427 Hopkins St #5 · Cincinnati, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 5/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +14.9/15.0
- Appreciation +6.1/10.0
- Livability +4.0/5.0
- Condition / age +4.0/5.0
- Rent growth +2.5/5.0
- Schools +1.8/10.0
- Cash flow +1.6/30.0
- 1% rule +1.6/10.0
- DSCR +0.0/10.0
$210,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Live in the heart of it all just one block from TQL Stadium, Cincinnati Music Hall, Queen City Radio, and The Pitch! Tucked on a quiet cul de sac, this fully renovated 1 bed, 1 bath condo offers the perfect mix of location and modern updates. Inside, you'll find brand new HVAC, water heater, windows, kitchen cabinets, and all new appliances, plus a beautifully updated bathroom with a walk in shower and vanity. Fresh carpet and paint make it completely move in ready. A private storage room includes a new washer and dryer for added convenience. Step outside and enjoy the shared community patio, perfect for relaxing or entertaining.
Key facts
- Fully renovated
- New hvac
- New water heater
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath condo listed at $210k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-816 ($-10k/yr) — negative.
- To cash-flow at today's rent, offer at most $92k (56.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $139k (34.0% below list).
- Recommended offer: $92k (56.2% below list) — sets the bar for cash-flow.
- Cap rate 1.6% vs local median 4.0% in Cincinnati — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 80/100 on livability (#130 in OH, #1,856 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D, crime F.
- Cincinnati Public Schools (urban): math 25% / reading 36% proficiency, ranked #581 of 656 in OH (top 89%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Sands Montessori School (math 70% / reading 77%, grade A, #311 of 1,584 statewide, top 20%, 683 students, 22% FRL); Hartwell School (math 17% / reading 31%, grade F, #593 of 654 statewide, top 91%, 447 students, 0% FRL); Walnut Hills High School (math 79% / reading 89%, grade A, #17 of 781 statewide, top 2%, 2,582 students, 14% FRL) — zoned schools average 12% FRL vs 70% district-wide (59 pts lower); this property's tenant base skews higher-income than the district average.
- Zoned-school proficiency averages 60% at this address vs 30% district-wide (+30 pts) — the actual schools serving this property are materially stronger than the Cincinnati Public Schools average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: 17 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 58d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 801 units permitted in Hamilton County in 2024 (190 in 5+ unit buildings).
- At $1,386/mo this rent would consume 49% of the median local household income ($34k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $6k of equity ($1k loan paydown + $5k appreciation (2.1% local appreciation)).
- By year 6, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 117 days — a 9% lower offer ($191k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: HOA is 33% of rent; built in 1890 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 117 days. Have you received any prior offers? Is the seller open to a 56% concession, seller financing, or rate buy-down credit?
- Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.66% ✗
