1575 Pensacola Dr · Lillian, AL 36549

$129,000

2 bd · 1.0 ba · 784 sqft · Manufactured public records · 136 Days on market

Built 1984 6,446 sqft lot $165/sqft · 11% below area Est $145k · 11% under $74/mo HOA · 5% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.0/30.0
• ARV discount +12.4/15.0
• DSCR +7.7/10.0
• 1% rule +7.0/10.0
• Schools +3.9/10.0
• Livability +3.3/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming coastal retreat. This 2-bedroom, 1-bath home features a spacious screened side porch—for enjoying coastal breezes and wooded views year-round. Nestled on a beautiful, private wooded lot, the property offers a low-maintenance yard, a covered carport with room for golf cart parking, and a convenient storage shed for all your beach gear and tools. Whether you’re looking for a full-time residence or weekend getaway, this home delivers simple coastal living in a serene setting. Located in the beach neighborhood of Spanish Cove, with 24 hour security. This coastal gem is just 5 minutes from the Lillian boat launch and only 15 minutes from the sugar-white beaches of the Gulf of Mexico. Discover this pet-friendly, beachside neighborhood, nestled on the Alabama/Florida line, Spanish Cove is a golf cart-friendly community where Residents enjoy access to a private beach, a 500-foot fishing pier, two clubhouses, a year-round swimming pool, pickleball and tennis courts, a basketball court, fitness facility, laundry room, playground, shuffleboard, and miles of nature trails. The community also hosts a variety of social and recreational activities including aquatic classes, bingo, card games, live music, book clubs, game nights, a garden club, and group travel opportunities. Enjoy a peaceful coastal getaway, this is a great place to call home. This is a must see. Buyer to verify all information during due diligence.

Key facts

• Fishing pier
• Screened side porch
• Covered carport

Tags

• SCREENED SIDE PORCH
• PRIVATE WOODED LOT
• COVERED CARPORT
• STORAGE SHED
• PRIVATE BEACH
• FISHING PIER

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $129k.

Deal economics

• At list price, monthly cash flow is $254 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $129k).
• Recommended offer: $114k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.7% vs local median 4.1% in Lillian — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#97 in AL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A-; Watch: schools C-, amenities F, commute F.
• Baldwin County (rural): math 33% / reading 57% proficiency, ranked #18 of 129 in AL (top 14%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 146 active listings in the ZIP; 3,883 units permitted in Baldwin County in 2024 (481 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $892 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Baldwin County population projected at +42% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 136 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 12y ago; this cycle's ask has dropped $19k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $113,520 (12.0% below list)

Questions for the listing agent

1. It's been on market 136 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.20% ✓
• Cap rate: 8.65%
• Cash-on-cash: 8.43%
• DSCR: 1.37
• GRM: 7.0

CMA / ARV

• ARV (median comp): $144,885
• List price: $129,000
• Delta: -10.96%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1302 Pensacola Dr	0.18mi	2/1.5	820 (+5%)	11mo	$104,000	$127	73
420 Buena Vista Dr	0.66mi	2/1.0	804 (+3%)	3mo	$143,770	$179	63
352 Buena Vista Dr	0.53mi	2/1.5	720 (-8%)	3mo	$146,000	$203	58
505 Elberta Cir	0.56mi	2/1.5	759 (-3%)	12mo	$76,722	$101	57
1347 Ridgewood Dr	0.47mi	2/2.0	840 (+7%)	7mo	$180,000	$214	56
657 Escambia Loop	0.44mi	2/1.0	864 (+10%)	8mo	$150,000	$174	56
1330 Ridgewood Dr	0.44mi	2/1.0	860 (+10%)	12mo	$100,000	$116	53
310 Buena Vista Dr	0.39mi	1/1.0 (-1)	692 (-12%)	10mo	$88,000	$127	49
569 Escambia Loop	0.53mi	1/1.0 (-1)	700 (-11%)	8mo	$182,500	$261	46
273 Defuniak Cir	0.53mi	2/1.0	880 (+12%)	12mo	$128,000	$145	45
281 Buena Vista Cir	0.43mi	1/1.5 (-1)	680 (-13%)	11mo	$150,000	$221	42
42 Buena Vista Dr	0.67mi	2/1.0	704 (-10%)	12mo	$121,000	$172	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -3.5%
• Equity multiple: 0.87×
• Total profit: $-4,682
• Equity at exit: $19,234

