3612 N 52nd St · Tampa, FL 33619

$170,000

3 bd · 1.0 ba · 890 sqft · SingleFamily public records · 97 Days on market

Built 1952 5,350 sqft lot

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.9/30.0
• ARV discount +7.5/15.0
• DSCR +7.4/10.0
• 1% rule +5.8/10.0
• Schools +4.2/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Rent growth +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to this charming 3-bedroom, 1-bath home in the heart of Grant Park, Tampa. Perfect for anyone seeking an affordable and comfortable living space, this home offers both value and convenience with no HOA or CDD fees. The property features a newer roof and HVAC system, providing peace of mind and improved energy efficiency. Inside, the spacious living area offers plenty of room to relax or entertain guests. The kitchen is equipped with wood cabinetry and granite countertops, making it both functional and stylish. All three bedrooms are generously sized, providing a comfortable retreat at the end of the day. Conveniently located, this home offers easy access to local amenities, parks, schools, and major highways. Priced competitively at $200,000, this is a fantastic opportunity for first-time buyers, downsizers, or investors. Don’t miss your chance to make this house your home. Schedule your showing today and experience the comfort and convenience this property has to offer.

Key facts

• Newer roof
• Wood cabinetry
• Granite countertops

Tags

• NEWER ROOF
• HVAC SYSTEM
• WOOD CABINETRY
• GRANITE COUNTERTOPS
• EASY ACCESS TO LOCAL AMENITIES

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $170k.

Deal economics

• At list price, monthly cash flow is $300 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $170k).
• Recommended offer: $155k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 79/100 on livability (#142 in FL, #2,135 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: schools C-, crime D+.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-1.1%/yr); 242 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
• This rent runs 33% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 97 days — a 9% lower offer ($155k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 20y ago; this cycle's ask has dropped $30k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $154,700 (9.0% below list)

Questions for the listing agent

1. It's been on market 97 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.08% ✓
• Cap rate: 8.41%
• Cash-on-cash: 7.56%
• DSCR: 1.34
• GRM: 7.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -8.1%
• Equity multiple: 0.71×
• Total profit: $-13,827
• Equity at exit: $25,348

10-year hold

• IRR: -3.0%
• Equity multiple: 0.83×
• Total profit: $-8,208
• Equity at exit: $14,698

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33619

• Home prices YoY: -30.2%
• Rents YoY: -1.1%
• Active inventory: 242
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $1,837 high
• Mortgage (P&I): −$891
• Tax from tax record: −$189 /mo · $2,267/yr
• Insurance: −$71
• HOA: −$0
• Vacancy / Maint / Mgmt: −$386
• Net cashflow: $300

Break-even live

Break-even rent $1,457

Max offer price $170,000

Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,500
• Closing costs: $5,100
• Reserves months: —
• Total cash needed: —

Rent comps 19 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3421 N Whittier St Apt B Tampa, FL	2.0	1.0	729	$1,700	$2.33	5d	1	0.09mi
3417 Temple St Unit B Tampa, FL	3.0	2.0	975	$1,600	$1.64	24d	1	0.20mi
3420 N 55th St Unit B Tampa, FL	3.0	1.0	1095	$1,500	$1.37	24d	1	0.23mi
3212 N 50th St Unit B Tampa, FL	3.0	2.0	1005	$2,200	$2.19	14d	1	0.36mi
2925 N 46th St Unit B Tampa, FL	2.0	1.0	1120	$1,103	$0.98	24d	1	0.66mi
2610 N 59th St Unit C Tampa, FL	2.0	1.0	560	$1,200	$2.14	24d	1	0.96mi
4501 N 39th St Tampa, FL	4.0	1.0	1072	$1,595	$1.49	22d	1	1.27mi
3705 E North Bay St Tampa, FL	3.0	2.0	969	$1,850	$1.91	3d	1	1.27mi
6806 Thomas Cir Tampa, FL	2.0	1.0	625	$1,500	$2.40	24d	1	1.28mi
3507 E 29th Ave Tampa, FL	3.0	2.0	928	$1,700	$1.83	24d	1	1.35mi
5204 N 45th St Apt B Tampa, FL	2.0	1.0	702	$1,350	$1.92	24d	1	1.35mi
3511 Bishop Eddie Newkirk Way Tampa, FL	3.0	1.0	1056	$1,800	$1.70	24d	1	1.35mi
3511 Bishop Eddie Newkirk Way Tampa, FL	3.0	1.0	1056	$1,800	$1.70	11d	1	1.35mi
3910 E Ellicott St Tampa, FL	2.0	1.0	950	$1,800	$1.89	24d	1	1.43mi
3408 E Doctor Martin Luther King Junior Blvd Unit 4 Tampa, FL	2.0	1.0	654	$1,575	$2.41	24d	1	1.48mi
3408 E Doctor Martin Luther King Junior Blvd Unit 8 Tampa, FL	2.0	1.0	654	$1,495	$2.29	16d	1	1.48mi
3408 E Doctor Martin Luther King Junior Blvd Unit 5 Tampa, FL	2.0	1.0	654	$1,595	$2.44	14d	1	1.48mi
3408 E Doctor Martin Luther King Junior Blvd Unit 8 Tampa, FL	2.0	1.0	654	$1,495	$2.29	20d	1	1.48mi
3408 E Doctor Martin Luther King Junior Blvd Apt 3 Tampa, FL	2.0	1.0	654	$1,625	$2.48	24d	1	1.48mi

