CashFlowRE
Sign in Sign up
919 Sharon Ave
B+ Composite 75.09
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +4.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$80,000

919 Sharon Ave · Sharon Hill, PA 19079
2 bd · 1.0 ba · 655 sqft · Townhouse public records · 14 Days on market
Built 1950 1,307 sqft lot Est $100k · 20% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Nestled in the heart of the charming Lincoln Park neighborhood, this delightful interior row townhouse offers a unique opportunity to create your dream home. Built in 1950, this brick ranch-style residence exudes character and warmth, inviting you to envision the possibilities within its walls. The cozy layout features a full basement, perfect for storage or a creative workspace. With a modest lot size of 0.03 acres, maintenance is a breeze, allowing you to spend more time enjoying the vibrant community around you. Lincoln Park is known for its friendly atmosphere and convenient access to local amenities. Stroll through tree-lined streets to discover parks, cafes, and boutique shops just mo

Key facts

  • Modest lot size
  • Tree-lined streets
  • Full basement

Tags

FULL BASEMENTMODEST LOT SIZELINCOLN PARK NEIGHBORHOODTREE-LINED STREETSLOCAL AMENITIESCOMMUNITY EVENTS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath townhouse listed at $80k.

Deal economics

  • At list price, monthly cash flow is $273 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Cap rate 10.4% vs local median 3.3% in Sharon Hill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#142 in PA, #1,147 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A; Watch: amenities D.
  • Southeast Delco SD (suburban): math 13% / reading 33% proficiency, ranked #478 of 539 in PA (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 34 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 299 units permitted in Delaware County in 2024 (5 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 10y ago; this cycle's ask has dropped $35k (30%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $10k; list at $80k implies a 697% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: property tax is 4.3% of price; built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $80,000

Questions for the listing agent

  1. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.60%
Cap rate
10.39%
Cash-on-cash
14.63%
DSCR
1.65
GRM
5.2

CMA / ARV

ARV (on-the-fly)
$100,215
Comps found
10
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
919 Sharon Ave 0.00mi 2/1.0 655 (0%) 1mo $55,000 $84 100
1013 Pine Rd 0.06mi 2/1.0 655 (0%) 2mo $90,000 $137 96
1022 Pine Rd 0.06mi 2/1.0 655 (0%) 2mo $80,000 $122 95
930 Pine Rd 0.02mi 2/1.0 655 (0%) 6mo $100,000 $153 94
917 Pine Rd 0.03mi 2/1.0 655 (0%) 7mo $92,000 $140 93
1009 Laurel Rd 0.10mi 2/2.0 655 (0%) 2mo $165,000 $252 90
1018 Pine Rd 0.06mi 2/1.0 655 (0%) 9mo $125,000 $191 90
1039 Barker Rd 0.14mi 2/1.0 655 (0%) 6mo $142,500 $218 89
914 Burnside Rd 0.05mi 2/1.0 655 (0%) 11mo $80,120 $122 89
1001 Burnside Rd 0.07mi 2/2.0 655 (0%) 8mo $138,000 $211 86

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
5.2%
Equity multiple
1.20×
Total profit
$4,561
Equity at exit
$11,928
10-year hold
IRR
14.8%
Equity multiple
2.20×
Total profit
$26,912
Equity at exit
$6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 19079

Home prices YoY
-17.7%
Active inventory
34
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$1,284 high interval (Pro) →
Mortgage (P&I)
$420
Tax from tax record
$288 /mo · $3,461/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$270
Net cashflow
$273

Break-even live

Break-even rent $938
Max offer price $80,000
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1037 Laurel Rd Sharon Hill, PA 2.0 1.0 655 $1,195 $1.82 43d 1 0.07mi
1012 Burnside Rd Sharon Hill, PA 2.0 1.0 655 $1,295 $1.98 44d 1 0.07mi
430 Folcroft Ave Unit 2 Folcroft, PA 1.0 1.0 500 $950 $1.90 43d 1 0.49mi
1511 Elmwood Ave Folcroft, PA 1.0–3.0 1.0 725 $1,399 $1.93 23d 3 0.54mi
1528 Elmwood Ave Folcroft, PA 1.0 1.0 600 $1,350 $2.25 43d 1 0.60mi
1528 Elmwood Ave Unit 108 Folcroft, PA 1.0 1.0 600 $1,200 $2.00 24d 1 0.60mi
601 Poplar St Sharon Hill, PA 1.0–2.0 1.0 787 $1,599 $2.03 14d 5 0.73mi
132 Folcroft Ave Folcroft, PA 2.0 1.0 725 $1,679 $2.32 2d 3 0.77mi
200 Karen Cir Glenolden, PA 1.0 1.0 632 $1,195 $1.89 3d 5 1.11mi
1010 Beechwood Ave Apt A Collingdale, PA 1.0 1.0 480 $1,350 $2.81 17d 1 1.17mi
909 Springfield Rd Unit B Darby, PA 1.0 1.0 700 $1,000 $1.43 43d 1 1.28mi
957 Springfield Rd Unit 1 Darby, PA 2.0 1.0 600 $1,400 $2.33 18d 1 1.29mi
100 E Glenolden Ave Glenolden, PA 1.0–4.0 1.0–2.0 920 $1,683 $1.83 1d 4 1.35mi
350 S Scott Ave Unit 1 Glenolden, PA 2.0 1.0 715 $1,700 $2.38 24d 1 1.47mi

