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2837 Woodbrook Ave
C+ Composite 64.84
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.2/10.0
  • ARV discount +5.1/15.0
  • Rent growth +4.2/5.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0
  • Appreciation +0.0/10.0

$158,000

2837 Woodbrook Ave · Baltimore, MD 21217
5 bd · 1.0 ba · 1,220 sqft · Townhouse public records · 34 Days on market
Built 1920 1,830 sqft lot $130/sqft · 5% above area Est $150k · 5% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this charming, fully renovated townhome in the heart of Baltimore! Spanning 3 fully finished levels, this spacious home offers 5 bedrooms and 4 full bathrooms, thoughtfully designed for both comfort and functionality. The expansive main level features a bright and inviting living room, a dedicated dining area, and a full bathroom, ideal for guests. The gourmet kitchen is a true centerpiece, showcasing modern finishes and providing direct access to the brand-new rear deck, perfect for outdoor dining and entertaining. The upper level is home to a serene primary suite complete with an attached full bath and picturesque bump-out windows that fill the space with natural light. Two additional generously sized bedrooms and a well-appointed hallway full bathroom complete this level. The fully finished lower level offers incredible versatility, featuring two additional bedrooms, a full bathroom, a convenient laundry area, and a private rear entrance, ideal for guests, extended living, or potential rental opportunities. Enjoy the fully fenced rear area, offering a private outdoor retreat to relax or entertain. This move-in-ready home seamlessly blends modern upgrades with classic charm, making it a standout opportunity in Baltimore.

Key facts

  • Built 1920
  • Listed 34 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/1.0-bath townhouse listed at $158k.

Deal economics

  • At list price, monthly cash flow is $609 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $158k).
  • Recommended offer: $153k (3.0% below list) — sets the bar for market timing.
  • Cap rate 10.9% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+6.6%/yr); 331 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
  • At $2,091/mo this rent would consume 65% of the median local household income ($38k/yr) (locally 2921% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 6.6% rent growth), your $44k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 34 days — a 3% lower offer ($153k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 2y ago; this cycle's ask has dropped $17k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $25k; list at $158k implies a 532% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $153,260 (3.0% below list)

Questions for the listing agent

  1. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.32%
Cap rate
10.92%
Cash-on-cash
16.53%
DSCR
1.74
GRM
6.3

CMA / ARV

ARV (median comp)
$150,111
List price
$158,000
Delta
5.26%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2505 Woodbrook Ave 0.21mi 4/2.0 (-1) 1,256 (+3%) 7mo $11,000 $9 70
2855 Woodbrook Ave 0.02mi 4/2.0 (-1) 1,320 (+8%) 19mo $50,000 $38 61
700 Cumberland St 0.44mi 4/2.0 (-1) 1,280 (+5%) 3mo $107,800 $84 60
1940 W North Ave 0.36mi 5/3.0 1,307 (+7%) 8mo $173,000 $132 57
2210 Baker St 0.67mi 4/1.5 (-1) 1,200 (-2%) 9mo $85,000 $71 52
1616 N Fulton Ave 0.52mi 4/2.5 (-1) 1,200 (-2%) 21mo $70,000 $58 45
3052 Tioga Pkwy 0.73mi 4/2.0 (-1) 1,280 (+5%) 15mo $255,000 $199 36
1440 Presstman St 0.66mi 4/2.0 (-1) 1,400 (+15%) 12mo $60,000 $43 25

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.63% rent growth · sell at horizon

5-year hold
IRR
11.6%
Equity multiple
1.48×
Total profit
$21,133
Equity at exit
$23,558
10-year hold
IRR
23.2%
Equity multiple
3.34×
Total profit
$103,401
Equity at exit
$13,661

Cash invested: $44,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21217

Rents YoY
6.6%
Active inventory
331
Price-to-rent
6.3×

Monthly cashflow live

Estimated rent
$2,091 high interval (Pro) →
Mortgage (P&I)
$829
Tax from tax record
$148 /mo · $1,780/yr
Insurance
$66
HOA
$0
Vacancy / Maint / Mgmt
$439
Net cashflow
$609

