1624 Compass Pointe Ct #203 · Punta Gorda, FL 33950

$399,999

4 bd · 3.0 ba · 1,867 sqft · Condo public records · 236 Days on market

Built 2024 $768/mo HOA · 19% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.4/30.0
• ARV discount +7.5/15.0
• 1% rule +5.3/10.0
• Schools +4.6/10.0
• Livability +3.8/5.0
• DSCR +3.0/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to the Miramar at 1624 Compass Pointe Court Unit 203 in Seahaven! This stunning new three-story condo offers the perfect blend of luxury and convenience. Enter through the ground-level foyer, where you'll find quick access to your private elevator, staircase, or oversized 1-car garage with abundant storage. The garage opens to an outdoor living space, ideal for relaxing and soaking up the Florida sunshine. Upstairs, the main living area features a gorgeous kitchen with quartz countertops throughout, complemented by laminate flooring for a sleek, modern look. The kitchen flows into a welcoming gathering space and private balcony for effortless entertaining. A secondary bedroom and full bath are tucked just off the kitchen for added privacy. The upper level is home to a spacious primary suite with a sitting area, walk-in closet, and en-suite bath, along with two additional bedrooms, a full bath, and a convenient laundry area. Life at Seahaven means embracing luxurious waterfront living in the heart of Punta Gorda. Enjoy serene views and walk to Fisherman's Village for dining, shopping, and entertainment. With its premier location and upscale amenities, Seahaven offers an unparalleled opportunity to own a piece of paradise. Additional Highlights Include: Private elevator, cafe series appliance package, oak treads, washer and dryer, crown molding at kitchen, built-in refrigerator, and screened enclosed balcony. MLS#A4669987; 225077160

Key facts

• Private balcony
• Walk-in closet
• Private elevator

Tags

• PRIVATE ELEVATOR
• OVERSIZED GARAGE
• OUTDOOR LIVING SPACE
• PRIVATE BALCONY
• SPACIOUS PRIMARY SUITE
• WALK-IN CLOSET

Property features AI

Finance

• Other: Lease restrictions apply; Home warranty provided
• Financial info: Total monthly fees reported as $768.57; Total annual fees reported as $9,222.84
• HOA & community: HOA managed by Castle Group; Monthly HOA fee of $768.57; Association amenities include pool; HOA fee includes pool, water and other services; Association fee is required; Community features: pool, dog park; Pets allowed with restrictions (breed restrictions apply)

Exterior

• Parking: Driveway; Attached garage with garage door opener; Oversized garage; Tandem parking; Ground-level parking; 1 garage space
• Utilities: Public water; Public sewer; Public utilities
• Home design: Residential condominium; Attached property; New construction; Faces north; Three or more stories; Floor 1 (unit located on first floor)
• Construction: Block, cement siding and stucco construction; Shingle roof; Slab foundation; Builder: Taylor Morrison; Builder model: Miramar; Builder license CBC1263209
• Exterior features: Balcony; Rain gutters; Sliding doors; Paved road access; Irrigation equipment

Interior

• Kitchen: Convection oven; Range; Microwave; Dishwasher; Garbage disposal; Refrigerator
• Bedrooms: 4 bedrooms
• Flooring: Laminate; Tile
• Bathrooms: 3 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Elevator; High ceilings; Split bedroom layout; Walk-in closets; Great room; Inside utility; Storage room(s)
• Laundry & utility: Washer; Dryer; Electric water heater; Inside laundry

What this means for you Summary

Snapshot

• This is a 4-bed/3.0-bath condo listed at $400k.

Deal economics

• At list price, monthly cash flow is $-216 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $362k (9.5% below list).
• Meets the 1% rule at list price ($4k rent vs $400k).
• Recommended offer: $352k (12.0% below list) — sets the bar for market timing.
• Cap rate 5.6% vs local median 2.8% in Punta Gorda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#225 in FL, #3,567 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, health & safety A+, housing B; Watch: cost of living D+, amenities D-, commute F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Sallie Jones Elementary School (math 75% / reading 74%, grade A, #230 of 2,144 statewide, top 12%, 694 students, 47% FRL); Punta Gorda Middle School (math 54% / reading 52%, grade C+, #209 of 571 statewide, top 37%, 1,120 students, 41% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL).
• Market conditions: Rents soft (-0.1%/yr); 1004 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• At $4,139/mo this rent would consume 65% of the median local household income ($76k/yr) (locally 608% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 236 days — a 12% lower offer ($352k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $351,999 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 236 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.03% ✓
• Cap rate: 5.65%
• Cash-on-cash: -2.31%
• DSCR: 0.90
• GRM: 8.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -24.4%
• Equity multiple: 0.19×
• Total profit: $-90,168
• Equity at exit: $59,641

