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1452 Pine Ln
D- Composite 39.76
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +11.4/15.0
  • Cash flow +10.2/30.0
  • Livability +4.0/5.0
  • 1% rule +3.9/10.0
  • DSCR +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$210,000

1452 Pine Ln · Fort Worth, TX 76140
3 bd · 1.0 ba · 1,098 sqft · SingleFamily public records · 15 Days on market
Built 2004 3,223 sqft lot $191/sqft · 9% below area Est $230k · 9% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

A musts see charming home with fenced back yard one car garage facing the front. Home has three bedroom and two bathrooms Galley Kitchen with plenty of cabinets and pantry country sink with disposal, Range, dishwasher also has separate dining room, full size washer and dryer hookups.

Key facts

  • Open dining area
  • Investment property
  • Utility closet

Tags

INVESTMENT PROPERTYEFFICIENT FRONT AND SIDE YARDFULLY FENCED BACK YARDOPEN DINING AREAUTILITY CLOSET

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $210k.

Deal economics

  • At list price, monthly cash flow is $-119 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $189k (10.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $187k (10.8% below list).
  • Recommended offer: $187k (10.8% below list) — sets the bar for 1% rule.
  • Cap rate 5.6% vs local median 3.9% in Fort Worth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#49 in TX, #1,954 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D+, crime F.
  • Everman ISD (suburban): math 21% / reading 32% proficiency, ranked #691 of 826 in TX (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents flat; 374 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 18,938 units permitted in Tarrant County in 2024 (8,336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Tarrant County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 15 days — a 2% lower offer ($207k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 16y ago; this cycle's ask has dropped $14k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $187,303 (10.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.89%
Cap rate
5.61%
Cash-on-cash
-2.44%
DSCR
0.89
GRM
9.3

CMA / ARV

ARV (median comp)
$230,097
List price
$210,000
Delta
-2.65%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1516 Pine Ln 0.06mi 3/1.5 1,098 (0%) 11mo $192,000 $175 86
1304 Pine Ln 0.13mi 3/2.0 1,094 (-0%) 10mo $219,000 $200 81
10701 Many Oaks Dr 0.14mi 3/2.0 1,091 (-1%) 14mo $215,000 $197 77
1404 Teak Dr 0.08mi 3/2.5 1,203 (+10%) 20mo $242,999 $202 58
1525 Teak Ln 0.11mi 3/2.5 1,203 (+10%) 19mo $235,999 $196 57
1505 Teak Dr 0.08mi 3/2.5 1,203 (+10%) 21mo $233,999 $195 56
10705 Sequoia Dr 0.12mi 3/2.5 1,203 (+10%) 22mo $199,999 $166 54
10505 Sequoia Dr 0.26mi 3/2.5 1,203 (+10%) 15mo $245,999 $204 53
10505 Mahogany Wood Way 0.25mi 3/2.5 1,203 (+10%) 19mo $237,999 $198 50
1452 Castle Ridge Rd 0.46mi 3/2.0 1,245 (+13%) 10mo $225,000 $181 44
1179 Rusticwood Ct 0.43mi 3/2.0 1,251 (+14%) 11mo $255,000 $204 43
1036 Mckavett Dr 0.69mi 3/2.0 1,240 (+13%) 19mo $260,000 $210 27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.11% rent growth · sell at horizon

5-year hold
IRR
-23.9%
Equity multiple
0.20×
Total profit
$-46,814
Equity at exit
$31,312
10-year hold
IRR
-31.6%
Equity multiple
-0.20×
Total profit
$-70,583
Equity at exit
$18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76140

Home prices YoY
-21.8%
Rents YoY
0.1%
Active inventory
374
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$1,873 high interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$410 /mo · $4,925/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$393
Net cashflow
$-119

