851 Boulder Dr · Universal City, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +14.1/30.0
- Schools +4.4/10.0
- DSCR +4.3/10.0
- 1% rule +4.0/10.0
- Livability +3.7/5.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$170,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
CHECK THIS OUT: NEW WOOD STYLE VINYL PLANK FLOORING / NEW CARPET / NEW INTERIOR PAINT / BOTH BATHROOMS HAVE BEEN REDONE / NEW RAISED PANEL DOORS / NEW STAINLESS KITCHEN APPLIANCES / NEW CEILING FANS & LIGHT FIXTURES / NEW 2" WOOD FAUX BLINDS / NEW CEDAR PATIO / HOME BACKS UP TO RED HORSE PARK / SCHERTZ CIBOLO U/C SCHOOL DIST. / 3-2-2 / YOU WANT FIND A BETTER HOME FOR THE PRICE!
Key facts
- Ample cabinetry
- Custom pull handles
- Mature trees
Tags
Property features AI
Finance
- Financial info: Down payment resources available
- HOA & community: Neighborhood amenities include park/playground, jogging trails, and sports court; Subdivision: RED HORSE RIDGE
Exterior
- Parking: 2-car garage
- Utilities: Gas service provided by Centerpoint; Electric service provided by CPS; Water service by Universal CI (city); Sewer system (city) served by Universal CI; Garbage service by Waste Management; Other services available from Spectrum
- Home design: Pre-owned home; Front faces east and south
- Construction: Brick and vinyl exterior; Composition roof; Slab foundation; Approximately 63 years old
- Exterior features: Covered patio; Patio slab; Mature trees
Interior
- Kitchen: Stove/Range; Dishwasher; Disposal; Kitchen area (12 x 9); Breakfast bar
- Bedrooms: Master bedroom with ceiling fan and full bath (15 x 10); Bedroom 2 (12 x 9); Bedroom 3 (14 x 10)
- Flooring: Carpeting; Vinyl flooring
- Bathrooms: Two full bathrooms; Master bath with shower only and single vanity (9 x 8)
- Heating & cooling: Central heating (natural gas); Central air conditioning
- Interior features: Ceiling fans; Washer and dryer connections; Dishwasher; Disposal; Stove/Range; Separate dining room; Breakfast bar; Utility area in garage; Ground level / no steps; Cable TV available; High-speed internet; All window coverings remain; 1 living area
- Laundry & utility: Washer connection; Dryer connection; Utility area located in garage
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $170k.
Deal economics
- At list price, monthly cash flow is $24 ($290/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $152k (10.3% below list).
- Recommended offer: $152k (10.3% below list) — sets the bar for 1% rule.
- Cap rate 6.5% vs local median 3.1% in Universal City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#174 in TX, #4,608 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: amenities F, commute F.
- Schertz-Cibolo-U City ISD (suburban): math 49% / reading 48% proficiency, ranked #152 of 826 in TX (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Rose Garden El (math 32% / reading 36%, grade F, #2,149 of 4,322 statewide, top 50%, 902 students, 48% FRL); Ray D Corbett J H (math 52% / reading 49%, grade C, #333 of 1,662 statewide, top 21%, 1,188 students, 40% FRL); Samuel Clemens H S (math 45% / reading 60%, grade C-, #444 of 1,632 statewide, top 27%, 2,544 students, 30% FRL).