10-year hold

• IRR: -37.3%
• Equity multiple: -0.26×
• Total profit: $-141,018
• Equity at exit: $34,585

Cash invested: $112,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33950

• Home prices YoY: -29.9%
• Rents YoY: -0.1%
• Active inventory: 1004
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $4,139 high
• Mortgage (P&I): −$2,098
• Tax from tax record: −$453 /mo · $5,440/yr
• Insurance: −$167
• HOA: −$768
• Vacancy / Maint / Mgmt: −$869
• Net cashflow: $-216

Break-even live

Break-even rent $4,412

Max offer price $361,928

Occupancy floor —

Sensitivity live

Price	-10% $11	-5% $-102	+0% $-216	+5% $-329	+10% $-442
Rent	-10% $-543	-5% $-379	+0% $-216	+5% $-52	+10% $111
Rate	-1.0pp $-14	-0.5pp $-114	base $-216	+0.5pp $-319	+1.0pp $-425

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $100,000
• Closing costs: $12,000
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
276 Lewis Cir #112 Punta Gorda, FL	3.0	2.5	2564	$3,300	$1.29	23d	1	0.09mi
290 Lewis Cir #131 Punta Gorda, FL	3.0	2.0	1872	$5,500	$2.94	23d	1	0.10mi
1500 Park Beach Cir Punta Gorda, FL	2.0–4.0	2.0	1494	$5,500	$3.68	15d	2	0.14mi
215 Lewis Cir #111 Punta Gorda, FL	3.0	2.0	1377	$4,500	$3.27	23d	1	0.15mi
219 Lewis Cir #112 Punta Gorda, FL	3.0	2.0	1377	$4,500	$3.27	23d	1	0.15mi
1477 Park Beach Cir Punta Gorda, FL	2.0–3.0	2.0–3.0	1767	$4,750	$2.69	15d	2	0.17mi
470 Bal Harbor Blvd Punta Gorda, FL	3.0	2.0	2213	$5,000	$2.26	23d	1	0.27mi
501 Bal Harbor Blvd Punta Gorda, FL	3.0	2.0	1830	$2,850	$1.56	15d	1	0.31mi
450 Sorrento Ct Punta Gorda, FL	3.0	2.0	1977	$7,500	$3.79	15d	1	0.46mi
2211 Bayview Rd Punta Gorda, FL	3.0	2.0	1910	$12,000	$6.28	23d	1	0.46mi
191 Casa Ln Punta Gorda, FL	3.0	2.0	1629	$2,750	$1.69	15d	1	0.47mi
149 Crescent Dr Unit 1 Punta Gorda, FL	3.0	2.0	1900	$4,500	$2.37	23d	1	0.56mi
1001 Mineo Dr Punta Gorda, FL	3.0	2.0	1850	$4,500	$2.43	23d	1	0.63mi
732 Santa Margerita Ln Punta Gorda, FL	3.0	2.0	2017	$3,000	$1.49	23d	1	0.67mi
945 Bal Harbor Blvd Punta Gorda, FL	3.0	2.0	2085	$5,500	$2.64	23d	1	0.79mi
2521 W Marion Ave #311 Punta Gorda, FL	3.0	2.5	2004	$3,300	$1.65	15d	1	0.82mi
2060 Via Seville Punta Gorda, FL	3.0	2.0	1855	$6,500	$3.50	23d	1	0.86mi
2500 Rio Lisbo Ct Punta Gorda, FL	3.0	2.0	1982	$3,000	$1.51	23d	1	0.89mi
1980 Aqui Esta Dr Punta Gorda, FL	3.0	2.0	1862	$2,850	$1.53	23d	1	0.99mi
2572 Brazilia Ct #2 Punta Gorda, FL	3.0	2.0	2265	$6,950	$3.07	15d	1	1.05mi
2572 Brazilia Ct Punta Gorda, FL	3.0	2.0	2265	$6,950	$3.07	23d	1	1.05mi
2736 Magdalina Dr Punta Gorda, FL	3.0	2.0	2004	$5,000	$2.50	23d	1	1.05mi
2429 Aqui Esta Dr Punta Gorda, FL	3.0	2.0	1317	$2,995	$2.27	23d	1	1.10mi
3228 Purple Martin Dr #125 Punta Gorda, FL	3.0	2.0	1501	$4,000	$2.66	23d	1	1.10mi
3228 Purple Martin Dr #125 Punta Gorda, FL	3.0	2.0	1501	$4,000	$2.66	15d	1	1.10mi
1431 Aqui Esta Dr #411 Punta Gorda, FL	3.0	2.0	1556	$2,000	$1.29	23d	1	1.11mi
85 Vivante Blvd Punta Gorda, FL	3.0	3.0	2338	$3,050	$1.30	23d	2	1.12mi
2002 Bal Harbor Blvd Punta Gorda, FL	3.0	2.0	1517	$2,700	$1.78	23d	1	1.15mi
87 Vivante Blvd Punta Gorda, FL	3.0	3.0	2338	$2,849	$1.22	15d	1	1.15mi
2000 Bal Harbor Blvd #9112 Punta Gorda, FL	3.0	2.0	1517	$1,900	$1.25	15d	1	1.16mi
89 Vivante Blvd #402 Punta Gorda, FL	3.0	3.0	2338	$2,700	$1.15	23d	1	1.18mi
89 Vivante Blvd #203 Punta Gorda, FL	3.0	3.0	2338	$2,650	$1.13	23d	1	1.18mi
94 Vivante Blvd Unit 302/9432 Punta Gorda, FL	3.0	2.0	1915	$3,000	$1.57	23d	1	1.19mi
96 Vivante Blvd #210 Punta Gorda, FL	3.0	2.0	1915	$2,500	$1.31	23d	1	1.20mi
3004 Banyan Way Punta Gorda, FL	3.0	2.0	1522	$3,390	$2.23	23d	1	1.22mi
1340 Rock Dove Ct #144 Punta Gorda, FL	3.0	2.0	1813	$1,850	$1.02	23d	1	1.23mi
1340 Rock Dove Ct #144 Punta Gorda, FL	3.0	2.0	1813	$1,850	$1.02	15d	1	1.23mi
2811 Poinciana Ct Punta Gorda, FL	3.0	2.0	2154	$2,300	$1.07	15d	1	1.26mi
255 W End Dr Punta Gorda, FL	2.0–3.0	2.0	1559	$3,500	$2.24	23d	3	1.29mi
3252 Antigua Dr Punta Gorda, FL	3.0	2.0	2275	$10,000	$4.40	15d	1	1.50mi

