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274 Cape Harbour Loop #105
D- Composite 39.13
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.1/30.0
  • ARV discount +7.5/15.0
  • 1% rule +4.7/10.0
  • Schools +4.4/10.0
  • Appreciation +4.1/10.0
  • Livability +4.0/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.1/10.0
  • Rent growth +1.6/5.0

$215,000

274 Cape Harbour Loop #105 · Bradenton, FL 34212
2 bd · 2.5 ba · 1,429 sqft · Condo public records · 26 Days on market
Built 2006 $397/mo HOA · 19% of rent ↓ 22% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great Florida living at Lighthouse Cove in Heritage Harbour. 2 bedrooms, 2 and a half baths, and the largest floor plan at 1429 square feet under air. Brand new stainless steel appliances in the kitchen, which has a pass through to the dining room. The 1/2 bathroom is on the main floor with additional under stair storage. The living room has sliding glass doors that open to the screened lanai, which also has additional storage and a rare private wooded view. Both bedrooms are upstairs at each end of the unit, with a bonus room in between and inside utility that comes with a stackable washer and dryer. Mature foliage offering shaded parking for your vehicle and the community pool is just around the corner. Heritage Harbour has a central park that includes fields for baseball and soccer, along with a nearby fishing pier with walking and biking trails. Easy access to all the wants and needs Bradenton and Sarasota have to offer.

Key facts

  • Large loft
  • New hvac
  • Private nature view

Tags

PRIVATE ENTRANCELARGE LOFTNEW HVACSTAINLESS STEEL APPLIANCESPRIVATE NATURE VIEW

Property features AI

Finance

  • Other: CDD present; Homestead indicated
  • Financial info: Other annual assessment $429; Total annual fees $4,764 (total monthly fees $397); Lease restrictions apply
  • HOA & community: Has HOA (monthly HOA $349); Quarterly association fees (example: $1,047 quarterly; additional quarterly fee $72); Condo/quarterly fee $72 (monthly condo fee listed as $24); Association fees include insurance, pool, trash, water; Community mailbox; Cats and dogs allowed

Exterior

  • Utilities: Public water available; Public sewer; Cable available; Electricity connected; Water connected
  • Home design: Residential townhouse; Two stories; Faces northeast; Slab foundation
  • Construction: Block construction; Shingle roof; Built area 1,429 (public records)
  • Exterior features: Awning(s); In-ground pool; Asphalt road access

Interior

  • Kitchen: Convection oven; Dishwasher; Disposal; Refrigerator
  • Bedrooms: 2 bedrooms
  • Flooring: Carpet; Ceramic tile
  • Bathrooms: 2 full baths, 1 half bath
  • Heating & cooling: Electric heat; Central air conditioning
  • Interior features: Ceiling fans
  • Laundry & utility: Inside laundry; Dryer; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.5-bath condo listed at $215k.

Deal economics

  • At list price, monthly cash flow is $-209 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $178k (17.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $208k (3.5% below list).
  • Recommended offer: $178k (17.2% below list) — sets the bar for cash-flow.
  • Cap rate 5.1% vs local median 3.6% in Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#101 in FL, #1,528 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime D, amenities F.
  • Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents falling (-3.4%/yr); 479 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-1.8%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 26 days — a 2% lower offer ($212k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $178,048 (17.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.97%
Cap rate
5.13%
Cash-on-cash
-4.17%
DSCR
0.81
GRM
8.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-1.82% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-18.8%
Equity multiple
0.28×
Total profit
$-43,173
Equity at exit
$43,565
10-year hold
IRR
-17.3%
Equity multiple
-0.12×
Total profit
$-67,485
Equity at exit
$38,969

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34212

Home prices YoY
-0.7%
Rents YoY
-3.4%
Active inventory
479
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$2,076 high interval (Pro) →
Mortgage (P&I)
$1,127
Tax from tax record
$235 /mo · $2,818/yr
Insurance
$90
HOA
$397
Vacancy / Maint / Mgmt
$436
Net cashflow
$-209

Break-even live

Break-even rent $2,340
Max offer price $178,048
Occupancy floor

Sensitivity live

Price -10% $-87 -5% $-148 +0% $-209 +5% $-270 +10% $-331
Rent -10% $-373 -5% $-291 +0% $-209 +5% $-127 +10% $-45
Rate -1.0pp $-101 -0.5pp $-154 base $-209 +0.5pp $-265 +1.0pp $-322