- Market conditions: Rents flat; 129 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($167k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.90% ✗
- Cap rate
- 6.46%
- Cash-on-cash
- 0.61%
- DSCR
- 1.03
- GRM
- 9.3
CMA / ARV
- ARV (on-the-fly)
- $206,580
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 838 Boulder Dr | 0.06mi | 3/2.0 | 1,242 (-1%) | 1mo | $249,500 | $201 | 95 |
| 827 Horseshoe | 0.29mi | 3/2.0 | 1,248 (-0%) | 8mo | $155,000 | $124 | 79 |
| 835 Boulder Dr | 0.05mi | 3/2.0 | 1,204 (-4%) | 18mo | $228,000 | $189 | 76 |
| 915 Stonegate | 0.23mi | 4/2.0 (+1) | 1,344 (+7%) | 8mo | $187,000 | $139 | 66 |
| 138 Surrey Ln | 0.19mi | 3/2.0 | 1,436 (+15%) | 11mo | $229,900 | $160 | 57 |
| 229 E Langley Blvd | 0.74mi | 3/2.0 | 1,299 (+4%) | 5mo | $165,000 | $127 | 55 |
| 201 Trudy Ln | 0.68mi | 3/2.0 | 1,310 (+5%) | 8mo | $260,000 | $198 | 53 |
| 101 Crystal Cyn | 0.35mi | 3/2.0 | 1,382 (+10%) | 16mo | $210,000 | $152 | 53 |
| 902 Cibolo Trl | 0.28mi | 4/1.0 (+1) | 1,147 (-8%) | 14mo | $189,000 | $165 | 52 |
| 105 Hidden Grv | 0.38mi | 2/2.0 (-1) | 1,413 (+13%) | 15mo | $268,800 | $190 | 43 |
| 114 Lemonwood Ave | 0.53mi | 3/2.0 | 1,412 (+13%) | 15mo | $275,000 | $195 | 42 |
| 218 Beechwood Ave | 0.66mi | 2/2.0 (-1) | 1,420 (+13%) | 11mo | $208,000 | $146 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.58% rent growth · sell at horizon
- IRR
- -18.1%
- Equity multiple
- 0.38×
- Total profit
- $-29,605
- Equity at exit
- $25,348
- IRR
- -15.9%
- Equity multiple
- 0.20×
- Total profit
- $-37,860
- Equity at exit
- $14,698
Cash invested: $47,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78148
- Home prices YoY
- -11.5%
- Rents YoY
- 0.6%
- Active inventory
- 129
- Price-to-rent
- 9.3×
Monthly cashflow live
- Estimated rent
- $1,525 high interval (Pro) →
- Mortgage (P&I)
- −$891
- Tax from tax record
- −$218 /mo · $2,616/yr
- Insurance
- −$71
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$320
- Net cashflow
- $24
Break-even live
Sensitivity live
| Price | -10% $120 | -5% $72 | +0% $24 | +5% $-24 | +10% $-72 |
|---|---|---|---|---|---|
| Rent | -10% $-96 | -5% $-36 | +0% $24 | +5% $84 | +10% $145 |
| Rate | -1.0pp $110 | -0.5pp $67 | base $24 | +0.5pp $-20 | +1.0pp $-65 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,500
- Closing costs
- $5,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 101 Deerglen Ave Universal City, TX | 3.0 | 2.0 | 1470 | $1,600 | $1.09 | 25d | 1 | 0.38mi |
| 317 North Blvd Universal City, TX | 3.0 | 2.0 | 1492 | $2,095 | $1.40 | 0d | 1 | 0.42mi |
| 330 Kitty Hawk Rd Universal City, TX | 3.0 | 1.0–2.0 | 826 | $1,335 | $1.62 | 0d | 38 | 0.57mi |
| 149 Village Grn Universal City, TX | 2.0 | 1.0 | 765 | $1,120 | $1.46 | 12d | 10 | 0.60mi |
| 1950 Universal City Blvd Universal City, TX | 1.0–2.0 | 1.0–2.5 | 898 | $1,364 | $1.52 | 0d | 15 | 0.66mi |
| 1950 Universal City Blvd Universal City, TX | 1.0–2.0 | 1.0–2.5 | 835 | $1,293 | $1.55 | 14d | 20 | 0.66mi |
| 501 Sunrise Canyon Dr Unit 710 Universal City, TX | 2.0 | 2.0 | 882 | $1,186 | $1.34 | 23d | 1 | 0.74mi |
| 501 Sunrise Canyon Dr Universal City, TX | 1.0–3.0 | 1.0–2.0 | 942 | $1,691 | $1.79 | 0d | 19 | 0.75mi |
| 206 Balboa Dr Universal City, TX | 3.0 | 2.0 | 1161 | $1,295 | $1.12 | 45d | 1 | 0.75mi |
| 221 Scott Ave Universal City, TX | 3.0 | 2.0 | 1135 | $1,500 | $1.32 | 6d | 1 | 0.75mi |
| 8763 Park Olympia Universal City, TX | 3.0 | 2.5 | 1760 | $2,250 | $1.28 | 0d | 1 | 0.79mi |
