1145 Chickadee Dr · Pocono Pines, PA 18346

$310,000

4 bd · 2.5 ba · 1,912 sqft · SingleFamily public records · 223 Days on market

Built 2003 0.75 ac lot $162/sqft · 10% above area Est $281k · 10% over $150/mo HOA · 5% of rent ↓ 8% since listing

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.5/30.0
• DSCR +5.8/10.0
• Appreciation +5.8/10.0
• 1% rule +5.4/10.0
• Schools +4.0/10.0
• Livability +3.7/5.0
• ARV discount +2.8/15.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Welcome to this charming 4-bedroom, 2.5-bath Colonial in the desirable Stillwater Estates community. Perfectly located near waterparks, ski areas, shopping, and major highways, this home offers the ideal blend of comfort, convenience, and potential. Whether you're hosting family gatherings, entertaining friends, or looking for a peaceful full-time residence or weekend getaway, this spacious home fits the need. An extra lot combined to give you a total . 75 acres. Add your personal touches and a bit of TLC to make it shine. A wonderful opportunity to create your dream home in a great location—bring your offers and make it yours!

Key facts

• Near ski areas
• Near shopping
• Near major highways

Tags

• STILLWATER ESTATES COMMUNITY
• NEAR WATERPARKS
• NEAR SKI AREAS
• NEAR SHOPPING
• NEAR MAJOR HIGHWAYS
• TOTAL .75 ACRES

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $310k.

Deal economics

• At list price, monthly cash flow is $294 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $310k).
• Recommended offer: $273k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.4% vs local median 4.1% in Pocono Pines — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#532 in PA, #4,925 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, crime A; Watch: health & safety D, amenities F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 57 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• In year one you build about $7k of equity ($2k loan paydown + $5k appreciation (1.5% local appreciation)).
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (1.5% appreciation + 3.0% rent growth), your $87k cash investment doubles in ~7 years — after that, you're playing with house money.
• By year 5, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 223 days — a 12% lower offer ($273k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $50k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $272,800 (12.0% below list)

Questions for the listing agent

1. It's been on market 223 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.04% ✓
• Cap rate: 7.43%
• Cash-on-cash: 4.07%
• DSCR: 1.18
• GRM: 8.0

CMA / ARV

• ARV (median comp): $280,726
• List price: $310,000
• Delta: 10.43%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3106 Sycamore Ln	0.30mi	5/2.0 (+1)	1,924 (+1%)	6mo	$325,000	$169	73
2167 Freedom Way	0.21mi	5/2.0 (+1)	1,824 (-5%)	4mo	$275,000	$151	72
4139 Indian Ave	0.23mi	3/2.5 (-1)	1,900 (-1%)	19mo	$318,000	$167	68
1209 Fern Dr	0.19mi	4/2.5	2,084 (+9%)	10mo	$256,000	$123	67
1191 Chickadee Dr	0.20mi	4/2.5	2,056 (+8%)	16mo	$360,000	$175	64
2123 Freedom Way	0.25mi	5/2.0 (+1)	1,880 (-2%)	18mo	$330,000	$176	64
635 Patriot Ln	0.44mi	3/2.0 (-1)	2,036 (+6%)	1mo	$370,000	$182	61
5118 Ash Dr	0.25mi	3/2.0 (-1)	1,704 (-11%)	13mo	$270,000	$158	53
1216 Thunder Dr	0.72mi	3/2.0 (-1)	1,965 (+3%)	5mo	$230,000	$117	51
323 Sidney Ave	0.55mi	3/2.0 (-1)	1,984 (+4%)	13mo	$295,000	$149	50
411 Alter Ave	0.49mi	3/2.0 (-1)	1,652 (-14%)	2mo	$350,000	$212	46
220 Nadine Blvd	0.47mi	4/3.0	2,159 (+13%)	14mo	$425,000	$197	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.54% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 7.2%
• Equity multiple: 1.38×
• Total profit: $32,882
• Equity at exit: $114,573