Break-even live

Break-even rent $2,024
Max offer price $188,891
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 36 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1452 Pine Ln Fort Worth, TX 3.0 1.5 1098 $1,595 $1.45 20d 1 0.01mi
1424 Pine Ln Fort Worth, TX 3.0 2.5 1332 $1,590 $1.19 12d 1 0.03mi
1437 Pine Ln Fort Worth, TX 3.0 2.0 1175 $1,800 $1.53 43d 1 0.04mi
1433 Pine Ln Fort Worth, TX 3.0 3.0 1316 $2,075 $1.58 43d 1 0.04mi
1461 Pine Ln Fort Worth, TX 3.0 2.0 1268 $1,739 $1.37 7d 1 0.04mi
1508 Pine Ln Fort Worth, TX 3.0 1.0 1098 $1,599 $1.46 43d 1 0.06mi
10716 Wild Oak Dr Fort Worth, TX 2.0 2.0 1072 $1,595 $1.49 20d 1 0.10mi
10745 Many Oaks Dr Fort Worth, TX 2.0 1.0 997 $1,595 $1.60 24d 1 0.11mi
1408 Silver Spruce Ln Fort Worth, TX 3.0 2.0 1411 $1,800 $1.28 18d 1 0.12mi
10628 Wild Oak Dr Fort Worth, TX 3.0 2.5 1312 $1,740 $1.33 3d 1 0.15mi
1612 Limpkin Dr Fort Worth, TX 3.0 2.0 1411 $1,925 $1.36 43d 1 0.19mi
1617 Crested Way Fort Worth, TX 3.0 2.0 1411 $2,200 $1.56 43d 1 0.21mi
1633 Limpkin Dr Fort Worth, TX 3.0 2.0 1266 $1,905 $1.50 43d 1 0.24mi
1644 Limpkin Dr Fort Worth, TX 3.0 2.0 1402 $1,860 $1.33 43d 1 0.27mi
1680 Crested Way Fort Worth, TX 3.0 2.0 1411 $1,895 $1.34 12d 1 0.36mi
1800 Oak Grove Rd E Burleson, TX 3.0–4.0 2.0 1392 $1,795 $1.29 1d 14 0.42mi
1300 Hazelnut Dr Fort Worth, TX 3.0 2.0 1448 $2,300 $1.59 5d 1 0.59mi
10613 Flamewood Dr Fort Worth, TX 3.0 2.0 1324 $1,550 $1.17 43d 1 0.61mi
10525 Flamewood Dr Fort Worth, TX 3.0 2.0 1446 $1,849 $1.28 2d 1 0.62mi
10640 Towerwood Dr Fort Worth, TX 3.0 2.0 1422 $1,696 $1.19 7d 1 0.67mi
10632 Towerwood Dr Fort Worth, TX 3.0 2.0 1382 $1,750 $1.27 24d 1 0.67mi
1312 Nelson Pl Burleson, TX 3.0 2.0 1232 $1,820 $1.48 43d 1 0.75mi
10436 Phantom Hill Rd Fort Worth, TX 3.0 2.0 1498 $1,885 $1.26 7d 1 0.78mi
1456 Palamedes Dr Fort Worth, TX 3.0 2.0 1316 $2,000 $1.52 4d 1 0.85mi
916 Buffalo Springs Dr Fort Worth, TX 3.0 2.0 1329 $1,840 $1.38 7d 1 0.86mi
1500 Four Seasons Ln Fort Worth, TX 1.0–3.0 1.0–2.0 876 $1,400 $1.60 22d 1 0.87mi
1209 Brownford Dr Burleson, TX 3.0 2.0 1495 $1,875 $1.25 43d 1 0.93mi
757 Dema Ln Burleson, TX 3.0 2.0 1432 $1,869 $1.31 2d 1 1.07mi
1444 Harvester Dr Fort Worth, TX 3.0–5.0 2.0–2.5 1840 $2,080 $1.13 1d 1 1.09mi
741 Dema Ln Burleson, TX 3.0 2.0 1447 $2,000 $1.38 24d 1 1.10mi
1313 Redpine Dr Fort Worth, TX 3.0 2.0 1316 $2,000 $1.52 2d 1 1.15mi
1794 Farleigh Ct Fort Worth, TX 3.0 2.5 1440 $1,495 $1.04 7d 1 1.36mi
10512 Flagstaff Run Fort Worth, TX 4.0 2.0 1500 $1,865 $1.24 7d 1 1.38mi
1766 Belshire Ct Fort Worth, TX 3.0 2.5 1440 $1,450 $1.01 24d 1 1.42mi
1761 Belshire Ct Fort Worth, TX 3.0 2.5 1440 $1,495 $1.04 43d 1 1.44mi
901 E Rendon Crowley Rd Burleson, TX 1.0–3.0 1.0–2.0 1181 $2,745 $2.32 1d 49 1.49mi

