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6 Circle R St 🏷️ Likely Rental
A- Composite 82.07
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +5.5/10.0
  • Rent growth +3.9/5.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0

$74,900

6 Circle R St · Orange, TX 77630
3 bd · 1.0 ba · 1,003 sqft · SingleFamily public records · 141 Days on market
Built 1954 10,454 sqft lot $75/sqft · 27% below area Est $103k · 27% under ↓ 21% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This 3 bedroom 1 bath home is perfect for the investor looking for a flip or a tenant occupied home.

Key facts

  • 0.24 acre lot
  • Garage
  • Listed 141 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏷️ Possibly a rental listed for sale. The $74,900 price doesn't fit this home's estimated sale value (~$103,084) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $456 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
  • Cap rate 13.6% vs local median 3.9% in Orange — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#286 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, employment D+, schools D-.
  • West Orange-Cove CISD (suburban): math 17% / reading 21% proficiency, ranked #784 of 826 in TX (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.7%/yr); 337 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 54% of comp listings sitting > 30 days — soft ceiling on asking rent; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).

Forward outlook

  • In year one you build about $1k of equity ($518 loan paydown + $756 appreciation (1.0% local appreciation)).
  • Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (1.0% appreciation + 5.7% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 141 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 3.0% of price; built in 1954 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $65,912 (12.0% below list)

Questions for the listing agent

  1. It's been on market 141 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.80%
Cap rate
13.60%
Cash-on-cash
26.08%
DSCR
2.16
GRM
4.6

CMA / ARV

ARV (median comp)
$103,084
List price
$74,900
Delta
-27.34%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3656 Hemlock St 0.38mi 3/1.0 1,034 (+3%) 2mo $69,900 $68 75
6 Circle Q St 0.05mi 3/1.0 1,090 (+9%) 11mo $105,000 $96 74
3415 Bowling Ln 0.44mi 3/1.0 1,060 (+6%) 4mo $90,000 $85 66
10 Circle S 0.06mi 3/2.0 1,128 (+12%) 13mo $105,000 $93 62
3627 Bowling Ln 0.53mi 3/1.0 1,135 (+13%) 15mo $65,000 $57 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.01% appreciation · 5.71% rent growth · sell at horizon

5-year hold
IRR
31.0%
Equity multiple
2.64×
Total profit
$34,318
Equity at exit
$25,608
10-year hold
IRR
35.1%
Equity multiple
5.68×
Total profit
$98,061
Equity at exit
$34,061

Cash invested: $20,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77630

Home prices YoY
0.4%
Rents YoY
5.7%
Active inventory
337
Price-to-rent
4.6×

Monthly cashflow live

Estimated rent
$1,348 high interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$185 /mo · $2,223/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$283
Net cashflow
$456

Break-even live

Break-even rent $771
Max offer price $74,900
Occupancy floor 61%

Sensitivity live

Price -10% $498 -5% $477 +0% $456 +5% $435 +10% $413
Rent -10% $349 -5% $403 +0% $456 +5% $509 +10% $562
Rate -1.0pp $493 -0.5pp $475 base $456 +0.5pp $436 +1.0pp $417

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,725
Closing costs
$2,247
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 28 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
403 Bluebonnet Dr Orange, TX 3.0 1.0 1196 $1,300 $1.09 44d 1 0.08mi
310 Camellia Ave Orange, TX 3.0 1.0 988 $1,295 $1.31 22d 1 0.10mi
302 Bridal Wreath Ave Orange, TX 3.0 1.0 1182 $1,195 $1.01 44d 1 0.15mi
101 Azalea Ave Unit A Orange, TX 3.0 1.0 1200 $2,000 $1.67 44d 1 0.18mi
3333 Ridgemont Dr Unit 203 Orange, TX 2.0 1.0 1000 $1,084 $1.08 14d 1 0.20mi
3333 Ridgemont Dr Unit 315TWNHME Orange, TX 2.0 1.5 1216 $1,040 $0.86 22d 1 0.26mi
3333 Ridgemont Dr Apt 105 Orange, TX 2.0 1.0 952 $1,255 $1.32 22d 1 0.26mi
3333 Ridgemont Dr Unit 408 Orange, TX 2.0 1.0 1000 $1,059 $1.06 44d 1 0.26mi
3333 Ridgemont Dr Unit 107 Orange, TX 2.0 1.0 952 $1,255 $1.32 44d 1 0.26mi
3333 Ridgemont Dr Unit 404 Orange, TX 2.0 1.0 1000 $1,254 $1.25 44d 1 0.26mi
3615 Ridgemont Dr Orange, TX 3.0 1.0 1266 $1,275 $1.01 44d 1 0.33mi
107 Dahlia St Orange, TX 3.0 1.0 1149 $1,300 $1.13 14d 1 0.36mi
3000 MacArthur Dr Orange, TX 3.0 1.0–2.0 791 $1,330 $1.68 14d 12 0.37mi
7b Concord St Orange, TX 2.0 1.5 1206 $1,450 $1.20 14d 1 0.42mi
3714 Ridgemont Dr Orange, TX 3.0 1.0 1020 $1,450 $1.42 14d 1 0.45mi
1120 28th St Orange, TX 3.0 1.0 1308 $1,500 $1.15 44d 1 0.51mi
3726 Bowling Ln Orange, TX 3.0 1.0 1045 $1,150 $1.10 44d 1 0.55mi
205 Gloria St West Orange, TX 3.0 2.0 1225 $1,300 $1.06 44d 1 0.76mi
2602 Tanglewood St West Orange, TX 4.0 2.0 1306 $1,250 $0.96 14d 1 0.76mi
316 Old Timers Rd Unit 316 Orange, TX 3.0 2.0 1200 $1,595 $1.33 44d 1 0.80mi
3345 W Park Ave Orange, TX 1.0–2.0 1.0–1.5 999 $1,182 $1.18 14d 7 0.84mi
210 Florence St Orange, TX 3.0 1.0 1064 $1,425 $1.34 44d 1 0.85mi
206 Florence St Orange, TX 2.0 1.0 1216 $1,425 $1.17 44d 1 0.86mi
309 Quincy St West Orange, TX 3.0 1.5 1113 $1,200 $1.08 14d 1 1.00mi
2801 W Sunset Dr Orange, TX 1.0–3.0 1.0–2.0 1113 $1,400 $1.26 14d 27 1.13mi
1543 Alamo St West Orange, TX 3.0 1.0 1170 $1,200 $1.03 14d 1 1.18mi
406 Dayton St West Orange, TX 2.0 1.0 1350 $1,200 $0.89 44d 1 1.31mi
1010 N 16th St Orange, TX 3.0 1.5 1100 $1,500 $1.36 44d 1 1.38mi

