274 Cape Harbour Loop #105 · Bradenton, FL
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.56%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 30 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +8.1/30.0
- ARV discount +7.5/15.0
- 1% rule +4.7/10.0
- Schools +4.4/10.0
- Appreciation +4.1/10.0
- Livability +4.0/5.0
- Condition / age +2.5/5.0
- DSCR +2.1/10.0
- Rent growth +1.6/5.0
$215,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great Florida living at Lighthouse Cove in Heritage Harbour. 2 bedrooms, 2 and a half baths, and the largest floor plan at 1429 square feet under air. Brand new stainless steel appliances in the kitchen, which has a pass through to the dining room. The 1/2 bathroom is on the main floor with additional under stair storage. The living room has sliding glass doors that open to the screened lanai, which also has additional storage and a rare private wooded view. Both bedrooms are upstairs at each end of the unit, with a bonus room in between and inside utility that comes with a stackable washer and dryer. Mature foliage offering shaded parking for your vehicle and the community pool is just around the corner. Heritage Harbour has a central park that includes fields for baseball and soccer, along with a nearby fishing pier with walking and biking trails. Easy access to all the wants and needs Bradenton and Sarasota have to offer.
Key facts
- Large loft
- New hvac
- Private nature view
Tags
Property features AI
Finance
- Other: CDD present; Homestead indicated
- Financial info: Other annual assessment $429; Total annual fees $4,764 (total monthly fees $397); Lease restrictions apply
- HOA & community: Has HOA (monthly HOA $349); Quarterly association fees (example: $1,047 quarterly; additional quarterly fee $72); Condo/quarterly fee $72 (monthly condo fee listed as $24); Association fees include insurance, pool, trash, water; Community mailbox; Cats and dogs allowed
Exterior
- Utilities: Public water available; Public sewer; Cable available; Electricity connected; Water connected
- Home design: Residential townhouse; Two stories; Faces northeast; Slab foundation
- Construction: Block construction; Shingle roof; Built area 1,429 (public records)
- Exterior features: Awning(s); In-ground pool; Asphalt road access
Interior
- Kitchen: Convection oven; Dishwasher; Disposal; Refrigerator
- Bedrooms: 2 bedrooms
- Flooring: Carpet; Ceramic tile
- Bathrooms: 2 full baths, 1 half bath
- Heating & cooling: Electric heat; Central air conditioning
- Interior features: Ceiling fans
- Laundry & utility: Inside laundry; Dryer; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.5-bath condo listed at $215k.
Deal economics
- At list price, monthly cash flow is $-209 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $178k (17.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $208k (3.5% below list).
- Recommended offer: $178k (17.2% below list) — sets the bar for cash-flow.
- Cap rate 5.1% vs local median 3.6% in Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#101 in FL, #1,528 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime D, amenities F.
- Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents falling (-3.4%/yr); 479 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-1.8%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 26 days — a 2% lower offer ($212k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.97% ✗
- Cap rate
- 5.13%
- Cash-on-cash
- -4.17%
- DSCR
- 0.81
- GRM
- 8.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-1.82% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -18.8%
- Equity multiple
- 0.28×
- Total profit
- $-43,173
- Equity at exit
- $43,565
- IRR
- -17.3%
- Equity multiple
- -0.12×
- Total profit
- $-67,485
- Equity at exit
- $38,969
Cash invested: $60,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34212
- Home prices YoY
- -0.7%
- Rents YoY
- -3.4%
