19 Woodcrest Ln · Lake, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 2/10 · Minimal
- Hot days now (above 91°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 4.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.4/30.0
- Appreciation +10.0/10.0
- ARV discount +9.8/15.0
- DSCR +7.9/10.0
- 1% rule +5.8/10.0
- Schools +4.4/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
$269,500
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
* * BONUS LOFT THAT HAS BEEN USED AS ADDITIONAL SLEEPING AREAS! * * Nestled within a prestigious gated community of the beautiful Pocono Mountains, this 3-bedroom, 2-bath home has two large decks, a loft, finished basement bedroom suite w/ en suite bath and nice-sized yard with shed. As members of The Hideout community, homeowners have exclusive access to a clubhouse, golf course, sports complex, indoor/outdoor tennis courts, powerboat lake, two sand beaches, two heated outdoor pools, a fitness center, mini golf, art center, woodworking building, ski lift, tubing run and lodge. The home has been extremely well maintained, to include a newer roof. Grab it now, and be ready to hit the pools, beach and golf course by summer!
Key facts
- 0.34 acre lot
- Community pool
- Built 1987
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $270k.
Deal economics
- At list price, monthly cash flow is $548 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $270k).
- Recommended offer: $253k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Western Wayne SD (rural): math 39% / reading 63% proficiency, ranked #165 of 539 in PA (top 31%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 337 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 177 units permitted in Wayne County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $29k of equity ($2k loan paydown + $27k appreciation (10.0% local appreciation)).
- Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $75k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$46k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 76 days — a 6% lower offer ($253k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $20k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 76 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.08% ✓
- Cap rate
- 8.73%
- Cash-on-cash
- 8.72%
- DSCR
- 1.39
- GRM
- 7.7
CMA / ARV
- ARV (median comp)
- $284,074
- List price
- $269,500
- Delta
- -5.13%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1379 Woodview Ter | 0.26mi | 3/2.0 (+1) | 1,483 (-0%) | 3mo | $164,500 | $111 | 80 |
| 139 Ridgeview Dr | 0.25mi | 2/1.0 | 1,526 (+3%) | 5mo | $185,000 | $121 | 76 |
| 467 Lakeview Dr W | 0.18mi | 3/2.0 (+1) | 1,550 (+4%) | 12mo | $425,000 | $274 | 69 |
| 11 Highpoint Ct | 0.56mi | 3/2.0 (+1) | 1,436 (-4%) | 1mo | $287,000 | $200 | 62 |
| 45 Crestview Rd | 0.55mi | 3/2.0 (+1) | 1,522 (+2%) | 4mo | $270,000 | $177 | 62 |
| 100 Ridgeview Dr | 0.13mi | 3/3.0 (+1) | 1,650 (+11%) | 7mo | $279,000 | $169 | 61 |
| 543 Lakeview Dr. Dr E | 0.50mi | 2/1.5 | 1,280 (-14%) | 3mo | $265,000 | $207 | 48 |
| 64 High Point Dr | 0.71mi | 3/2.5 (+1) | 1,568 (+5%) | 4mo | $325,000 | $207 | 48 |
| 64 Highpoint Dr Lot 2232 | 0.71mi | 3/2.5 (+1) | 1,568 (+5%) | 4mo | $325,000 | $207 | 48 |
| 642 Lakeview Dr E | 0.72mi | 2/2.0 | 1,386 (-7%) | 14mo | $218,000 | $157 | 43 |
| 543 Lakeview Dr E | 0.50mi | 2/1.5 | 1,280 (-14%) | 12mo | $265,000 | $207 | 41 |
| 42 Roamingwood Rd Lot 2007 | 0.67mi | 3/2.5 (+1) | 1,658 (+11%) | 15mo | $310,000 | $187 | 30 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 30.6%
- Equity multiple
- 3.41×
- Total profit
- $181,673
- Equity at exit
- $242,787
- IRR
- 26.5%
- Equity multiple
- 7.73×
- Total profit
- $507,471
- Equity at exit
- $523,579
Cash invested: $75,460 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18436
- Home prices YoY
- 16.9%
- Active inventory
- 337
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $2,900 medium interval (Pro) →
- Mortgage (P&I)
- −$1,413
- Tax from tax record
- −$217 /mo · $2,605/yr
- Insurance
- −$112
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$609
- Net cashflow
- $548
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $67,375
- Closing costs
- $8,085
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1148 Golf Park Dr Lake Ariel, PA | 3.0 | 1.0 | 1210 | $2,900 | $2.40 | 24d | 1 | 0.65mi |
Listing history 19 events
-
2026-06-19price $269,500 Active 76 DOM
-
2026-06-18days on market $274,500 Active 76 DOM
-
2026-06-17days on market $274,500 Active 75 DOM
-
2026-06-16days on market $274,500 Active 74 DOM
-
2026-06-15days on market $274,500 Active 73 DOM
-
2026-06-14days on market $274,500 Active 71 DOM
-
2026-06-13days on market $274,500 Active 70 DOM
