219 W Water St · Lansford, PA 18232

$80,000

2 bd · 1.0 ba · 616 sqft · SingleFamily public records · 161 Days on market

Built 1926 435 sqft lot $130/sqft · 111% above area Est $57k · 41% over

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +9.6/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0
• ARV discount +0.0/15.0

Listing remarks MLS

Enjoy easy living in this recently remodeled twin home nestled in Lansford. Thoughtfully updated and move-in ready, this home offers two cozy bedrooms and a welcoming layout designed for everyday comfort. The lower level features a spacious family room—ideal for relaxing, entertaining, or creating a home office or hobby space—along with a full bathroom. From here, walk out to the backyard and rear porch, perfect for enjoying quiet mornings or unwinding at the end of the day. While the home does not have a primary heat source, each room is equipped with plug-in baseboard heaters to provide added comfort. With fresh updates, flexible living space, and outdoor access, this home offers a wonderful opportunity to enjoy simple, comfortable living.

Key facts

• Recently remodeled
• Backyard
• Outdoor access

Tags

• RECENTLY REMODELED
• SPACIOUS FAMILY ROOM
• BACKYARD
• REAR PORCH
• FLEXIBLE LIVING SPACE
• OUTDOOR ACCESS

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $80k.

Deal economics

• At list price, monthly cash flow is $401 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $80k).
• Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
• Cap rate 12.3% vs local median 9.5% in Lansford — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 72/100 on livability (#605 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A-; Watch: amenities D, schools F, commute F.
• Panther Valley SD (rural): math 14% / reading 35% proficiency, ranked #477 of 539 in PA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 34 active listings in the ZIP; lower-income renter base — watch delinquency; 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).
• This rent runs 32% of the median local income ($45k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $8k of equity ($553 loan paydown + $7k appreciation (9.1% local appreciation)).
• Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (9.1% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 5, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 161 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts; this cycle's ask has dropped $15k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $12k; list at $80k implies a 567% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1926 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $70,400 (12.0% below list)

Questions for the listing agent

1. It's been on market 161 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1926 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.51% ✓
• Cap rate: 12.30%
• Cash-on-cash: 21.46%
• DSCR: 1.95
• GRM: 5.5

CMA / ARV

• ARV (median comp): $56,758
• List price: $80,000
• Delta: 40.95%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
21-1/2 Center St	0.15mi	2/1.5	646 (+5%)	19mo	$90,000	$139	67

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

9.12% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 38.8%
• Equity multiple: 3.87×
• Total profit: $64,312
• Equity at exit: $66,977

10-year hold

• IRR: 34.0%
• Equity multiple: 8.52×
• Total profit: $168,341
• Equity at exit: $139,341

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18232

• Home prices YoY: 3.6%
• Active inventory: 34
• Price-to-rent: 5.5×

Monthly cashflow live

• Estimated rent: $1,204 medium
• Mortgage (P&I): −$420
• Tax from tax record: −$98 /mo · $1,173/yr
• Insurance: −$33
• HOA: −$0
• Vacancy / Maint / Mgmt: −$253
• Net cashflow: $401

Break-even live

Break-even rent $697

Max offer price $80,000

Occupancy floor 62%

Sensitivity live

Price	-10% $446	-5% $423	+0% $401	+5% $378	+10% $355
Rent	-10% $305	-5% $353	+0% $401	+5% $448	+10% $496
Rate	-1.0pp $441	-0.5pp $421	base $401	+0.5pp $380	+1.0pp $359

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $20,000
• Closing costs: $2,400
• Reserves months: —
• Total cash needed: —

