1460 Guffey · North Huntingdon, PA 15642

$150,000

3 bd · 1.5 ba · 1,500 sqft · SingleFamily · 246 Days on market

Good condition 4,199 sqft lot $100/sqft · 44% below area Est $270k · 44% under ↓ 29% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.4/30.0
• ARV discount +15.0/15.0
• DSCR +7.5/10.0
• 1% rule +6.1/10.0
• Schools +5.9/10.0
• Rent growth +4.3/5.0
• Condition / age +4.0/5.0
• Livability +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This impressive home combines modern updates with warm, inviting style inside and out. Step into a bright, open living room filled with natural light, featuring fresh neutral tones, new flooring, and a seamless flow to the dining area and updated kitchen with granite countertops, stainless appliances, and stylish finishes. Spacious bedrooms provide comfort and great closet space, while the renovated bath offers a clean, modern feel. The lower level is fully finished, perfect for a family room, gym, or guest suite, with plenty of extra storage and laundry area. Outside, enjoy the freshly cleaned landscaping, green lawn, and deck—ideal for relaxing or entertaining. Every detail has been thoughtfully refreshed, offering move-in-ready ease and a layout designed for everyday living. This home truly blends comfort, function, and modern charm in one perfect package

Key facts

• Open layout
• Updated kitchen
• Lvp flooring

Tags

• REMODELED HOME
• OPEN LAYOUT
• LVP FLOORING
• UPDATED KITCHEN
• STAINLESS STEEL APPLIANCES
• GRANITE COUNTERTOPS

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $150k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $277 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $132k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Norwin SD (suburban): math 60% / reading 76% proficiency, ranked #32 of 539 in PA (top 6%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 18% free/reduced lunch — higher-income household profile.
• Market conditions: Rents rising fast (+7.2%/yr); 137 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 415 units permitted in Westmoreland County in 2024 (10 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Westmoreland County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 7.2% rent growth), your $42k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 246 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts; this cycle's ask has dropped $30k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $132,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 246 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.11% ✓
• Cap rate: 8.51%
• Cash-on-cash: 7.92%
• DSCR: 1.35
• GRM: 7.5

CMA / ARV

• ARV (median comp): $269,582
• List price: $150,000
• Delta: -44.36%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1991 Tara Dr	0.37mi	3/2.0	1,454 (-3%)	1mo	$246,000	$169	75
1074 Rebecca St	0.62mi	3/2.0	1,363 (-9%)	9mo	$260,000	$191	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.15% rent growth · sell at horizon

5-year hold

• IRR: 0.4%
• Equity multiple: 1.01×
• Total profit: $607
• Equity at exit: $22,365

10-year hold

• IRR: 13.9%
• Equity multiple: 2.33×
• Total profit: $55,704
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15642

• Rents YoY: 7.2%
• Active inventory: 137
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $1,663 medium
• Mortgage (P&I): −$787
• Tax est. 1.5%: −$188 /mo · $2,250/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$349
• Net cashflow: $277

Break-even live

Break-even rent $1,312

Max offer price $150,000

Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1211 Main St Irwin, PA	3.0	2.0	1772	$1,850	$1.04	43d	1	0.20mi
11556 McKee Rd North Huntingdon, PA	3.0	2.0	1787	$1,825	$1.02	1d	1	0.44mi
10404 Lilac St Irwin, PA	3.0	1.0	1350	$965	$0.71	17d	1	0.75mi
12400 Adams Dr Irwin, PA	4.0	2.0	1524	$2,179	$1.43	1d	1	1.23mi

Listing history 28 events

1. 2026-06-18
   days on market $150,000 Active 246 DOM
2. 2026-06-17
   days on market $150,000 Active 245 DOM
3. 2026-06-16
   days on market $150,000 Active 244 DOM
4. 2026-06-15
   days on market $150,000 Active 243 DOM
5. 2026-06-13
   days on market $150,000 Active 241 DOM
6. 2026-06-13
   days on market $150,000 Active 240 DOM
7. 2026-06-09
   days on market $150,000 Active 237 DOM
8. 2026-06-08
   days on market $150,000 Active 236 DOM
9. 2026-06-07
   days on market $150,000 Active 235 DOM
10. 2026-06-03
    days on market $150,000 Active 231 DOM
11. 2026-06-02
    days on market $150,000 Active 230 DOM
12. 2026-06-01
    days on market $150,000 Active 229 DOM
13. 2026-05-31
    days on market $150,000 Active 228 DOM
14. 2026-04-14
    price $150,000 876-char remark