Listing history 29 events

1. 2026-06-18
   days on market $170,000 Active 97 DOM
2. 2026-06-17
   days on market $170,000 Active 96 DOM
3. 2026-06-16
   days on market $170,000 Active 95 DOM
4. 2026-06-15
   days on market $170,000 Active 94 DOM
5. 2026-06-13
   days on market $170,000 Active 92 DOM
6. 2026-06-13
   days on market $170,000 Active 91 DOM
7. 2026-06-09
   days on market $170,000 Active 88 DOM
8. 2026-06-08
   days on market $170,000 Active 87 DOM
9. 2026-06-07
   pricedays on market $170,000 Active 86 DOM
10. 2026-06-04
    days on market $200,000 Active 83 DOM
11. 2026-06-03
    days on market $200,000 Active 82 DOM
12. 2026-06-02
    days on market $200,000 Active 81 DOM
13. 2026-06-01
    days on market $200,000 Active 80 DOM
14. 2026-05-31
    days on market $200,000 Active 79 DOM
15. 2026-03-13
    listed $200,000 Active 999-char remark

    Show marketing remark (999 chars)

    Welcome to this charming 3-bedroom, 1-bath home in the heart of Grant Park, Tampa. Perfect for anyone seeking an affordable and comfortable living space, this home offers both value and convenience with no HOA or CDD fees. The property features a newer roof and HVAC system, providing peace of mind and improved energy efficiency. Inside, the spacious living area offers plenty of room to relax or entertain guests. The kitchen is equipped with wood cabinetry and granite countertops, making it both functional and stylish. All three bedrooms are generously sized, providing a comfortable retreat at the end of the day. Conveniently located, this home offers easy access to local amenities, parks, schools, and major highways. Priced competitively at $200,000, this is a fantastic opportunity for first-time buyers, downsizers, or investors. Don’t miss your chance to make this house your home. Schedule your showing today and experience the comfort and convenience this property has to offer.

16. 2023-12-15
    soldstatus $200,000
17. 2023-12-14
    soldstatus $200,000 Closed 996-char remark

    Show marketing remark (996 chars)

    Welcome to this charming 3 bedroom, 1 bath home located at 3612 N 52nd St. in the heart of Tampa. This home is perfect for those seeking a cozy and comfortable living space. The property features a newer roof and HVAC system, providing peace of mind and energy efficiency. The spacious living area offers plenty of room for relaxation and entertaining. The kitchen boasts wood cabinets and granite countertops and is ready for your culinary endeavors. All three bedrooms are well-sized and offer a comfortable retreat at the end of the day. The bathroom is conveniently located and well-maintained. Situated in a desirable community, this home offers easy access to local amenities, parks, schools, and major highways. Priced competitively at $215,000, this property presents a great opportunity for first-time buyers or those looking to downsize. Don't miss out on the chance to make this house your home. Schedule a showing and experience the comfort and convenience this property has to offer!

18. 2023-11-09
    status Pending 996-char remark

    Show marketing remark (996 chars)

    Welcome to this charming 3 bedroom, 1 bath home located at 3612 N 52nd St. in the heart of Tampa. This home is perfect for those seeking a cozy and comfortable living space. The property features a newer roof and HVAC system, providing peace of mind and energy efficiency. The spacious living area offers plenty of room for relaxation and entertaining. The kitchen boasts wood cabinets and granite countertops and is ready for your culinary endeavors. All three bedrooms are well-sized and offer a comfortable retreat at the end of the day. The bathroom is conveniently located and well-maintained. Situated in a desirable community, this home offers easy access to local amenities, parks, schools, and major highways. Priced competitively at $215,000, this property presents a great opportunity for first-time buyers or those looking to downsize. Don't miss out on the chance to make this house your home. Schedule a showing and experience the comfort and convenience this property has to offer!

