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211 Florence St
D+ Composite 45.83
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.0/30.0
  • DSCR +6.0/10.0
  • Appreciation +5.5/10.0
  • 1% rule +4.3/10.0
  • Rent growth +3.9/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0
  • ARV discount +0.0/15.0

$143,500

211 Florence St · West Orange, TX 77630
3 bd · 2.0 ba · 910 sqft · SingleFamily public records · 181 Days on market
Built 1955 7,405 sqft lot $158/sqft · 39% above area Est $103k · 39% over ↓ 3% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 211 Florence St in West Orange! This 3-bedroom, 2-bath home sits on a 0.17-acre lot at the end of a quiet, dead-end street, offering added privacy with minimal traffic. The home features a comfortable layout with spacious living areas, a functional kitchen, and plenty of natural light throughout. The yard provides room to personalize and enjoy outdoor space. Located minutes from schools, shopping, and major road access. Ideal for first-time buyers, downsizing, or investment.

Key facts

  • Functional kitchen
  • Added privacy
  • Natural light

Tags

QUIET DEAD-END STREETADDED PRIVACYFUNCTIONAL KITCHENNATURAL LIGHTOUTDOOR SPACEMINUTES FROM SCHOOLS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $144k.

Deal economics

  • At list price, monthly cash flow is $83 ($993/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $134k (6.5% below list).
  • Recommended offer: $126k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 60/100 on livability (#1,075 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A, health & safety A; Watch: crime C-, amenities F, commute F.
  • West Orange-Cove CISD (suburban): math 17% / reading 21% proficiency, ranked #784 of 826 in TX (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: West Orange-Stark El (math 14% / reading 17%, grade F, #3,990 of 4,322 statewide, top 93%, 1,130 students, 94% FRL); West Orange-Stark Middle (math 20% / reading 20%, grade F, #1,428 of 1,662 statewide, top 87%, 505 students, 92% FRL); West Orange-Stark H S (math 19% / reading 31%, grade F, #1,250 of 1,632 statewide, top 77%, 660 students, 88% FRL).
  • Market conditions: Rents rising fast (+5.7%/yr); 338 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($992 loan paydown + $1k appreciation (1.0% local appreciation)).
  • Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (1.0% appreciation + 5.7% rent growth), your $40k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 181 days — a 12% lower offer ($126k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo; built in 1955 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $126,280 (12.0% below list)

Questions for the listing agent

  1. It's been on market 181 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
7.54%
Cash-on-cash
4.46%
DSCR
1.20
GRM
8.9

CMA / ARV

ARV (median comp)
$103,096
List price
$143,500
Delta
39.19%
Verdict
OVERPRICED
Comps
14 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
205 Gloria St 0.09mi 2/1.0 (-1) 840 (-8%) 19mo $34,900 $42 59
1920 Houston St 0.73mi 2/1.0 (-1) 1,024 (+12%) 22mo $149,000 $146 18

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.01% appreciation · 5.71% rent growth · sell at horizon

5-year hold
IRR
5.7%
Equity multiple
1.29×
Total profit
$11,791
Equity at exit
$49,063
10-year hold
IRR
11.6%
Equity multiple
2.50×
Total profit
$60,425
Equity at exit
$65,257

Cash invested: $40,180 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77630

Home prices YoY
0.4%
Rents YoY
5.7%
Active inventory
338
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$1,341 high interval (Pro) →
Mortgage (P&I)
$753
Tax from tax record
$98 /mo · $1,174/yr
Insurance
$60
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$282
Net cashflow
$83

Break-even live

Break-even rent $1,236
Max offer price $143,500
Occupancy floor 89%

Sensitivity live

Price -10% $164 -5% $123 +0% $83 +5% $42 +10% $2
Rent -10% $-23 -5% $30 +0% $83 +5% $136 +10% $189
Rate -1.0pp $155 -0.5pp $119 base $83 +0.5pp $46 +1.0pp $8