10-year hold

• IRR: 6.3%
• Equity multiple: 1.47×
• Total profit: $17,002
• Equity at exit: $11,154

Cash invested: $36,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36549

• Home prices YoY: -7.6%
• Active inventory: 146
• Price-to-rent: 7.0×

Monthly cashflow live

• Estimated rent: $1,543 medium
• Mortgage (P&I): −$676
• Tax est. 1.5%: −$161 /mo · $1,935/yr
• Insurance: −$54
• HOA: −$74
• Vacancy / Maint / Mgmt: −$324
• Net cashflow: $254

Break-even live

Break-even rent $1,222

Max offer price $129,000

Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,250
• Closing costs: $3,870
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $74 · $888/yr
• Likely covers: poolsecurity

Listing history 37 events

1. 2026-06-19
   days on market $129,000 Active 136 DOM
2. 2026-06-18
   days on market $129,000 Active 135 DOM
3. 2026-06-17
   days on market $129,000 Active 134 DOM
4. 2026-06-16
   days on market $129,000 Active 133 DOM
5. 2026-06-15
   days on market $129,000 Active 132 DOM
6. 2026-06-14
   days on market $129,000 Active 130 DOM
7. 2026-06-13
   days on market $129,000 Active 129 DOM
8. 2026-06-10
   days on market $129,000 Active 127 DOM
9. 2026-06-09
   days on market $129,000 Active 126 DOM
10. 2026-06-08
    days on market $129,000 Active 125 DOM
11. 2026-06-07
    days on market $129,000 Active 124 DOM
12. 2026-06-05
    days on market $129,000 Active 121 DOM
13. 2026-06-03
    days on market $129,000 Active 120 DOM
14. 2026-06-02
    days on market $129,000 Active 119 DOM
15. 2026-06-01
    days on market $129,000 Active 118 DOM
16. 2026-05-31
    days on market $129,000 Active 117 DOM
17. 2026-05-30
    days on market $129,000 Active 116 DOM
18. 2026-05-12
    price $129,000 1445-char remark

    Show marketing remark (1445 chars)

    Charming coastal retreat. This 2-bedroom, 1-bath home features a spacious screened side porch—for enjoying coastal breezes and wooded views year-round. Nestled on a beautiful, private wooded lot, the property offers a low-maintenance yard, a covered carport with room for golf cart parking, and a convenient storage shed for all your beach gear and tools. Whether you’re looking for a full-time residence or weekend getaway, this home delivers simple coastal living in a serene setting. Located in the beach neighborhood of Spanish Cove, with 24 hour security. This coastal gem is just 5 minutes from the Lillian boat launch and only 15 minutes from the sugar-white beaches of the Gulf of Mexico. Discover this pet-friendly, beachside neighborhood, nestled on the Alabama/Florida line, Spanish Cove is a golf cart-friendly community where Residents enjoy access to a private beach, a 500-foot fishing pier, two clubhouses, a year-round swimming pool, pickleball and tennis courts, a basketball court, fitness facility, laundry room, playground, shuffleboard, and miles of nature trails. The community also hosts a variety of social and recreational activities including aquatic classes, bingo, card games, live music, book clubs, game nights, a garden club, and group travel opportunities. Enjoy a peaceful coastal getaway, this is a great place to call home. This is a must see. Buyer to verify all information during due diligence.

19. 2026-03-13
    price $139,900 1445-char remark

    Show marketing remark (1445 chars)

    Charming coastal retreat. This 2-bedroom, 1-bath home features a spacious screened side porch—for enjoying coastal breezes and wooded views year-round. Nestled on a beautiful, private wooded lot, the property offers a low-maintenance yard, a covered carport with room for golf cart parking, and a convenient storage shed for all your beach gear and tools. Whether you’re looking for a full-time residence or weekend getaway, this home delivers simple coastal living in a serene setting. Located in the beach neighborhood of Spanish Cove, with 24 hour security. This coastal gem is just 5 minutes from the Lillian boat launch and only 15 minutes from the sugar-white beaches of the Gulf of Mexico. Discover this pet-friendly, beachside neighborhood, nestled on the Alabama/Florida line, Spanish Cove is a golf cart-friendly community where Residents enjoy access to a private beach, a 500-foot fishing pier, two clubhouses, a year-round swimming pool, pickleball and tennis courts, a basketball court, fitness facility, laundry room, playground, shuffleboard, and miles of nature trails. The community also hosts a variety of social and recreational activities including aquatic classes, bingo, card games, live music, book clubs, game nights, a garden club, and group travel opportunities. Enjoy a peaceful coastal getaway, this is a great place to call home. This is a must see. Buyer to verify all information during due diligence.

