🏷️ Likely Rental
6 Circle R St · Orange, TX
Flood risk 5/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.43%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +5.5/10.0
- Rent growth +3.9/5.0
- Livability +3.6/5.0
- Condition / age +2.5/5.0
- Schools +1.6/10.0
$74,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This 3 bedroom 1 bath home is perfect for the investor looking for a flip or a tenant occupied home.
Key facts
- 0.24 acre lot
- Garage
- Listed 141 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $75k.
Deal economics
- At list price, monthly cash flow is $456 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $75k).
- Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
- Cap rate 13.6% vs local median 3.9% in Orange — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#286 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, employment D+, schools D-.
- West Orange-Cove CISD (suburban): math 17% / reading 21% proficiency, ranked #784 of 826 in TX (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+5.7%/yr); 337 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 54% of comp listings sitting > 30 days — soft ceiling on asking rent; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).
Forward outlook
- In year one you build about $1k of equity ($518 loan paydown + $756 appreciation (1.0% local appreciation)).
- Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (1.0% appreciation + 5.7% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 141 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: property tax is 3.0% of price; built in 1954 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 141 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.80% ✓
- Cap rate
- 13.60%
- Cash-on-cash
- 26.08%
- DSCR
- 2.16
- GRM
- 4.6
CMA / ARV
- ARV (median comp)
- $103,084
- List price
- $74,900
- Delta
- -27.34%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3656 Hemlock St | 0.38mi | 3/1.0 | 1,034 (+3%) | 2mo | $69,900 | $68 | 75 |
| 6 Circle Q St | 0.05mi | 3/1.0 | 1,090 (+9%) | 11mo | $105,000 | $96 | 74 |
| 3415 Bowling Ln | 0.44mi | 3/1.0 | 1,060 (+6%) | 4mo | $90,000 | $85 | 66 |
| 10 Circle S | 0.06mi | 3/2.0 | 1,128 (+12%) | 13mo | $105,000 | $93 | 62 |
| 3627 Bowling Ln | 0.53mi | 3/1.0 | 1,135 (+13%) | 15mo | $65,000 | $57 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
1.01% appreciation · 5.71% rent growth · sell at horizon
- IRR
- 31.0%
- Equity multiple
- 2.64×
- Total profit
- $34,318
- Equity at exit
- $25,608
- IRR
- 35.1%
- Equity multiple
- 5.68×
- Total profit
- $98,061
- Equity at exit
- $34,061
Cash invested: $20,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77630
- Home prices YoY
- 0.4%
- Rents YoY
- 5.7%
- Active inventory
- 337
- Price-to-rent
- 4.6×
Monthly cashflow live
- Estimated rent
- $1,348 high interval (Pro) →
- Mortgage (P&I)
- −$393
- Tax from tax record
- −$185 /mo · $2,223/yr
- Insurance
- −$31
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$283
- Net cashflow
- $456
Break-even live
Sensitivity live
| Price | -10% $498 | -5% $477 | +0% $456 | +5% $435 | +10% $413 |
|---|---|---|---|---|---|
| Rent | -10% $349 | -5% $403 | +0% $456 | +5% $509 | +10% $562 |
| Rate | -1.0pp $493 | -0.5pp $475 | base $456 | +0.5pp $436 | +1.0pp $417 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,725
- Closing costs
- $2,247
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 28 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 403 Bluebonnet Dr Orange, TX | 3.0 | 1.0 | 1196 | $1,300 | $1.09 | 44d | 1 | 0.08mi |
| 310 Camellia Ave Orange, TX | 3.0 | 1.0 | 988 | $1,295 | $1.31 | 22d | 1 | 0.10mi |