Listing history 23 events

1. 2026-06-18
   days on market $80,000 Active 161 DOM
2. 2026-06-17
   days on market $80,000 Active 160 DOM
3. 2026-06-16
   days on market $80,000 Active 159 DOM
4. 2026-06-15
   days on market $80,000 Active 158 DOM
5. 2026-06-14
   days on market $80,000 Active 156 DOM
6. 2026-06-13
   days on market $80,000 Active 155 DOM
7. 2026-06-10
   days on market $80,000 Active 153 DOM
8. 2026-06-09
   days on market $80,000 Active 152 DOM
9. 2026-06-08
   days on market $80,000 Active 151 DOM
10. 2026-06-07
    days on market $80,000 Active 150 DOM
11. 2026-06-05
    days on market $80,000 Active 147 DOM
12. 2026-06-03
    days on market $80,000 Active 146 DOM
13. 2026-06-02
    days on market $80,000 Active 145 DOM
14. 2026-06-01
    days on market $80,000 Active 144 DOM
15. 2026-05-31
    days on market $80,000 Active 143 DOM
16. 2026-05-31
    days on market $80,000 Active 142 DOM
17. 2026-04-17
    price $80,000 763-char remark

    Show marketing remark (753 chars)

    Enjoy easy living in this recently remodeled twin home nestled in Lansford. Thoughtfully updated and move-in ready, this home offers two cozy bedrooms and a welcoming layout designed for everyday comfort. The lower level features a spacious family room--ideal for relaxing, entertaining, or creating a home office or hobby space--along with a full bathroom. From here, walk out to the backyard and rear porch, perfect for enjoying quiet mornings or unwinding at the end of the day. While the home does not have a primary heat source, each room is equipped with plug-in baseboard heaters to provide added comfort. With fresh updates, flexible living space, and outdoor access, this home offers a wonderful opportunity to enjoy simple, comfortable living.

18. 2026-04-17
    price $80,000 753-char remark

    Show marketing remark (753 chars)

    Enjoy easy living in this recently remodeled twin home nestled in Lansford. Thoughtfully updated and move-in ready, this home offers two cozy bedrooms and a welcoming layout designed for everyday comfort. The lower level features a spacious family room--ideal for relaxing, entertaining, or creating a home office or hobby space--along with a full bathroom. From here, walk out to the backyard and rear porch, perfect for enjoying quiet mornings or unwinding at the end of the day. While the home does not have a primary heat source, each room is equipped with plug-in baseboard heaters to provide added comfort. With fresh updates, flexible living space, and outdoor access, this home offers a wonderful opportunity to enjoy simple, comfortable living.

19. 2026-04-17
    price $80,000

    Show marketing remark (753 chars)

    Enjoy easy living in this recently remodeled twin home nestled in Lansford. Thoughtfully updated and move-in ready, this home offers two cozy bedrooms and a welcoming layout designed for everyday comfort. The lower level features a spacious family room--ideal for relaxing, entertaining, or creating a home office or hobby space--along with a full bathroom. From here, walk out to the backyard and rear porch, perfect for enjoying quiet mornings or unwinding at the end of the day. While the home does not have a primary heat source, each room is equipped with plug-in baseboard heaters to provide added comfort. With fresh updates, flexible living space, and outdoor access, this home offers a wonderful opportunity to enjoy simple, comfortable living.

20. 2026-01-08
    listed $95,000 Active 763-char remark

    Show marketing remark (753 chars)

    Enjoy easy living in this recently remodeled twin home nestled in Lansford. Thoughtfully updated and move-in ready, this home offers two cozy bedrooms and a welcoming layout designed for everyday comfort. The lower level features a spacious family room--ideal for relaxing, entertaining, or creating a home office or hobby space--along with a full bathroom. From here, walk out to the backyard and rear porch, perfect for enjoying quiet mornings or unwinding at the end of the day. While the home does not have a primary heat source, each room is equipped with plug-in baseboard heaters to provide added comfort. With fresh updates, flexible living space, and outdoor access, this home offers a wonderful opportunity to enjoy simple, comfortable living.

21. 2026-01-08
    listed $95,000 Active 753-char remark

    Show marketing remark (753 chars)

    Enjoy easy living in this recently remodeled twin home nestled in Lansford. Thoughtfully updated and move-in ready, this home offers two cozy bedrooms and a welcoming layout designed for everyday comfort. The lower level features a spacious family room--ideal for relaxing, entertaining, or creating a home office or hobby space--along with a full bathroom. From here, walk out to the backyard and rear porch, perfect for enjoying quiet mornings or unwinding at the end of the day. While the home does not have a primary heat source, each room is equipped with plug-in baseboard heaters to provide added comfort. With fresh updates, flexible living space, and outdoor access, this home offers a wonderful opportunity to enjoy simple, comfortable living.

