121 Central St · Rondo, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- —
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 6/10 · Moderate
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 23.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Appreciation +4.2/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Livability +2.4/5.0
- Schools +0.6/10.0
$60,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Nice 3 bedroom 1 bath home for first time home buyer or investor. Whether you're looking to settle in or expand your investment portfolio, this property is a wonderful opportunity.
Key facts
- Listed 179 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $60k.
Deal economics
- At list price, monthly cash flow is $370 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($993 rent vs $60k).
- Recommended offer: $53k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 47/100 on livability (#515 in AR) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: schools F, crime F, amenities F.
- Lee County School District (town): math 8% / reading 9% proficiency, ranked #235 of 238 in AR (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 96% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 3 active listings in the ZIP; 1 units permitted in Lee County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-1.5%/yr); year-one equity from $415 of loan paydown is wiped out by about $902 of value loss. Plan a longer hold.
- Lee County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-1.5% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 180 days — a 12% lower offer ($53k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: moderate wind risk, 23% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 180 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.66% ✓
- Cap rate
- 13.69%
- Cash-on-cash
- 26.42%
- DSCR
- 2.18
- GRM
- 5.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-1.5% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 23.6%
- Equity multiple
- 2.05×
- Total profit
- $17,707
- Equity at exit
- $13,045
- IRR
- 29.5%
- Equity multiple
- 3.94×
- Total profit
- $49,345
- Equity at exit
- $12,507
Cash invested: $16,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72355
- Home prices YoY
- -1.6%
- Active inventory
- 3
- Price-to-rent
- 5.0×
Monthly cashflow live
- Estimated rent
- $993 medium interval (Pro) →
- Mortgage (P&I)
- −$315
- Tax est. 1.5%
- −$75 /mo · $900/yr
- Insurance
- −$25
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$209
- Net cashflow
- $370
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $15,000
- Closing costs
- $1,800
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 18 events
-
2026-06-19days on market $60,000 Active 180 DOM
-
2026-06-18days on market $60,000 Active 179 DOM
-
2026-06-17days on market $60,000 Active 178 DOM
-
2026-06-16days on market $60,000 Active 177 DOM
-
2026-06-15days on market $60,000 Active 176 DOM
-
2026-06-14days on market $60,000 Active 174 DOM
-
2026-06-12days on market $60,000 Active 173 DOM
-
2026-06-09days on market $60,000 Active 170 DOM
-
2026-06-08days on market $60,000 Active 169 DOM
-
2026-06-07days on market $60,000 Active 168 DOM
-
2026-06-07days on market $60,000 Active 167 DOM
-
2026-06-04days on market $60,000 Active 164 DOM
-
2026-06-02days on market $60,000 Active 163 DOM
-
2026-06-01days on market $60,000 Active 162 DOM
-
2026-05-31days on market $60,000 Active 161 DOM
-
2026-05-31days on market $60,000 Active 160 DOM
-
2026-03-17price $60,000 180-char remark
Show marketing remark (180 chars)
Nice 3 bedroom 1 bath home for first time home buyer or investor. Whether you're looking to settle in or expand your investment portfolio, this property is a wonderful opportunity.
-
2025-12-22$70,000 Active 180-char remark
Show marketing remark (180 chars)
Nice 3 bedroom 1 bath home for first time home buyer or investor. Whether you're looking to settle in or expand your investment portfolio, this property is a wonderful opportunity.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
- Wind 5/10 Major 23% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,918
- − Mortgage interest
- −$3,361
- − Property taxes
- −$900
- − Insurance
- −$300
- − Repairs & maintenance
- −$953
- − Management
- −$953
- − Depreciation
- −$1,745
- Taxable income
- $3,705
- Est. tax owed @ 24.0%
- −$889
- After-tax cash flow
- $3,550/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lee County School District
- NCES district ID
- 0509360
- Math proficiency
- 8% ▼ -6.00%
- Reading proficiency
- 9% ▼ -5.00%
- Median HH income
- $28,151
- Composite
- 6.29/100
- National rank
- #10002
- State rank
- #235 of 238 in AR
Livability — Rondo
- Score
- 47/100
- State rank
- #515
- US rank
- #26273
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Rondo, AR
- Population (ZIP)
- 1,935
Population outlook (Lee County) Hauer SSP2
- Today (2025)
- 8,633 people
- By 2030
- 8,163 · -5.4%
- By 2040
- 7,360 · -14.7%
- By 2050
- 6,711 · -22.3%
- By 2075
- 5,485 · -36.5%
- By 2100
- 4,611 · -46.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (54%)
- Race & ethnicity
- Black 54% White 42% Two or more races 3% Hispanic / Latino 3%
- Common ancestry
- Slovak 3% Lithuanian 2%
- Foreign-born
- 0%
Political lean MEDSL · Lee
- 2024 margin
- Toss-up / Even · D 50.4% · R 46.9% · Other 2.7%
- 2008→2024 swing
- -18.0pp toward R · 2008: 21.5pp · 2024: 3.5pp
- All cycles
- 2024: D+3.5 2020: D+4.8 2016: D+16.9 2012: D+24.2 2008: D+21.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.50%
- Current HPI
- 91.9465
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
|
||
| Transportation / Logistics | 1 | $12B |
|
||
| Energy | 1 | $4B |
|
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Price history
-14.3% since first listed2 events — show timeline
- 2026-03-17 Price Changed $60,000 EARA
- 2025-12-22 Listed $70,000 EARA
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…