HOA detail condo

• Monthly dues: $768 · $9,216/yr
• Likely covers: water
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 25 events

1. 2026-06-22
   days on market $399,999 Active 236 DOM
2. 2026-06-18
   days on market $399,999 Active 233 DOM
3. 2026-06-17
   days on market $399,999 Active 232 DOM
4. 2026-06-16
   days on market $399,999 Active 231 DOM
5. 2026-06-15
   days on market $399,999 Active 230 DOM
6. 2026-06-14
   days on market $399,999 Active 228 DOM
7. 2026-06-13
   days on market $399,999 Active 227 DOM
8. 2026-06-10
   days on market $399,999 Active 225 DOM
9. 2026-06-09
   days on market $399,999 Active 224 DOM
10. 2026-06-08
    days on market $399,999 Active 223 DOM
11. 2026-06-05
    days on market $399,999 Active 219 DOM
12. 2026-06-02
    days on market $399,999 Active 217 DOM
13. 2026-06-01
    days on market $399,999 Active 216 DOM
14. 2026-05-31
    days on market $399,999 Active 215 DOM
15. 2026-05-30
    days on market $399,999 Active 214 DOM
16. 2026-03-05
    price $399,999 1462-char remark

    Show marketing remark (1686 chars)

    What's Special: Home of the Week | Private Elevator | Oversized Garage. New Construction – Ready Now! Built by America’s Most Trusted Home Builder. Welcome to the Miramar at 1624 Compass Pointe Court Unit 203 in Seahaven! This stunning new three-story condo offers the perfect blend of luxury and convenience. Enter through the ground-level foyer, where you’ll find quick access to your private elevator, staircase, or oversized 1-car garage with abundant storage. The garage opens to an outdoor living space, ideal for relaxing and soaking up the Florida sunshine. Upstairs, the main living area features a gorgeous kitchen with quartz countertops throughout, complemented by laminate flooring for a sleek, modern look. The kitchen flows into a welcoming gathering space and private balcony for effortless entertaining. A secondary bedroom and full bath are tucked just off the kitchen for added privacy. The upper level is home to a spacious primary suite with a sitting area, walk-in closet, and en-suite bath, along with two additional bedrooms, a full bath, and a convenient laundry area. Life at Seahaven means embracing luxurious waterfront living in the heart of Punta Gorda. Enjoy serene views and walk to Fisherman’s Village for dining, shopping, and entertainment. With its premier location and upscale amenities, Seahaven offers an unparalleled opportunity to own a piece of paradise. Additional Highlights Include: Private elevator, cafe series appliance package, oak treads, washer and dryer, crown molding at kitchen, built-in refrigerator, and screened enclosed balcony. Virtually staged photos are for representative purposes only. MLS#225077160