20. 2026-02-24
    price $142,900 1445-char remark

    Show marketing remark (1445 chars)

    Charming coastal retreat. This 2-bedroom, 1-bath home features a spacious screened side porch—for enjoying coastal breezes and wooded views year-round. Nestled on a beautiful, private wooded lot, the property offers a low-maintenance yard, a covered carport with room for golf cart parking, and a convenient storage shed for all your beach gear and tools. Whether you’re looking for a full-time residence or weekend getaway, this home delivers simple coastal living in a serene setting. Located in the beach neighborhood of Spanish Cove, with 24 hour security. This coastal gem is just 5 minutes from the Lillian boat launch and only 15 minutes from the sugar-white beaches of the Gulf of Mexico. Discover this pet-friendly, beachside neighborhood, nestled on the Alabama/Florida line, Spanish Cove is a golf cart-friendly community where Residents enjoy access to a private beach, a 500-foot fishing pier, two clubhouses, a year-round swimming pool, pickleball and tennis courts, a basketball court, fitness facility, laundry room, playground, shuffleboard, and miles of nature trails. The community also hosts a variety of social and recreational activities including aquatic classes, bingo, card games, live music, book clubs, game nights, a garden club, and group travel opportunities. Enjoy a peaceful coastal getaway, this is a great place to call home. This is a must see. Buyer to verify all information during due diligence.

21. 2026-02-03
    listed $147,900 Active 1445-char remark

    Show marketing remark (1445 chars)

    Charming coastal retreat. This 2-bedroom, 1-bath home features a spacious screened side porch—for enjoying coastal breezes and wooded views year-round. Nestled on a beautiful, private wooded lot, the property offers a low-maintenance yard, a covered carport with room for golf cart parking, and a convenient storage shed for all your beach gear and tools. Whether you’re looking for a full-time residence or weekend getaway, this home delivers simple coastal living in a serene setting. Located in the beach neighborhood of Spanish Cove, with 24 hour security. This coastal gem is just 5 minutes from the Lillian boat launch and only 15 minutes from the sugar-white beaches of the Gulf of Mexico. Discover this pet-friendly, beachside neighborhood, nestled on the Alabama/Florida line, Spanish Cove is a golf cart-friendly community where Residents enjoy access to a private beach, a 500-foot fishing pier, two clubhouses, a year-round swimming pool, pickleball and tennis courts, a basketball court, fitness facility, laundry room, playground, shuffleboard, and miles of nature trails. The community also hosts a variety of social and recreational activities including aquatic classes, bingo, card games, live music, book clubs, game nights, a garden club, and group travel opportunities. Enjoy a peaceful coastal getaway, this is a great place to call home. This is a must see. Buyer to verify all information during due diligence.

22. 2023-08-07
    soldstatus $114,400
23. 2023-08-04
    soldstatus $114,400 Closed 1499-char remark

    Show marketing remark (1499 chars)

    Great Opportunity to own in the highly desired coastal community on Perdido Bay only 15 minutes from the white sandy shores at the Gulf of Mexico and 5 minutes from the Lillian boat launch. CASH ONLY. This coastal home has 1 bedroom and bonus room used as a craft room and 1 bath with a low maintenance yard and gorgeous mature blooming plants. It is situated on a beautiful wooded lot with a screened porch and back deck with carport with room for golf cart parking and a nice shed. Sleeper sofa to remain with the home. Owners enjoy membership with a lifestyle full of amenities and low POA Dues of only $74/mo (includes trash pick-up). There is something for everyone: key fob access to all facilities, 24-hour security, two clubhouses to host events and club meetings; year-round junior Olympic sized swimming pool with aquatic classes; tennis and pickleball courts (tennis club); basketball court, fitness facility, playground, public shower area, shuffleboard court, and nature trails. You can join the community-organized activities like Bingo, card and game nights, book clubs, garden club, and enjoy group travel opportunities. If you like to relax, you can spend the day at the Spanish Cove beach area or fishing from the 500-ft pier enjoying the famous Alabama sunsets, check out the neighborhood lending library with puzzles and movies, public showers and a laundry facility is on site for your convenience. Watch the sunset while taking a stroll around this lovely golf cart community.