    Show marketing remark (876 chars)

    This impressive home combines modern updates with warm, inviting style inside and out. Step into a bright, open living room filled with natural light, featuring fresh neutral tones, new flooring, and a seamless flow to the dining area and updated kitchen with granite countertops, stainless appliances, and stylish finishes. Spacious bedrooms provide comfort and great closet space, while the renovated bath offers a clean, modern feel. The lower level is fully finished, perfect for a family room, gym, or guest suite, with plenty of extra storage and laundry area. Outside, enjoy the freshly cleaned landscaping, green lawn, and deck—ideal for relaxing or entertaining. Every detail has been thoughtfully refreshed, offering move-in-ready ease and a layout designed for everyday living. This home truly blends comfort, function, and modern charm in one perfect package

15. 2026-04-09
    status Active 876-char remark

    Show marketing remark (876 chars)

    This impressive home combines modern updates with warm, inviting style inside and out. Step into a bright, open living room filled with natural light, featuring fresh neutral tones, new flooring, and a seamless flow to the dining area and updated kitchen with granite countertops, stainless appliances, and stylish finishes. Spacious bedrooms provide comfort and great closet space, while the renovated bath offers a clean, modern feel. The lower level is fully finished, perfect for a family room, gym, or guest suite, with plenty of extra storage and laundry area. Outside, enjoy the freshly cleaned landscaping, green lawn, and deck—ideal for relaxing or entertaining. Every detail has been thoughtfully refreshed, offering move-in-ready ease and a layout designed for everyday living. This home truly blends comfort, function, and modern charm in one perfect package

16. 2026-02-20
    historical Contingent 876-char remark

    Show marketing remark (876 chars)

    This impressive home combines modern updates with warm, inviting style inside and out. Step into a bright, open living room filled with natural light, featuring fresh neutral tones, new flooring, and a seamless flow to the dining area and updated kitchen with granite countertops, stainless appliances, and stylish finishes. Spacious bedrooms provide comfort and great closet space, while the renovated bath offers a clean, modern feel. The lower level is fully finished, perfect for a family room, gym, or guest suite, with plenty of extra storage and laundry area. Outside, enjoy the freshly cleaned landscaping, green lawn, and deck—ideal for relaxing or entertaining. Every detail has been thoughtfully refreshed, offering move-in-ready ease and a layout designed for everyday living. This home truly blends comfort, function, and modern charm in one perfect package

17. 2026-01-21
    price $159,900 876-char remark

    Show marketing remark (876 chars)

    This impressive home combines modern updates with warm, inviting style inside and out. Step into a bright, open living room filled with natural light, featuring fresh neutral tones, new flooring, and a seamless flow to the dining area and updated kitchen with granite countertops, stainless appliances, and stylish finishes. Spacious bedrooms provide comfort and great closet space, while the renovated bath offers a clean, modern feel. The lower level is fully finished, perfect for a family room, gym, or guest suite, with plenty of extra storage and laundry area. Outside, enjoy the freshly cleaned landscaping, green lawn, and deck—ideal for relaxing or entertaining. Every detail has been thoughtfully refreshed, offering move-in-ready ease and a layout designed for everyday living. This home truly blends comfort, function, and modern charm in one perfect package

18. 2025-12-14
    price $165,000 876-char remark

    Show marketing remark (876 chars)