Listing history 20 events

  1. 2026-04-18
    price $80,000
  2. 2026-03-07
    status Pending
  3. 2026-03-03
    price $95,000
  4. 2026-03-01
    price $99,999
  5. 2026-02-27
    price $109,999
  6. 2026-02-21
    listed $115,000 Active
  7. 2025-12-15
    historical
  8. 2025-12-13
    price $99,999
  9. 2025-12-13
    price $99,000
  10. 2025-12-11
    price $105,000
  11. 2025-12-05
    price $115,000
  12. 2025-12-04
    price $120,000
  13. 2025-11-29
    price $127,500
  14. 2025-11-22
    listed $130,000 Active
  15. 2025-11-18
    historical
  16. 2017-09-15
    historical
  17. 2016-09-29
    listed $35,000
  18. 1994-08-12
    soldstatus $10,038
  19. 1984-11-05
    soldstatus $21,900
  20. 1981-04-01
    soldstatus $15,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$3,461 · $288/mo
Projected year-2 tax
$3,461 · $288/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,408
− Mortgage interest
−$4,481
− Property taxes
−$3,461
− Insurance
−$400
− Repairs & maintenance
−$1,233
− Management
−$1,233
− Depreciation
−$2,327
Taxable income
$2,273
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$545
After-tax cash flow
$2,731/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Southeast Delco SD
NCES district ID
4222400
Math proficiency
13% ▼ -8.00%
Reading proficiency
33% ▼ -9.00%
Median HH income
$49,309
Composite
20.25/100
National rank
#8623
State rank
#478 of 539 in PA

Livability — Sharon Hill

Score
82/100
State rank
#142
US rank
#1147

Category grades

Amenities D Commute A+ Cost of living A+ Crime C+ Employment B- Housing A Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
9,014

Population outlook (Delaware County) Hauer SSP2

Today (2025)
577,490 people
By 2030
581,243 · +0.6%
By 2040
584,700 · +1.2%
By 2050
586,581 · +1.6%
By 2075
598,706 · +3.7%
By 2100
590,823 · +2.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (80%)
Race & ethnicity
Black 80% White 12% Two or more races 6% Hispanic / Latino 4% Asian 1%
Common ancestry
Romanian 1% Hispanic 1%
Foreign-born
10% · Canada, China
Languages at home
93% English-only · Chinese 1% Spanish 1%

Political lean MEDSL · Delaware

2024 margin
Strong D (+23.7) · D 61.4% · R 37.6% · Other 1.0%
2008→2024 swing
+2.3pp toward D · 2008: 21.4pp · 2024: 23.7pp
All cycles
2024: D+23.7 2020: D+26.7 2016: D+22.0 2012: D+21.8 2008: D+21.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -71.04%
Current HPI
330.4912
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+433.3% since first listed
20 events — show timeline
  • 2026-04-18 Price Changed $80,000 BRIGHT MLS
  • 2026-03-07 Pending BRIGHT MLS
  • 2026-03-03 Price Changed $95,000 BRIGHT MLS
  • 2026-03-01 Price Changed $99,999 BRIGHT MLS
  • 2026-02-27 Price Changed $109,999 BRIGHT MLS
  • 2026-02-21 Listed $115,000 BRIGHT MLS
  • 2025-12-15 Listing Removed BRIGHT MLS
  • 2025-12-13 Price Changed $99,999 BRIGHT MLS
  • 2025-12-13 Price Changed $99,000 BRIGHT MLS
  • 2025-12-11 Price Changed $105,000 BRIGHT MLS
  • 2025-12-05 Price Changed $115,000 BRIGHT MLS
  • 2025-12-04 Price Changed $120,000 BRIGHT MLS
  • 2025-11-29 Price Changed $127,500 BRIGHT MLS
  • 2025-11-22 Listed $130,000 BRIGHT MLS
  • 2025-11-18 Coming Soon BRIGHT MLS
  • 2017-09-15 Listing Removed BRIGHT MLS
  • 2016-09-29 Listed $35,000 BRIGHT MLS
  • 1994-08-12 Sold (Public Records) $10,038 Public Records
  • 1984-11-05 Sold (Public Records) $21,900 Public Records
  • 1981-04-01 Sold (Public Records) $15,000 Public Records

Property tax history

+6.0%/yr

Latest (2026): $3,461 · +15.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…