10-year hold

• IRR: 10.9%
• Equity multiple: 2.40×
• Total profit: $121,821
• Equity at exit: $159,265

Cash invested: $86,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18346

• Home prices YoY: 0.8%
• Active inventory: 57
• Price-to-rent: 8.0×

Monthly cashflow live

• Estimated rent: $3,229 medium
• Mortgage (P&I): −$1,626
• Tax from tax record: −$352 /mo · $4,222/yr
• Insurance: −$129
• HOA: −$150
• Vacancy / Maint / Mgmt: −$678
• Net cashflow: $294

Break-even live

Break-even rent $2,856

Max offer price $310,000

Occupancy floor 86%

Sensitivity live

Price	-10% $470	-5% $382	+0% $294	+5% $207	+10% $119
Rent	-10% $39	-5% $167	+0% $294	+5% $422	+10% $549
Rate	-1.0pp $450	-0.5pp $373	base $294	+0.5pp $214	+1.0pp $132

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $77,500
• Closing costs: $9,300
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2195 N Estates Dr Pocono Summit, PA	4.0	2.0	1864	$3,100	$1.66	44d	1	0.69mi
1159 Thunder Dr Pocono Summit, PA	4.0	2.0	1800	$3,400	$1.89	44d	1	0.88mi

HOA detail

• Monthly dues: $150 · $1,800/yr
• Likely covers: water

Listing history 21 events

1. 2026-06-21
   days on market $310,000 Active 223 DOM
2. 2026-06-18
   days on market $310,000 Active 220 DOM
3. 2026-06-17
   days on market $310,000 Active 219 DOM
4. 2026-06-16
   days on market $310,000 Active 218 DOM
5. 2026-06-15
   days on market $310,000 Active 217 DOM
6. 2026-06-14
   days on market $310,000 Active 215 DOM
7. 2026-06-13
   days on market $310,000 Active 214 DOM
8. 2026-06-10
   days on market $310,000 Active 212 DOM
9. 2026-06-08
   days on market $310,000 Active 210 DOM
10. 2026-06-07
    remarks 676-char remark
11. 2026-06-07
    pricedays on market $310,000 Active 209 DOM
12. 2026-06-02
    days on market $330,000 Active 204 DOM
13. 2026-06-01
    days on market $330,000 Active 203 DOM
14. 2026-05-31
    days on market $330,000 Active 202 DOM
15. 2026-05-30
    days on market $330,000 Active 201 DOM
16. 2026-04-28
    price $330,000 641-char remark

    Show marketing remark (641 chars)

    Welcome to this charming 4-bedroom, 2.5-bath Colonial in the desirable Stillwater Estates community. Perfectly located near waterparks, ski areas, shopping, and major highways, this home offers the ideal blend of comfort, convenience, and potential. Whether you're hosting family gatherings, entertaining friends, or looking for a peaceful full-time residence or weekend getaway, this spacious home fits the need. An extra lot combined to give you a total . 75 acres. Add your personal touches and a bit of TLC to make it shine. A wonderful opportunity to create your dream home in a great location—bring your offers and make it yours!

17. 2026-04-28
    price $330,000 641-char remark

    Show marketing remark (641 chars)

    Welcome to this charming 4-bedroom, 2.5-bath Colonial in the desirable Stillwater Estates community. Perfectly located near waterparks, ski areas, shopping, and major highways, this home offers the ideal blend of comfort, convenience, and potential. Whether you're hosting family gatherings, entertaining friends, or looking for a peaceful full-time residence or weekend getaway, this spacious home fits the need. An extra lot combined to give you a total . 75 acres. Add your personal touches and a bit of TLC to make it shine. A wonderful opportunity to create your dream home in a great location—bring your offers and make it yours!