Break-even live

Break-even rent $1,320
Max offer price $158,000
Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$39,500
Closing costs
$4,740
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2216 Whittier Ave Baltimore, MD 5.0 1.5 1392 $1,975 $1.42 23d 1 0.15mi
2505 Woodbrook Ave Baltimore, MD 4.0 2.0 1256 $1,745 $1.39 1d 1 0.23mi
1914 Mosher St Unit 1914 Baltimore, MD 4.0 2.5 1200 $1,700 $1.42 43d 1 1.04mi
834 N Stricker St Baltimore, MD 4.0 1.0 1200 $1,500 $1.25 20d 1 1.14mi
910 N Arlington Ave Unit 2 Baltimore, MD 4.0 2.0 1220 $1,850 $1.52 23d 1 1.17mi
2303 Calverton Heights Ave Baltimore, MD 4.0 2.0 1314 $2,250 $1.71 23d 1 1.28mi
305 W 31st St Baltimore, MD 4.0 2.0 1500 $2,499 $1.67 43d 1 1.32mi
1625 Edmondson Ave Unit 1 Baltimore, MD 4.0 3.0 1500 $2,175 $1.45 4d 1 1.38mi
1625 Edmondson Ave Unit 2 Baltimore, MD 4.0 3.0 1500 $1,895 $1.26 12d 1 1.38mi
2744 W Mosher St Baltimore, MD 4.0 2.0 1412 $2,100 $1.49 23d 1 1.40mi
2641 N Howard St Baltimore, MD 4.0 3.5 1344 $2,800 $2.08 23d 1 1.46mi

Listing history 16 events

  1. 2026-05-05
    status Pending 1253-char remark
    Show marketing remark (1253 chars)

    Welcome to this charming, fully renovated townhome in the heart of Baltimore! Spanning 3 fully finished levels, this spacious home offers 5 bedrooms and 4 full bathrooms, thoughtfully designed for both comfort and functionality. The expansive main level features a bright and inviting living room, a dedicated dining area, and a full bathroom, ideal for guests. The gourmet kitchen is a true centerpiece, showcasing modern finishes and providing direct access to the brand-new rear deck, perfect for outdoor dining and entertaining. The upper level is home to a serene primary suite complete with an attached full bath and picturesque bump-out windows that fill the space with natural light. Two additional generously sized bedrooms and a well-appointed hallway full bathroom complete this level. The fully finished lower level offers incredible versatility, featuring two additional bedrooms, a full bathroom, a convenient laundry area, and a private rear entrance, ideal for guests, extended living, or potential rental opportunities. Enjoy the fully fenced rear area, offering a private outdoor retreat to relax or entertain. This move-in-ready home seamlessly blends modern upgrades with classic charm, making it a standout opportunity in Baltimore.

  2. 2026-05-05
    price $158,000 1253-char remark
    Show marketing remark (1253 chars)

    Welcome to this charming, fully renovated townhome in the heart of Baltimore! Spanning 3 fully finished levels, this spacious home offers 5 bedrooms and 4 full bathrooms, thoughtfully designed for both comfort and functionality. The expansive main level features a bright and inviting living room, a dedicated dining area, and a full bathroom, ideal for guests. The gourmet kitchen is a true centerpiece, showcasing modern finishes and providing direct access to the brand-new rear deck, perfect for outdoor dining and entertaining. The upper level is home to a serene primary suite complete with an attached full bath and picturesque bump-out windows that fill the space with natural light. Two additional generously sized bedrooms and a well-appointed hallway full bathroom complete this level. The fully finished lower level offers incredible versatility, featuring two additional bedrooms, a full bathroom, a convenient laundry area, and a private rear entrance, ideal for guests, extended living, or potential rental opportunities. Enjoy the fully fenced rear area, offering a private outdoor retreat to relax or entertain. This move-in-ready home seamlessly blends modern upgrades with classic charm, making it a standout opportunity in Baltimore.