- Cap rate
- 1.63%
- Cash-on-cash
- -16.64%
- DSCR
- 0.26
- GRM
- 12.6
CMA / ARV
- ARV (median comp)
- $251,349
- List price
- $210,000
- Delta
- -16.45%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4 W Fourteenth St #301 | 0.41mi | 1/1.0 | 624 (+2%) | 1mo | $178,500 | $286 | 77 |
| 433 Clark St Unit B | 0.05mi | 1/1.0 | 694 (+13%) | 4mo | $210,000 | $303 | 72 |
| 1341 Main St #3 | 0.58mi | 1/1.0 | 612 (0%) | 2mo | $135,000 | $221 | 72 |
| 5 W Twelfth St #3 | 0.39mi | 1/1.0 | 558 (-9%) | 8mo | $196,000 | $351 | 60 |
| 1202 Main St #9 | 0.60mi | 1/1.0 | 573 (-6%) | 3mo | $191,000 | $333 | 59 |
| 1432 Race St #304 | 0.37mi | 1/1.0 | 464 (-24%) | 0mo | $170,000 | $366 | 57 |
| 9 Alberta St | 1.46mi | 1/1.0 | 576 (-6%) | 4mo | $130,000 | $226 | 52 |
| 1201 Vine St Unit H | 0.40mi | 1/1.0 | 725 (+18%) | 9mo | $265,000 | $366 | 49 |
| 818 Poplar St | 0.57mi | 1/1.0 | 700 (+14%) | 11mo | $11,000 | $16 | 40 |
| 417 Vine St #404 | 0.72mi | 1/1.0 | 715 (+17%) | 2mo | $230,000 | $322 | 40 |
| 537 Liberty Hl #1 | 0.94mi | 1/1.0 | 704 (+15%) | 6mo | $160,000 | $227 | 35 |
| 959 Hill St | 1.42mi | 2/2.0 (+1) | 681 (+11%) | 4mo | $540,100 | $793 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
2.15% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -11.1%
- Equity multiple
- 0.39×
- Total profit
- $-35,614
- Equity at exit
- $84,560
- IRR
- -4.9%
- Equity multiple
- 0.29×
- Total profit
- $-41,592
- Equity at exit
- $123,112
Cash invested: $58,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 1 active
- Median asking
- $330,000 ($519/sqft)
- Median days on market
- 57 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -20.8% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 45203
- Home prices YoY
- 1.2%
- Active inventory
- 17
- Price-to-rent
- 12.6×
Monthly cashflow live
- Estimated rent
- $1,386 high interval (Pro) →
- Mortgage (P&I)
- −$1,101
- Tax est. 1.5%
- −$262 /mo · $3,150/yr
- Insurance
- −$88
- HOA
- −$459
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$291
- Net cashflow
- $-816
Break-even live
Sensitivity live
| Price | -10% $-670 | -5% $-743 | +0% $-816 | +5% $-888 | +10% $-961 |
|---|---|---|---|---|---|
| Rent | -10% $-925 | -5% $-870 | +0% $-816 | +5% $-761 | +10% $-706 |
| Rate | -1.0pp $-710 | -0.5pp $-762 | base $-816 | +0.5pp $-870 | +1.0pp $-925 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,500
- Closing costs
- $6,300
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 411 Clark St Unit 4 Cincinnati, OH | 1.0 | 1.0 | 625 | $1,025 | $1.64 | 9d | 1 | 0.04mi |
| 210 W 12th St Unit 218 504 AMI Cincinnati, OH | 1.0 | 1.0 | 643 | $1,275 | $1.98 | 100d | 1 | 0.18mi |
| 1429 Elm St Unit 1495912P Cincinnati, OH | 1.0 | 1.0 | 721 | $2,053 | $2.85 | 4d | 1 | 0.26mi |
| 1429 Elm St Unit 1549781P Cincinnati, OH | 1.0 | 1.0 | 602 | $2,693 | $4.47 | 58d | 1 | 0.26mi |
| 810 Plum St Unit 404 Cincinnati, OH | 1.0 | 1.0 | 485 | $1,250 | $2.58 | 98d | 1 | 0.31mi |
| 810 Plum St Ste 2 Cincinnati, OH | 1.0 | 1.0 | 485 | $1,299 | $2.68 | 119d | 1 | 0.31mi |
| 1508 Pleasant St Unit 1497781P Cincinnati, OH | 1.0–3.0 | 1.0–2.0 | 1076 | $2,565 | $2.38 | 4d | 2 | 0.34mi |
| 103 W Court St Unit 201 Cincinnati, OH | 1.0 | 1.0 | 687 | $1,090 | $1.59 | 119d | 1 | 0.35mi |
| 1505 Race St Unit 1537475P Cincinnati, OH | 1.0 | 1.0 | 592 | $2,425 | $4.10 | 4d | 1 | 0.35mi |