18. 2025-12-31
    price $345,000 641-char remark

    Show marketing remark (641 chars)

    Welcome to this charming 4-bedroom, 2.5-bath Colonial in the desirable Stillwater Estates community. Perfectly located near waterparks, ski areas, shopping, and major highways, this home offers the ideal blend of comfort, convenience, and potential. Whether you're hosting family gatherings, entertaining friends, or looking for a peaceful full-time residence or weekend getaway, this spacious home fits the need. An extra lot combined to give you a total . 75 acres. Add your personal touches and a bit of TLC to make it shine. A wonderful opportunity to create your dream home in a great location—bring your offers and make it yours!

19. 2025-12-30
    price $345,000 641-char remark

    Show marketing remark (641 chars)

    Welcome to this charming 4-bedroom, 2.5-bath Colonial in the desirable Stillwater Estates community. Perfectly located near waterparks, ski areas, shopping, and major highways, this home offers the ideal blend of comfort, convenience, and potential. Whether you're hosting family gatherings, entertaining friends, or looking for a peaceful full-time residence or weekend getaway, this spacious home fits the need. An extra lot combined to give you a total . 75 acres. Add your personal touches and a bit of TLC to make it shine. A wonderful opportunity to create your dream home in a great location—bring your offers and make it yours!

20. 2025-11-10
    listed $360,000 Active 641-char remark

    Show marketing remark (641 chars)

    Welcome to this charming 4-bedroom, 2.5-bath Colonial in the desirable Stillwater Estates community. Perfectly located near waterparks, ski areas, shopping, and major highways, this home offers the ideal blend of comfort, convenience, and potential. Whether you're hosting family gatherings, entertaining friends, or looking for a peaceful full-time residence or weekend getaway, this spacious home fits the need. An extra lot combined to give you a total . 75 acres. Add your personal touches and a bit of TLC to make it shine. A wonderful opportunity to create your dream home in a great location—bring your offers and make it yours!

21. 2025-11-10
    listed $360,000 Active 641-char remark

    Show marketing remark (641 chars)

    Welcome to this charming 4-bedroom, 2.5-bath Colonial in the desirable Stillwater Estates community. Perfectly located near waterparks, ski areas, shopping, and major highways, this home offers the ideal blend of comfort, convenience, and potential. Whether you're hosting family gatherings, entertaining friends, or looking for a peaceful full-time residence or weekend getaway, this spacious home fits the need. An extra lot combined to give you a total . 75 acres. Add your personal touches and a bit of TLC to make it shine. A wonderful opportunity to create your dream home in a great location—bring your offers and make it yours!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $4,222 · $352/mo
• Projected year-2 tax: $4,560 · $380/mo
• Expected delta: +$338/yr (+$28/mo · 8.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥89°F today · 15 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $38,749
• − Mortgage interest: −$17,365
• − Property taxes: −$4,222
• − Insurance: −$1,550
• − Repairs & maintenance: −$3,100
• − Management: −$3,100
• − HOA: −$1,800
• − Depreciation: −$9,018
• Taxable loss: −$1,406
• Est. tax savings @ 24.0%: +$337
• After-tax cash flow: $3,869/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Pocono Pines

• Score: 74/100
• State rank: #532
• US rank: #4925

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment A+ Housing A Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 595
• Population (ZIP): 2,316

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 48% Black 28% Hispanic / Latino 19% Two or more races 12%
• Hispanic origin (detail): Cuban 2% Dominican 3%
• Common ancestry: Russian 8% Romanian 6% Slovak 5%
• Foreign-born: 20% · Canada
• Languages at home: 77% English-only · Spanish 19% Russian/Polish/Slavic 4%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 1.54%
• Current HPI: 189.8011
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-8.3% since first listed

6 events — show timeline

• 2026-04-28 Price Changed $330,000 BRIGHT MLS
• 2026-04-28 Price Changed $330,000 PMAR
• 2025-12-31 Price Changed $345,000 BRIGHT MLS
• 2025-12-30 Price Changed $345,000 PMAR
• 2025-11-10 Listed $360,000 PMAR
• 2025-11-10 Listed $360,000 BRIGHT MLS

Property tax history

-1.5%/yr

Latest (2026): $4,222 · +3.2% YoY. Source: county tax records.