613 Coleman Ave · Johnstown, PA 15902

$60,000

3 bd · 1.0 ba · 1,332 sqft · SingleFamily · 199 Days on market

Built 1900 4,792 sqft lot $45/sqft · 50% above area Est $40k · 50% over

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.3/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

HANDIMEN AND CONTRACTORS . .. Put your finishing touches on this 3-bedroom home located in the 17th Ward in the City of Johnstown. This 2-story vinyl sided home features living room with laminate floor; separate dining room with paneled walls; and eat-in kitchen with wood cabinets and granite countertops on the first floor. The second floor includes 3 large bedrooms and partially finished full bath. Covered front and rear porches, patio area, detached oversized 1-car garage, and off-street parking in the rear. Currently no heating system. Call today for all the details and to schedule your personal tour!

Key facts

• Patio area
• 4,792 sq ft lot
• Garage

Tags

• COVERED FRONT AND REAR PORCHES
• PATIO AREA
• OFF-STREET PARKING IN THE REAR
• PARTIALLY FINISHED FULL BATH

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $60k.

Deal economics

• At list price, monthly cash flow is $387 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $60k).
• Recommended offer: $53k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 77/100 on livability (#363 in PA, #3,168 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools D+, crime F, employment F.
• Greater Johnstown SD (urban): math 9% / reading 25% proficiency, ranked #509 of 539 in PA (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 64 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 64 units permitted in Cambria County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $415 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Cambria County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 199 days — a 12% lower offer ($53k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 18y ago; this cycle's ask has dropped $10k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $25k; list at $60k implies a 140% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $52,800 (12.0% below list)

Questions for the listing agent

1. It's been on market 199 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.68% ✓
• Cap rate: 14.04%
• Cash-on-cash: 27.66%
• DSCR: 2.23
• GRM: 5.0

CMA / ARV

• ARV (median comp): $40,082
• List price: $60,000
• Delta: 49.69%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
652 Russell Ave	0.39mi	3/1.0	1,312 (-2%)	0mo	$70,000	$53	79
751 Park Ave	0.23mi	3/1.5	1,388 (+4%)	3mo	$43,500	$31	78
551 Russell Ave	0.37mi	2/1.0 (-1)	1,308 (-2%)	1mo	$52,500	$40	74
654 Park Ave	0.11mi	4/2.0 (+1)	1,446 (+9%)	4mo	$57,500	$40	68
100 Donna Dr	0.43mi	4/2.0 (+1)	1,312 (-2%)	1mo	$115,000	$88	67
209 Village St	0.21mi	3/2.0	1,441 (+8%)	6mo	$17,900	$12	67
1492 Franklin St	0.56mi	3/1.0	1,248 (-6%)	1mo	$47,000	$38	63
612 Woodland Ave	0.48mi	3/1.0	1,502 (+13%)	2mo	$19,000	$13	55
545 Summit Ave	0.70mi	3/1.0	1,187 (-11%)	3mo	$89,000	$75	46
394 Plainfield Ave	0.56mi	2/1.0 (-1)	1,150 (-14%)	2mo	$27,900	$24	44
627 Vickroy Ave	0.61mi	2/1.5 (-1)	1,188 (-11%)	3mo	$125,000	$105	44
111 Ross	0.60mi	3/1.5	1,512 (+14%)	5mo	$125,000	$83	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 21.8%
• Equity multiple: 1.89×
• Total profit: $14,957
• Equity at exit: $8,946

10-year hold

• IRR: 29.8%
• Equity multiple: 3.67×
• Total profit: $44,837
• Equity at exit: $5,188

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15902

• Home prices YoY: -28.8%
• Active inventory: 64
• Price-to-rent: 5.0×

Monthly cashflow live

• Estimated rent: $1,009 high
• Mortgage (P&I): −$315
• Tax from tax record: −$70 /mo · $845/yr
• Insurance: −$25
• HOA: −$0
• Vacancy / Maint / Mgmt: −$212
• Net cashflow: $387

Break-even live

Break-even rent $519

Max offer price $60,000

Occupancy floor 57%

Sensitivity live

Price	-10% $421	-5% $404	+0% $387	+5% $370	+10% $353
Rent	-10% $308	-5% $347	+0% $387	+5% $427	+10% $467
Rate	-1.0pp $418	-0.5pp $403	base $387	+0.5pp $372	+1.0pp $356