17. 2026-03-05
    price $399,999 1686-char remark

    Show marketing remark (1686 chars)

    What's Special: Home of the Week | Private Elevator | Oversized Garage. New Construction – Ready Now! Built by America’s Most Trusted Home Builder. Welcome to the Miramar at 1624 Compass Pointe Court Unit 203 in Seahaven! This stunning new three-story condo offers the perfect blend of luxury and convenience. Enter through the ground-level foyer, where you’ll find quick access to your private elevator, staircase, or oversized 1-car garage with abundant storage. The garage opens to an outdoor living space, ideal for relaxing and soaking up the Florida sunshine. Upstairs, the main living area features a gorgeous kitchen with quartz countertops throughout, complemented by laminate flooring for a sleek, modern look. The kitchen flows into a welcoming gathering space and private balcony for effortless entertaining. A secondary bedroom and full bath are tucked just off the kitchen for added privacy. The upper level is home to a spacious primary suite with a sitting area, walk-in closet, and en-suite bath, along with two additional bedrooms, a full bath, and a convenient laundry area. Life at Seahaven means embracing luxurious waterfront living in the heart of Punta Gorda. Enjoy serene views and walk to Fisherman’s Village for dining, shopping, and entertainment. With its premier location and upscale amenities, Seahaven offers an unparalleled opportunity to own a piece of paradise. Additional Highlights Include: Private elevator, cafe series appliance package, oak treads, washer and dryer, crown molding at kitchen, built-in refrigerator, and screened enclosed balcony. Virtually staged photos are for representative purposes only. MLS#225077160

18. 2026-03-04
    price $399,999
19. 2026-01-04
    price $415,000 1462-char remark

    Show marketing remark (1462 chars)

    Welcome to the Miramar at 1624 Compass Pointe Court Unit 203 in Seahaven! This stunning new three-story condo offers the perfect blend of luxury and convenience. Enter through the ground-level foyer, where you'll find quick access to your private elevator, staircase, or oversized 1-car garage with abundant storage. The garage opens to an outdoor living space, ideal for relaxing and soaking up the Florida sunshine. Upstairs, the main living area features a gorgeous kitchen with quartz countertops throughout, complemented by laminate flooring for a sleek, modern look. The kitchen flows into a welcoming gathering space and private balcony for effortless entertaining. A secondary bedroom and full bath are tucked just off the kitchen for added privacy. The upper level is home to a spacious primary suite with a sitting area, walk-in closet, and en-suite bath, along with two additional bedrooms, a full bath, and a convenient laundry area. Life at Seahaven means embracing luxurious waterfront living in the heart of Punta Gorda. Enjoy serene views and walk to Fisherman's Village for dining, shopping, and entertainment. With its premier location and upscale amenities, Seahaven offers an unparalleled opportunity to own a piece of paradise. Additional Highlights Include: Private elevator, cafe series appliance package, oak treads, washer and dryer, crown molding at kitchen, built-in refrigerator, and screened enclosed balcony. MLS#A4669987; 225077160

20. 2026-01-03
    price $415,000 1686-char remark

    Show marketing remark (1686 chars)

    What's Special: Home of the Week | Private Elevator | Oversized Garage. New Construction – Ready Now! Built by America’s Most Trusted Home Builder. Welcome to the Miramar at 1624 Compass Pointe Court Unit 203 in Seahaven! This stunning new three-story condo offers the perfect blend of luxury and convenience. Enter through the ground-level foyer, where you’ll find quick access to your private elevator, staircase, or oversized 1-car garage with abundant storage. The garage opens to an outdoor living space, ideal for relaxing and soaking up the Florida sunshine. Upstairs, the main living area features a gorgeous kitchen with quartz countertops throughout, complemented by laminate flooring for a sleek, modern look. The kitchen flows into a welcoming gathering space and private balcony for effortless entertaining. A secondary bedroom and full bath are tucked just off the kitchen for added privacy. The upper level is home to a spacious primary suite with a sitting area, walk-in closet, and en-suite bath, along with two additional bedrooms, a full bath, and a convenient laundry area. Life at Seahaven means embracing luxurious waterfront living in the heart of Punta Gorda. Enjoy serene views and walk to Fisherman’s Village for dining, shopping, and entertainment. With its premier location and upscale amenities, Seahaven offers an unparalleled opportunity to own a piece of paradise. Additional Highlights Include: Private elevator, cafe series appliance package, oak treads, washer and dryer, crown molding at kitchen, built-in refrigerator, and screened enclosed balcony. Virtually staged photos are for representative purposes only. MLS#225077160