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,750
Closing costs
$6,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
267 Cape Harbour Loop #101 Bradenton, FL 3.0 2.5 1200 $1,700 $1.42 25d 1 0.04mi
262 Cape Harbour Loop #102 Bradenton, FL 3.0 2.5 1200 $1,900 $1.58 25d 1 0.04mi
280 Cape Harbour Loop #101 Bradenton, FL 3.0 2.5 1400 $2,100 $1.50 17d 1 0.05mi
257 Cape Harbour Loop #101 Bradenton, FL 3.0 2.5 1200 $1,925 $1.60 4d 1 0.06mi
257 Cape Harbour Loop #104 Bradenton, FL 2.0 2.5 1429 $1,700 $1.19 25d 1 0.06mi
311 Cape Harbour Loop #103 Bradenton, FL 2.0 2.5 1429 $1,850 $1.29 16d 1 0.07mi
250 Cape Harbour Loop Bradenton, FL 3.0 2.5 1200 $1,800 $1.50 25d 1 0.09mi
250 Cape Harbour Loop #106 Bradenton, FL 2.0 2.5 1429 $1,775 $1.24 16d 1 0.10mi
208 Cape Harbour Loop #101 Bradenton, FL 3.0 2.5 1200 $2,000 $1.67 25d 1 0.28mi
360 Cape Harbour Loop #105 Bradenton, FL 3.0 2.5 1429 $2,200 $1.54 25d 1 0.28mi
6510 Anchor Loop Bradenton, FL 1.0–3.0 1.0–2.0 1135 $1,782 $1.57 3d 32 0.37mi
6760 Willowshire Way Bradenton, FL 3.0 2.0 1387 $3,500 $2.52 25d 1 0.53mi
131 Babbling Brook Run Bradenton, FL 3.0 2.0 1387 $2,200 $1.59 25d 1 0.57mi
7124 Grand Estuary Trl #104 Bradenton, FL 3.0 2.0 1786 $2,500 $1.40 25d 1 0.59mi
6627 Candlestick Dr Bradenton, FL 2.0 2.0 1541 $5,500 $3.57 25d 1 0.73mi
7008 Grand Estuary Trl #104 Bradenton, FL 3.0 2.0 1786 $2,800 $1.57 25d 1 0.75mi
6110 9th Avenue Cir NE Bradenton, FL 2.0 1.5 1000 $2,000 $2.00 25d 1 0.84mi
6614 Grand Estuary Trl #101 Bradenton, FL 3.0 2.0 1786 $3,200 $1.79 25d 1 0.89mi
6705 Grand Estuary Trl #104 Bradenton, FL 2.0 2.0 1561 $2,500 $1.60 25d 1 0.94mi
6715 Grand Estuary Trl #106 Bradenton, FL 2.0 2.0 1600 $5,000 $3.12 25d 1 0.95mi
6611 Grand Estuary Trl #204 Bradenton, FL 2.0 2.0 1561 $2,500 $1.60 17d 1 0.95mi
6611 Grand Estuary Trl Bradenton, FL 2.0 2.0 1561 $2,350 $1.51 25d 2 0.96mi
6819 Grand Estuary Trl #205 Bradenton, FL 2.0 2.0 1561 $2,499 $1.60 25d 1 0.96mi
6519 Grand Estuary Trl Bradenton, FL 2.0 2.0 1156 $3,000 $2.60 25d 2 0.97mi
6515 Grand Estuary Trl #107 Bradenton, FL 2.0 2.0 1156 $3,950 $3.42 25d 1 0.98mi
6411 Grand Estuary Trl #401 Bradenton, FL 2.0 2.0 1156 $2,325 $2.01 17d 1 0.99mi
424 Winding Brook Ln #104 Bradenton, FL 3.0 2.0 1786 $2,995 $1.68 17d 1 1.02mi
7005 River Hammock Dr #305 Bradenton, FL 2.0 2.0 1121 $2,500 $2.23 25d 1 1.06mi
7019 River Hammock Dr Bradenton, FL 2.0–3.0 2.0 1209 $2,000 $1.65 12d 2 1.07mi
7121 River Hammock Dr Bradenton, FL 2.0 2.0 1176 $2,248 $1.91 25d 2 1.08mi
7121 River Hammock Dr Unit 1546059P Bradenton, FL 2.0 2.0 1151 $2,903 $2.52 17d 1 1.08mi
7225 River Hammock Dr #202 Bradenton, FL 2.0 2.0 1561 $1,749 $1.12 4d 1 1.14mi
7305 River Hammock Dr #206 Bradenton, FL 2.0 2.0 1661 $2,600 $1.57 25d 1 1.17mi
7607 Grand Estuary Trl Bradenton, FL 2.0 2.0 1226 $2,900 $2.37 25d 2 1.30mi
7705 Grand Estuary Trl Bradenton, FL 2.0 2.0 1175 $1,975 $1.68 17d 2 1.35mi
7803 Grand Estuary Trl Bradenton, FL 2.0 2.0 1371 $2,650 $1.93 25d 2 1.39mi
803 Fairwaycove Ln Bradenton, FL 2.0 2.0 1165 $1,835 $1.58 4d 2 1.40mi
955 53rd St E Bradenton, FL 1.0–3.0 1.0–2.0 948 $1,685 $1.78 3d 5 1.42mi
819 Fairwaycove Ln Bradenton, FL 2.0 2.0 1165 $1,950 $1.67 17d 2 1.43mi
7911 Grand Estuary Trl Bradenton, FL 2.0 2.0 1156 $3,500 $3.03 25d 2 1.43mi