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $15,000
• Closing costs: $1,800
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
619 Grove Ave Johnstown, PA	2.0	2.0	1100	$1,050	$0.95	44d	1	0.11mi
129-131 Plainfield Ave Johnstown, PA	3.0	1.0	1300	$850	$0.65	44d	1	0.56mi
550 Ferndale Ave Johnstown, PA	3.0	1.0	1300	$1,100	$0.85	44d	1	0.58mi
553 Vickroy Ave #555 Johnstown, PA	3.0	1.0	1300	$985	$0.76	44d	1	0.61mi
522 Vickroy Ave Johnstown, PA	3.0	1.0	1125	$850	$0.76	44d	1	0.62mi
906 Lemon St Johnstown, PA	3.0	1.0	1128	$750	$0.66	44d	1	0.98mi
412 Oak St Unit 1 Johnstown, PA	2.0	1.0	1100	$900	$0.82	44d	1	1.17mi

Listing history 30 events

1. 2026-06-19
   days on market $60,000 Active 199 DOM
2. 2026-06-18
   days on market $60,000 Active 198 DOM
3. 2026-06-17
   days on market $60,000 Active 197 DOM
4. 2026-06-16
   days on market $60,000 Active 196 DOM
5. 2026-06-15
   days on market $60,000 Active 195 DOM
6. 2026-06-14
   days on market $60,000 Active 193 DOM
7. 2026-06-12
   days on market $60,000 Active 192 DOM
8. 2026-06-09
   days on market $60,000 Active 189 DOM
9. 2026-06-08
   days on market $60,000 Active 188 DOM
10. 2026-06-07
    days on market $60,000 Active 187 DOM
11. 2026-06-05
    days on market $60,000 Active 184 DOM
12. 2026-06-02
    days on market $60,000 Active 182 DOM
13. 2026-06-01
    days on market $60,000 Active 181 DOM
14. 2026-05-31
    days on market $60,000 Active 180 DOM
15. 2026-05-30
    days on market $60,000 Active 179 DOM
16. 2026-04-07
    price $60,000 611-char remark

    Show marketing remark (611 chars)

    HANDIMEN AND CONTRACTORS . .. Put your finishing touches on this 3-bedroom home located in the 17th Ward in the City of Johnstown. This 2-story vinyl sided home features living room with laminate floor; separate dining room with paneled walls; and eat-in kitchen with wood cabinets and granite countertops on the first floor. The second floor includes 3 large bedrooms and partially finished full bath. Covered front and rear porches, patio area, detached oversized 1-car garage, and off-street parking in the rear. Currently no heating system. Call today for all the details and to schedule your personal tour!

17. 2026-01-15
    price $65,000 611-char remark

    Show marketing remark (611 chars)

    HANDIMEN AND CONTRACTORS . .. Put your finishing touches on this 3-bedroom home located in the 17th Ward in the City of Johnstown. This 2-story vinyl sided home features living room with laminate floor; separate dining room with paneled walls; and eat-in kitchen with wood cabinets and granite countertops on the first floor. The second floor includes 3 large bedrooms and partially finished full bath. Covered front and rear porches, patio area, detached oversized 1-car garage, and off-street parking in the rear. Currently no heating system. Call today for all the details and to schedule your personal tour!

18. 2025-12-02
    listed $70,000 Active 611-char remark

    Show marketing remark (611 chars)

    HANDIMEN AND CONTRACTORS . .. Put your finishing touches on this 3-bedroom home located in the 17th Ward in the City of Johnstown. This 2-story vinyl sided home features living room with laminate floor; separate dining room with paneled walls; and eat-in kitchen with wood cabinets and granite countertops on the first floor. The second floor includes 3 large bedrooms and partially finished full bath. Covered front and rear porches, patio area, detached oversized 1-car garage, and off-street parking in the rear. Currently no heating system. Call today for all the details and to schedule your personal tour!

19. 2023-08-27
    status Pending 506-char remark

    Show marketing remark (506 chars)

    Why pay rent when you could purchase this 3-bedroom home located in the 17th Ward in the City of Johnstown? This 2-story vinyl sided home features living room with WW carpet; separate dining room with paneled walls; and eat-in kitchen on the first floor. The second floor includes 3 large bedrooms and full bath. Covered front and rear porches, detached 2-car garage, and off-street parking in the rear. Heating system may be compromised. Call today for all the details and to schedule your personal tour!

20. 2023-08-25
    soldstatus $25,000 Closed 506-char remark

    Show marketing remark (506 chars)

    Why pay rent when you could purchase this 3-bedroom home located in the 17th Ward in the City of Johnstown? This 2-story vinyl sided home features living room with WW carpet; separate dining room with paneled walls; and eat-in kitchen on the first floor. The second floor includes 3 large bedrooms and full bath. Covered front and rear porches, detached 2-car garage, and off-street parking in the rear. Heating system may be compromised. Call today for all the details and to schedule your personal tour!

21. 2023-08-12
    historical 506-char remark

    Show marketing remark (506 chars)

    Why pay rent when you could purchase this 3-bedroom home located in the 17th Ward in the City of Johnstown? This 2-story vinyl sided home features living room with WW carpet; separate dining room with paneled walls; and eat-in kitchen on the first floor. The second floor includes 3 large bedrooms and full bath. Covered front and rear porches, detached 2-car garage, and off-street parking in the rear. Heating system may be compromised. Call today for all the details and to schedule your personal tour!