- Active inventory
- 479
- Price-to-rent
- 8.6×
Monthly cashflow live
- Estimated rent
- $2,076 high interval (Pro) →
- Mortgage (P&I)
- −$1,127
- Tax from tax record
- −$235 /mo · $2,818/yr
- Insurance
- −$90
- HOA
- −$397
- Vacancy / Maint / Mgmt
- −$436
- Net cashflow
- $-209
Break-even live
Sensitivity live
| Price | -10% $-87 | -5% $-148 | +0% $-209 | +5% $-270 | +10% $-331 |
|---|---|---|---|---|---|
| Rent | -10% $-373 | -5% $-291 | +0% $-209 | +5% $-127 | +10% $-45 |
| Rate | -1.0pp $-101 | -0.5pp $-154 | base $-209 | +0.5pp $-265 | +1.0pp $-322 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $53,750
- Closing costs
- $6,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 267 Cape Harbour Loop #101 Bradenton, FL | 3.0 | 2.5 | 1200 | $1,700 | $1.42 | 25d | 1 | 0.04mi |
| 262 Cape Harbour Loop #102 Bradenton, FL | 3.0 | 2.5 | 1200 | $1,900 | $1.58 | 25d | 1 | 0.04mi |
| 280 Cape Harbour Loop #101 Bradenton, FL | 3.0 | 2.5 | 1400 | $2,100 | $1.50 | 17d | 1 | 0.05mi |
| 257 Cape Harbour Loop #101 Bradenton, FL | 3.0 | 2.5 | 1200 | $1,925 | $1.60 | 4d | 1 | 0.06mi |
| 257 Cape Harbour Loop #104 Bradenton, FL | 2.0 | 2.5 | 1429 | $1,700 | $1.19 | 25d | 1 | 0.06mi |
| 311 Cape Harbour Loop #103 Bradenton, FL | 2.0 | 2.5 | 1429 | $1,850 | $1.29 | 16d | 1 | 0.07mi |
| 250 Cape Harbour Loop Bradenton, FL | 3.0 | 2.5 | 1200 | $1,800 | $1.50 | 25d | 1 | 0.09mi |
| 250 Cape Harbour Loop #106 Bradenton, FL | 2.0 | 2.5 | 1429 | $1,775 | $1.24 | 16d | 1 | 0.10mi |
| 208 Cape Harbour Loop #101 Bradenton, FL | 3.0 | 2.5 | 1200 | $2,000 | $1.67 | 25d | 1 | 0.28mi |
| 360 Cape Harbour Loop #105 Bradenton, FL | 3.0 | 2.5 | 1429 | $2,200 | $1.54 | 25d | 1 | 0.28mi |
| 6510 Anchor Loop Bradenton, FL | 1.0–3.0 | 1.0–2.0 | 1135 | $1,782 | $1.57 | 3d | 32 | 0.37mi |
| 6760 Willowshire Way Bradenton, FL | 3.0 | 2.0 | 1387 | $3,500 | $2.52 | 25d | 1 | 0.53mi |
| 131 Babbling Brook Run Bradenton, FL | 3.0 | 2.0 | 1387 | $2,200 | $1.59 | 25d | 1 | 0.57mi |
| 7124 Grand Estuary Trl #104 Bradenton, FL | 3.0 | 2.0 | 1786 | $2,500 | $1.40 | 25d | 1 | 0.59mi |
| 6627 Candlestick Dr Bradenton, FL | 2.0 | 2.0 | 1541 | $5,500 | $3.57 | 25d | 1 | 0.73mi |
| 7008 Grand Estuary Trl #104 Bradenton, FL | 3.0 | 2.0 | 1786 | $2,800 | $1.57 | 25d | 1 | 0.75mi |
| 6110 9th Avenue Cir NE Bradenton, FL | 2.0 | 1.5 | 1000 | $2,000 | $2.00 | 25d | 1 | 0.84mi |
| 6614 Grand Estuary Trl #101 Bradenton, FL | 3.0 | 2.0 | 1786 | $3,200 | $1.79 | 25d | 1 | 0.89mi |
| 6705 Grand Estuary Trl #104 Bradenton, FL | 2.0 | 2.0 | 1561 | $2,500 | $1.60 | 25d | 1 | 0.94mi |
| 6715 Grand Estuary Trl #106 Bradenton, FL | 2.0 | 2.0 | 1600 | $5,000 | $3.12 | 25d | 1 | 0.95mi |
| 6611 Grand Estuary Trl #204 Bradenton, FL | 2.0 | 2.0 | 1561 | $2,500 | $1.60 | 17d | 1 | 0.95mi |
| 6611 Grand Estuary Trl Bradenton, FL | 2.0 | 2.0 | 1561 | $2,350 | $1.51 | 25d | 2 | 0.96mi |
| 6819 Grand Estuary Trl #205 Bradenton, FL | 2.0 | 2.0 | 1561 | $2,499 | $1.60 | 25d | 1 | 0.96mi |
| 6519 Grand Estuary Trl Bradenton, FL | 2.0 | 2.0 | 1156 | $3,000 | $2.60 | 25d | 2 | 0.97mi |
| 6515 Grand Estuary Trl #107 Bradenton, FL | 2.0 | 2.0 | 1156 | $3,950 | $3.42 | 25d | 1 | 0.98mi |
| 6411 Grand Estuary Trl #401 Bradenton, FL | 2.0 | 2.0 | 1156 | $2,325 | $2.01 | 17d | 1 | 0.99mi |
| 424 Winding Brook Ln #104 Bradenton, FL | 3.0 | 2.0 | 1786 | $2,995 | $1.68 | 17d | 1 | 1.02mi |
| 7005 River Hammock Dr #305 Bradenton, FL | 2.0 | 2.0 | 1121 | $2,500 | $2.23 | 25d | 1 | 1.06mi |
| 7019 River Hammock Dr Bradenton, FL | 2.0–3.0 | 2.0 | 1209 | $2,000 | $1.65 | 12d | 2 | 1.07mi |
| 7121 River Hammock Dr Bradenton, FL | 2.0 | 2.0 | 1176 | $2,248 | $1.91 | 25d | 2 | 1.08mi |
| 7121 River Hammock Dr Unit 1546059P Bradenton, FL | 2.0 | 2.0 | 1151 | $2,903 | $2.52 | 17d | 1 | 1.08mi |
| 7225 River Hammock Dr #202 Bradenton, FL | 2.0 | 2.0 | 1561 | $1,749 | $1.12 | 4d | 1 | 1.14mi |
| 7305 River Hammock Dr #206 Bradenton, FL | 2.0 | 2.0 | 1661 | $2,600 | $1.57 | 25d | 1 | 1.17mi |