| 2125 Universal City Blvd Universal City, TX | 1.0–2.0 | 1.0–2.0 | 716 | $1,100 | $1.54 | 3d | 8 | 0.79mi |
| 2280 Pat Booker Rd Universal City, TX | 3.0 | 1.0–2.0 | 964 | $2,235 | $2.32 | 0d | 113 | 0.89mi |
| 222 E Lindbergh Blvd Universal City, TX | 4.0 | 2.5 | 1750 | $2,100 | $1.20 | 0d | 1 | 0.90mi |
| 317 E Lindbergh Blvd Universal City, TX | 3.0 | 2.0 | 1379 | $2,100 | $1.52 | 0d | 1 | 0.91mi |
| 13106 Forum Rd Universal City, TX | 3.0 | 2.0 | 1800 | $1,599 | $0.89 | 45d | 1 | 0.93mi |
| 2129 Pat Booker Rd Unit 11 Universal City, TX | 3.0 | 1.0 | 1072 | $1,350 | $1.26 | 45d | 1 | 0.94mi |
| 3011 Mondavi Crst Schertz, TX | 4.0 | 2.0 | 1738 | $2,100 | $1.21 | 0d | 1 | 1.04mi |
| 506 Balboa Dr Universal City, TX | 4.0 | 2.0 | 1800 | $4,500 | $2.50 | 0d | 1 | 1.08mi |
| 538 Dukeway Dr Unit C Universal City, TX | 2.0 | 2.0 | 960 | $930 | $0.97 | 19d | 1 | 1.14mi |
| 538 Dukeway Dr Unit C Universal City, TX | 2.0 | 2.0 | 960 | $930 | $0.97 | 22d | 1 | 1.14mi |
| 530 Dukeway Dr Unit 3 Universal City, TX | 2.0 | 2.0 | 985 | $999 | $1.01 | 45d | 1 | 1.15mi |
| 381 Meadow View Dr Schertz, TX | 2.0–3.0 | 1.0–2.0 | 1060 | $1,479 | $1.40 | 12d | 1 | 1.20mi |
| 622 Meadow Arbor Ln Unit 1 Universal City, TX | 3.0 | 2.5 | 1300 | $1,499 | $1.15 | 25d | 1 | 1.21mi |
| 203 Brooks Ave Schertz, TX | 2.0 | 1.0 | 900 | $1,290 | $1.43 | 12d | 1 | 1.22mi |
| 620 Fern Meadow Dr Universal City, TX | 2.0 | 1.0 | 998 | $1,195 | $1.20 | 45d | 1 | 1.26mi |
| 11801 E Loop 1604 N Universal City, TX | 1.0–3.0 | 1.0–2.0 | 868 | $1,655 | $1.91 | 0d | 13 | 1.27mi |
| 10822 Mathom Lndg Unit 3-10822 Universal City, TX | 3.0 | 2.5 | 1421 | $1,075 | $0.76 | 45d | 1 | 1.27mi |
| 10818 Mathom Lndg Unit 3 Universal City, TX | 3.0 | 2.5 | 1421 | $1,045 | $0.74 | 6d | 1 | 1.28mi |
| 10806 Mathom Lndg Unit 2 Universal City, TX | 3.0 | 2.5 | 1400 | $1,250 | $0.89 | 45d | 1 | 1.30mi |
| 162 Amistad Blvd Universal City, TX | 3.0 | 2.0 | 1668 | $1,525 | $0.91 | 25d | 1 | 1.30mi |
| 10815 Mathom Lndg Unit 3 Universal City, TX | 3.0 | 2.0 | 1421 | $1,100 | $0.77 | 45d | 1 | 1.31mi |
| 10807 Mathom Lndg Unit 3 Universal City, TX | 3.0 | 2.5 | 1420 | $1,095 | $0.77 | 6d | 1 | 1.32mi |
| 1301 Red Barn Run Schertz, TX | 3.0 | 2.0 | 1736 | $2,100 | $1.21 | 25d | 1 | 1.33mi |
| 10723 Mathom Lndg Unit 2 Universal City, TX | 3.0 | 2.5 | 1425 | $1,500 | $1.05 | 45d | 1 | 1.35mi |
| 400 Mitchell Ave Schertz, TX | 3.0 | 2.0 | 1104 | $1,450 | $1.31 | 19d | 1 | 1.35mi |
| 10719 Mathom Lndg Unit 2 Universal City, TX | 3.0 | 2.5 | 1421 | $1,250 | $0.88 | 45d | 1 | 1.35mi |
| 513 Dusty Emerald Universal City, TX | 3.0 | 2.0 | 1344 | $1,695 | $1.26 | 45d | 1 | 1.36mi |
| 10711 Mathom Lndg Unit 4 Universal City, TX | 3.0 | 2.5 | 1050 | $900 | $0.86 | 25d | 1 | 1.37mi |
| 2910 Pat Booker Rd Universal City, TX | 3.0 | 2.0 | 1088 | $1,389 | $1.28 | 45d | 1 | 1.37mi |
Listing history 14 events
-
2026-05-31status $170,000 Pending 15 DOM
-
2026-05-21historical Active Option
-
2026-05-15$170,000 New
-
2018-02-23soldstatus
-
2017-07-24soldstatus
-
2015-08-06soldstatus Sold 389-char remark
Show marketing remark (389 chars)
CHECK THIS OUT: NEW WOOD STYLE VINYL PLANK FLOORING / NEW CARPET / NEW INTERIOR PAINT / BOTH BATHROOMS HAVE BEEN REDONE / NEW RAISED PANEL DOORS / NEW STAINLESS KITCHEN APPLIANCES / NEW CEILING FANS & LIGHT FIXTURES / NEW 2" WOOD FAUX BLINDS / NEW CEDAR PATIO / HOME BACKS UP TO RED HORSE PARK / SCHERTZ CIBOLO U/C SCHOOL DIST. / 3-2-2 / YOU WANT FIND A BETTER HOME FOR THE PRICE!