24. 2023-01-14
    status Pending 1499-char remark

    Show marketing remark (1499 chars)

    Great Opportunity to own in the highly desired coastal community on Perdido Bay only 15 minutes from the white sandy shores at the Gulf of Mexico and 5 minutes from the Lillian boat launch. CASH ONLY. This coastal home has 1 bedroom and bonus room used as a craft room and 1 bath with a low maintenance yard and gorgeous mature blooming plants. It is situated on a beautiful wooded lot with a screened porch and back deck with carport with room for golf cart parking and a nice shed. Sleeper sofa to remain with the home. Owners enjoy membership with a lifestyle full of amenities and low POA Dues of only $74/mo (includes trash pick-up). There is something for everyone: key fob access to all facilities, 24-hour security, two clubhouses to host events and club meetings; year-round junior Olympic sized swimming pool with aquatic classes; tennis and pickleball courts (tennis club); basketball court, fitness facility, playground, public shower area, shuffleboard court, and nature trails. You can join the community-organized activities like Bingo, card and game nights, book clubs, garden club, and enjoy group travel opportunities. If you like to relax, you can spend the day at the Spanish Cove beach area or fishing from the 500-ft pier enjoying the famous Alabama sunsets, check out the neighborhood lending library with puzzles and movies, public showers and a laundry facility is on site for your convenience. Watch the sunset while taking a stroll around this lovely golf cart community.

25. 2022-12-09
    price $114,400 1499-char remark

    Show marketing remark (1499 chars)

    Great Opportunity to own in the highly desired coastal community on Perdido Bay only 15 minutes from the white sandy shores at the Gulf of Mexico and 5 minutes from the Lillian boat launch. CASH ONLY. This coastal home has 1 bedroom and bonus room used as a craft room and 1 bath with a low maintenance yard and gorgeous mature blooming plants. It is situated on a beautiful wooded lot with a screened porch and back deck with carport with room for golf cart parking and a nice shed. Sleeper sofa to remain with the home. Owners enjoy membership with a lifestyle full of amenities and low POA Dues of only $74/mo (includes trash pick-up). There is something for everyone: key fob access to all facilities, 24-hour security, two clubhouses to host events and club meetings; year-round junior Olympic sized swimming pool with aquatic classes; tennis and pickleball courts (tennis club); basketball court, fitness facility, playground, public shower area, shuffleboard court, and nature trails. You can join the community-organized activities like Bingo, card and game nights, book clubs, garden club, and enjoy group travel opportunities. If you like to relax, you can spend the day at the Spanish Cove beach area or fishing from the 500-ft pier enjoying the famous Alabama sunsets, check out the neighborhood lending library with puzzles and movies, public showers and a laundry facility is on site for your convenience. Watch the sunset while taking a stroll around this lovely golf cart community.

26. 2022-12-03
    price $119,400 1499-char remark

    Show marketing remark (1499 chars)

    Great Opportunity to own in the highly desired coastal community on Perdido Bay only 15 minutes from the white sandy shores at the Gulf of Mexico and 5 minutes from the Lillian boat launch. CASH ONLY. This coastal home has 1 bedroom and bonus room used as a craft room and 1 bath with a low maintenance yard and gorgeous mature blooming plants. It is situated on a beautiful wooded lot with a screened porch and back deck with carport with room for golf cart parking and a nice shed. Sleeper sofa to remain with the home. Owners enjoy membership with a lifestyle full of amenities and low POA Dues of only $74/mo (includes trash pick-up). There is something for everyone: key fob access to all facilities, 24-hour security, two clubhouses to host events and club meetings; year-round junior Olympic sized swimming pool with aquatic classes; tennis and pickleball courts (tennis club); basketball court, fitness facility, playground, public shower area, shuffleboard court, and nature trails. You can join the community-organized activities like Bingo, card and game nights, book clubs, garden club, and enjoy group travel opportunities. If you like to relax, you can spend the day at the Spanish Cove beach area or fishing from the 500-ft pier enjoying the famous Alabama sunsets, check out the neighborhood lending library with puzzles and movies, public showers and a laundry facility is on site for your convenience. Watch the sunset while taking a stroll around this lovely golf cart community.