  3. 2026-05-01
    status Active 1253-char remark
    Show marketing remark (1253 chars)

    Welcome to this charming, fully renovated townhome in the heart of Baltimore! Spanning 3 fully finished levels, this spacious home offers 5 bedrooms and 4 full bathrooms, thoughtfully designed for both comfort and functionality. The expansive main level features a bright and inviting living room, a dedicated dining area, and a full bathroom, ideal for guests. The gourmet kitchen is a true centerpiece, showcasing modern finishes and providing direct access to the brand-new rear deck, perfect for outdoor dining and entertaining. The upper level is home to a serene primary suite complete with an attached full bath and picturesque bump-out windows that fill the space with natural light. Two additional generously sized bedrooms and a well-appointed hallway full bathroom complete this level. The fully finished lower level offers incredible versatility, featuring two additional bedrooms, a full bathroom, a convenient laundry area, and a private rear entrance, ideal for guests, extended living, or potential rental opportunities. Enjoy the fully fenced rear area, offering a private outdoor retreat to relax or entertain. This move-in-ready home seamlessly blends modern upgrades with classic charm, making it a standout opportunity in Baltimore.

  4. 2026-04-29
    status Pending 1253-char remark
    Show marketing remark (1253 chars)

    Welcome to this charming, fully renovated townhome in the heart of Baltimore! Spanning 3 fully finished levels, this spacious home offers 5 bedrooms and 4 full bathrooms, thoughtfully designed for both comfort and functionality. The expansive main level features a bright and inviting living room, a dedicated dining area, and a full bathroom, ideal for guests. The gourmet kitchen is a true centerpiece, showcasing modern finishes and providing direct access to the brand-new rear deck, perfect for outdoor dining and entertaining. The upper level is home to a serene primary suite complete with an attached full bath and picturesque bump-out windows that fill the space with natural light. Two additional generously sized bedrooms and a well-appointed hallway full bathroom complete this level. The fully finished lower level offers incredible versatility, featuring two additional bedrooms, a full bathroom, a convenient laundry area, and a private rear entrance, ideal for guests, extended living, or potential rental opportunities. Enjoy the fully fenced rear area, offering a private outdoor retreat to relax or entertain. This move-in-ready home seamlessly blends modern upgrades with classic charm, making it a standout opportunity in Baltimore.

  5. 2026-04-25
    status Active 1253-char remark
    Show marketing remark (1253 chars)

    Welcome to this charming, fully renovated townhome in the heart of Baltimore! Spanning 3 fully finished levels, this spacious home offers 5 bedrooms and 4 full bathrooms, thoughtfully designed for both comfort and functionality. The expansive main level features a bright and inviting living room, a dedicated dining area, and a full bathroom, ideal for guests. The gourmet kitchen is a true centerpiece, showcasing modern finishes and providing direct access to the brand-new rear deck, perfect for outdoor dining and entertaining. The upper level is home to a serene primary suite complete with an attached full bath and picturesque bump-out windows that fill the space with natural light. Two additional generously sized bedrooms and a well-appointed hallway full bathroom complete this level. The fully finished lower level offers incredible versatility, featuring two additional bedrooms, a full bathroom, a convenient laundry area, and a private rear entrance, ideal for guests, extended living, or potential rental opportunities. Enjoy the fully fenced rear area, offering a private outdoor retreat to relax or entertain. This move-in-ready home seamlessly blends modern upgrades with classic charm, making it a standout opportunity in Baltimore.

  6. 2026-04-20
    status Pending 1253-char remark
    Show marketing remark (1253 chars)

    Welcome to this charming, fully renovated townhome in the heart of Baltimore! Spanning 3 fully finished levels, this spacious home offers 5 bedrooms and 4 full bathrooms, thoughtfully designed for both comfort and functionality. The expansive main level features a bright and inviting living room, a dedicated dining area, and a full bathroom, ideal for guests. The gourmet kitchen is a true centerpiece, showcasing modern finishes and providing direct access to the brand-new rear deck, perfect for outdoor dining and entertaining. The upper level is home to a serene primary suite complete with an attached full bath and picturesque bump-out windows that fill the space with natural light. Two additional generously sized bedrooms and a well-appointed hallway full bathroom complete this level. The fully finished lower level offers incredible versatility, featuring two additional bedrooms, a full bathroom, a convenient laundry area, and a private rear entrance, ideal for guests, extended living, or potential rental opportunities. Enjoy the fully fenced rear area, offering a private outdoor retreat to relax or entertain. This move-in-ready home seamlessly blends modern upgrades with classic charm, making it a standout opportunity in Baltimore.

