18108 Mccracken Rd · Maple Heights, OH 44137

$159,000

3 bd · 1.0 ba · 1,426 sqft · SingleFamily public records · 50 Days on market

Built 1950 5,641 sqft lot $112/sqft · at area comps Est $157k · at est.

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.0/30.0
• ARV discount +6.9/15.0
• DSCR +6.3/10.0
• 1% rule +5.7/10.0
• Rent growth +5.0/5.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• Schools +1.6/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Estate Sale! Large aluminum sided 3/4-bedroom bungalow located on a corner lot with a block garage. Huge, finished knotty pine rec room in lower level that features a large bar. Eat in Kitchen with enclosed sun porch off the back. Newer dimensional roof and vinyl replacement windows. Buyer to assume city violations. "Sold as is".

Key facts

• 5,641 sq ft lot
• Garage
• Built 1950

Property features AI

Finance

• HOA & community: Playground nearby; Park nearby; Restaurants nearby; Shopping nearby; Street lights; Suburban setting; Sidewalks

Exterior

• Parking: Detached garage; Garage faces side; Driveway
• Utilities: Public water; Public sewer
• Home design: Two-story house; Faces north; Block foundation
• Construction: Aluminum siding; Asphalt/fiberglass roof; Built (year per public records)
• Exterior features: Enclosed porch/sunroom; Front porch; Patio; Porch; Corner lot

Interior

• Kitchen: Eat-in kitchen
• Bedrooms: Two main-level bedrooms; Second-floor bedroom (approx. 14.5 x 10); First-floor bedroom (approx. 11.5 x 9); First-floor bedroom (approx. 13.5 x 11.5)
• Flooring: Carpet in multiple rooms; Painted/stained flooring in lower-level utility room
• Bathrooms: One full bathroom (main level)
• Heating & cooling: Forced-air heating; Central air conditioning; Ceiling fans for additional cooling
• Interior features: Double-pane windows; Ceiling fans; Dry bar; Entrance foyer; Eat-in kitchen; Primary bedroom on main level; Bar
• Laundry & utility: Laundry in basement; Lower-level utility room (approx. 26 x 13)

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $159k.

Deal economics

• At list price, monthly cash flow is $195 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $159k).
• Recommended offer: $154k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 70/100 on livability (#470 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A, health & safety A-; Watch: schools D+, crime D, employment D.
• Maple Heights City (suburban): math 14% / reading 25% proficiency, ranked #630 of 656 in OH (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+14.8%/yr); 84 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); 1,441 units permitted in Cuyahoga County in 2024 (700 in 5+ unit buildings).
• This rent runs 38% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Cuyahoga County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $45k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 50 days — a 3% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $78k; list at $159k implies a 104% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $154,230 (3.0% below list)

Questions for the listing agent

1. It's been on market 50 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.07% ✓
• Cap rate: 7.76%
• Cash-on-cash: 5.25%
• DSCR: 1.23
• GRM: 7.8

CMA / ARV

• ARV (median comp): $157,067
• List price: $159,000
• Delta: 5.05%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
18408 Raymond St	0.19mi	3/1.0	1,284 (-10%)	0mo	$115,000	$90	74
5127 Erwin St	0.22mi	3/2.0	1,308 (-8%)	2mo	$93,500	$71	71
5177 Cato St	0.28mi	3/1.5	1,575 (+10%)	1mo	$156,000	$99	67
18851 Raymond St	0.33mi	4/1.5 (+1)	1,330 (-7%)	2mo	$135,000	$102	65
5212 Catherine St	0.48mi	3/1.0	1,324 (-7%)	3mo	$115,000	$87	63
19313 Longview Ave	0.53mi	4/2.0 (+1)	1,380 (-3%)	0mo	$173,500	$126	61
18704 Longview Ave	0.25mi	4/1.0 (+1)	1,254 (-12%)	3mo	$195,000	$156	60
5265 Bellview St	0.54mi	3/3.0	1,397 (-2%)	5mo	$267,800	$192	59
19524 Maple Heights Blvd	0.67mi	3/3.0	1,413 (-1%)	5mo	$220,000	$156	55
19931 Raymond St	0.73mi	3/1.0	1,338 (-6%)	2mo	$155,000	$116	54
16907 Maple Heights Blvd	0.72mi	3/1.5	1,574 (+10%)	4mo	$181,565	$115	44
19520 Maple Heights Blvd	0.67mi	3/1.5	1,236 (-13%)	2mo	$167,000	$135	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -2.4%
• Equity multiple: 0.90×
• Total profit: $-4,287
• Equity at exit: $23,707

