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5979 Consider Trail Von
C- Composite 50.68
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.8/30.0
  • ARV discount +7.8/15.0
  • Appreciation +6.3/10.0
  • DSCR +4.5/10.0
  • 1% rule +4.1/10.0
  • Condition / age +4.0/5.0
  • Schools +3.4/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0

$194,999

5979 Consider Trail Von · Somerset, TX 78073
3 bd · 2.0 ba · 1,411 sqft · SingleFamily · 18 Days on market
Built 2026 Good condition Est $196k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining, along with access to an outdoor space. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests.

Key facts

  • Walk-in closet
  • Open floorplan
  • Outdoor space

Tags

OPEN FLOORPLANOUTDOOR SPACEOWNER'S SUITEEN-SUITE BATHROOMWALK-IN CLOSETTWO SECONDARY BEDROOMS

Property features AI

Finance

  • Financial info: List price $194,999

Exterior

  • Parking: 2 total parking spaces; 2-car garage
  • Home design: Single-family property (spec new construction); Idlewood plan
  • Exterior features: Address: 5979 Consider Trail Von, Ormy TX 78073

Interior

  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms
  • Interior features: Spec-built Idlewood plan; Living area of 1411

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $195k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $54 ($642/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (9.0% below list).
  • Recommended offer: $177k (9.0% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 66/100 on livability (#639 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F, health & safety F.
  • Somerset ISD (rural): math 41% / reading 39% proficiency, ranked #417 of 826 in TX (top 50%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 324 active listings in the ZIP; 224 units permitted in Atascosa County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $6k of equity ($1k loan paydown + $5k appreciation (2.6% local appreciation)).
  • Atascosa County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (2.6% appreciation + 3.0% rent growth), your $55k cash investment doubles in ~7 years — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($192k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 4→11/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $177,357 (9.0% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
6.62%
Cash-on-cash
1.18%
DSCR
1.05
GRM
9.2

CMA / ARV

ARV (on-the-fly)
$196,129
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5919 Consider Trl 0.00mi 3/2.0 1,402 (-1%) 1mo $194,999 $139 98
12107 Kneeling Path 0.00mi 3/2.0 1,402 (-1%) 2mo $192,999 $138 97
5903 Consider Trl 0.00mi 3/2.0 1,402 (-1%) 2mo $196,999 $141 97
12119 Kneeling Path 0.00mi 3/2.0 1,402 (-1%) 3mo $211,999 $151 97
6043 Skipping Way 0.00mi 3/2.0 1,354 (-4%) 1mo $184,999 $137 93
12010 Pressing Pass 0.00mi 3/2.0 1,354 (-4%) 1mo $184,999 $137 92
12030 Pressing Pass 0.00mi 3/2.0 1,354 (-4%) 1mo $184,999 $137 92
6027 Skipping Way 0.00mi 3/2.0 1,354 (-4%) 1mo $192,999 $143 92
12103 Kneeling Path 0.00mi 3/2.0 1,266 (-10%) 2mo $184,999 $146 81
6046 Skipping Way 0.00mi 3/2.0 1,213 (-14%) 3mo $185,999 $153 74
12227 Kneeling Path 0.00mi 4/2.0 (+1) 1,600 (+13%) 3mo $197,999 $124 70
12203 Kneeling Path 0.00mi 4/2.0 (+1) 1,600 (+13%) 4mo $219,999 $137 70

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.6% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
7.5%
Equity multiple
1.42×
Total profit
$22,840
Equity at exit
$83,333
10-year hold
IRR
10.4%
Equity multiple
2.50×
Total profit
$81,762
Equity at exit
$125,144

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78073

Home prices YoY
0.9%
Active inventory
324
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$1,774 medium interval (Pro) →
Mortgage (P&I)
$1,023
Tax est. 1.5%
$244 /mo · $2,925/yr
Insurance
$81
HOA
$0
Vacancy / Maint / Mgmt
$372
Net cashflow
$54

Break-even live

Break-even rent $1,706
Max offer price $194,999
Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,750
Closing costs
$5,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 15 events

  1. 2026-06-18
    days on market $194,999 Active 18 DOM
  2. 2026-06-17
    days on market $194,999 Active 17 DOM
  3. 2026-06-16
    days on market $194,999 Active 16 DOM
  4. 2026-06-15
    days on market $194,999 Active 15 DOM
  5. 2026-06-15
    days on market $194,999 Active 14 DOM
  6. 2026-06-13
    days on market $194,999 Active 13 DOM
  7. 2026-06-12
    days on market $194,999 Active 12 DOM
  8. 2026-06-09
    days on market $194,999 Active 9 DOM
  9. 2026-06-08
    days on market $194,999 Active 8 DOM
  10. 2026-06-08
    days on market $194,999 Active 7 DOM
  11. 2026-06-07
    days on market $194,999 Active 6 DOM
  12. 2026-06-03
    days on market $194,999 Active 3 DOM
  13. 2026-06-02
    days on market $194,999 Active 2 DOM
  14. 2026-05-31
    remarks 415-char remark
  15. 2026-05-31
    listed $194,999 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 4 d/yr ≥109°F today · 11 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,283
− Mortgage interest
−$10,923
− Property taxes
−$2,925
− Insurance
−$975
− Repairs & maintenance
−$1,703
− Management
−$1,703
− Depreciation
−$5,673
Taxable loss
−$2,618
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$628
After-tax cash flow
$1,271/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 80/100 Cosmetic rehab

This single-level home features a spacious open floorplan with modern finishes and a well-maintained exterior. It is in good condition with minimal repairs needed, making it a solid investment opportunity.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance the home's curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can improve the home's curb appeal and increase its value.
  • Resale Upgrading the kitchen appliances — Modern appliances can attract more buyers and increase the home's resale value.
  • Both Adding smart home features — Smart home features can increase the home's appeal and value, both for resale and rental purposes.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior walls — Fresh paint can enhance the home's curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can improve the home's curb appeal and increase its value.
  • Resale Upgrading the kitchen appliances — Modern appliances can attract more buyers and increase the home's resale value.
  • Both Adding smart home features — Smart home features can increase the home's appeal and value, both for resale and rental purposes.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Somerset ISD
NCES district ID
4840740
Math proficiency
41% ▬ 0.00%
Reading proficiency
39% ▲ 4.00%
Median HH income
$44,712
Composite
34.01/100
National rank
#5315
State rank
#417 of 826 in TX

Livability — Somerset

Score
66/100
State rank
#639
US rank
#12187

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
9,510

Population outlook (Atascosa County) Hauer SSP2

Today (2025)
57,233 people
By 2030
61,729 · +7.9%
By 2040
71,122 · +24.3%
By 2050
80,906 · +41.4%
By 2075
106,134 · +85.4%
By 2100
122,415 · +113.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (81%)
Race & ethnicity
Hispanic / Latino 81% Two or more races 33% White 16%
Hispanic origin (detail)
Mexican 75%
Foreign-born
12% · Canada
Languages at home
51% English-only · Spanish 48% German/W. Germanic 1%

Political lean MEDSL · Atascosa

2024 margin
Solid R (+43.3) · D 27.9% · R 71.3%
2008→2024 swing
-32.8pp toward R · 2008: -10.5pp · 2024: -43.3pp
All cycles
2024: R+43.3 2020: R+34.0 2016: R+29.1 2012: R+18.3 2008: R+10.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.60%
Current HPI
289.1266
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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