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2018 Allan Crest Rd
D- Composite 39.69
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.6/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Schools +3.6/10.0
  • 1% rule +3.5/10.0
  • Livability +3.5/5.0
  • DSCR +3.4/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$365,000

2018 Allan Crest Rd · Blythewood, SC 29016
4 bd · 3.0 ba · 3,040 sqft · SingleFamily
Built 2025 Good condition 7,840 sqft lot $50/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This Bradley II plan in Blythewood Farms is a fabulous 5 BR, 3 Bath home with 9 foot ceilings on the main level, This 3,040 SF home features an open floor plan concept including, great room and kitchen with large island and dining area on the main level plus flex room/5th bedroom. The upper level features a large Owner’s Suite with large his & her closets, double vanity, separate shower & garden tub, and private water closet, There are also a large loft, three additional bedrooms, and full bath. (Virtual tour and/or listing photos include stock photography. Colors and options might vary. ) Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may

Key facts

  • 7,840 sq ft lot
  • 2 garage spots
  • Community pool

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $365k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-112 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $349k (4.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $311k (14.7% below list).
  • Recommended offer: $311k (14.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Langford Elementary (math 39% / reading 43%, grade F, #276 of 597 statewide, top 48%, 609 students, 64% FRL); Blythewood High (math 72% / reading 92%, grade A, #19 of 196 statewide, top 10%, 2,094 students, 39% FRL).
  • Zoned-school proficiency averages 62% at this address vs 41% district-wide (+20 pts) — the actual schools serving this property are materially stronger than the Richland 02 average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 650 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $311,472 (14.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
5.93%
Cash-on-cash
-1.31%
DSCR
0.94
GRM
9.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-18.4%
Equity multiple
0.35×
Total profit
$-66,189
Equity at exit
$54,423
10-year hold
IRR
-10.7%
Equity multiple
0.35×
Total profit
$-66,490
Equity at exit
$31,559

Cash invested: $102,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29016

Home prices YoY
-26.3%
Active inventory
650
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$3,115 medium interval (Pro) →
Mortgage (P&I)
$1,914
Tax est. 1.5%
$456 /mo · $5,475/yr
Insurance
$152
HOA
$50
Vacancy / Maint / Mgmt
$654
Net cashflow
$-112

Break-even live

Break-even rent $3,256
Max offer price $348,822
Occupancy floor 99%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$91,250
Closing costs
$10,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
18 Iron Horse Ct Blythewood, SC 5.0 3.0 2245 $2,539 $1.13 2d 1 0.72mi
254 Boulder Ridge Loop Blythewood, SC 5.0 3.0 2245 $2,539 $1.13 3d 1 0.84mi

HOA detail

Monthly dues
$50 · $600/yr
Likely covers
water

Listing history 2 events

  1. 2026-05-06
    listed $365,000
  2. 2026-05-06
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$37,377
− Mortgage interest
−$20,446
− Property taxes
−$5,475
− Insurance
−$1,825
− Repairs & maintenance
−$2,990
− Management
−$2,990
− HOA
−$600
− Depreciation
−$10,618
Taxable loss
−$7,567
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,816
After-tax cash flow
$475/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Good 80/100 Cosmetic rehab

This Bradley II plan in Blythewood Farms is a well-maintained and move-in-ready home with no visible repairs needed. It offers a good condition score and potential for minor cosmetic upgrades to enhance its resale and rental value.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Landscaping and curb appeal improvements — Enhances curb appeal and can attract more buyers
  • Both Add a smart home system — Improves energy efficiency and adds modern amenities

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Landscaping and curb appeal improvements — Enhances curb appeal and can attract more buyers
  • Both Add a smart home system — Improves energy efficiency and adds modern amenities

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Blythewood

Score
70/100
State rank
#58
US rank
#7406

Category grades

Amenities F Commute F Cost of living C Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Richland County · 389,530 people
City population
30,454
Metro
Columbia, SC
Population (ZIP)
30,454
Household income
$95,082
Rent vs Own
16.9% rent · 83.1% own
Severe rent burden
559.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 43% White 42% Two or more races 7% Hispanic / Latino 7% Asian 3%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 2%
Foreign-born
5% · Canada, China
Languages at home
90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.48%
Current HPI
183.5933
Rent YoY
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-05-06 Delisted Consolidated MLS
  • 2026-05-06 Listed $365,000 Consolidated MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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