| 302 Bridal Wreath Ave Orange, TX | 3.0 | 1.0 | 1182 | $1,195 | $1.01 | 44d | 1 | 0.15mi |
| 101 Azalea Ave Unit A Orange, TX | 3.0 | 1.0 | 1200 | $2,000 | $1.67 | 44d | 1 | 0.18mi |
| 3333 Ridgemont Dr Unit 203 Orange, TX | 2.0 | 1.0 | 1000 | $1,084 | $1.08 | 14d | 1 | 0.20mi |
| 3333 Ridgemont Dr Unit 315TWNHME Orange, TX | 2.0 | 1.5 | 1216 | $1,040 | $0.86 | 22d | 1 | 0.26mi |
| 3333 Ridgemont Dr Apt 105 Orange, TX | 2.0 | 1.0 | 952 | $1,255 | $1.32 | 22d | 1 | 0.26mi |
| 3333 Ridgemont Dr Unit 408 Orange, TX | 2.0 | 1.0 | 1000 | $1,059 | $1.06 | 44d | 1 | 0.26mi |
| 3333 Ridgemont Dr Unit 107 Orange, TX | 2.0 | 1.0 | 952 | $1,255 | $1.32 | 44d | 1 | 0.26mi |
| 3333 Ridgemont Dr Unit 404 Orange, TX | 2.0 | 1.0 | 1000 | $1,254 | $1.25 | 44d | 1 | 0.26mi |
| 3615 Ridgemont Dr Orange, TX | 3.0 | 1.0 | 1266 | $1,275 | $1.01 | 44d | 1 | 0.33mi |
| 107 Dahlia St Orange, TX | 3.0 | 1.0 | 1149 | $1,300 | $1.13 | 14d | 1 | 0.36mi |
| 3000 MacArthur Dr Orange, TX | 3.0 | 1.0–2.0 | 791 | $1,330 | $1.68 | 14d | 12 | 0.37mi |
| 7b Concord St Orange, TX | 2.0 | 1.5 | 1206 | $1,450 | $1.20 | 14d | 1 | 0.42mi |
| 3714 Ridgemont Dr Orange, TX | 3.0 | 1.0 | 1020 | $1,450 | $1.42 | 14d | 1 | 0.45mi |
| 1120 28th St Orange, TX | 3.0 | 1.0 | 1308 | $1,500 | $1.15 | 44d | 1 | 0.51mi |
| 3726 Bowling Ln Orange, TX | 3.0 | 1.0 | 1045 | $1,150 | $1.10 | 44d | 1 | 0.55mi |
| 205 Gloria St West Orange, TX | 3.0 | 2.0 | 1225 | $1,300 | $1.06 | 44d | 1 | 0.76mi |
| 2602 Tanglewood St West Orange, TX | 4.0 | 2.0 | 1306 | $1,250 | $0.96 | 14d | 1 | 0.76mi |
| 316 Old Timers Rd Unit 316 Orange, TX | 3.0 | 2.0 | 1200 | $1,595 | $1.33 | 44d | 1 | 0.80mi |
| 3345 W Park Ave Orange, TX | 1.0–2.0 | 1.0–1.5 | 999 | $1,182 | $1.18 | 14d | 7 | 0.84mi |
| 210 Florence St Orange, TX | 3.0 | 1.0 | 1064 | $1,425 | $1.34 | 44d | 1 | 0.85mi |
| 206 Florence St Orange, TX | 2.0 | 1.0 | 1216 | $1,425 | $1.17 | 44d | 1 | 0.86mi |
| 309 Quincy St West Orange, TX | 3.0 | 1.5 | 1113 | $1,200 | $1.08 | 14d | 1 | 1.00mi |
| 2801 W Sunset Dr Orange, TX | 1.0–3.0 | 1.0–2.0 | 1113 | $1,400 | $1.26 | 14d | 27 | 1.13mi |
| 1543 Alamo St West Orange, TX | 3.0 | 1.0 | 1170 | $1,200 | $1.03 | 14d | 1 | 1.18mi |
| 406 Dayton St West Orange, TX | 2.0 | 1.0 | 1350 | $1,200 | $0.89 | 44d | 1 | 1.31mi |
| 1010 N 16th St Orange, TX | 3.0 | 1.5 | 1100 | $1,500 | $1.36 | 44d | 1 | 1.38mi |
Listing history 22 events
-
2026-06-18days on market $74,900 Active 141 DOM
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2026-06-17days on market $74,900 Active 140 DOM
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2026-06-16days on market $74,900 Active 139 DOM
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2026-06-15days on market $74,900 Active 138 DOM
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2026-06-14days on market $74,900 Active 136 DOM
-
2026-06-13days on market $74,900 Active 135 DOM
-
2026-06-10days on market $74,900 Active 133 DOM
-
2026-06-09days on market $74,900 Active 132 DOM
-
2026-06-08days on market $74,900 Active 131 DOM
-
2026-06-07days on market $74,900 Active 130 DOM
-
2026-06-03days on market $74,900 Active 126 DOM
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2026-06-02days on market $74,900 Active 125 DOM
-
2026-06-01days on market $74,900 Active 124 DOM
-
2026-05-31days on market $74,900 Active 123 DOM
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2026-05-30days on market $74,900 Active 122 DOM
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2026-03-30price $74,900 100-char remark
Show marketing remark (100 chars)
This 3 bedroom 1 bath home is perfect for the investor looking for a flip or a tenant occupied home.