| 204 W 8th St Cincinnati, OH | 1.0–2.0 | 1.0–2.0 | 987 | $1,170 | $1.19 | 4d | 3 | 0.36mi |
| 1502 Race St Unit 1056057P Cincinnati, OH | 1.0 | 1.0 | 710 | $2,500 | $3.52 | 4d | 1 | 0.36mi |
| 2426 Goose Aly Unit 1056056P Cincinnati, OH | 1.0 | 1.0 | 710 | $2,434 | $3.43 | 4d | 1 | 0.37mi |
| 36 W Court St Unit 1R Cincinnati, OH | 1.0 | 1.0 | 650 | $1,195 | $1.84 | 83d | 1 | 0.37mi |
| 1510 Race St Unit 1543069P Cincinnati, OH | 1.0–7.0 | 1.0–6.0 | 2836 | $2,217 | $0.78 | 4d | 4 | 0.37mi |
| 120 Garfield Pl Cincinnati, OH | — | 1.0 | 550 | $1,250 | $2.27 | 3d | 3 | 0.39mi |
| 1617 Elm St Cincinnati, OH | 3.0 | 1.0–2.0 | 1028 | $2,395 | $2.33 | 0d | 112 | 0.39mi |
| 1600 Pleasant St Cincinnati, OH | 1.0 | 1.0 | 568 | $1,445 | $2.54 | 9d | 13 | 0.41mi |
| 135 Garfield Pl Cincinnati, OH | 1.0 | 1.0 | 651 | $1,476 | $2.27 | 3d | 7 | 0.43mi |
| 111 Garfield Pl Unit GAR-0501 Cincinnati, OH | — | 1.0 | 550 | $980 | $1.78 | 100d | 1 | 0.44mi |
| 111 Garfield Pl Unit GAR-0105 Cincinnati, OH | 1.0 | 1.0 | 750 | $1,190 | $1.59 | 100d | 1 | 0.44mi |
| 111 Garfield Pl Unit GAR-1001 Cincinnati, OH | — | 1.0 | 550 | $1,070 | $1.95 | 119d | 1 | 0.44mi |
| 111 Garfield Pl Unit GAR-0309 Cincinnati, OH | — | 1.0 | 550 | $1,000 | $1.82 | 6d | 1 | 0.44mi |
| 111 Garfield Pl Unit GAR-0611 Cincinnati, OH | — | 1.0 | 550 | $990 | $1.80 | 74d | 1 | 0.44mi |
| 28 E 13th St Cincinnati, OH | 1.0 | 1.0 | 500 | $1,098 | $2.20 | 6d | 1 | 0.44mi |
| 1632 Central Pkwy Unit 306 Cincinnati, OH | — | 1.0 | 540 | $1,115 | $2.06 | 83d | 1 | 0.46mi |
| 1632 Central Pkwy Apt 507 Cincinnati, OH | 1.0 | 1.0 | 665 | $1,310 | $1.97 | 9d | 1 | 0.46mi |
| 1632 Central Pkwy Unit 201 Cincinnati, OH | 1.0 | 1.0 | 500 | $1,055 | $2.11 | 119d | 1 | 0.46mi |
| 11 E Court St Cincinnati, OH | 1.0 | 1.0 | 612 | $1,499 | $2.45 | 9d | 1 | 0.46mi |
| 1635 Race St Cincinnati, OH | — | 1.0 | 403 | $1,000 | $2.48 | 76d | 1 | 0.47mi |
| 1635 Race St Unit 6-1635 Cincinnati, OH | 1.0 | 1.0 | 571 | $1,100 | $1.93 | 119d | 1 | 0.47mi |
| 1635 Race St Unit 2-1635 Cincinnati, OH | — | 1.0 | 403 | $1,000 | $2.48 | 119d | 1 | 0.47mi |
| 1725 Elm St Unit 8 Cincinnati, OH | 1.0 | 1.0 | 500 | $1,250 | $2.50 | 87d | 1 | 0.47mi |
| 1725 Elm St Unit 10 Cincinnati, OH | — | 1.0 | 400 | $1,100 | $2.75 | 83d | 1 | 0.47mi |
| 1123 Walnut St Unit 1125 9 Cincinnati, OH | 2.0 | 1.0 | 692 | $1,425 | $2.06 | 9d | 1 | 0.47mi |
| 1123 Walnut St Unit 1123- 7 Cincinnati, OH | 2.0 | 1.0 | 692 | $1,395 | $2.02 | 66d | 1 | 0.47mi |
| 704 Race St Cincinnati, OH | 1.0 | 1.0 | 888 | $1,626 | $1.83 | 4d | 3 | 0.47mi |
| 21 E 15th St Unit 102 Cincinnati, OH | 1.0 | 1.0 | 738 | $1,525 | $2.07 | 9d | 1 | 0.48mi |
| 1701 Race St Unit 1703 Cincinnati, OH | 1.0 | 1.0 | 713 | $1,300 | $1.82 | 9d | 1 | 0.48mi |
| 1701 Race St Unit 1703 Cincinnati, OH | 1.0 | 1.0 | 539 | $1,300 | $2.41 | 119d | 1 | 0.48mi |
| 1701 Race St Unit 1705 Cincinnati, OH | 1.0 | 1.0 | 490 | $1,105 | $2.26 | 119d | 1 | 0.48mi |
Property features AI
Finance
- Other
- Residential zoning
- Financial info
- Lease not considered
- HOA & community
- HOA managed by Rentz MgmtMonthly association fee of $459.75Association fee covers gas, exterior maintenance, sewer, snow removal, trash, water, association dues, landscaping, professional management and other items
Exterior
- Parking
- On-street parking
- Security
- Smoke alarm
- Utilities
- Public waterPublic sewerElectric service
- Home design