-
2026-06-10days on market $274,500 Active 68 DOM
-
2026-06-09days on market $274,500 Active 67 DOM
-
2026-06-08days on market $274,500 Active 66 DOM
-
2026-06-07pricestatusdays on market $274,500 Active 65 DOM
-
2026-05-07price $279,500 733-char remark
Show marketing remark (733 chars)
* * BONUS LOFT THAT HAS BEEN USED AS ADDITIONAL SLEEPING AREAS! * * Nestled within a prestigious gated community of the beautiful Pocono Mountains, this 3-bedroom, 2-bath home has two large decks, a loft, finished basement bedroom suite w/ en suite bath and nice-sized yard with shed. As members of The Hideout community, homeowners have exclusive access to a clubhouse, golf course, sports complex, indoor/outdoor tennis courts, powerboat lake, two sand beaches, two heated outdoor pools, a fitness center, mini golf, art center, woodworking building, ski lift, tubing run and lodge. The home has been extremely well maintained, to include a newer roof. Grab it now, and be ready to hit the pools, beach and golf course by summer!
-
2026-03-23$289,500 Active 733-char remark
Show marketing remark (733 chars)
* * BONUS LOFT THAT HAS BEEN USED AS ADDITIONAL SLEEPING AREAS! * * Nestled within a prestigious gated community of the beautiful Pocono Mountains, this 3-bedroom, 2-bath home has two large decks, a loft, finished basement bedroom suite w/ en suite bath and nice-sized yard with shed. As members of The Hideout community, homeowners have exclusive access to a clubhouse, golf course, sports complex, indoor/outdoor tennis courts, powerboat lake, two sand beaches, two heated outdoor pools, a fitness center, mini golf, art center, woodworking building, ski lift, tubing run and lodge. The home has been extremely well maintained, to include a newer roof. Grab it now, and be ready to hit the pools, beach and golf course by summer!
-
2025-05-07soldstatus $260,000
-
2025-04-23soldstatus $260,000 Closed 1336-char remark
Show marketing remark (1336 chars)
Escape to Your Perfect Poconos Retreat!Imagine stepping into your dream getaway, a cozy, yet spacious contemporary home nestled in the heart of The Hideout, one of the Poconos' premier gated communities. This contemporary retreat offers the perfect blend of modern style and cozy charm, making it an ideal escape for weekend getaways or year-round living. From the moment you walk in, you'll fall in love with the bright, open floor plan that fills the space with natural light. The soaring ceilings and stylish finishes create a warm yet modern ambiance, perfect for relaxing after a day of adventure. Whether you're curled up by the fireplace on a chilly evening or hosting friends and family in the spacious living area, this home feels like a true sanctuary. Beyond your doorstep, The Hideout offers endless amenities to enhance your lifestyle. Spend your summers at the lakes, pools, and sandy beaches, or tee off at the golf course. In the winter, hit the private ski hill just minutes away. Unwind at the bar and tiki bar, enjoy a delicious meal at the restaurant, or stay active in the fitness center--all within this vibrant, amenity-filled community. If you're searching for the perfect blend of comfort, style, and adventure, this chalet is calling your name. Don't miss your chance to own a slice of paradise in the Poconos!
-
2025-03-21status Pending 1336-char remark
Show marketing remark (1336 chars)
Escape to Your Perfect Poconos Retreat!Imagine stepping into your dream getaway, a cozy, yet spacious contemporary home nestled in the heart of The Hideout, one of the Poconos' premier gated communities. This contemporary retreat offers the perfect blend of modern style and cozy charm, making it an ideal escape for weekend getaways or year-round living. From the moment you walk in, you'll fall in love with the bright, open floor plan that fills the space with natural light. The soaring ceilings and stylish finishes create a warm yet modern ambiance, perfect for relaxing after a day of adventure. Whether you're curled up by the fireplace on a chilly evening or hosting friends and family in the spacious living area, this home feels like a true sanctuary. Beyond your doorstep, The Hideout offers endless amenities to enhance your lifestyle. Spend your summers at the lakes, pools, and sandy beaches, or tee off at the golf course. In the winter, hit the private ski hill just minutes away. Unwind at the bar and tiki bar, enjoy a delicious meal at the restaurant, or stay active in the fitness center--all within this vibrant, amenity-filled community. If you're searching for the perfect blend of comfort, style, and adventure, this chalet is calling your name. Don't miss your chance to own a slice of paradise in the Poconos!