19. 2023-10-30
    price $205,000 996-char remark

    Show marketing remark (996 chars)

    Welcome to this charming 3 bedroom, 1 bath home located at 3612 N 52nd St. in the heart of Tampa. This home is perfect for those seeking a cozy and comfortable living space. The property features a newer roof and HVAC system, providing peace of mind and energy efficiency. The spacious living area offers plenty of room for relaxation and entertaining. The kitchen boasts wood cabinets and granite countertops and is ready for your culinary endeavors. All three bedrooms are well-sized and offer a comfortable retreat at the end of the day. The bathroom is conveniently located and well-maintained. Situated in a desirable community, this home offers easy access to local amenities, parks, schools, and major highways. Priced competitively at $215,000, this property presents a great opportunity for first-time buyers or those looking to downsize. Don't miss out on the chance to make this house your home. Schedule a showing and experience the comfort and convenience this property has to offer!

20. 2023-10-16
    listed $215,000 Active 996-char remark

    Show marketing remark (996 chars)

    Welcome to this charming 3 bedroom, 1 bath home located at 3612 N 52nd St. in the heart of Tampa. This home is perfect for those seeking a cozy and comfortable living space. The property features a newer roof and HVAC system, providing peace of mind and energy efficiency. The spacious living area offers plenty of room for relaxation and entertaining. The kitchen boasts wood cabinets and granite countertops and is ready for your culinary endeavors. All three bedrooms are well-sized and offer a comfortable retreat at the end of the day. The bathroom is conveniently located and well-maintained. Situated in a desirable community, this home offers easy access to local amenities, parks, schools, and major highways. Priced competitively at $215,000, this property presents a great opportunity for first-time buyers or those looking to downsize. Don't miss out on the chance to make this house your home. Schedule a showing and experience the comfort and convenience this property has to offer!

21. 2008-12-04
    soldstatus $36,000
22. 2008-11-24
    soldstatus $36,000
23. 2008-08-26
    listed $36,000
24. 2006-06-09
    soldstatus $115,000
25. 2006-05-24
    soldstatus $115,000
26. 2006-02-14
    listed $115,000
27. 2006-01-04
    soldstatus $105,000
28. 2004-06-05
    soldstatus $60,000
29. 1998-04-14
    soldstatus $46,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,267 · $189/mo
• Projected year-2 tax: $2,267 · $189/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 27 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,040
• − Mortgage interest: −$9,523
• − Property taxes: −$2,267
• − Insurance: −$850
• − Repairs & maintenance: −$1,763
• − Management: −$1,763
• − Depreciation: −$4,945
• Taxable income: $928
• Est. tax owed @ 24.0%: −$223
• After-tax cash flow: $3,374/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

Livability — Tampa

• Score: 79/100
• State rank: #142
• US rank: #2135

Category grades

Amenities B- Commute A+ Cost of living B Crime D+ Employment C Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Tampa, FL
• County: Hillsborough County · 1,540,968 people
• City population: 523,346
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 41,396
• Household income: $66,134
• Rent vs Own: 49.2% rent · 50.8% own
• Severe rent burden: 2006.0

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.72)
• Race & ethnicity: Hispanic / Latino 36% Black 28% White 27% Two or more races 21% Asian 3%
• Hispanic origin (detail): Mexican 5% Puerto Rican 13% Cuban 11% Dominican 1%
• Common ancestry: Hispanic 2% Iranian 1% Italian 1%
• Foreign-born: 22% · Canada, Jamaica, Vietnam
• Languages at home: 64% English-only · Spanish 28% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -162.52%
• Current HPI: 375.4923
• Rent YoY: ▼ -1.14%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+334.8% since first listed

15 events — show timeline

• 2026-03-13 Listed $200,000 Stellar MLS as Distributed by MLS Grid
• 2023-12-15 Sold (Public Records) $200,000 Public Records
• 2023-12-14 Sold (MLS) $200,000 Stellar MLS as Distributed by MLS Grid
• 2023-11-09 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-10-30 Price Changed $205,000 Stellar MLS as Distributed by MLS Grid
• 2023-10-16 Listed $215,000 Stellar MLS as Distributed by MLS Grid
• 2008-12-04 Sold (Public Records) $36,000 Public Records
• 2008-11-24 Sold (MLS) $36,000 Stellar MLS as Distributed by MLS Grid
• 2008-08-26 Listed $36,000 Stellar MLS as Distributed by MLS Grid
• 2006-06-09 Sold (Public Records) $115,000 Public Records
• 2006-05-24 Sold (MLS) $115,000 Stellar MLS as Distributed by MLS Grid
• 2006-02-14 Listed $115,000 Stellar MLS as Distributed by MLS Grid
• 2006-01-04 Sold (Public Records) $105,000 Public Records
• 2004-06-05 Sold (Public Records) $60,000 Public Records
• 1998-04-14 Sold (Public Records) $46,000 Public Records

Property tax history

+13.0%/yr

Latest (2025): $2,267 · +3.0% YoY. Source: county tax records.