    This impressive home combines modern updates with warm, inviting style inside and out. Step into a bright, open living room filled with natural light, featuring fresh neutral tones, new flooring, and a seamless flow to the dining area and updated kitchen with granite countertops, stainless appliances, and stylish finishes. Spacious bedrooms provide comfort and great closet space, while the renovated bath offers a clean, modern feel. The lower level is fully finished, perfect for a family room, gym, or guest suite, with plenty of extra storage and laundry area. Outside, enjoy the freshly cleaned landscaping, green lawn, and deck—ideal for relaxing or entertaining. Every detail has been thoughtfully refreshed, offering move-in-ready ease and a layout designed for everyday living. This home truly blends comfort, function, and modern charm in one perfect package

19. 2025-11-01
    price $174,900 876-char remark

    Show marketing remark (876 chars)

    This impressive home combines modern updates with warm, inviting style inside and out. Step into a bright, open living room filled with natural light, featuring fresh neutral tones, new flooring, and a seamless flow to the dining area and updated kitchen with granite countertops, stainless appliances, and stylish finishes. Spacious bedrooms provide comfort and great closet space, while the renovated bath offers a clean, modern feel. The lower level is fully finished, perfect for a family room, gym, or guest suite, with plenty of extra storage and laundry area. Outside, enjoy the freshly cleaned landscaping, green lawn, and deck—ideal for relaxing or entertaining. Every detail has been thoughtfully refreshed, offering move-in-ready ease and a layout designed for everyday living. This home truly blends comfort, function, and modern charm in one perfect package

20. 2025-10-15
    listed $179,900 Active 876-char remark

    Show marketing remark (876 chars)

    This impressive home combines modern updates with warm, inviting style inside and out. Step into a bright, open living room filled with natural light, featuring fresh neutral tones, new flooring, and a seamless flow to the dining area and updated kitchen with granite countertops, stainless appliances, and stylish finishes. Spacious bedrooms provide comfort and great closet space, while the renovated bath offers a clean, modern feel. The lower level is fully finished, perfect for a family room, gym, or guest suite, with plenty of extra storage and laundry area. Outside, enjoy the freshly cleaned landscaping, green lawn, and deck—ideal for relaxing or entertaining. Every detail has been thoughtfully refreshed, offering move-in-ready ease and a layout designed for everyday living. This home truly blends comfort, function, and modern charm in one perfect package

21. 2025-10-06
    historical Expired 621-char remark

    Show marketing remark (621 chars)

    Welcome to 1460 Guffey Rd in North Huntingdon Township. This renovated 3-bedroom, 1.5-bath home offers modern style and comfort in a prime location. The brand-new kitchen features stainless steel appliances, updated cabinetry, and sleek finishes, perfect for any home chef. The finished basement adds valuable living space ideal for entertaining, a home office, or a game room. Enjoy a functional layout, fresh updates throughout, and a spacious yard for outdoor living. Conveniently located just minutes from Route 30, with easy access to shopping, dining, and major roadways—this move-in ready home is a must-see.

22. 2025-08-06
    price $185,000 621-char remark

    Show marketing remark (621 chars)

    Welcome to 1460 Guffey Rd in North Huntingdon Township. This renovated 3-bedroom, 1.5-bath home offers modern style and comfort in a prime location. The brand-new kitchen features stainless steel appliances, updated cabinetry, and sleek finishes, perfect for any home chef. The finished basement adds valuable living space ideal for entertaining, a home office, or a game room. Enjoy a functional layout, fresh updates throughout, and a spacious yard for outdoor living. Conveniently located just minutes from Route 30, with easy access to shopping, dining, and major roadways—this move-in ready home is a must-see.

23. 2025-07-23
    price $188,000 621-char remark

    Show marketing remark (621 chars)

    Welcome to 1460 Guffey Rd in North Huntingdon Township. This renovated 3-bedroom, 1.5-bath home offers modern style and comfort in a prime location. The brand-new kitchen features stainless steel appliances, updated cabinetry, and sleek finishes, perfect for any home chef. The finished basement adds valuable living space ideal for entertaining, a home office, or a game room. Enjoy a functional layout, fresh updates throughout, and a spacious yard for outdoor living. Conveniently located just minutes from Route 30, with easy access to shopping, dining, and major roadways—this move-in ready home is a must-see.