| 7607 Grand Estuary Trl Bradenton, FL | 2.0 | 2.0 | 1226 | $2,900 | $2.37 | 25d | 2 | 1.30mi |
| 7705 Grand Estuary Trl Bradenton, FL | 2.0 | 2.0 | 1175 | $1,975 | $1.68 | 17d | 2 | 1.35mi |
| 7803 Grand Estuary Trl Bradenton, FL | 2.0 | 2.0 | 1371 | $2,650 | $1.93 | 25d | 2 | 1.39mi |
| 803 Fairwaycove Ln Bradenton, FL | 2.0 | 2.0 | 1165 | $1,835 | $1.58 | 4d | 2 | 1.40mi |
| 955 53rd St E Bradenton, FL | 1.0–3.0 | 1.0–2.0 | 948 | $1,685 | $1.78 | 3d | 5 | 1.42mi |
| 819 Fairwaycove Ln Bradenton, FL | 2.0 | 2.0 | 1165 | $1,950 | $1.67 | 17d | 2 | 1.43mi |
| 7911 Grand Estuary Trl Bradenton, FL | 2.0 | 2.0 | 1156 | $3,500 | $3.03 | 25d | 2 | 1.43mi |
HOA detail condo
- Monthly dues
- $397 · $4,764/yr
- Likely covers
- pool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 21 events
-
2026-05-01$215,000 Active
-
2021-08-25soldstatus $213,500 Closed 938-char remark
Show marketing remark (938 chars)
Great Florida living at Lighthouse Cove in Heritage Harbour. 2 bedrooms, 2 and a half baths, and the largest floor plan at 1429 square feet under air. Brand new stainless steel appliances in the kitchen, which has a pass through to the dining room. The 1/2 bathroom is on the main floor with additional under stair storage. The living room has sliding glass doors that open to the screened lanai, which also has additional storage and a rare private wooded view. Both bedrooms are upstairs at each end of the unit, with a bonus room in between and inside utility that comes with a stackable washer and dryer. Mature foliage offering shaded parking for your vehicle and the community pool is just around the corner. Heritage Harbour has a central park that includes fields for baseball and soccer, along with a nearby fishing pier with walking and biking trails. Easy access to all the wants and needs Bradenton and Sarasota have to offer.
-
2021-07-11status Pending 938-char remark
Show marketing remark (938 chars)
Great Florida living at Lighthouse Cove in Heritage Harbour. 2 bedrooms, 2 and a half baths, and the largest floor plan at 1429 square feet under air. Brand new stainless steel appliances in the kitchen, which has a pass through to the dining room. The 1/2 bathroom is on the main floor with additional under stair storage. The living room has sliding glass doors that open to the screened lanai, which also has additional storage and a rare private wooded view. Both bedrooms are upstairs at each end of the unit, with a bonus room in between and inside utility that comes with a stackable washer and dryer. Mature foliage offering shaded parking for your vehicle and the community pool is just around the corner. Heritage Harbour has a central park that includes fields for baseball and soccer, along with a nearby fishing pier with walking and biking trails. Easy access to all the wants and needs Bradenton and Sarasota have to offer.
-
2021-06-30status Active 938-char remark
Show marketing remark (938 chars)
Great Florida living at Lighthouse Cove in Heritage Harbour. 2 bedrooms, 2 and a half baths, and the largest floor plan at 1429 square feet under air. Brand new stainless steel appliances in the kitchen, which has a pass through to the dining room. The 1/2 bathroom is on the main floor with additional under stair storage. The living room has sliding glass doors that open to the screened lanai, which also has additional storage and a rare private wooded view. Both bedrooms are upstairs at each end of the unit, with a bonus room in between and inside utility that comes with a stackable washer and dryer. Mature foliage offering shaded parking for your vehicle and the community pool is just around the corner. Heritage Harbour has a central park that includes fields for baseball and soccer, along with a nearby fishing pier with walking and biking trails. Easy access to all the wants and needs Bradenton and Sarasota have to offer.
