305 Adry Ln · Youngsville, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.6/30.0
- ARV discount +13.9/15.0
- DSCR +7.2/10.0
- Schools +5.5/10.0
- 1% rule +5.1/10.0
- Livability +3.9/5.0
- Condition / age +3.8/5.0
- Rent growth +2.9/5.0
- Appreciation +0.0/10.0
$215,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
NEW CONSTRUCTION IN GUILLOT VILLAGE PHASE II! The Michele French I is an open floorplan with 3 bedroom and 2 full baths. A perfect place to drop off your coat is in the closet located off the foyer entrance. The flooring includes wood laminate, ceramic tile and carpet. Kitchen features stainless electric appliances, 3cm granite countertops, custom backsplash and custom built cabinets. Exterior of the home includes landscaping and hydromulch at the front of the home. *Ask us how you can save money towards your closing cost by using our Preferred Lender & Title! (Plan and Specs subject to change at builder's discretion. Rendering is a picture representation of home only - colors will change.)
Key facts
- Open floor plan
- Oversized vanity
- Abundant cabinetry
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $215k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $364 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $215k).
- Recommended offer: $212k (1.5% below list) — sets the bar for market timing.
- Cap rate 8.3% vs local median 4.8% in Youngsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#8 in LA, #2,614 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, health & safety A+; Watch: amenities F, commute F.
- Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: J. Wallace James Elementary School (math 46% / reading 49%, grade D, #147 of 646 statewide, top 23%, 939 students, 64% FRL); Youngsville Middle School (math 42% / reading 52%, grade D+, #37 of 218 statewide, top 18%, 646 students, 49% FRL); Southside High School (math 52% / reading 53%, grade C-, #30 of 265 statewide, top 12%, 1,910 students, 39% FRL).
- Market conditions: Rents rising (+1.6%/yr); 811 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($212k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $180k; 19% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.01% ✓
- Cap rate
- 8.33%
- Cash-on-cash
- 7.26%
- DSCR
- 1.32
- GRM
- 8.3
CMA / ARV
- ARV (median comp)
- $250,650
- List price
- $215,000
- Delta
- -14.22%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 301 Adry Ln | 0.01mi | 3/2.0 | 1,386 (-0%) | 1mo | $240,000 | $173 | 99 |
| 214 Adry Ln | 0.08mi | 3/2.0 | 1,357 (-2%) | 2mo | $225,000 | $166 | 91 |
| 315 Adry Ln | 0.05mi | 3/2.0 | 1,356 (-2%) | 8mo | $218,000 | $161 | 88 |
| 520 Braxton Dr | 0.15mi | 3/2.0 | 1,465 (+6%) | 2mo | $245,000 | $167 | 82 |
| 204 Anza Dr | 0.02mi | 3/2.0 | 1,523 (+10%) | 2mo | $235,000 | $154 | 81 |
| 509 Braxton Dr | 0.20mi | 3/2.0 | 1,522 (+10%) | 4mo | $241,000 | $158 | 72 |
| 316 Adry Ln | 0.06mi | 3/2.0 | 1,590 (+15%) | 8mo | $237,500 | $149 | 66 |
| 512 Braxton Dr | 0.19mi | 3/2.0 | 1,556 (+12%) | 8mo | $239,300 | $154 | 64 |
| 109 Braxton Dr | 0.47mi | 3/2.0 | 1,533 (+10%) | 1mo | $254,500 | $166 | 59 |
| 101 Cebby Ln | 0.46mi | 3/2.0 | 1,532 (+10%) | 4mo | $250,000 | $163 | 58 |
| 114 Fearless Ave | 0.59mi | 3/2.0 | 1,522 (+10%) | 5mo | $252,400 | $166 | 52 |
| 302 Yellowfin Ln | 0.55mi | 3/2.0 | 1,522 (+10%) | 8mo | $252,540 | $166 | 51 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.65% rent growth · sell at horizon
- IRR
- -6.6%
- Equity multiple
- 0.76×
- Total profit
- $-14,589
- Equity at exit
- $32,057
- IRR
- 1.3%
- Equity multiple
- 1.09×
- Total profit
- $5,366
- Equity at exit
- $18,589
Cash invested: $60,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 18 active · 12 under contract
- Months of supply
- 5.7 mo (18%/mo absorbed)
- Median asking
- $252,990 ($156/sqft)
- Median days on market
- 143 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- +15.8% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 70592