  7. 2026-04-17
    price $149,999 1253-char remark
    Show marketing remark (1253 chars)

    Welcome to this charming, fully renovated townhome in the heart of Baltimore! Spanning 3 fully finished levels, this spacious home offers 5 bedrooms and 4 full bathrooms, thoughtfully designed for both comfort and functionality. The expansive main level features a bright and inviting living room, a dedicated dining area, and a full bathroom, ideal for guests. The gourmet kitchen is a true centerpiece, showcasing modern finishes and providing direct access to the brand-new rear deck, perfect for outdoor dining and entertaining. The upper level is home to a serene primary suite complete with an attached full bath and picturesque bump-out windows that fill the space with natural light. Two additional generously sized bedrooms and a well-appointed hallway full bathroom complete this level. The fully finished lower level offers incredible versatility, featuring two additional bedrooms, a full bathroom, a convenient laundry area, and a private rear entrance, ideal for guests, extended living, or potential rental opportunities. Enjoy the fully fenced rear area, offering a private outdoor retreat to relax or entertain. This move-in-ready home seamlessly blends modern upgrades with classic charm, making it a standout opportunity in Baltimore.

  8. 2026-04-07
    price $160,000 1253-char remark
    Show marketing remark (1253 chars)

    Welcome to this charming, fully renovated townhome in the heart of Baltimore! Spanning 3 fully finished levels, this spacious home offers 5 bedrooms and 4 full bathrooms, thoughtfully designed for both comfort and functionality. The expansive main level features a bright and inviting living room, a dedicated dining area, and a full bathroom, ideal for guests. The gourmet kitchen is a true centerpiece, showcasing modern finishes and providing direct access to the brand-new rear deck, perfect for outdoor dining and entertaining. The upper level is home to a serene primary suite complete with an attached full bath and picturesque bump-out windows that fill the space with natural light. Two additional generously sized bedrooms and a well-appointed hallway full bathroom complete this level. The fully finished lower level offers incredible versatility, featuring two additional bedrooms, a full bathroom, a convenient laundry area, and a private rear entrance, ideal for guests, extended living, or potential rental opportunities. Enjoy the fully fenced rear area, offering a private outdoor retreat to relax or entertain. This move-in-ready home seamlessly blends modern upgrades with classic charm, making it a standout opportunity in Baltimore.

  9. 2026-03-26
    listed $174,900 Active 1253-char remark
    Show marketing remark (1253 chars)

    Welcome to this charming, fully renovated townhome in the heart of Baltimore! Spanning 3 fully finished levels, this spacious home offers 5 bedrooms and 4 full bathrooms, thoughtfully designed for both comfort and functionality. The expansive main level features a bright and inviting living room, a dedicated dining area, and a full bathroom, ideal for guests. The gourmet kitchen is a true centerpiece, showcasing modern finishes and providing direct access to the brand-new rear deck, perfect for outdoor dining and entertaining. The upper level is home to a serene primary suite complete with an attached full bath and picturesque bump-out windows that fill the space with natural light. Two additional generously sized bedrooms and a well-appointed hallway full bathroom complete this level. The fully finished lower level offers incredible versatility, featuring two additional bedrooms, a full bathroom, a convenient laundry area, and a private rear entrance, ideal for guests, extended living, or potential rental opportunities. Enjoy the fully fenced rear area, offering a private outdoor retreat to relax or entertain. This move-in-ready home seamlessly blends modern upgrades with classic charm, making it a standout opportunity in Baltimore.