10-year hold

• IRR: 12.3%
• Equity multiple: 2.20×
• Total profit: $53,521
• Equity at exit: $13,747

Cash invested: $44,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44137

• Home prices YoY: -34.7%
• Rents YoY: 14.8%
• Active inventory: 84
• Price-to-rent: 7.8×

Monthly cashflow live

• Estimated rent: $1,706 high
• Mortgage (P&I): −$834
• Tax from tax record: −$253 /mo · $3,041/yr
• Insurance: −$66
• HOA: −$0
• Vacancy / Maint / Mgmt: −$358
• Net cashflow: $195

Break-even live

Break-even rent $1,460

Max offer price $159,000

Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $39,750
• Closing costs: $4,770
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
18123 McCracken Rd Maple Heights, OH	3.0	1.0	1215	$1,600	$1.32	7d	1	0.03mi
17488 McCracken Rd Maple Heights, OH	3.0	1.0	1284	$1,699	$1.32	10d	1	0.22mi
5107 Philip Ave Maple Heights, OH	3.0	1.0	1188	$1,800	$1.52	7d	1	0.24mi
18509 Raymond St Maple Heights, OH	3.0	1.0	1083	$1,395	$1.29	43d	1	0.24mi
5153 Cato St Maple Heights, OH	4.0	2.0	1560	$1,850	$1.19	23d	1	0.25mi
18851 Raymond St Maple Heights, OH	4.0	2.0	1330	$2,500	$1.88	7d	1	0.35mi
5120 Clement Ave Maple Heights, OH	3.0	1.0	1122	$1,450	$1.29	14d	1	0.38mi
18990 Raymond St Maple Heights, OH	4.0	1.5	1480	$1,750	$1.18	2d	1	0.40mi
5246 Joseph St Maple Heights, OH	3.0	1.5	890	$1,300	$1.46	3d	1	0.41mi
19001 Nitra Ave Maple Heights, OH	3.0	1.0	1170	$1,450	$1.24	16d	1	0.42mi
19101 Nitra Ave Maple Heights, OH	3.0	1.0	1200	$1,295	$1.08	14d	1	0.46mi
19203 Nitra Ave Maple Heights, OH	3.0	1.0	1050	$1,350	$1.29	4d	1	0.49mi
19313 Longview Ave Maple Heights, OH	4.0	2.0	1796	$1,970	$1.10	4d	1	0.53mi
18107 North Blvd Maple Heights, OH	3.0	1.0	1190	$1,350	$1.13	43d	1	0.54mi
5331 South Blvd Maple Heights, OH	3.0	2.0	1078	$1,500	$1.39	16d	1	0.55mi
19409 Raymond St Maple Heights, OH	3.0	1.0	1180	$1,656	$1.40	2d	1	0.56mi
18004 North Blvd Maple Heights, OH	3.0	1.0	1396	$1,700	$1.22	43d	1	0.60mi
5225 Theodore St Maple Heights, OH	3.0	1.0	1785	$1,450	$0.81	4d	1	0.61mi
5333 Hollywood Ave Maple Heights, OH	3.0	1.0	1092	$1,450	$1.33	43d	1	0.64mi
18512 Lewis Dr Maple Heights, OH	3.0	2.0	1200	$1,995	$1.66	2d	1	0.66mi
18505 Maple Heights Blvd Maple Heights, OH	3.0	1.0	989	$1,411	$1.43	43d	1	0.68mi
19758 Maple Heights Blvd Unit UP Maple Heights, OH	3.0	1.0	1095	$1,495	$1.37	3d	1	0.72mi
19500 Libby Rd Maple Heights, OH	3.0	1.5	1092	$2,300	$2.11	1d	1	0.73mi
5435 Beechwood Ave Maple Heights, OH	3.0	2.0	1664	$2,000	$1.20	3d	1	0.76mi
16914 Maple Heights Blvd Maple Heights, OH	3.0	1.0	1212	$1,425	$1.18	10d	1	0.77mi
17206 Mapleboro Ave Maple Heights, OH	3.0	1.0	1020	$1,325	$1.30	23d	1	0.78mi
17204 Mapleboro Ave Maple Heights, OH	3.0	1.0	1074	$1,475	$1.37	43d	1	0.78mi
5440 Hollywood Ave Maple Heights, OH	3.0	1.0	1080	$1,445	$1.34	21d	1	0.79mi
5461 Clement Ave Maple Heights, OH	3.0	1.5	1260	$1,350	$1.07	16d	1	0.80mi
5461 Clement Ave Maple Heights, OH	3.0	1.5	1260	$1,350	$1.07	20d	1	0.80mi
15913 Grant Ave Maple Heights, OH	3.0	1.5	1400	$1,390	$0.99	16d	1	0.81mi
5470 Hollywood Ave Maple Heights, OH	3.0	1.0	1150	$1,375	$1.20	43d	1	0.84mi
5223 Paine Ave Maple Heights, OH	4.0	1.0	1344	$1,650	$1.23	2d	1	0.85mi
18308 Edinboro Ave Maple Heights, OH	3.0	1.0	1200	$1,349	$1.12	7d	1	0.88mi
5508 Grasmere Ave Maple Heights, OH	3.0	2.0	1834	$1,710	$0.93	43d	1	0.90mi
20115 Libby Rd Maple Heights, OH	3.0	1.0	1365	$1,995	$1.46	1d	1	0.94mi
20600 Watson Rd Maple Heights, OH	3.0	1.5	1092	$1,953	$1.79	1d	1	0.94mi
5535 Oakwood Ave Maple Heights, OH	3.0	1.0	1116	$1,350	$1.21	4d	1	0.95mi
5535 Oakwood Ave Maple Heights, OH	3.0	1.0	1116	$1,350	$1.21	7d	1	0.95mi
20605 Hansen Rd Maple Heights, OH	4.0	1.0	1164	$1,850	$1.59	43d	1	0.95mi