22. 2026-01-08
    listed $95,000 Active

    Show marketing remark (753 chars)

    Enjoy easy living in this recently remodeled twin home nestled in Lansford. Thoughtfully updated and move-in ready, this home offers two cozy bedrooms and a welcoming layout designed for everyday comfort. The lower level features a spacious family room--ideal for relaxing, entertaining, or creating a home office or hobby space--along with a full bathroom. From here, walk out to the backyard and rear porch, perfect for enjoying quiet mornings or unwinding at the end of the day. While the home does not have a primary heat source, each room is equipped with plug-in baseboard heaters to provide added comfort. With fresh updates, flexible living space, and outdoor access, this home offers a wonderful opportunity to enjoy simple, comfortable living.

23. 1994-07-14
    soldstatus $12,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,173 · $98/mo
• Projected year-2 tax: $1,219 · $102/mo
• Expected delta: +$45/yr (+$4/mo · 3.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥94°F today · 16 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,448
• − Mortgage interest: −$4,481
• − Property taxes: −$1,173
• − Insurance: −$400
• − Repairs & maintenance: −$1,156
• − Management: −$1,156
• − Depreciation: −$2,327
• Taxable income: $3,755
• Est. tax owed @ 24.0%: −$901
• After-tax cash flow: $3,906/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Panther Valley SD
• NCES district ID: 4218450
• Math proficiency: 14% ▼ -7.00%
• Reading proficiency: 35% ▼ -14.00%
• Median HH income: $36,914
• Composite: 20.31/100
• National rank: #8613
• State rank: #477 of 539 in PA

Livability — Lansford

• Score: 72/100
• State rank: #605
• US rank: #5834

Category grades

Amenities D Commute F Cost of living A+ Crime A- Employment F Housing A- Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lansford, PA
• County: Carbon County · 13,404 people
• City population: 4,156
• Metro: Allentown-Bethlehem-Easton, PA-NJ
• Population (ZIP): 4,156
• Household income: $44,713
• Rent vs Own: 48.0% rent · 52.0% own
• Severe rent burden: 123.0

Population outlook (Carbon County) Hauer SSP2

• Today (2025): 61,643 people
• By 2030: 59,840 · -2.9%
• By 2040: 55,413 · -10.1%
• By 2050: 50,843 · -17.5%
• By 2075: 43,326 · -29.7%
• By 2100: 37,126 · -39.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.55)
• Race & ethnicity: White 64% Hispanic / Latino 17% Black 11% Two or more races 11% Native American 4%
• Hispanic origin (detail): Puerto Rican 5%
• Common ancestry: Romanian 4% Polish 2% Iranian 2%
• Foreign-born: 7% · Canada, Jamaica, South Korea
• Languages at home: 89% English-only · Spanish 10%

Political lean MEDSL · Carbon

• 2024 margin: Solid R (+34.8) · D 32.2% · R 67.0%
• 2008→2024 swing: -36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
• All cycles: 2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 9.12%
• Current HPI: 262.3396
• Rent YoY: —
• Metro: Allentown-Bethlehem-Easton, PA-NJ
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+566.7% since first listed

7 events — show timeline

• 2026-04-17 Price Changed $80,000 BRIGHT MLS
• 2026-04-17 Price Changed $80,000 PMAR
• 2026-04-17 Price Changed $80,000 GLVRMLS
• 2026-01-08 Listed $95,000 GLVRMLS
• 2026-01-08 Listed $95,000 PMAR
• 2026-01-08 Listed $95,000 BRIGHT MLS
• 1994-07-14 Sold (Public Records) $12,000 Public Records

Property tax history

+1.5%/yr

Latest (2026): $1,173 · +2.4% YoY. Source: county tax records.