21. 2026-01-03
    price $415,000

    Show marketing remark (1686 chars)

    What's Special: Home of the Week | Private Elevator | Oversized Garage. New Construction – Ready Now! Built by America’s Most Trusted Home Builder. Welcome to the Miramar at 1624 Compass Pointe Court Unit 203 in Seahaven! This stunning new three-story condo offers the perfect blend of luxury and convenience. Enter through the ground-level foyer, where you’ll find quick access to your private elevator, staircase, or oversized 1-car garage with abundant storage. The garage opens to an outdoor living space, ideal for relaxing and soaking up the Florida sunshine. Upstairs, the main living area features a gorgeous kitchen with quartz countertops throughout, complemented by laminate flooring for a sleek, modern look. The kitchen flows into a welcoming gathering space and private balcony for effortless entertaining. A secondary bedroom and full bath are tucked just off the kitchen for added privacy. The upper level is home to a spacious primary suite with a sitting area, walk-in closet, and en-suite bath, along with two additional bedrooms, a full bath, and a convenient laundry area. Life at Seahaven means embracing luxurious waterfront living in the heart of Punta Gorda. Enjoy serene views and walk to Fisherman’s Village for dining, shopping, and entertainment. With its premier location and upscale amenities, Seahaven offers an unparalleled opportunity to own a piece of paradise. Additional Highlights Include: Private elevator, cafe series appliance package, oak treads, washer and dryer, crown molding at kitchen, built-in refrigerator, and screened enclosed balcony. Virtually staged photos are for representative purposes only. MLS#225077160

22. 2025-12-15
    soldstatus $420,000
23. 2025-10-28
    listed $395,000 Active 1462-char remark

    Show marketing remark (1686 chars)

    What's Special: Home of the Week | Private Elevator | Oversized Garage. New Construction – Ready Now! Built by America’s Most Trusted Home Builder. Welcome to the Miramar at 1624 Compass Pointe Court Unit 203 in Seahaven! This stunning new three-story condo offers the perfect blend of luxury and convenience. Enter through the ground-level foyer, where you’ll find quick access to your private elevator, staircase, or oversized 1-car garage with abundant storage. The garage opens to an outdoor living space, ideal for relaxing and soaking up the Florida sunshine. Upstairs, the main living area features a gorgeous kitchen with quartz countertops throughout, complemented by laminate flooring for a sleek, modern look. The kitchen flows into a welcoming gathering space and private balcony for effortless entertaining. A secondary bedroom and full bath are tucked just off the kitchen for added privacy. The upper level is home to a spacious primary suite with a sitting area, walk-in closet, and en-suite bath, along with two additional bedrooms, a full bath, and a convenient laundry area. Life at Seahaven means embracing luxurious waterfront living in the heart of Punta Gorda. Enjoy serene views and walk to Fisherman’s Village for dining, shopping, and entertainment. With its premier location and upscale amenities, Seahaven offers an unparalleled opportunity to own a piece of paradise. Additional Highlights Include: Private elevator, cafe series appliance package, oak treads, washer and dryer, crown molding at kitchen, built-in refrigerator, and screened enclosed balcony. Virtually staged photos are for representative purposes only. MLS#225077160

24. 2025-10-28
    listed $395,000 Active 1686-char remark

    Show marketing remark (1686 chars)

