room is conveniently tucked away, making household tasks simple and efficient. Part of the property to the left of the home is naturally wooded, creating a serene, secluded feel. A fenced yard offers a secure space for kids and pets to play freely. Outdoors, you’ll find multiple areas designed for relaxation and entertainment, including an above-ground pool with a half-moon deck, a covered front and back patio, and an additional platform deck—giving you endless options for gatherings or quiet evenings at home. The peaceful setting is enhanced by the sights and sounds of nature, including the bluebirds that return to the front yard birdhouse each year. Despite the tranquility, you’re still just minutes from shopping and conveniences in both Tyler and Whitehouse. This inviting property offers the perfect balance of privacy, comfort, and location. All of this and so much more so don’t miss your opportunity to make this one yours today!

2. 2026-04-29
   price $145,000 1507-char remark

   Show marketing remark (1507 chars)

   Welcome home to this charming 2012 home in Deerwood Estates, perfectly situated on a spacious 0.78-acre lot in the highly sought after Whitehouse ISD. Offering 1,292 Square feet of comfortable living space, this 3-bedroom, 2-bath home blends functionality, privacy, and peaceful country living. Step inside to an open and welcoming layout. The kitchen features an electric range, a center island with double sink, and abundant cabinetry—providing all the storage you need for everyday essentials. Just off the kitchen, the laundry room is conveniently tucked away, making household tasks simple and efficient. Part of the property to the left of the home is naturally wooded, creating a serene, secluded feel. A fenced yard offers a secure space for kids and pets to play freely. Outdoors, you’ll find multiple areas designed for relaxation and entertainment, including an above-ground pool with a half-moon deck, a covered front and back patio, and an additional platform deck—giving you endless options for gatherings or quiet evenings at home. The peaceful setting is enhanced by the sights and sounds of nature, including the bluebirds that return to the front yard birdhouse each year. Despite the tranquility, you’re still just minutes from shopping and conveniences in both Tyler and Whitehouse. This inviting property offers the perfect balance of privacy, comfort, and location. All of this and so much more so don’t miss your opportunity to make this one yours today!

3. 2026-04-23
   price $150,000 1507-char remark

   Show marketing remark (1507 chars)

   Welcome home to this charming 2012 home in Deerwood Estates, perfectly situated on a spacious 0.78-acre lot in the highly sought after Whitehouse ISD. Offering 1,292 Square feet of comfortable living space, this 3-bedroom, 2-bath home blends functionality, privacy, and peaceful country living. Step inside to an open and welcoming layout. The kitchen features an electric range, a center island with double sink, and abundant cabinetry—providing all the storage you need for everyday essentials. Just off the kitchen, the laundry room is conveniently tucked away, making household tasks simple and efficient. Part of the property to the left of the home is naturally wooded, creating a serene, secluded feel. A fenced yard offers a secure space for kids and pets to play freely. Outdoors, you’ll find multiple areas designed for relaxation and entertainment, including an above-ground pool with a half-moon deck, a covered front and back patio, and an additional platform deck—giving you endless options for gatherings or quiet evenings at home. The peaceful setting is enhanced by the sights and sounds of nature, including the bluebirds that return to the front yard birdhouse each year. Despite the tranquility, you’re still just minutes from shopping and conveniences in both Tyler and Whitehouse. This inviting property offers the perfect balance of privacy, comfort, and location. All of this and so much more so don’t miss your opportunity to make this one yours today!

4. 2026-04-13
   price $154,000 1507-char remark

   Show marketing remark (1507 chars)

   Welcome home to this charming 2012 home in Deerwood Estates, perfectly situated on a spacious 0.78-acre lot in the highly sought after Whitehouse ISD. Offering 1,292 Square feet of comfortable living space, this 3-bedroom, 2-bath home blends functionality, privacy, and peaceful country living. Step inside to an open and welcoming layout. The kitchen features an electric range, a center island with double sink, and abundant cabinetry—providing all the storage you need for everyday essentials. Just off the kitchen, the laundry room is conveniently tucked away, making household tasks simple and efficient. Part of the property to the left of the home is naturally wooded, creating a serene, secluded feel. A fenced yard offers a secure space for kids and pets to play freely. Outdoors, you’ll find multiple areas designed for relaxation and entertainment, including an above-ground pool with a half-moon deck, a covered front and back patio, and an additional platform deck—giving you endless options for gatherings or quiet evenings at home. The peaceful setting is enhanced by the sights and sounds of nature, including the bluebirds that return to the front yard birdhouse each year. Despite the tranquility, you’re still just minutes from shopping and conveniences in both Tyler and Whitehouse. This inviting property offers the perfect balance of privacy, comfort, and location. All of this and so much more so don’t miss your opportunity to make this one yours today!