- Historical architectural styleTownhouseUnit entry level 2 (unit is single-level)Common hallway entryPets allowed
- Construction
- Brick constructionShingle roofStone foundationVinyl windows
- Exterior features
- Cul-de-sac locationPatioMetal and wood fencing
Interior
- Kitchen
- Quartz countertopsWood cabinetsWood flooringDishwasherGarbage disposalMicrowaveOven/RangeRefrigerator
- Bedrooms
- One bedroom (primary bedroom 12 x 10 on level 1)
- Flooring
- Wood floor in kitchenCarpet in entry and living areas
- Bathrooms
- One full bathroom on level 1 with a shower (primary bathroom)
- Heating & cooling
- Electric forced-air heatingCentral air conditioningElectric water heater
- Interior features
- Seven total roomsWall-to-wall carpet in living areaWindow treatmentsCloset in foyerSmoke alarm
- Laundry & utility
- WasherDryer
HOA detail $459/mo · $5,508/yr condo
- Likely covers
- water
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-08-31days on market $210,000 Active 117 DOM
-
2026-08-29days on market $210,000 Active 115 DOM
-
2026-08-28days on market $210,000 Active 114 DOM
-
2026-08-27days on market $210,000 Active 113 DOM
-
2026-08-26days on market $210,000 Active 112 DOM
-
2026-08-25days on market $210,000 Active 111 DOM
-
2026-08-24days on market $210,000 Active 110 DOM
-
2026-08-23days on market $210,000 Active 109 DOM
-
2026-08-22days on market $210,000 Active 108 DOM
-
2026-08-21days on market $210,000 Active 107 DOM
-
2026-08-20days on market $210,000 Active 106 DOM
-
2026-08-19days on market $210,000 Active 105 DOM
-
2026-08-18days on market $210,000 Active 104 DOM
-
2026-08-17days on market $210,000 Active 103 DOM
-
2026-08-16days on market $210,000 Active 102 DOM
-
2026-08-15days on market $210,000 Active 101 DOM
-
2026-08-14days on market $210,000 Active 100 DOM
-
2026-08-13days on market $210,000 Active 99 DOM
-
2026-08-12days on market $210,000 Active 98 DOM
-
2026-08-11days on market $210,000 Active 97 DOM
-
2026-08-10days on market $210,000 Active 96 DOM
-
2026-08-09days on market $210,000 Active 95 DOM
-
2026-08-08days on market $210,000 Active 94 DOM
-
2026-08-07days on market $210,000 Active 93 DOM
-
2026-08-06days on market $210,000 Active 92 DOM
-
2026-08-05days on market $210,000 Active 91 DOM
-
2026-08-04days on market $210,000 Active 90 DOM
-
2026-08-03days on market $210,000 Active 89 DOM
-
2026-07-31days on market $210,000 Active 86 DOM
-
2026-07-30days on market $210,000 Active 84 DOM
-
2026-07-28days on market $210,000 Active 83 DOM
-
2026-07-26days on market $210,000 Active 81 DOM
-
2026-07-24days on market $210,000 Active 79 DOM
-
2026-07-23days on market $210,000 Active 78 DOM
-
2026-07-22days on market $210,000 Active 77 DOM
-
2026-07-21days on market $210,000 Active 76 DOM
-
2026-07-20days on market $210,000 Active 75 DOM
-
2026-07-18days on market $210,000 Active 73 DOM
-
2026-07-18days on market $210,000 Active 72 DOM
-
2026-07-16days on market $210,000 Active 71 DOM
-
2026-07-15days on market $210,000 Active 70 DOM
-
2026-07-14days on market $210,000 Active 69 DOM
-
2026-07-13days on market $210,000 Active 68 DOM
-
2026-07-13days on market $210,000 Active 67 DOM
-
2026-07-11days on market $210,000 Active 66 DOM
-
2026-07-10days on market $210,000 Active 65 DOM
-
2026-07-09days on market $210,000 Active 64 DOM
-
2026-07-07days on market $210,000 Active 62 DOM
-
2026-07-06days on market $210,000 Active 61 DOM