Listing history 25 events

1. 2026-06-18
   days on market $159,000 Active 50 DOM
2. 2026-06-18
   price $159,000 Active 49 DOM
3. 2026-06-17
   days on market $165,000 Active 49 DOM
4. 2026-06-16
   days on market $165,000 Active 48 DOM
5. 2026-06-15
   days on market $165,000 Active 47 DOM
6. 2026-06-13
   days on market $165,000 Active 45 DOM
7. 2026-06-09
   days on market $165,000 Active 41 DOM
8. 2026-06-08
   days on market $165,000 Active 40 DOM
9. 2026-06-07
   days on market $165,000 Active 39 DOM
10. 2026-06-05
    days on market $165,000 Active 36 DOM
11. 2026-06-03
    days on market $165,000 Active 35 DOM
12. 2026-06-02
    days on market $165,000 Active 34 DOM
13. 2026-06-01
    days on market $165,000 Active 33 DOM
14. 2026-05-31
    days on market $165,000 Active 32 DOM
15. 2026-04-29
    listed $165,000 Active 1066-char remark
16. 2025-01-08
    historical $1,350
17. 2024-12-31
    price $1,350
18. 2024-12-17
    listed $1,400
19. 2024-12-17
    historical $1,400
20. 2024-12-14
    listed $1,400
21. 2024-07-17
    soldstatus $78,000
22. 2024-07-08
    soldstatus $78,000 Closed 341-char remark

    Show marketing remark (341 chars)

    Estate Sale! Large aluminum sided 3/4-bedroom bungalow located on a corner lot with a block garage. Huge, finished knotty pine rec room in lower level that features a large bar. Eat in Kitchen with enclosed sun porch off the back. Newer dimensional roof and vinyl replacement windows. Buyer to assume city violations. "Sold as is".