5. 2026-02-13
   listed $159,000 Active 1507-char remark

   Show marketing remark (1507 chars)

   Welcome home to this charming 2012 home in Deerwood Estates, perfectly situated on a spacious 0.78-acre lot in the highly sought after Whitehouse ISD. Offering 1,292 Square feet of comfortable living space, this 3-bedroom, 2-bath home blends functionality, privacy, and peaceful country living. Step inside to an open and welcoming layout. The kitchen features an electric range, a center island with double sink, and abundant cabinetry—providing all the storage you need for everyday essentials. Just off the kitchen, the laundry room is conveniently tucked away, making household tasks simple and efficient. Part of the property to the left of the home is naturally wooded, creating a serene, secluded feel. A fenced yard offers a secure space for kids and pets to play freely. Outdoors, you’ll find multiple areas designed for relaxation and entertainment, including an above-ground pool with a half-moon deck, a covered front and back patio, and an additional platform deck—giving you endless options for gatherings or quiet evenings at home. The peaceful setting is enhanced by the sights and sounds of nature, including the bluebirds that return to the front yard birdhouse each year. Despite the tranquility, you’re still just minutes from shopping and conveniences in both Tyler and Whitehouse. This inviting property offers the perfect balance of privacy, comfort, and location. All of this and so much more so don’t miss your opportunity to make this one yours today!

6. 2000-05-08
   soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $1,477 · $123/mo
• Projected year-2 tax: $2,654 · $221/mo
• Expected delta: +$1,177/yr (+$98/mo · 79.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 26 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 61% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,028
• − Mortgage interest: −$8,122
• − Property taxes: −$1,477
• − Insurance: −$725
• − Repairs & maintenance: −$1,522
• − Management: −$1,522
• − Depreciation: −$4,218
• Taxable income: $1,441
• Est. tax owed @ 24.0%: −$346
• After-tax cash flow: $3,360/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Whitehouse ISD
• NCES district ID: 4845600
• Math proficiency: 68% ▼ -4.00%
• Reading proficiency: 59% ▼ -1.00%
• Median HH income: $62,060
• Composite: 55.18/100
• National rank: #1274
• State rank: #38 of 826 in TX

Livability — Whitehouse

• Score: 79/100
• State rank: #55
• US rank: #2180

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Smith County · 180,570 people
• City population: 15,786
• Metro: Tyler, TX
• Population (ZIP): 46,039
• Household income: $79,194
• Rent vs Own: 42.9% rent · 57.1% own
• Severe rent burden: 1585.0

Population outlook (Smith County) Hauer SSP2

• Today (2025): 248,890 people
• By 2030: 261,665 · +5.1%
• By 2040: 286,114 · +15.0%
• By 2050: 308,006 · +23.8%
• By 2075: 354,171 · +42.3%
• By 2100: 372,828 · +49.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (66%)
• Race & ethnicity: White 66% Black 17% Hispanic / Latino 10% Two or more races 7% Asian 4%
• Hispanic origin (detail): Mexican 8%
• Common ancestry: Slovak 3% Italian 2% Lithuanian 2%
• Foreign-born: 7% · Canada, China, Vietnam
• Languages at home: 89% English-only · Spanish 6% Other Indo-European 1% Tagalog/Filipino 1%

Political lean MEDSL · Smith

• 2024 margin: Solid R (+45.1) · D 27.0% · R 72.1%
• 2008→2024 swing: -5.6pp toward R · 2008: -39.5pp · 2024: -45.1pp
• All cycles: 2024: R+45.1 2020: R+39.4 2016: R+43.9 2012: R+46.9 2008: R+39.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -218.79%
• Current HPI: 182.3842
• Rent YoY: ▼ -1.95%
• Metro: Tyler, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-8.8% since first listed

6 events — show timeline

• 2026-05-06 Pending — GTAR
• 2026-04-29 Price Changed $145,000 GTAR
• 2026-04-23 Price Changed $150,000 GTAR
• 2026-04-13 Price Changed $154,000 GTAR
• 2026-02-13 Listed $159,000 GTAR
• 2000-05-08 Sold (Public Records) — Public Records

Property tax history

+4.4%/yr

Latest (2024): $1,477 · -11.5% YoY. Source: county tax records.