-
2026-07-05days on market $210,000 Active 60 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥103°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $16,629
- − Mortgage interest
- −$11,763
- − Property taxes
- −$3,150
- − Insurance
- −$1,050
- − Repairs & maintenance
- −$1,330
- − Management
- −$1,330
- − HOA
- −$5,508
- − Depreciation
- −$6,109
- Taxable loss
- −$13,612
- Est. tax savings @ 24.0%
- +$3,267
- After-tax cash flow
- $-6,519/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This fully renovated 1-bedroom, 1-bath condo is move-in ready with modern updates and a great location. It offers a good condition score and is ready for a fresh coat of paint and some minor updates to maximize its value.
Value-add opportunities
- Both Painting — Fresh paint enhances curb appeal and interior aesthetics. ↑
- Both Landscaping — Well-maintained landscaping improves curb appeal and adds value. ↑
- Both New flooring — Replacing carpet with hardwood or tile would increase both resale and rental value. ↑
- Both Kitchen appliances — Upgrading to more modern appliances would enhance both resale and rental value. ↑
- Both Bathroom fixtures — Upgrading to modern fixtures would enhance both resale and rental value. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Cincinnati Public Schools
- NCES district ID
- 3904375
- Math proficiency
- 25% ▼ -19.00%
- Reading proficiency
- 36% ▼ -14.00%
- Median HH income
- $35,743
- Composite
- 25.21/100
- National rank
- #7508
- State rank
- #581 of 656 in OH
Livability — Cincinnati
- Score
- 80/100
- State rank
- #130
- US rank
- #1856
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Cincinnati, OH
- County
- Hamilton · 826,054 people
- City population
- 505,555
- Metro
- Cincinnati, OH-KY-IN
- Population (ZIP)
- 2,530
- Household income
- $33,798
- Rent vs Own
- Severe rent burden
- 5% of renters
Population outlook (Hamilton County) Hauer SSP2
- Today (2025)
- 826,054 people
- By 2030
- 830,947 · +0.6%
- By 2040
- 832,319 · +0.8%
- By 2050
- 822,428 · -0.4%
- By 2075
- 788,688 · -4.5%
- By 2100
- 710,674 · -14.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- Black 54% White 33% Asian 7% Two or more races 3% Hispanic / Latino 3%
- Common ancestry
- English 1% Serbian 1% Slovak 1%
- Foreign-born
- 7% · South Korea, China, Canada
- Languages at home
- 87% English-only · Korean 5% Russian/Polish/Slavic 5% Chinese 1%
Political lean MEDSL · Hamilton
- 2024 margin
- D (+14.9) · D 57.0% · R 42.1%
- 2008→2024 swing
- +7.9pp toward D · 2008: 7.0pp · 2024: 14.9pp
- All cycles
- 2024: D+14.9 2020: D+15.9 2016: D+9.5 2012: D+4.9 2008: D+7.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 2.15%
- Current HPI
- 185.8445
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
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| Industrial Machinery | 3 | $49B |
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| Financial Services | 3 | $24B |
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| Consumer Goods | 2 | $93B |
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| Aerospace / Defense | 2 | $47B |
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| Utilities | 2 | $33B |
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Price history
1 event — show timeline
- 2026-05-07 Listed $210,000 Cincy MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…