HOA detail condo

Monthly dues
$397 · $4,764/yr
Likely covers
pool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 21 events

  1. 2026-05-01
    listed $215,000 Active
  2. 2021-08-25
    soldstatus $213,500 Closed 938-char remark
    Show marketing remark (938 chars)

    Great Florida living at Lighthouse Cove in Heritage Harbour. 2 bedrooms, 2 and a half baths, and the largest floor plan at 1429 square feet under air. Brand new stainless steel appliances in the kitchen, which has a pass through to the dining room. The 1/2 bathroom is on the main floor with additional under stair storage. The living room has sliding glass doors that open to the screened lanai, which also has additional storage and a rare private wooded view. Both bedrooms are upstairs at each end of the unit, with a bonus room in between and inside utility that comes with a stackable washer and dryer. Mature foliage offering shaded parking for your vehicle and the community pool is just around the corner. Heritage Harbour has a central park that includes fields for baseball and soccer, along with a nearby fishing pier with walking and biking trails. Easy access to all the wants and needs Bradenton and Sarasota have to offer.

  3. 2021-07-11
    status Pending 938-char remark
    Show marketing remark (938 chars)

    Great Florida living at Lighthouse Cove in Heritage Harbour. 2 bedrooms, 2 and a half baths, and the largest floor plan at 1429 square feet under air. Brand new stainless steel appliances in the kitchen, which has a pass through to the dining room. The 1/2 bathroom is on the main floor with additional under stair storage. The living room has sliding glass doors that open to the screened lanai, which also has additional storage and a rare private wooded view. Both bedrooms are upstairs at each end of the unit, with a bonus room in between and inside utility that comes with a stackable washer and dryer. Mature foliage offering shaded parking for your vehicle and the community pool is just around the corner. Heritage Harbour has a central park that includes fields for baseball and soccer, along with a nearby fishing pier with walking and biking trails. Easy access to all the wants and needs Bradenton and Sarasota have to offer.

  4. 2021-06-30
    status Active 938-char remark
    Show marketing remark (938 chars)

    Great Florida living at Lighthouse Cove in Heritage Harbour. 2 bedrooms, 2 and a half baths, and the largest floor plan at 1429 square feet under air. Brand new stainless steel appliances in the kitchen, which has a pass through to the dining room. The 1/2 bathroom is on the main floor with additional under stair storage. The living room has sliding glass doors that open to the screened lanai, which also has additional storage and a rare private wooded view. Both bedrooms are upstairs at each end of the unit, with a bonus room in between and inside utility that comes with a stackable washer and dryer. Mature foliage offering shaded parking for your vehicle and the community pool is just around the corner. Heritage Harbour has a central park that includes fields for baseball and soccer, along with a nearby fishing pier with walking and biking trails. Easy access to all the wants and needs Bradenton and Sarasota have to offer.