-
2015-08-06soldstatus
Show marketing remark (389 chars)
CHECK THIS OUT: NEW WOOD STYLE VINYL PLANK FLOORING / NEW CARPET / NEW INTERIOR PAINT / BOTH BATHROOMS HAVE BEEN REDONE / NEW RAISED PANEL DOORS / NEW STAINLESS KITCHEN APPLIANCES / NEW CEILING FANS & LIGHT FIXTURES / NEW 2" WOOD FAUX BLINDS / NEW CEDAR PATIO / HOME BACKS UP TO RED HORSE PARK / SCHERTZ CIBOLO U/C SCHOOL DIST. / 3-2-2 / YOU WANT FIND A BETTER HOME FOR THE PRICE!
-
2015-07-06status Pending 389-char remark
Show marketing remark (389 chars)
CHECK THIS OUT: NEW WOOD STYLE VINYL PLANK FLOORING / NEW CARPET / NEW INTERIOR PAINT / BOTH BATHROOMS HAVE BEEN REDONE / NEW RAISED PANEL DOORS / NEW STAINLESS KITCHEN APPLIANCES / NEW CEILING FANS & LIGHT FIXTURES / NEW 2" WOOD FAUX BLINDS / NEW CEDAR PATIO / HOME BACKS UP TO RED HORSE PARK / SCHERTZ CIBOLO U/C SCHOOL DIST. / 3-2-2 / YOU WANT FIND A BETTER HOME FOR THE PRICE!
-
2015-06-27historical Active Option 389-char remark
Show marketing remark (389 chars)
CHECK THIS OUT: NEW WOOD STYLE VINYL PLANK FLOORING / NEW CARPET / NEW INTERIOR PAINT / BOTH BATHROOMS HAVE BEEN REDONE / NEW RAISED PANEL DOORS / NEW STAINLESS KITCHEN APPLIANCES / NEW CEILING FANS & LIGHT FIXTURES / NEW 2" WOOD FAUX BLINDS / NEW CEDAR PATIO / HOME BACKS UP TO RED HORSE PARK / SCHERTZ CIBOLO U/C SCHOOL DIST. / 3-2-2 / YOU WANT FIND A BETTER HOME FOR THE PRICE!
-
2015-06-22status Back on Market 389-char remark
Show marketing remark (389 chars)
CHECK THIS OUT: NEW WOOD STYLE VINYL PLANK FLOORING / NEW CARPET / NEW INTERIOR PAINT / BOTH BATHROOMS HAVE BEEN REDONE / NEW RAISED PANEL DOORS / NEW STAINLESS KITCHEN APPLIANCES / NEW CEILING FANS & LIGHT FIXTURES / NEW 2" WOOD FAUX BLINDS / NEW CEDAR PATIO / HOME BACKS UP TO RED HORSE PARK / SCHERTZ CIBOLO U/C SCHOOL DIST. / 3-2-2 / YOU WANT FIND A BETTER HOME FOR THE PRICE!
-
2015-06-04historical 389-char remark
Show marketing remark (389 chars)
CHECK THIS OUT: NEW WOOD STYLE VINYL PLANK FLOORING / NEW CARPET / NEW INTERIOR PAINT / BOTH BATHROOMS HAVE BEEN REDONE / NEW RAISED PANEL DOORS / NEW STAINLESS KITCHEN APPLIANCES / NEW CEILING FANS & LIGHT FIXTURES / NEW 2" WOOD FAUX BLINDS / NEW CEDAR PATIO / HOME BACKS UP TO RED HORSE PARK / SCHERTZ CIBOLO U/C SCHOOL DIST. / 3-2-2 / YOU WANT FIND A BETTER HOME FOR THE PRICE!