23. 2024-06-17
    status Pending 341-char remark

    Show marketing remark (341 chars)

    Estate Sale! Large aluminum sided 3/4-bedroom bungalow located on a corner lot with a block garage. Huge, finished knotty pine rec room in lower level that features a large bar. Eat in Kitchen with enclosed sun porch off the back. Newer dimensional roof and vinyl replacement windows. Buyer to assume city violations. "Sold as is".

24. 2024-06-11
    listed $69,900 Active 341-char remark

    Show marketing remark (341 chars)

    Estate Sale! Large aluminum sided 3/4-bedroom bungalow located on a corner lot with a block garage. Huge, finished knotty pine rec room in lower level that features a large bar. Eat in Kitchen with enclosed sun porch off the back. Newer dimensional roof and vinyl replacement windows. Buyer to assume city violations. "Sold as is".

25. 1978-12-01
    soldstatus $43,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $3,041 · $253/mo
• Projected year-2 tax: $3,041 · $253/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,478
• − Mortgage interest: −$8,906
• − Property taxes: −$3,041
• − Insurance: −$795
• − Repairs & maintenance: −$1,638
• − Management: −$1,638
• − Depreciation: −$4,625
• Taxable loss: −$166
• Est. tax savings @ 24.0%: +$40
• After-tax cash flow: $2,376/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Maple Heights City
• NCES district ID: 3904430
• Math proficiency: 14% ▼ -22.00%
• Reading proficiency: 25% ▼ -11.00%
• Median HH income: $38,856
• Composite: 16.39/100
• National rank: #9197
• State rank: #630 of 656 in OH

Livability — Maple Heights

• Score: 70/100
• State rank: #470
• US rank: #7818

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment D Housing A Health & safety A- User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Maple Heights, OH
• County: Cuyahoga County · 1,090,369 people
• City population: 23,285
• Metro: Cleveland-Elyria, OH
• Population (ZIP): 23,285
• Household income: $53,918
• Rent vs Own: 37.2% rent · 62.8% own
• Severe rent burden: 971.0

Population outlook (Cuyahoga County) Hauer SSP2

• Today (2025): 1,244,621 people
• By 2030: 1,230,093 · -1.2%
• By 2040: 1,189,108 · -4.5%
• By 2050: 1,145,706 · -7.9%
• By 2075: 1,076,557 · -13.5%
• By 2100: 978,987 · -21.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (74%)
• Race & ethnicity: Black 74% White 20% Two or more races 4% Hispanic / Latino 2%
• Common ancestry: Romanian 3% Scotch-Irish 2%
• Foreign-born: 2% · Canada, China
• Languages at home: 98% English-only · Spanish 1%

Political lean MEDSL · Cuyahoga

• 2024 margin: Solid D (+31.5) · D 65.4% · R 33.9%
• 2008→2024 swing: -7.4pp toward R · 2008: 38.9pp · 2024: 31.5pp
• All cycles: 2024: D+31.5 2020: D+34.1 2016: D+35.0 2012: D+38.7 2008: D+38.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -87.37%
• Current HPI: 164.4326
• Rent YoY: ▲ 14.82%
• Metro: Cleveland-Elyria, OH
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+269.8% since first listed

12 events — show timeline

• 2026-06-18 Price Changed $159,000 MLSNOW
• 2026-04-29 Listed $165,000 MLSNOW
• 2025-01-08 Rental Removed $1,350 YESMLS
• 2024-12-31 Price Changed $1,350 YESMLS
• 2024-12-17 Listed for Rent $1,400 YESMLS
• 2024-12-17 Rental Removed $1,400 SHOWMOJO
• 2024-12-14 Listed for Rent $1,400 SHOWMOJO
• 2024-07-17 Sold (Public Records) $78,000 Public Records
• 2024-07-08 Sold (MLS) $78,000 MLSNOW
• 2024-06-17 Pending — MLSNOW
• 2024-06-11 Listed $69,900 MLSNOW
• 1978-12-01 Sold (Public Records) $43,000 Public Records

Property tax history

+5.8%/yr

Latest (2025): $3,041 · +19.9% YoY. Source: county tax records.