-
2026-02-19price $83,000 100-char remark
Show marketing remark (100 chars)
This 3 bedroom 1 bath home is perfect for the investor looking for a flip or a tenant occupied home.
-
2026-01-28price $91,000 100-char remark
Show marketing remark (100 chars)
This 3 bedroom 1 bath home is perfect for the investor looking for a flip or a tenant occupied home.
-
2026-01-28$85,000 Active 100-char remark
Show marketing remark (100 chars)
This 3 bedroom 1 bath home is perfect for the investor looking for a flip or a tenant occupied home.
-
2024-12-17price $95,000
-
2006-02-07soldstatus
-
2006-01-31soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,223 · $185/mo
- Projected year-2 tax
- $2,223 · $185/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 5/10 Major FEMA zone X (unshaded) · 43% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,177
- − Mortgage interest
- −$4,196
- − Property taxes
- −$2,223
- − Insurance
- −$374
- − Repairs & maintenance
- −$1,294
- − Management
- −$1,294
- − Depreciation
- −$2,179
- Taxable income
- $4,617
- Est. tax owed @ 24.0%
- −$1,108
- After-tax cash flow
- $4,361/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- West Orange-Cove CISD
- NCES district ID
- 4845090
- Math proficiency
- 17% ▼ -7.00%
- Reading proficiency
- 21% ▼ -2.00%
- Median HH income
- $37,329
- Composite
- 15.86/100
- National rank
- #9260
- State rank
- #784 of 826 in TX
Livability — Orange
- Score
- 71/100
- State rank
- #286
- US rank
- #6456
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Orange, TX
- County
- Orange County · 87,112 people
- City population
- 22,976
- Metro
- Beaumont-Port Arthur, TX
- Population (ZIP)
- 28,983
- Household income
- $64,373
- Rent vs Own
- Severe rent burden
- 1018.0
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 88,065 people
- By 2030
- 89,591 · +1.7%
- By 2040
- 91,982 · +4.4%
- By 2050
- 93,023 · +5.6%
- By 2075
- 94,871 · +7.7%
- By 2100
- 88,155 · +0.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (64%)
- Race & ethnicity
- White 64% Black 21% Hispanic / Latino 11% Two or more races 9%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Lithuanian 13% Italian 1% Slovak 1%
- Foreign-born
- 5% · Canada
- Languages at home
- 91% English-only · Spanish 7% French/Haitian/Cajun 1% Other Asian/Pacific 1%
Political lean MEDSL · Orange
- 2024 margin
- Solid R (+66.8) · D 16.4% · R 83.1%
- 2008→2024 swing
- -19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
- All cycles
- 2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 1.01%
- Current HPI
- 264.14
- Rent YoY
- ▲ 5.71%
- Metro
- Beaumont-Port Arthur, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
-21.2% since first listed7 events — show timeline
- 2026-03-30 Price Changed $74,900 BBOR
- 2026-02-19 Price Changed $83,000 BBOR
- 2026-01-28 Price Changed $91,000 BBOR
- 2026-01-28 Listed $85,000 BBOR
- 2024-12-17 Price Changed $95,000 BBOR
- 2006-02-07 Sold (Public Records) — Public Records
- 2006-01-31 Sold (Public Records) — Public Records
Property tax history
+4.4%/yrLatest (2025): $2,223 · +5.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…