27. 2022-11-22
    price $114,400 1499-char remark

    Show marketing remark (1499 chars)

    Great Opportunity to own in the highly desired coastal community on Perdido Bay only 15 minutes from the white sandy shores at the Gulf of Mexico and 5 minutes from the Lillian boat launch. CASH ONLY. This coastal home has 1 bedroom and bonus room used as a craft room and 1 bath with a low maintenance yard and gorgeous mature blooming plants. It is situated on a beautiful wooded lot with a screened porch and back deck with carport with room for golf cart parking and a nice shed. Sleeper sofa to remain with the home. Owners enjoy membership with a lifestyle full of amenities and low POA Dues of only $74/mo (includes trash pick-up). There is something for everyone: key fob access to all facilities, 24-hour security, two clubhouses to host events and club meetings; year-round junior Olympic sized swimming pool with aquatic classes; tennis and pickleball courts (tennis club); basketball court, fitness facility, playground, public shower area, shuffleboard court, and nature trails. You can join the community-organized activities like Bingo, card and game nights, book clubs, garden club, and enjoy group travel opportunities. If you like to relax, you can spend the day at the Spanish Cove beach area or fishing from the 500-ft pier enjoying the famous Alabama sunsets, check out the neighborhood lending library with puzzles and movies, public showers and a laundry facility is on site for your convenience. Watch the sunset while taking a stroll around this lovely golf cart community.

28. 2022-11-16
    price $119,400 1499-char remark

    Show marketing remark (1499 chars)

    Great Opportunity to own in the highly desired coastal community on Perdido Bay only 15 minutes from the white sandy shores at the Gulf of Mexico and 5 minutes from the Lillian boat launch. CASH ONLY. This coastal home has 1 bedroom and bonus room used as a craft room and 1 bath with a low maintenance yard and gorgeous mature blooming plants. It is situated on a beautiful wooded lot with a screened porch and back deck with carport with room for golf cart parking and a nice shed. Sleeper sofa to remain with the home. Owners enjoy membership with a lifestyle full of amenities and low POA Dues of only $74/mo (includes trash pick-up). There is something for everyone: key fob access to all facilities, 24-hour security, two clubhouses to host events and club meetings; year-round junior Olympic sized swimming pool with aquatic classes; tennis and pickleball courts (tennis club); basketball court, fitness facility, playground, public shower area, shuffleboard court, and nature trails. You can join the community-organized activities like Bingo, card and game nights, book clubs, garden club, and enjoy group travel opportunities. If you like to relax, you can spend the day at the Spanish Cove beach area or fishing from the 500-ft pier enjoying the famous Alabama sunsets, check out the neighborhood lending library with puzzles and movies, public showers and a laundry facility is on site for your convenience. Watch the sunset while taking a stroll around this lovely golf cart community.

29. 2022-11-03
    price $124,400 1499-char remark

    Show marketing remark (1499 chars)

    Great Opportunity to own in the highly desired coastal community on Perdido Bay only 15 minutes from the white sandy shores at the Gulf of Mexico and 5 minutes from the Lillian boat launch. CASH ONLY. This coastal home has 1 bedroom and bonus room used as a craft room and 1 bath with a low maintenance yard and gorgeous mature blooming plants. It is situated on a beautiful wooded lot with a screened porch and back deck with carport with room for golf cart parking and a nice shed. Sleeper sofa to remain with the home. Owners enjoy membership with a lifestyle full of amenities and low POA Dues of only $74/mo (includes trash pick-up). There is something for everyone: key fob access to all facilities, 24-hour security, two clubhouses to host events and club meetings; year-round junior Olympic sized swimming pool with aquatic classes; tennis and pickleball courts (tennis club); basketball court, fitness facility, playground, public shower area, shuffleboard court, and nature trails. You can join the community-organized activities like Bingo, card and game nights, book clubs, garden club, and enjoy group travel opportunities. If you like to relax, you can spend the day at the Spanish Cove beach area or fishing from the 500-ft pier enjoying the famous Alabama sunsets, check out the neighborhood lending library with puzzles and movies, public showers and a laundry facility is on site for your convenience. Watch the sunset while taking a stroll around this lovely golf cart community.