22. 2023-07-25
    status Pending 506-char remark

    Show marketing remark (506 chars)

    Why pay rent when you could purchase this 3-bedroom home located in the 17th Ward in the City of Johnstown? This 2-story vinyl sided home features living room with WW carpet; separate dining room with paneled walls; and eat-in kitchen on the first floor. The second floor includes 3 large bedrooms and full bath. Covered front and rear porches, detached 2-car garage, and off-street parking in the rear. Heating system may be compromised. Call today for all the details and to schedule your personal tour!

23. 2023-07-24
    listed $24,900 Active 506-char remark

    Show marketing remark (506 chars)

    Why pay rent when you could purchase this 3-bedroom home located in the 17th Ward in the City of Johnstown? This 2-story vinyl sided home features living room with WW carpet; separate dining room with paneled walls; and eat-in kitchen on the first floor. The second floor includes 3 large bedrooms and full bath. Covered front and rear porches, detached 2-car garage, and off-street parking in the rear. Heating system may be compromised. Call today for all the details and to schedule your personal tour!

24. 2022-12-22
    soldstatus $20,000 Closed
25. 2022-10-10
    status Pending
26. 2022-10-05
    historical Contingent
27. 2022-07-23
    listed $19,500 Active
28. 2009-11-23
    soldstatus $33,500
29. 2009-11-18
    soldstatus $33,500
30. 2008-12-10
    listed $32,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $845 · $70/mo
• Projected year-2 tax: $896 · $75/mo
• Expected delta: +$52/yr (+$4/mo · 6.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 8 d/yr ≥93°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,112
• − Mortgage interest: −$3,361
• − Property taxes: −$845
• − Insurance: −$300
• − Repairs & maintenance: −$969
• − Management: −$969
• − Depreciation: −$1,745
• Taxable income: $3,922
• Est. tax owed @ 24.0%: −$941
• After-tax cash flow: $3,706/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Greater Johnstown SD
• NCES district ID: 4210950
• Math proficiency: 9% ▼ -6.00%
• Reading proficiency: 25% ▼ -6.00%
• Median HH income: $27,890
• Composite: 13.25/100
• National rank: #9550
• State rank: #509 of 539 in PA

Livability — Johnstown

• Score: 77/100
• State rank: #363
• US rank: #3168

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing B Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Johnstown, PA
• County: Cambria County · 30,791 people
• City population: 30,791
• Metro: Johnstown, PA
• Population (ZIP): 11,462
• Household income: $44,215
• Rent vs Own: 35.7% rent · 64.3% own
• Severe rent burden: 266.0

Population outlook (Cambria County) Hauer SSP2

• Today (2025): 122,754 people
• By 2030: 115,827 · -5.6%
• By 2040: 101,309 · -17.5%
• By 2050: 88,379 · -28.0%
• By 2075: 65,237 · -46.9%
• By 2100: 46,909 · -61.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Two or more races 14% Black 8% Hispanic / Latino 3%
• Common ancestry: Romanian 7% Slovak 2% Hungarian 2%
• Foreign-born: 2% · Canada
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Cambria

• 2024 margin: Solid R (+39.7) · D 29.8% · R 69.5%
• 2008→2024 swing: -40.4pp toward R · 2008: 0.7pp · 2024: -39.7pp
• All cycles: 2024: R+39.7 2020: R+37.3 2016: R+37.8 2012: R+17.8 2008: D+0.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -43.86%
• Current HPI: 108.2198
• Rent YoY: —
• Metro: Johnstown, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+87.5% since first listed

15 events — show timeline

• 2026-04-07 Price Changed $60,000 CSMLS
• 2026-01-15 Price Changed $65,000 CSMLS
• 2025-12-02 Listed $70,000 CSMLS
• 2023-08-27 Pending — CSMLS
• 2023-08-25 Sold (MLS) $25,000 CSMLS
• 2023-08-12 Delisted — CSMLS
• 2023-07-25 Pending — CSMLS
• 2023-07-24 Listed $24,900 CSMLS
• 2022-12-22 Sold (MLS) $20,000 West Penn MLS
• 2022-10-10 Pending — West Penn MLS
• 2022-10-05 Contingent — West Penn MLS
• 2022-07-23 Listed $19,500 West Penn MLS
• 2009-11-23 Sold (MLS) $33,500 CSMLS
• 2009-11-18 Sold (Public Records) $33,500 Public Records
• 2008-12-10 Listed $32,000 CSMLS

Property tax history

+0.2%/yr

Latest (2026): $845 · +0.0% YoY. Source: county tax records.