Listing history 22 events

  1. 2026-06-18
    days on market $74,900 Active 141 DOM
  2. 2026-06-17
    days on market $74,900 Active 140 DOM
  3. 2026-06-16
    days on market $74,900 Active 139 DOM
  4. 2026-06-15
    days on market $74,900 Active 138 DOM
  5. 2026-06-14
    days on market $74,900 Active 136 DOM
  6. 2026-06-13
    days on market $74,900 Active 135 DOM
  7. 2026-06-10
    days on market $74,900 Active 133 DOM
  8. 2026-06-09
    days on market $74,900 Active 132 DOM
  9. 2026-06-08
    days on market $74,900 Active 131 DOM
  10. 2026-06-07
    days on market $74,900 Active 130 DOM
  11. 2026-06-03
    days on market $74,900 Active 126 DOM
  12. 2026-06-02
    days on market $74,900 Active 125 DOM
  13. 2026-06-01
    days on market $74,900 Active 124 DOM
  14. 2026-05-31
    days on market $74,900 Active 123 DOM
  15. 2026-05-30
    days on market $74,900 Active 122 DOM
  16. 2026-03-30
    price $74,900 100-char remark
    Show marketing remark (100 chars)

    This 3 bedroom 1 bath home is perfect for the investor looking for a flip or a tenant occupied home.

  17. 2026-02-19
    price $83,000 100-char remark
    Show marketing remark (100 chars)

    This 3 bedroom 1 bath home is perfect for the investor looking for a flip or a tenant occupied home.

  18. 2026-01-28
    price $91,000 100-char remark
    Show marketing remark (100 chars)

    This 3 bedroom 1 bath home is perfect for the investor looking for a flip or a tenant occupied home.

  19. 2026-01-28
    listed $85,000 Active 100-char remark
    Show marketing remark (100 chars)

    This 3 bedroom 1 bath home is perfect for the investor looking for a flip or a tenant occupied home.

  20. 2024-12-17
    price $95,000
  21. 2006-02-07
    soldstatus
  22. 2006-01-31
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,223 · $185/mo
Projected year-2 tax
$2,223 · $185/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 43% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,177
− Mortgage interest
−$4,196
− Property taxes
−$2,223
− Insurance
−$374
− Repairs & maintenance
−$1,294
− Management
−$1,294
− Depreciation
−$2,179
Taxable income
$4,617
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,108
After-tax cash flow
$4,361/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Orange-Cove CISD
NCES district ID
4845090
Math proficiency
17% ▼ -7.00%
Reading proficiency
21% ▼ -2.00%
Median HH income
$37,329
Composite
15.86/100
National rank
#9260
State rank
#784 of 826 in TX

Livability — Orange

Score
71/100
State rank
#286
US rank
#6456

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D+ Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Orange, TX
County
Orange County · 87,112 people
City population
22,976
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
28,983
Household income
$64,373
Rent vs Own
32.2% rent · 67.8% own
Severe rent burden
1018.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
88,065 people
By 2030
89,591 · +1.7%
By 2040
91,982 · +4.4%
By 2050
93,023 · +5.6%
By 2075
94,871 · +7.7%
By 2100
88,155 · +0.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 21% Hispanic / Latino 11% Two or more races 9%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 13% Italian 1% Slovak 1%
Foreign-born
5% · Canada
Languages at home
91% English-only · Spanish 7% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Orange

2024 margin
Solid R (+66.8) · D 16.4% · R 83.1%
2008→2024 swing
-19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
All cycles
2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.01%
Current HPI
264.14
Rent YoY
▲ 5.71%
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-21.2% since first listed
7 events — show timeline
  • 2026-03-30 Price Changed $74,900 BBOR
  • 2026-02-19 Price Changed $83,000 BBOR
  • 2026-01-28 Price Changed $91,000 BBOR
  • 2026-01-28 Listed $85,000 BBOR
  • 2024-12-17 Price Changed $95,000 BBOR
  • 2006-02-07 Sold (Public Records) Public Records
  • 2006-01-31 Sold (Public Records) Public Records

Property tax history

+4.4%/yr

Latest (2025): $2,223 · +5.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…