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,875
Closing costs
$4,305
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
210 Florence St Orange, TX 3.0 1.0 1064 $1,425 $1.34 45d 1 0.05mi
3000 MacArthur Dr Orange, TX 3.0 1.0–2.0 791 $1,330 $1.68 15d 12 0.47mi
310 Camellia Ave Orange, TX 3.0 1.0 988 $1,295 $1.31 23d 1 0.80mi
1010 N 16th St Orange, TX 3.0 1.5 1100 $1,500 $1.36 45d 1 0.84mi
309 Quincy St West Orange, TX 3.0 1.5 1113 $1,200 $1.08 15d 1 0.87mi
3333 Ridgemont Dr Unit 203 Orange, TX 2.0 1.0 1000 $1,084 $1.08 15d 1 0.92mi
3333 Ridgemont Dr Unit 404 Orange, TX 2.0 1.0 1000 $1,254 $1.25 45d 1 0.97mi
3333 Ridgemont Dr Apt 105 Orange, TX 2.0 1.0 952 $1,255 $1.32 23d 1 0.97mi
3333 Ridgemont Dr Unit 107 Orange, TX 2.0 1.0 952 $1,255 $1.32 45d 1 0.97mi
3333 Ridgemont Dr Unit 408 Orange, TX 2.0 1.0 1000 $1,059 $1.06 45d 1 0.97mi
3726 Bowling Ln Orange, TX 3.0 1.0 1045 $1,150 $1.10 45d 1 1.11mi
3714 Ridgemont Dr Orange, TX 3.0 1.0 1020 $1,450 $1.42 15d 1 1.24mi
1500 Link Ave Orange, TX 1.0–2.0 1.0–1.5 1082 $1,050 $0.97 15d 1 1.31mi
2801 W Sunset Dr Orange, TX 1.0–3.0 1.0–2.0 1113 $1,400 $1.26 15d 27 1.33mi
3345 W Park Ave Orange, TX 1.0–2.0 1.0–1.5 999 $1,182 $1.18 15d 7 1.36mi
605 4th St Orange, TX 3.0 1.0 800 $800 $1.00 15d 1 1.48mi
605 N 4th St Unit A Orange, TX 2.0 1.0 860 $900 $1.05 15d 1 1.48mi

Listing history 10 events

  1. 2026-06-08
    days on market $143,500 Active 181 DOM
  2. 2026-06-07
    days on market $143,500 Active 180 DOM
  3. 2026-06-03
    days on market $143,500 Active 176 DOM
  4. 2026-06-02
    days on market $143,500 Active 175 DOM
  5. 2026-06-01
    days on market $143,500 Active 174 DOM
  6. 2026-05-31
    days on market $143,500 Active 173 DOM
  7. 2026-05-30
    days on market $143,500 Active 172 DOM
  8. 2026-02-11
    price $143,500 490-char remark
    Show marketing remark (490 chars)

    Welcome to 211 Florence St in West Orange! This 3-bedroom, 2-bath home sits on a 0.17-acre lot at the end of a quiet, dead-end street, offering added privacy with minimal traffic. The home features a comfortable layout with spacious living areas, a functional kitchen, and plenty of natural light throughout. The yard provides room to personalize and enjoy outdoor space. Located minutes from schools, shopping, and major road access. Ideal for first-time buyers, downsizing, or investment.

  9. 2025-12-09
    listed $148,500 Active 490-char remark
    Show marketing remark (490 chars)

    Welcome to 211 Florence St in West Orange! This 3-bedroom, 2-bath home sits on a 0.17-acre lot at the end of a quiet, dead-end street, offering added privacy with minimal traffic. The home features a comfortable layout with spacious living areas, a functional kitchen, and plenty of natural light throughout. The yard provides room to personalize and enjoy outdoor space. Located minutes from schools, shopping, and major road access. Ideal for first-time buyers, downsizing, or investment.

  10. 2020-06-22
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,174 · $98/mo
Projected year-2 tax
$2,626 · $219/mo
Expected delta
+$1,452/yr (+$121/mo · 123.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 69% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,092
− Mortgage interest
−$8,038
− Property taxes
−$1,174
− Insurance
−$1,515
− Repairs & maintenance
−$1,287
− Management
−$1,287
− Depreciation
−$4,175
Taxable loss
−$1,385
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$332
After-tax cash flow
$1,325/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Orange-Cove CISD
NCES district ID
4845090
Math proficiency
17% ▼ -7.00%
Reading proficiency
21% ▼ -2.00%
Median HH income
$37,329
Composite
15.86/100
National rank
#9260
State rank
#784 of 826 in TX

Livability — West Orange

Score
60/100
State rank
#1075
US rank
#19069

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment C Housing A Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
West Orange, TX
County
Orange County · 87,112 people
City population
22,976
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
28,983
Household income
$64,373
Rent vs Own
32.2% rent · 67.8% own
Severe rent burden
1018.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
88,065 people
By 2030
89,591 · +1.7%
By 2040
91,982 · +4.4%
By 2050
93,023 · +5.6%
By 2075
94,871 · +7.7%
By 2100
88,155 · +0.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 21% Hispanic / Latino 11% Two or more races 9%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 13% Italian 1% Slovak 1%
Foreign-born
5% · Canada
Languages at home
91% English-only · Spanish 7% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Orange

2024 margin
Solid R (+66.8) · D 16.4% · R 83.1%
2008→2024 swing
-19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
All cycles
2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.01%
Current HPI
264.14
Rent YoY
▲ 5.71%
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-3.4% since first listed
3 events — show timeline
  • 2026-02-11 Price Changed $143,500 BBOR
  • 2025-12-09 Listed $148,500 BBOR
  • 2020-06-22 Sold (Public Records) Public Records

Property tax history

+9.7%/yr

Latest (2025): $1,174 · -3.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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