- Home prices YoY
- -23.4%
- Rents YoY
- 1.6%
- Active inventory
- 811
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $2,168 medium interval (Pro) →
- Mortgage (P&I)
- −$1,127
- Tax from tax record
- −$131 /mo · $1,573/yr
- Insurance
- −$90
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$455
- Net cashflow
- $364
Break-even live
Sensitivity live
| Price | -10% $486 | -5% $425 | +0% $364 | +5% $304 | +10% $243 |
|---|---|---|---|---|---|
| Rent | -10% $193 | -5% $279 | +0% $364 | +5% $450 | +10% $536 |
| Rate | -1.0pp $473 | -0.5pp $419 | base $364 | +0.5pp $309 | +1.0pp $252 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $53,750
- Closing costs
- $6,450
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 606 Highland View Dr Youngsville, LA | 3.0 | 2.0 | 1477 | $2,000 | $1.35 | 93d | 1 | 1.27mi |
| 110 Canton Ct Youngsville, LA | 3.0 | 2.0 | 1423 | $1,995 | $1.40 | 93d | 1 | 1.36mi |
Property features AI
Finance
- HOA & community
- No association fee
Exterior
- Parking
- 2 covered parking spaces2 total parking spaces2-car garage
- Utilities
- Public sewerElectric service: SLEMCO
- Home design
- Single family residencePaved road frontage
- Construction
- Brick veneer, HardiPlank and frame constructionComposition roof
- Exterior features
- Outdoor lightingCovered and open porch
Interior
- Kitchen
- DishwasherDisposalMicrowaveElectric rangeKitchen islandGranite counters
- Bedrooms
- Bedroom 2Bedroom 3
- Flooring
- CarpetTileWood laminate
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Central heatingCentral air conditioning
- Interior features
- High ceilingsCrown moldingDouble vanityKitchen islandWalk-in closet(s)Dining roomEntrance foyerKitchenLiving roomGranite counters
- Laundry & utility
- Washer hookupElectric dryer hookup
Listing history 29 events
-
2026-08-08days on market $215,000 Active 15 DOM
-
2026-08-07days on market $215,000 Active 14 DOM
-
2026-08-06days on market $215,000 Active 13 DOM
-
2026-08-05days on market $215,000 Active 12 DOM
-
2026-08-04days on market $215,000 Active 11 DOM
-
2026-08-03days on market $215,000 Active 10 DOM
-
2026-07-31days on market $215,000 Active 7 DOM
-
2026-07-30days on market $215,000 Active 6 DOM
-
2026-07-29days on market $215,000 Active 5 DOM
-
2026-07-27days on market $215,000 Active 3 DOM
-
2026-07-25remarks 699-char remark
-
2026-07-25days on market $215,000 Active 1 DOM
-
2026-06-15days on market $215,000 Active 101 DOM
-
2026-06-14days on market $215,000 Active 99 DOM
-
2026-06-13days on market $215,000 Active 98 DOM
-
2026-06-10days on market $215,000 Active 96 DOM
-
2026-06-09days on market $215,000 Active 95 DOM
-
2026-06-08days on market $215,000 Active 94 DOM
-
2026-06-07days on market $215,000 Active 93 DOM
-
2026-06-05days on market $215,000 Active 90 DOM
-
2026-06-03days on market $215,000 Active 89 DOM
-
2026-06-02days on market $215,000 Active 88 DOM
-
2026-06-01days on market $215,000 Active 87 DOM
-
2026-05-31days on market $215,000 Active 86 DOM
-
2026-05-30days on market $215,000 Active 85 DOM
-
2026-04-04price $215,000 547-char remark
-
2026-03-06$230,000 Active 547-char remark
-
2020-04-15soldstatus $179,999 703-char remark
Show marketing remark (703 chars)
NEW CONSTRUCTION IN GUILLOT VILLAGE PHASE II! The Michele French I is an open floorplan with 3 bedroom and 2 full baths. A perfect place to drop off your coat is in the closet located off the foyer entrance. The flooring includes wood laminate, ceramic tile and carpet. Kitchen features stainless electric appliances, 3cm granite countertops, custom backsplash and custom built cabinets. Exterior of the home includes landscaping and hydromulch at the front of the home. *Ask us how you can save money towards your closing cost by using our Preferred Lender & Title! (Plan and Specs subject to change at builder's discretion. Rendering is a picture representation of home only - colors will change.)