  5. 2021-06-27
    status Pending 938-char remark
    Show marketing remark (938 chars)

    Great Florida living at Lighthouse Cove in Heritage Harbour. 2 bedrooms, 2 and a half baths, and the largest floor plan at 1429 square feet under air. Brand new stainless steel appliances in the kitchen, which has a pass through to the dining room. The 1/2 bathroom is on the main floor with additional under stair storage. The living room has sliding glass doors that open to the screened lanai, which also has additional storage and a rare private wooded view. Both bedrooms are upstairs at each end of the unit, with a bonus room in between and inside utility that comes with a stackable washer and dryer. Mature foliage offering shaded parking for your vehicle and the community pool is just around the corner. Heritage Harbour has a central park that includes fields for baseball and soccer, along with a nearby fishing pier with walking and biking trails. Easy access to all the wants and needs Bradenton and Sarasota have to offer.

  6. 2021-06-19
    listed $215,000 Active 938-char remark
    Show marketing remark (938 chars)

    Great Florida living at Lighthouse Cove in Heritage Harbour. 2 bedrooms, 2 and a half baths, and the largest floor plan at 1429 square feet under air. Brand new stainless steel appliances in the kitchen, which has a pass through to the dining room. The 1/2 bathroom is on the main floor with additional under stair storage. The living room has sliding glass doors that open to the screened lanai, which also has additional storage and a rare private wooded view. Both bedrooms are upstairs at each end of the unit, with a bonus room in between and inside utility that comes with a stackable washer and dryer. Mature foliage offering shaded parking for your vehicle and the community pool is just around the corner. Heritage Harbour has a central park that includes fields for baseball and soccer, along with a nearby fishing pier with walking and biking trails. Easy access to all the wants and needs Bradenton and Sarasota have to offer.

  7. 2018-06-26
    soldstatus $129,900 Sold 543-char remark
    Show marketing remark (543 chars)

    Great 2 bed 2.5 bath town home featuring fresh paint, new carpeting, a spacious kitchen, a bonus area upstairs, and a screened patio overlooking a garden area with no rear neighbors. Enjoy the community pool and convenient location with easy access to I-75, the Ellenton Outlet Mall, schools, dining, and the beaches. The Heritage Harbour community also offers a wide array of amenities including a lake for fishing, baseball and soccer fields, playgrounds, picnic pavilion, walking and biking trails, and a public golf course with restaurant.

  8. 2018-06-08
    status Pending 543-char remark
    Show marketing remark (543 chars)

    Great 2 bed 2.5 bath town home featuring fresh paint, new carpeting, a spacious kitchen, a bonus area upstairs, and a screened patio overlooking a garden area with no rear neighbors. Enjoy the community pool and convenient location with easy access to I-75, the Ellenton Outlet Mall, schools, dining, and the beaches. The Heritage Harbour community also offers a wide array of amenities including a lake for fishing, baseball and soccer fields, playgrounds, picnic pavilion, walking and biking trails, and a public golf course with restaurant.

  9. 2018-05-31
    price $134,900 543-char remark
    Show marketing remark (543 chars)

    Great 2 bed 2.5 bath town home featuring fresh paint, new carpeting, a spacious kitchen, a bonus area upstairs, and a screened patio overlooking a garden area with no rear neighbors. Enjoy the community pool and convenient location with easy access to I-75, the Ellenton Outlet Mall, schools, dining, and the beaches. The Heritage Harbour community also offers a wide array of amenities including a lake for fishing, baseball and soccer fields, playgrounds, picnic pavilion, walking and biking trails, and a public golf course with restaurant.

  10. 2018-04-27
    price $139,900 543-char remark
    Show marketing remark (543 chars)

    Great 2 bed 2.5 bath town home featuring fresh paint, new carpeting, a spacious kitchen, a bonus area upstairs, and a screened patio overlooking a garden area with no rear neighbors. Enjoy the community pool and convenient location with easy access to I-75, the Ellenton Outlet Mall, schools, dining, and the beaches. The Heritage Harbour community also offers a wide array of amenities including a lake for fishing, baseball and soccer fields, playgrounds, picnic pavilion, walking and biking trails, and a public golf course with restaurant.

  11. 2018-03-27
    listed $144,500 Active 543-char remark
    Show marketing remark (543 chars)

    Great 2 bed 2.5 bath town home featuring fresh paint, new carpeting, a spacious kitchen, a bonus area upstairs, and a screened patio overlooking a garden area with no rear neighbors. Enjoy the community pool and convenient location with easy access to I-75, the Ellenton Outlet Mall, schools, dining, and the beaches. The Heritage Harbour community also offers a wide array of amenities including a lake for fishing, baseball and soccer fields, playgrounds, picnic pavilion, walking and biking trails, and a public golf course with restaurant.