-
2021-06-27status Pending 938-char remark
Show marketing remark (938 chars)
Great Florida living at Lighthouse Cove in Heritage Harbour. 2 bedrooms, 2 and a half baths, and the largest floor plan at 1429 square feet under air. Brand new stainless steel appliances in the kitchen, which has a pass through to the dining room. The 1/2 bathroom is on the main floor with additional under stair storage. The living room has sliding glass doors that open to the screened lanai, which also has additional storage and a rare private wooded view. Both bedrooms are upstairs at each end of the unit, with a bonus room in between and inside utility that comes with a stackable washer and dryer. Mature foliage offering shaded parking for your vehicle and the community pool is just around the corner. Heritage Harbour has a central park that includes fields for baseball and soccer, along with a nearby fishing pier with walking and biking trails. Easy access to all the wants and needs Bradenton and Sarasota have to offer.
-
2021-06-19$215,000 Active 938-char remark
Show marketing remark (938 chars)
Great Florida living at Lighthouse Cove in Heritage Harbour. 2 bedrooms, 2 and a half baths, and the largest floor plan at 1429 square feet under air. Brand new stainless steel appliances in the kitchen, which has a pass through to the dining room. The 1/2 bathroom is on the main floor with additional under stair storage. The living room has sliding glass doors that open to the screened lanai, which also has additional storage and a rare private wooded view. Both bedrooms are upstairs at each end of the unit, with a bonus room in between and inside utility that comes with a stackable washer and dryer. Mature foliage offering shaded parking for your vehicle and the community pool is just around the corner. Heritage Harbour has a central park that includes fields for baseball and soccer, along with a nearby fishing pier with walking and biking trails. Easy access to all the wants and needs Bradenton and Sarasota have to offer.
-
2018-06-26soldstatus $129,900 Sold 543-char remark
Show marketing remark (543 chars)
Great 2 bed 2.5 bath town home featuring fresh paint, new carpeting, a spacious kitchen, a bonus area upstairs, and a screened patio overlooking a garden area with no rear neighbors. Enjoy the community pool and convenient location with easy access to I-75, the Ellenton Outlet Mall, schools, dining, and the beaches. The Heritage Harbour community also offers a wide array of amenities including a lake for fishing, baseball and soccer fields, playgrounds, picnic pavilion, walking and biking trails, and a public golf course with restaurant.
-
2018-06-08status Pending 543-char remark
Show marketing remark (543 chars)
Great 2 bed 2.5 bath town home featuring fresh paint, new carpeting, a spacious kitchen, a bonus area upstairs, and a screened patio overlooking a garden area with no rear neighbors. Enjoy the community pool and convenient location with easy access to I-75, the Ellenton Outlet Mall, schools, dining, and the beaches. The Heritage Harbour community also offers a wide array of amenities including a lake for fishing, baseball and soccer fields, playgrounds, picnic pavilion, walking and biking trails, and a public golf course with restaurant.
-
2018-05-31price $134,900 543-char remark
Show marketing remark (543 chars)
Great 2 bed 2.5 bath town home featuring fresh paint, new carpeting, a spacious kitchen, a bonus area upstairs, and a screened patio overlooking a garden area with no rear neighbors. Enjoy the community pool and convenient location with easy access to I-75, the Ellenton Outlet Mall, schools, dining, and the beaches. The Heritage Harbour community also offers a wide array of amenities including a lake for fishing, baseball and soccer fields, playgrounds, picnic pavilion, walking and biking trails, and a public golf course with restaurant.
-
2018-04-27price $139,900 543-char remark
Show marketing remark (543 chars)
Great 2 bed 2.5 bath town home featuring fresh paint, new carpeting, a spacious kitchen, a bonus area upstairs, and a screened patio overlooking a garden area with no rear neighbors. Enjoy the community pool and convenient location with easy access to I-75, the Ellenton Outlet Mall, schools, dining, and the beaches. The Heritage Harbour community also offers a wide array of amenities including a lake for fishing, baseball and soccer fields, playgrounds, picnic pavilion, walking and biking trails, and a public golf course with restaurant.
-
2018-03-27$144,500 Active 543-char remark
Show marketing remark (543 chars)
Great 2 bed 2.5 bath town home featuring fresh paint, new carpeting, a spacious kitchen, a bonus area upstairs, and a screened patio overlooking a garden area with no rear neighbors. Enjoy the community pool and convenient location with easy access to I-75, the Ellenton Outlet Mall, schools, dining, and the beaches. The Heritage Harbour community also offers a wide array of amenities including a lake for fishing, baseball and soccer fields, playgrounds, picnic pavilion, walking and biking trails, and a public golf course with restaurant.