    What's Special: Home of the Week | Private Elevator | Oversized Garage. New Construction – Ready Now! Built by America’s Most Trusted Home Builder. Welcome to the Miramar at 1624 Compass Pointe Court Unit 203 in Seahaven! This stunning new three-story condo offers the perfect blend of luxury and convenience. Enter through the ground-level foyer, where you’ll find quick access to your private elevator, staircase, or oversized 1-car garage with abundant storage. The garage opens to an outdoor living space, ideal for relaxing and soaking up the Florida sunshine. Upstairs, the main living area features a gorgeous kitchen with quartz countertops throughout, complemented by laminate flooring for a sleek, modern look. The kitchen flows into a welcoming gathering space and private balcony for effortless entertaining. A secondary bedroom and full bath are tucked just off the kitchen for added privacy. The upper level is home to a spacious primary suite with a sitting area, walk-in closet, and en-suite bath, along with two additional bedrooms, a full bath, and a convenient laundry area. Life at Seahaven means embracing luxurious waterfront living in the heart of Punta Gorda. Enjoy serene views and walk to Fisherman’s Village for dining, shopping, and entertainment. With its premier location and upscale amenities, Seahaven offers an unparalleled opportunity to own a piece of paradise. Additional Highlights Include: Private elevator, cafe series appliance package, oak treads, washer and dryer, crown molding at kitchen, built-in refrigerator, and screened enclosed balcony. Virtually staged photos are for representative purposes only. MLS#225077160

25. 2025-10-28
    listed $395,000 Active

    Show marketing remark (1686 chars)

    What's Special: Home of the Week | Private Elevator | Oversized Garage. New Construction – Ready Now! Built by America’s Most Trusted Home Builder. Welcome to the Miramar at 1624 Compass Pointe Court Unit 203 in Seahaven! This stunning new three-story condo offers the perfect blend of luxury and convenience. Enter through the ground-level foyer, where you’ll find quick access to your private elevator, staircase, or oversized 1-car garage with abundant storage. The garage opens to an outdoor living space, ideal for relaxing and soaking up the Florida sunshine. Upstairs, the main living area features a gorgeous kitchen with quartz countertops throughout, complemented by laminate flooring for a sleek, modern look. The kitchen flows into a welcoming gathering space and private balcony for effortless entertaining. A secondary bedroom and full bath are tucked just off the kitchen for added privacy. The upper level is home to a spacious primary suite with a sitting area, walk-in closet, and en-suite bath, along with two additional bedrooms, a full bath, and a convenient laundry area. Life at Seahaven means embracing luxurious waterfront living in the heart of Punta Gorda. Enjoy serene views and walk to Fisherman’s Village for dining, shopping, and entertainment. With its premier location and upscale amenities, Seahaven offers an unparalleled opportunity to own a piece of paradise. Additional Highlights Include: Private elevator, cafe series appliance package, oak treads, washer and dryer, crown molding at kitchen, built-in refrigerator, and screened enclosed balcony. Virtually staged photos are for representative purposes only. MLS#225077160

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $5,440 · $453/mo
• Projected year-2 tax: $5,440 · $453/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Taxation est. · year 1

• Rental income: $49,673
• − Mortgage interest: −$22,406
• − Property taxes: −$5,440
• − Insurance: −$2,000
• − Repairs & maintenance: −$3,974
• − Management: −$3,974
• − HOA: −$9,216
• − Depreciation: −$11,636
• Taxable loss: −$8,973
• Est. tax savings @ 24.0%: +$2,154
• After-tax cash flow: $-433/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Punta Gorda

• Score: 76/100
• State rank: #225
• US rank: #3567

Category grades

Amenities D- Commute F Cost of living D+ Crime A+ Employment B- Housing B Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Punta Gorda, FL
• County: Charlotte County · 196,994 people
• City population: 68,831
• Metro: Punta Gorda, FL
• Population (ZIP): 24,955
• Household income: $76,369
• Rent vs Own: 17.6% rent · 82.4% own
• Severe rent burden: 608.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Two or more races 5% Black 5% Hispanic / Latino 4% Asian 1%
• Common ancestry: Lithuanian 5% Romanian 4% Italian 2%
• Foreign-born: 7% · Canada
• Languages at home: 95% English-only · Spanish 3% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -111.73%
• Current HPI: 261.6573
• Rent YoY: ▼ -0.06%
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1.3% since first listed

10 events — show timeline

• 2026-03-05 Price Changed $399,999 Zillow
• 2026-03-05 Price Changed $399,999 NAPLESMLS
• 2026-03-04 Price Changed $399,999 Stellar MLS as Distributed by MLS Grid
• 2026-01-04 Price Changed $415,000 Zillow
• 2026-01-03 Price Changed $415,000 NAPLESMLS
• 2026-01-03 Price Changed $415,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-15 Sold (Public Records) $420,000 Public Records
• 2025-10-28 Listed $395,000 Zillow
• 2025-10-28 Listed $395,000 Stellar MLS as Distributed by MLS Grid
• 2025-10-28 Listed $395,000 NAPLESMLS