  12. 2007-02-09
    soldstatus $174,000
  13. 2007-01-30
    soldstatus $184,900
  14. 2006-06-20
    listed $185,000
  15. 2006-06-20
    listed $185,000
  16. 2006-06-08
    historical
  17. 2006-06-07
    listed $292,500
  18. 2006-05-26
    historical
  19. 2006-02-27
    historical
  20. 2006-01-11
    listed $274,900
  21. 2006-01-11
    listed $274,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,818 · $235/mo
Projected year-2 tax
$2,818 · $235/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (shaded) · 56% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 30 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,907
− Mortgage interest
−$12,043
− Property taxes
−$2,818
− Insurance
−$1,075
− Repairs & maintenance
−$1,993
− Management
−$1,993
− HOA
−$4,764
− Depreciation
−$6,255
Taxable loss
−$6,033
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,448
After-tax cash flow
$-1,062/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Manatee
NCES district ID
1201230
Math proficiency
54% ▼ -6.00%
Reading proficiency
50% ▼ -2.00%
Median HH income
$49,607
Composite
44.43/100
National rank
#2806
State rank
#26 of 73 in FL

Livability — Bradenton

Score
81/100
State rank
#101
US rank
#1528

Category grades

Amenities F Commute A+ Cost of living A+ Crime D Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Manatee County · 416,364 people
City population
227,091
Metro
North Port-Sarasota-Bradenton, FL
Population (ZIP)
25,536
Household income
$125,486
Rent vs Own
15.3% rent · 84.7% own
Severe rent burden
383.0

Population outlook (Manatee County) Hauer SSP2

Today (2025)
447,342 people
By 2030
488,911 · +9.3%
By 2040
567,934 · +27.0%
By 2050
637,995 · +42.6%
By 2075
781,970 · +74.8%
By 2100
848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Hispanic / Latino 10% Two or more races 8% Black 3% Asian 2%
Hispanic origin (detail)
Mexican 1% Puerto Rican 2% Cuban 1%
Common ancestry
Romanian 5% Lithuanian 3% Slovak 2%
Foreign-born
9% · Canada, Vietnam, China
Languages at home
89% English-only · Spanish 6% Other Indo-European 2% Vietnamese 2%

Political lean MEDSL · Manatee

2024 margin
Strong R (+23.5) · D 37.9% · R 61.4%
2008→2024 swing
-16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
All cycles
2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.82%
Current HPI
276.7636
Rent YoY
▼ -3.44%
Metro
North Port-Sarasota-Bradenton, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-21.8% since first listed
21 events — show timeline
  • 2026-05-01 Listed $215,000 Stellar MLS as Distributed by MLS Grid
  • 2021-08-25 Sold (MLS) $213,500 Stellar MLS as Distributed by MLS Grid
  • 2021-07-11 Pending Stellar MLS as Distributed by MLS Grid
  • 2021-06-30 Relisted Stellar MLS as Distributed by MLS Grid
  • 2021-06-27 Pending Stellar MLS as Distributed by MLS Grid
  • 2021-06-19 Listed $215,000 Stellar MLS as Distributed by MLS Grid
  • 2018-06-26 Sold (MLS) $129,900 Stellar MLS as Distributed by MLS Grid
  • 2018-06-08 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-05-31 Price Changed $134,900 Stellar MLS as Distributed by MLS Grid
  • 2018-04-27 Price Changed $139,900 Stellar MLS as Distributed by MLS Grid
  • 2018-03-27 Listed $144,500 Stellar MLS as Distributed by MLS Grid
  • 2007-02-09 Sold (Public Records) $174,000 Public Records
  • 2007-01-30 Sold (MLS) $184,900 Stellar MLS as Distributed by MLS Grid
  • 2006-06-20 Listed $185,000 Stellar MLS as Distributed by MLS Grid
  • 2006-06-20 Listed $185,000 Stellar MLS as Distributed by MLS Grid
  • 2006-06-08 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2006-06-07 Listed $292,500 Stellar MLS as Distributed by MLS Grid
  • 2006-05-26 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2006-02-27 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2006-01-11 Listed $274,900 Stellar MLS as Distributed by MLS Grid
  • 2006-01-11 Listed $274,900 Stellar MLS as Distributed by MLS Grid

Property tax history

+8.1%/yr

Latest (2025): $2,818 · -1.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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