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58 Ticknor Dr
B+ Composite 75.67
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.2/5.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$35,000

58 Ticknor Dr · Columbus, GA 31901
3 bd · 1.5 ba · 1,590 sqft · SingleFamily public records · 125 Days on market
Built 1954 Est $70k · 50% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

4 bedrooms, 1.5 bathrooms, brick, Fixer Upper sold As-Is

Key facts

  • Listed 125 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $35k.

Deal economics

  • At list price, monthly cash flow is $652 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $35k).
  • Recommended offer: $31k (12.0% below list) — sets the bar for market timing.
  • Cap rate 28.7% vs local median 4.7% in Columbus — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#254 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: amenities D+, crime F, commute F.
  • Muscogee County (urban): math 21% / reading 30% proficiency, ranked #120 of 174 in GA (top 69%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: South Columbus Elementary School (math 2% / reading 12%, grade F, #1,144 of 1,228 statewide, top 94%, 359 students, 97% FRL); Eddy Middle School (math 4% / reading 11%, grade F, #447 of 470 statewide, top 95%, 413 students, 97% FRL); Spencer High School (math 2% / reading 8%, grade F, #394 of 424 statewide, top 97%, 943 students, 97% FRL) — zoned schools average 97% FRL vs 61% district-wide (36 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 7% at this address vs 26% district-wide (-19 pts) — the specific schools serving this property underperform the Muscogee County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.2%/yr); 60 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 291 units permitted in Muscogee County in 2024 (30 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $242 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Muscogee County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 1.2% rent growth), your $10k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 125 days — a 12% lower offer ($31k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 73% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $30,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 125 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.33%
Cap rate
28.65%
Cash-on-cash
79.85%
DSCR
4.55
GRM
2.5

CMA / ARV

ARV (on-the-fly)
$69,960
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2353 Shelby St 0.74mi 3/2.0 1,568 (-1%) 4mo $69,500 $44 58
115 Engineer Dr 0.63mi 3/2.0 1,642 (+3%) 12mo $52,000 $32 53
3115 Meade St 0.53mi 3/2.0 1,437 (-10%) 10mo $15,000 $10 48
3020 Drake St 0.75mi 4/2.0 (+1) 1,740 (+9%) 14mo $115,000 $66 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.23% rent growth · sell at horizon

5-year hold
IRR
78.0%
Equity multiple
4.45×
Total profit
$33,856
Equity at exit
$5,219
10-year hold
IRR
81.0%
Equity multiple
8.66×
Total profit
$75,026
Equity at exit
$3,026

Cash invested: $9,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31901

Rents YoY
1.2%
Active inventory
60
Price-to-rent
2.5×

Monthly cashflow live

Estimated rent
$1,164 high interval (Pro) →
Mortgage (P&I)
$184
Tax from tax record
$70 /mo · $835/yr
Insurance
$15
HOA
$0
Vacancy / Maint / Mgmt
$244
Net cashflow
$652

Break-even live

Break-even rent $339
Max offer price $35,000
Occupancy floor 39%

Sensitivity live

Price -10% $672 -5% $662 +0% $652 +5% $642 +10% $632
Rent -10% $560 -5% $606 +0% $652 +5% $698 +10% $744
Rate -1.0pp $670 -0.5pp $661 base $652 +0.5pp $643 +1.0pp $634

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$8,750
Closing costs
$1,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
76 Mathews St Columbus, GA 3.0 2.0 1100 $1,100 $1.00 15d 1 0.09mi
88 Infantry Dr Columbus, GA 2.0 1.0 1122 $900 $0.80 45d 1 0.52mi
50 Eddy Dr Columbus, GA 3.0 1.0 1348 $900 $0.67 45d 1 0.69mi
2051 Somerset Ave Columbus, GA 3.0 1.0 1092 $1,100 $1.01 45d 1 0.77mi
4 Dean Dr Columbus, GA 3.0 1.5 1200 $1,050 $0.88 15d 1 0.93mi
2885 Ramsey Rd Columbus, GA 3.0 2.0 1290 $1,075 $0.83 15d 1 1.18mi
2829 Ramsey Rd Columbus, GA 3.0 1.0 1252 $1,100 $0.88 15d 1 1.25mi
2558 Rice St Columbus, GA 3.0 2.0 1618 $1,450 $0.90 15d 1 1.27mi
2550 Wedgefield Ct Columbus, GA 2.0 2.0 1100 $788 $0.72 15d 1 1.38mi

Listing history 2 events

  1. 2026-03-31
    status Pending
  2. 2025-11-26
    listed $35,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$835 · $70/mo
Projected year-2 tax
$835 · $70/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 73% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,971
− Mortgage interest
−$1,961
− Property taxes
−$835
− Insurance
−$175
− Repairs & maintenance
−$1,118
− Management
−$1,118
− Depreciation
−$1,018
Taxable income
$7,747
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,859
After-tax cash flow
$5,966/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Muscogee County
NCES district ID
1303870
Math proficiency
21% ▼ -11.00%
Reading proficiency
30% ▼ -7.00%
Median HH income
$41,176
Composite
21.6/100
National rank
#8297
State rank
#120 of 174 in GA

Livability — Columbus

Score
64/100
State rank
#254
US rank
#14102

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety B User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Columbus, GA
County
Muscogee County · 180,764 people
City population
180,764
Metro
Columbus, GA-AL
Population (ZIP)
5,841
Household income
$51,424
Rent vs Own
66.4% rent · 33.6% own
Severe rent burden
598.0

Population outlook (Muscogee County) Hauer SSP2

Today (2025)
216,729 people
By 2030
224,504 · +3.6%
By 2040
238,318 · +10.0%
By 2050
249,027 · +14.9%
By 2075
264,862 · +22.2%
By 2100
254,786 · +17.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 53% Black 32% Two or more races 9% Hispanic / Latino 6% Asian 3%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Slovak 2% Italian 1% Iranian 1%
Foreign-born
4% · Canada
Languages at home
92% English-only · Spanish 5% Other Asian/Pacific 2%

Political lean MEDSL · Muscogee

2024 margin
Strong D (+23.4) · D 61.4% · R 38.0%
2008→2024 swing
+3.7pp toward D · 2008: 19.7pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+18.6 2012: D+21.3 2008: D+19.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -157.58%
Current HPI
122.9139
Rent YoY
▲ 1.23%
Metro
Columbus, GA-AL
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-03-31 Pending CBOR
  • 2025-11-26 Listed $35,000 CBOR

Property tax history

-8.2%/yr

Latest (2025): $835 · -12.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…