Listing history 17 events

  1. 2026-06-18
    days on market $210,000 Active 15 DOM
  2. 2026-06-17
    days on market $210,000 Active 14 DOM
  3. 2026-06-16
    days on market $210,000 Active 13 DOM
  4. 2026-06-15
    days on market $210,000 Active 12 DOM
  5. 2026-06-13
    days on market $210,000 Active 10 DOM
  6. 2026-06-09
    days on market $210,000 Active 6 DOM
  7. 2026-06-08
    days on market $210,000 Active 5 DOM
  8. 2026-06-07
    days on market $210,000 Active 4 DOM
  9. 2026-06-04
    remarks 699-char remark
  10. 2026-06-04
    pricedays on marketlisting id $210,000 Active 1 DOM
  11. 2025-10-16
    listed $224,000 Active 284-char remark
    Show marketing remark (284 chars)

    A musts see charming home with fenced back yard one car garage facing the front. Home has three bedroom and two bathrooms Galley Kitchen with plenty of cabinets and pantry country sink with disposal, Range, dishwasher also has separate dining room, full size washer and dryer hookups.

  12. 2011-06-14
    soldstatus Closed 207-char remark
    Show marketing remark (207 chars)

    Nice newer home with all the right touches but small enough to be affordable. Come see this great starter home. Sq ft per FHA Appraiser is deemed reliable but not guaranteed. Buyer to verify all information.

  13. 2011-05-03
    status Pending 207-char remark
    Show marketing remark (207 chars)

    Nice newer home with all the right touches but small enough to be affordable. Come see this great starter home. Sq ft per FHA Appraiser is deemed reliable but not guaranteed. Buyer to verify all information.

  14. 2011-04-19
    price $58,500 207-char remark
    Show marketing remark (207 chars)

    Nice newer home with all the right touches but small enough to be affordable. Come see this great starter home. Sq ft per FHA Appraiser is deemed reliable but not guaranteed. Buyer to verify all information.

  15. 2011-03-04
    listed $65,000 Active 207-char remark
    Show marketing remark (207 chars)

    Nice newer home with all the right touches but small enough to be affordable. Come see this great starter home. Sq ft per FHA Appraiser is deemed reliable but not guaranteed. Buyer to verify all information.

  16. 2011-01-04
    historical
  17. 2010-10-13
    listed $78,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,925 · $410/mo
Projected year-2 tax
$4,925 · $410/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,476
− Mortgage interest
−$11,763
− Property taxes
−$4,925
− Insurance
−$1,050
− Repairs & maintenance
−$1,798
− Management
−$1,798
− Depreciation
−$6,109
Taxable loss
−$4,967
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,192
After-tax cash flow
$-242/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Everman ISD
NCES district ID
4818810
Math proficiency
21% ▼ -18.00%
Reading proficiency
32% ▼ -4.00%
Median HH income
$44,803
Composite
22.77/100
National rank
#8027
State rank
#691 of 826 in TX

Livability — Fort Worth

Score
80/100
State rank
#49
US rank
#1954

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment B- Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fort Worth, TX
County
Tarrant County · 2,033,669 people
City population
911,619
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
33,321
Household income
$75,955
Rent vs Own
31.6% rent · 68.4% own
Severe rent burden
1264.0

Population outlook (Tarrant County) Hauer SSP2

Today (2025)
2,380,417 people
By 2030
2,578,900 · +8.3%
By 2040
2,974,995 · +25.0%
By 2050
3,350,489 · +40.8%
By 2075
4,216,909 · +77.2%
By 2100
4,741,527 · +99.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
Hispanic / Latino 39% Black 35% White 20% Two or more races 14% Asian 3%
Hispanic origin (detail)
Mexican 36%
Common ancestry
Scotch-Irish 2% Lithuanian 1% Slovak 1%
Foreign-born
18% · Canada, Vietnam, China
Languages at home
64% English-only · Spanish 32% Vietnamese 2% Chinese 1%

Political lean MEDSL · Tarrant

2024 margin
Lean R (+5.1) · D 46.7% · R 51.9% · Other 1.4%
2008→2024 swing
+6.6pp toward D · 2008: -11.7pp · 2024: -5.1pp
All cycles
2024: R+5.1 2020: D+0.2 2016: R+8.7 2012: R+15.7 2008: R+11.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -79.54%
Current HPI
285.9894
Rent YoY
▲ 0.11%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+185.4% since first listed
7 events — show timeline
  • 2025-10-16 Listed $224,000 NTREIS
  • 2011-06-14 Sold (MLS) NTREIS
  • 2011-05-03 Pending NTREIS
  • 2011-04-19 Price Changed $58,500 NTREIS
  • 2011-03-04 Listed $65,000 NTREIS
  • 2011-01-04 Listing Removed NTREIS
  • 2010-10-13 Listed $78,500 NTREIS

Property tax history

+7.2%/yr

Latest (2025): $4,925 · -2.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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