-
2025-03-05$264,900 Active 1336-char remark
Show marketing remark (1336 chars)
Escape to Your Perfect Poconos Retreat!Imagine stepping into your dream getaway, a cozy, yet spacious contemporary home nestled in the heart of The Hideout, one of the Poconos' premier gated communities. This contemporary retreat offers the perfect blend of modern style and cozy charm, making it an ideal escape for weekend getaways or year-round living. From the moment you walk in, you'll fall in love with the bright, open floor plan that fills the space with natural light. The soaring ceilings and stylish finishes create a warm yet modern ambiance, perfect for relaxing after a day of adventure. Whether you're curled up by the fireplace on a chilly evening or hosting friends and family in the spacious living area, this home feels like a true sanctuary. Beyond your doorstep, The Hideout offers endless amenities to enhance your lifestyle. Spend your summers at the lakes, pools, and sandy beaches, or tee off at the golf course. In the winter, hit the private ski hill just minutes away. Unwind at the bar and tiki bar, enjoy a delicious meal at the restaurant, or stay active in the fitness center--all within this vibrant, amenity-filled community. If you're searching for the perfect blend of comfort, style, and adventure, this chalet is calling your name. Don't miss your chance to own a slice of paradise in the Poconos!
-
2005-02-24soldstatus $81,000
-
1996-07-26soldstatus $74,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $2,605 · $217/mo
- Projected year-2 tax
- $3,431 · $286/mo
- Expected delta
- +$827/yr (+$69/mo · 31.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 7 d/yr ≥91°F today · 16 d/yr by 30 yrs out
- Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $34,800
- − Mortgage interest
- −$15,096
- − Property taxes
- −$2,605
- − Insurance
- −$1,348
- − Repairs & maintenance
- −$2,784
- − Management
- −$2,784
- − Depreciation
- −$7,840
- Taxable income
- $2,344
- Est. tax owed @ 24.0%
- −$562
- After-tax cash flow
- $6,018/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Western Wayne SD
- NCES district ID
- 4226070
- Math proficiency
- 39% ▼ -12.00%
- Reading proficiency
- 63% ▼ -6.00%
- Median HH income
- $51,358
- Composite
- 43.65/100
- National rank
- #2964
- State rank
- #165 of 539 in PA
Livability — Lake
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- The Hideout, PA
- Population (ZIP)
- 13,225
Population outlook (Wayne County) Hauer SSP2
- Today (2025)
- 47,924 people
- By 2030
- 46,191 · -3.6%
- By 2040
- 42,815 · -10.7%
- By 2050
- 39,873 · -16.8%
- By 2075
- 34,556 · -27.9%
- By 2100
- 28,358 · -40.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (95%)
- Race & ethnicity
- White 95% Two or more races 3% Hispanic / Latino 2%
- Common ancestry
- Romanian 9% Scotch-Irish 2% Iranian 2%
- Foreign-born
- 4%
- Languages at home
- 95% English-only · French/Haitian/Cajun 2% Russian/Polish/Slavic 1% Spanish 1%
Political lean MEDSL · Wayne
- 2024 margin
- Solid R (+37.1) · D 31.1% · R 68.2%
- 2008→2024 swing
- -24.8pp toward R · 2008: -12.3pp · 2024: -37.1pp
- All cycles
- 2024: R+37.1 2020: R+33.6 2016: R+39.7 2012: R+20.9 2008: R+12.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 47.95%
- Current HPI
- 331.9645
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
+277.7% since first listed8 events — show timeline
- 2026-05-07 Price Changed $279,500 GSBR as distributed by MLS GRID
- 2026-03-23 Listed $289,500 GSBR as distributed by MLS GRID
- 2025-05-07 Sold (Public Records) $260,000 Public Records
- 2025-04-23 Sold (MLS) $260,000 PWMLS
- 2025-03-21 Pending — PWMLS
- 2025-03-05 Listed $264,900 PWMLS
- 2005-02-24 Sold (Public Records) $81,000 Public Records
- 1996-07-26 Sold (Public Records) $74,000 Public Records
Property tax history
+3.6%/yrLatest (2026): $2,605 · +3.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…