-
2019-12-16$179,999 703-char remark
Show marketing remark (703 chars)
NEW CONSTRUCTION IN GUILLOT VILLAGE PHASE II! The Michele French I is an open floorplan with 3 bedroom and 2 full baths. A perfect place to drop off your coat is in the closet located off the foyer entrance. The flooring includes wood laminate, ceramic tile and carpet. Kitchen features stainless electric appliances, 3cm granite countertops, custom backsplash and custom built cabinets. Exterior of the home includes landscaping and hydromulch at the front of the home. *Ask us how you can save money towards your closing cost by using our Preferred Lender & Title! (Plan and Specs subject to change at builder's discretion. Rendering is a picture representation of home only - colors will change.)
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $1,573 · $131/mo
- Projected year-2 tax
- $1,573 · $131/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,013
- − Mortgage interest
- −$12,043
- − Property taxes
- −$1,573
- − Insurance
- −$1,075
- − Repairs & maintenance
- −$2,081
- − Management
- −$2,081
- − Depreciation
- −$6,255
- Taxable income
- $905
- Est. tax owed @ 24.0%
- −$217
- After-tax cash flow
- $4,155/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This well-maintained, single-family home in Youngsville offers a good condition with a newer roof and a recently updated fenced backyard. It is ready for its next owner and can be enhanced with some exterior painting and gutter cleaning.
Value-add opportunities
- Resale Paint exterior walls — Enhances curb appeal and can increase property value ↑
- Rental Clean gutters — Keeps property in good condition and reduces maintenance costs ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Lafayette Parish
- NCES district ID
- 2200870
- Math proficiency
- 38% ▼ -32.00%
- Reading proficiency
- 46% ▼ -24.00%
- Median HH income
- $50,238
- Composite
- 36.15/100
- National rank
- #4741
- State rank
- #19 of 98 in LA
Livability — Youngsville
- Score
- 78/100
- State rank
- #8
- US rank
- #2614
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Lafayette Parish · 280,930 people
- City population
- 32,167
- Metro
- Lafayette, LA
- Population (ZIP)
- 32,167
- Household income
- $93,204
- Rent vs Own
- Severe rent burden
- 6% of renters
Population outlook (Lafayette County) Hauer SSP2
- Today (2025)
- 280,930 people
- By 2030
- 301,092 · +7.2%
- By 2040
- 339,456 · +20.8%
- By 2050
- 375,156 · +33.5%
- By 2075
- 451,672 · +60.8%
- By 2100
- 497,203 · +77.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Black 10% Two or more races 5% Hispanic / Latino 4% Asian 1%
- Common ancestry
- Lithuanian 24% Romanian 3% Italian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 94% English-only · French/Haitian/Cajun 3% Spanish 2%
Political lean MEDSL · Lafayette
- 2024 margin
- Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
- 2008→2024 swing
- -0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
- All cycles
- 2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -41.24%
- Current HPI
- 135.2825
- Rent YoY
- ▲ 1.65%
- Metro
- Lafayette, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
+19.4% since first listed5 events — show timeline
- 2026-07-24 Listed $215,000 AcadianaMLS
- 2026-04-04 Price Changed $215,000 AcadianaMLS
- 2026-03-06 Listed $230,000 AcadianaMLS
- 2020-04-15 Sold (MLS) $179,999 AcadianaMLS
- 2019-12-16 Listed $179,999 AcadianaMLS
Property tax history
+44.8%/yrLatest (2025): $1,573 · -1.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…