-
2015-05-27historical Active Option 389-char remark
Show marketing remark (389 chars)
CHECK THIS OUT: NEW WOOD STYLE VINYL PLANK FLOORING / NEW CARPET / NEW INTERIOR PAINT / BOTH BATHROOMS HAVE BEEN REDONE / NEW RAISED PANEL DOORS / NEW STAINLESS KITCHEN APPLIANCES / NEW CEILING FANS & LIGHT FIXTURES / NEW 2" WOOD FAUX BLINDS / NEW CEDAR PATIO / HOME BACKS UP TO RED HORSE PARK / SCHERTZ CIBOLO U/C SCHOOL DIST. / 3-2-2 / YOU WANT FIND A BETTER HOME FOR THE PRICE!
-
2015-05-26$119,975 New 389-char remark
Show marketing remark (389 chars)
CHECK THIS OUT: NEW WOOD STYLE VINYL PLANK FLOORING / NEW CARPET / NEW INTERIOR PAINT / BOTH BATHROOMS HAVE BEEN REDONE / NEW RAISED PANEL DOORS / NEW STAINLESS KITCHEN APPLIANCES / NEW CEILING FANS & LIGHT FIXTURES / NEW 2" WOOD FAUX BLINDS / NEW CEDAR PATIO / HOME BACKS UP TO RED HORSE PARK / SCHERTZ CIBOLO U/C SCHOOL DIST. / 3-2-2 / YOU WANT FIND A BETTER HOME FOR THE PRICE!
-
2015-03-20soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,616 · $218/mo
- Projected year-2 tax
- $3,111 · $259/mo
- Expected delta
- +$495/yr (+$41/mo · 18.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,296
- − Mortgage interest
- −$9,523
- − Property taxes
- −$2,616
- − Insurance
- −$850
- − Repairs & maintenance
- −$1,464
- − Management
- −$1,464
- − Depreciation
- −$4,945
- Taxable loss
- −$2,565
- Est. tax savings @ 24.0%
- +$616
- After-tax cash flow
- $906/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Schertz-Cibolo-U City ISD
- NCES district ID
- 4839480
- Math proficiency
- 49% ▼ -12.00%
- Reading proficiency
- 48% ▼ -4.00%
- Median HH income
- $75,790
- Composite
- 44.02/100
- National rank
- #2886
- State rank
- #152 of 826 in TX
Livability — Universal City
- Score
- 74/100
- State rank
- #174
- US rank
- #4608
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Universal City, TX
- County
- Bexar County · 1,990,555 people
- City population
- 22,187
- Metro
- San Antonio-New Braunfels, TX
- Population (ZIP)
- 22,187
- Household income
- $74,783
- Rent vs Own
- Severe rent burden
- 723.0
Population outlook (Bexar County) Hauer SSP2
- Today (2025)
- 2,336,851 people
- By 2030
- 2,560,728 · +9.6%
- By 2040
- 3,020,569 · +29.3%
- By 2050
- 3,493,522 · +49.5%
- By 2075
- 4,668,459 · +99.8%
- By 2100
- 5,533,242 · +136.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.66)
- Race & ethnicity
- White 42% Hispanic / Latino 38% Two or more races 19% Black 11% Asian 4%
- Hispanic origin (detail)
- Mexican 31% Puerto Rican 3%
- Common ancestry
- Lithuanian 2% Slovak 2% Portuguese 1%
- Foreign-born
- 8% · Canada, South Korea, China
- Languages at home
- 79% English-only · Spanish 17% German/W. Germanic 2% Tagalog/Filipino 1%
Political lean MEDSL · Bexar
- 2024 margin
- Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
- 2008→2024 swing
- +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
- All cycles
- 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -32.94%
- Current HPI
- 252.7143
- Rent YoY
- ▲ 0.58%
- Metro
- San Antonio-New Braunfels, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+41.7% since first listed13 events — show timeline
- 2026-05-21 Contingent — LERA
- 2026-05-15 Listed $170,000 LERA
- 2018-02-23 Sold (Public Records) — Public Records
- 2017-07-24 Sold (Public Records) — Public Records
- 2015-08-06 Sold (MLS) — LERA
- 2015-08-06 Sold (Public Records) — Public Records
- 2015-07-06 Pending — LERA
- 2015-06-27 Contingent — LERA
- 2015-06-22 Relisted — LERA
- 2015-06-04 Listing Removed — LERA
- 2015-05-27 Contingent — LERA
- 2015-05-26 Listed $119,975 LERA
- 2015-03-20 Sold (Public Records) — Public Records
Property tax history
+6.1%/yrLatest (2025): $2,616 · -47.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…