24. 2025-07-10
    listed $192,000 Active 621-char remark

    Show marketing remark (621 chars)

    Welcome to 1460 Guffey Rd in North Huntingdon Township. This renovated 3-bedroom, 1.5-bath home offers modern style and comfort in a prime location. The brand-new kitchen features stainless steel appliances, updated cabinetry, and sleek finishes, perfect for any home chef. The finished basement adds valuable living space ideal for entertaining, a home office, or a game room. Enjoy a functional layout, fresh updates throughout, and a spacious yard for outdoor living. Conveniently located just minutes from Route 30, with easy access to shopping, dining, and major roadways—this move-in ready home is a must-see.

25. 2025-07-09
    historical Expired
26. 2025-06-16
    price $195,000
27. 2025-05-19
    price $200,000
28. 2025-04-30
    listed $210,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,957
• − Mortgage interest: −$8,402
• − Property taxes: −$2,250
• − Insurance: −$750
• − Repairs & maintenance: −$1,597
• − Management: −$1,597
• − Depreciation: −$4,364
• Taxable income: $998
• Est. tax owed @ 24.0%: −$239
• After-tax cash flow: $3,087/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This move-in ready home features modern updates and a fresh exterior, making it an attractive option for both resale and rental.

Value-add opportunities

• Resale Paint exterior — Enhances curb appeal and property value
• Rental Clean gutters — Keeps property in good condition and reduces maintenance costs

Renovation cost estimate screening

Value-add ROI direction

• Resale Paint exterior — Enhances curb appeal and property value ↑
• Rental Clean gutters — Keeps property in good condition and reduces maintenance costs ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Norwin SD
• NCES district ID: 4217940
• Math proficiency: 60% ▼ -11.00%
• Reading proficiency: 76% ▼ -6.00%
• Median HH income: $62,686
• Composite: 58.86/100
• National rank: #973
• State rank: #32 of 539 in PA

Livability — North Huntingdon

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• County: Westmoreland County · 183,777 people
• Metro: Pittsburgh, PA
• Population (ZIP): 46,325
• Household income: $97,706
• Rent vs Own: 14.8% rent · 85.2% own
• Severe rent burden: 349.0

Population outlook (Westmoreland County) Hauer SSP2

• Today (2025): 342,555 people
• By 2030: 331,717 · -3.2%
• By 2040: 304,976 · -11.0%
• By 2050: 277,444 · -19.0%
• By 2075: 224,607 · -34.4%
• By 2100: 171,084 · -50.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (94%)
• Race & ethnicity: White 94% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Romanian 9% Slovak 2% Italian 2%
• Foreign-born: 2% · Canada
• Languages at home: 98% English-only · Spanish 1%

Political lean MEDSL · Westmoreland

• 2024 margin: Strong R (+28.4) · D 35.4% · R 63.9%
• 2008→2024 swing: -11.7pp toward R · 2008: -16.7pp · 2024: -28.4pp
• All cycles: 2024: R+28.4 2020: R+28.3 2016: R+31.3 2012: R+23.7 2008: R+16.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -129.70%
• Current HPI: 180.8812
• Rent YoY: ▲ 7.15%
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

-28.6% since first listed

15 events — show timeline

• 2026-04-14 Price Changed $150,000 West Penn MLS
• 2026-04-09 Relisted — West Penn MLS
• 2026-02-20 Contingent — West Penn MLS
• 2026-01-21 Price Changed $159,900 West Penn MLS
• 2025-12-14 Price Changed $165,000 West Penn MLS
• 2025-11-01 Price Changed $174,900 West Penn MLS
• 2025-10-15 Listed $179,900 West Penn MLS
• 2025-10-06 Delisted — West Penn MLS
• 2025-08-06 Price Changed $185,000 West Penn MLS
• 2025-07-23 Price Changed $188,000 West Penn MLS
• 2025-07-10 Listed $192,000 West Penn MLS
• 2025-07-09 Delisted — West Penn MLS
• 2025-06-16 Price Changed $195,000 West Penn MLS
• 2025-05-19 Price Changed $200,000 West Penn MLS
• 2025-04-30 Listed $210,000 West Penn MLS