30. 2022-10-20
    listed $129,400 Active 1499-char remark

    Show marketing remark (1499 chars)

    Great Opportunity to own in the highly desired coastal community on Perdido Bay only 15 minutes from the white sandy shores at the Gulf of Mexico and 5 minutes from the Lillian boat launch. CASH ONLY. This coastal home has 1 bedroom and bonus room used as a craft room and 1 bath with a low maintenance yard and gorgeous mature blooming plants. It is situated on a beautiful wooded lot with a screened porch and back deck with carport with room for golf cart parking and a nice shed. Sleeper sofa to remain with the home. Owners enjoy membership with a lifestyle full of amenities and low POA Dues of only $74/mo (includes trash pick-up). There is something for everyone: key fob access to all facilities, 24-hour security, two clubhouses to host events and club meetings; year-round junior Olympic sized swimming pool with aquatic classes; tennis and pickleball courts (tennis club); basketball court, fitness facility, playground, public shower area, shuffleboard court, and nature trails. You can join the community-organized activities like Bingo, card and game nights, book clubs, garden club, and enjoy group travel opportunities. If you like to relax, you can spend the day at the Spanish Cove beach area or fishing from the 500-ft pier enjoying the famous Alabama sunsets, check out the neighborhood lending library with puzzles and movies, public showers and a laundry facility is on site for your convenience. Watch the sunset while taking a stroll around this lovely golf cart community.

31. 2017-01-04
    soldstatus $49,500
32. 2016-12-29
    soldstatus $49,200
33. 2016-06-20
    listed $50,900
34. 2015-03-04
    soldstatus $39,000
35. 2014-12-05
    listed $43,900
36. 2014-11-20
    soldstatus $26,000
37. 2014-10-28
    listed $29,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 6 d/yr ≥104°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,518
• − Mortgage interest: −$7,226
• − Property taxes: −$1,935
• − Insurance: −$645
• − Repairs & maintenance: −$1,481
• − Management: −$1,481
• − HOA: −$888
• − Depreciation: −$3,753
• Taxable income: $1,108
• Est. tax owed @ 24.0%: −$266
• After-tax cash flow: $2,777/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baldwin County
• NCES district ID: 0100270
• Math proficiency: 33% ▼ -26.00%
• Reading proficiency: 57% ▲ 1.00%
• Median HH income: $50,677
• Composite: 38.61/100
• National rank: #4157
• State rank: #18 of 129 in AL

Livability — Lillian

• Score: 66/100
• State rank: #97
• US rank: #11371

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment C Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 6,152
• Population (ZIP): 6,152

Population outlook (Baldwin County) Hauer SSP2

• Today (2025): 248,264 people
• By 2030: 270,315 · +8.9%
• By 2040: 312,967 · +26.1%
• By 2050: 352,262 · +41.9%
• By 2075: 438,841 · +76.8%
• By 2100: 487,736 · +96.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (92%)
• Race & ethnicity: White 92% Two or more races 5% Hispanic / Latino 4%
• Common ancestry: Lithuanian 7% Italian 3% Serbian 2%
• Foreign-born: 2% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Baldwin

• 2024 margin: Solid R (+58.2) · D 20.5% · R 78.7%
• 2008→2024 swing: -6.7pp toward R · 2008: -51.5pp · 2024: -58.2pp
• All cycles: 2024: R+58.2 2020: R+53.8 2016: R+57.8 2012: R+55.8 2008: R+51.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -23.45%
• Current HPI: 285.5902
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+331.4% since first listed

20 events — show timeline

• 2026-05-12 Price Changed $129,000 BCAR
• 2026-03-13 Price Changed $139,900 BCAR
• 2026-02-24 Price Changed $142,900 BCAR
• 2026-02-03 Listed $147,900 BCAR
• 2023-08-07 Sold (Public Records) $114,400 Public Records
• 2023-08-04 Sold (MLS) $114,400 BCAR
• 2023-01-14 Pending — BCAR
• 2022-12-09 Price Changed $114,400 BCAR
• 2022-12-03 Price Changed $119,400 BCAR
• 2022-11-22 Price Changed $114,400 BCAR
• 2022-11-16 Price Changed $119,400 BCAR
• 2022-11-03 Price Changed $124,400 BCAR
• 2022-10-20 Listed $129,400 BCAR
• 2017-01-04 Sold (Public Records) $49,500 Public Records
• 2016-12-29 Sold (MLS) $49,200 BCAR
• 2016-06-20 Listed $50,900 BCAR
• 2015-03-04 Sold (MLS) $39,000 BCAR
• 2014-12-05 Listed $43,900 BCAR
• 2014-11-20 Sold (MLS) $26,000 BCAR
• 2014-10-28 Listed $29,900 BCAR

Property tax history

+10.9%/yr

Latest (2025): $184 · +36.5% YoY. Source: county tax records.