-
2007-02-09soldstatus $174,000
-
2007-01-30soldstatus $184,900
-
2006-06-20$185,000
-
2006-06-20$185,000
-
2006-06-08historical
-
2006-06-07$292,500
-
2006-05-26historical
-
2006-02-27historical
-
2006-01-11$274,900
-
2006-01-11$274,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,818 · $235/mo
- Projected year-2 tax
- $2,818 · $235/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (shaded) · 56% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 30 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,907
- − Mortgage interest
- −$12,043
- − Property taxes
- −$2,818
- − Insurance
- −$1,075
- − Repairs & maintenance
- −$1,993
- − Management
- −$1,993
- − HOA
- −$4,764
- − Depreciation
- −$6,255
- Taxable loss
- −$6,033
- Est. tax savings @ 24.0%
- +$1,448
- After-tax cash flow
- $-1,062/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Manatee
- NCES district ID
- 1201230
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 50% ▼ -2.00%
- Median HH income
- $49,607
- Composite
- 44.43/100
- National rank
- #2806
- State rank
- #26 of 73 in FL
Livability — Bradenton
- Score
- 81/100
- State rank
- #101
- US rank
- #1528
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Manatee County · 416,364 people
- City population
- 227,091
- Metro
- North Port-Sarasota-Bradenton, FL
- Population (ZIP)
- 25,536
- Household income
- $125,486
- Rent vs Own
- Severe rent burden
- 383.0
Population outlook (Manatee County) Hauer SSP2
- Today (2025)
- 447,342 people
- By 2030
- 488,911 · +9.3%
- By 2040
- 567,934 · +27.0%
- By 2050
- 637,995 · +42.6%
- By 2075
- 781,970 · +74.8%
- By 2100
- 848,272 · +89.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (81%)
- Race & ethnicity
- White 81% Hispanic / Latino 10% Two or more races 8% Black 3% Asian 2%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2% Cuban 1%
- Common ancestry
- Romanian 5% Lithuanian 3% Slovak 2%
- Foreign-born
- 9% · Canada, Vietnam, China
- Languages at home
- 89% English-only · Spanish 6% Other Indo-European 2% Vietnamese 2%
Political lean MEDSL · Manatee
- 2024 margin
- Strong R (+23.5) · D 37.9% · R 61.4%
- 2008→2024 swing
- -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
- All cycles
- 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.82%
- Current HPI
- 276.7636
- Rent YoY
- ▼ -3.44%
- Metro
- North Port-Sarasota-Bradenton, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-21.8% since first listed21 events — show timeline
- 2026-05-01 Listed $215,000 Stellar MLS as Distributed by MLS Grid
- 2021-08-25 Sold (MLS) $213,500 Stellar MLS as Distributed by MLS Grid
- 2021-07-11 Pending — Stellar MLS as Distributed by MLS Grid
- 2021-06-30 Relisted — Stellar MLS as Distributed by MLS Grid
- 2021-06-27 Pending — Stellar MLS as Distributed by MLS Grid
- 2021-06-19 Listed $215,000 Stellar MLS as Distributed by MLS Grid
- 2018-06-26 Sold (MLS) $129,900 Stellar MLS as Distributed by MLS Grid
- 2018-06-08 Pending — Stellar MLS as Distributed by MLS Grid
- 2018-05-31 Price Changed $134,900 Stellar MLS as Distributed by MLS Grid
- 2018-04-27 Price Changed $139,900 Stellar MLS as Distributed by MLS Grid
- 2018-03-27 Listed $144,500 Stellar MLS as Distributed by MLS Grid
- 2007-02-09 Sold (Public Records) $174,000 Public Records
- 2007-01-30 Sold (MLS) $184,900 Stellar MLS as Distributed by MLS Grid
- 2006-06-20 Listed $185,000 Stellar MLS as Distributed by MLS Grid
- 2006-06-20 Listed $185,000 Stellar MLS as Distributed by MLS Grid
- 2006-06-08 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2006-06-07 Listed $292,500 Stellar MLS as Distributed by MLS Grid
- 2006-05-26 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2006-02-27 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2006-01-11 Listed $274,900 Stellar MLS as Distributed by MLS Grid
- 2006-01-11 Listed $274,900 Stellar MLS as Distributed by MLS Grid
Property tax history
+8.1%/yrLatest (2025): $2,818 · -1.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…