  10. 2026-03-22
    price $174,900 1253-char remark
    Show marketing remark (1253 chars)

    Welcome to this charming, fully renovated townhome in the heart of Baltimore! Spanning 3 fully finished levels, this spacious home offers 5 bedrooms and 4 full bathrooms, thoughtfully designed for both comfort and functionality. The expansive main level features a bright and inviting living room, a dedicated dining area, and a full bathroom, ideal for guests. The gourmet kitchen is a true centerpiece, showcasing modern finishes and providing direct access to the brand-new rear deck, perfect for outdoor dining and entertaining. The upper level is home to a serene primary suite complete with an attached full bath and picturesque bump-out windows that fill the space with natural light. Two additional generously sized bedrooms and a well-appointed hallway full bathroom complete this level. The fully finished lower level offers incredible versatility, featuring two additional bedrooms, a full bathroom, a convenient laundry area, and a private rear entrance, ideal for guests, extended living, or potential rental opportunities. Enjoy the fully fenced rear area, offering a private outdoor retreat to relax or entertain. This move-in-ready home seamlessly blends modern upgrades with classic charm, making it a standout opportunity in Baltimore.

  11. 2026-03-17
    historical $175,000 1253-char remark
    Show marketing remark (1253 chars)

    Welcome to this charming, fully renovated townhome in the heart of Baltimore! Spanning 3 fully finished levels, this spacious home offers 5 bedrooms and 4 full bathrooms, thoughtfully designed for both comfort and functionality. The expansive main level features a bright and inviting living room, a dedicated dining area, and a full bathroom, ideal for guests. The gourmet kitchen is a true centerpiece, showcasing modern finishes and providing direct access to the brand-new rear deck, perfect for outdoor dining and entertaining. The upper level is home to a serene primary suite complete with an attached full bath and picturesque bump-out windows that fill the space with natural light. Two additional generously sized bedrooms and a well-appointed hallway full bathroom complete this level. The fully finished lower level offers incredible versatility, featuring two additional bedrooms, a full bathroom, a convenient laundry area, and a private rear entrance, ideal for guests, extended living, or potential rental opportunities. Enjoy the fully fenced rear area, offering a private outdoor retreat to relax or entertain. This move-in-ready home seamlessly blends modern upgrades with classic charm, making it a standout opportunity in Baltimore.

  12. 2024-12-30
    historical
  13. 2024-12-30
    listed $137,000 Active
  14. 2024-12-17
    historical
  15. 1985-10-31
    soldstatus $24,990
  16. 1985-03-20
    soldstatus $7,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$1,780 · $148/mo
Projected year-2 tax
$1,780 · $148/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,097
− Mortgage interest
−$8,850
− Property taxes
−$1,780
− Insurance
−$790
− Repairs & maintenance
−$2,008
− Management
−$2,008
− Depreciation
−$4,596
Taxable income
$5,065
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,215
After-tax cash flow
$6,098/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
30,792
Household income
$38,409
Rent vs Own
70.0% rent · 30.0% own
Severe rent burden
2921.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (81%)
Race & ethnicity
Black 81% White 12% Two or more races 4% Hispanic / Latino 2% Asian 2%
Common ancestry
Romanian 1% Hispanic 1% Italian 1%
Foreign-born
5% · Canada, China, South Korea
Languages at home
94% English-only · Spanish 2% French/Haitian/Cajun 1% Chinese 1%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -187.20%
Current HPI
104.2102
Rent YoY
▲ 6.63%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+2006.7% since first listed
16 events — show timeline
  • 2026-05-05 Pending BRIGHT MLS
  • 2026-05-05 Price Changed $158,000 BRIGHT MLS
  • 2026-05-01 Relisted BRIGHT MLS
  • 2026-04-29 Pending BRIGHT MLS
  • 2026-04-25 Relisted BRIGHT MLS
  • 2026-04-20 Pending BRIGHT MLS
  • 2026-04-17 Price Changed $149,999 BRIGHT MLS
  • 2026-04-07 Price Changed $160,000 BRIGHT MLS
  • 2026-03-26 Listed $174,900 BRIGHT MLS
  • 2026-03-22 Price Changed $174,900 BRIGHT MLS
  • 2026-03-17 Coming Soon $175,000 BRIGHT MLS
  • 2024-12-30 Listing Removed BRIGHT MLS
  • 2024-12-30 Listed $137,000 BRIGHT MLS
  • 2024-12-17 Coming Soon BRIGHT MLS
  • 1985-10-31 Sold (Public Records) $24,990 Public Records
  • 1985-03-20 Sold (Public Records) $7,500 Public Records

Property tax history

+0.4%/yr

Latest (2025): $1,780 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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