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2287 Sans Souci Pkwy
D+ Composite 46.2
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.0/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.6/10.0
  • 1% rule +4.5/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.9/10.0
  • Appreciation +0.0/10.0

$165,000

2287 Sans Souci Pkwy · Nanticoke, PA 18706
4 bd · 2.5 ba · 1,656 sqft · Townhouse public records · 2 Days on market
Built 1930 8,712 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this well-maintained half double conveniently located on highly traveled Sans Souci Parkway in Hanover Township, directly across from a shopping plaza, offering easy access to restaurants, retail stores, and everyday conveniences. This home has 4 bedrooms and 2.5 bathrooms, providing plenty of room for a growing family or anyone seeking extra living space. The property boasts a large backyard, perfect for outdoor entertaining, gardening, or recreation, along with a private driveway and garage for ample parking and storage. Several major updates have already been completed, including a new roof installed in 2022 and a complete plumbing replacement in 2022, offering peace of mind

Key facts

  • Private driveway
  • Large backyard
  • New roof

Tags

LARGE BACKYARDPRIVATE DRIVEWAYNEW ROOFCOMPLETE PLUMBING REPLACEMENTFULLY RENOVATED BATHROOMFULL BATHROOM IN BASEMENT

Property features AI

Exterior

  • Parking: 1-car garage; 2 open parking spaces
  • Home design: Duplex; Attached property; Townhouse
  • Construction: Basement: Concrete
  • Exterior features: 0.2-acre lot; Subdivision: None

Interior

  • Kitchen: Gas Range
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Steam heating; Natural gas heating; Wall unit cooling
  • Interior features: Unfurnished; Concrete basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath townhouse listed at $165k.

Deal economics

  • At list price, monthly cash flow is $75 ($896/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $157k (4.6% below list).
  • Recommended offer: $157k (4.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 74/100 on livability (#520 in PA, #4,791 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute F, employment D-.
  • Hanover Area SD (suburban): math 19% / reading 25% proficiency, ranked #484 of 539 in PA (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Hanover Green El Sch (308 students, 94% FRL); Hanover Area Memorial El Sch (math 8% / reading 22%, grade F, #1,323 of 1,518 statewide, top 89%, 310 students, 99% FRL); Hanover Area Jshs (math 27% / reading 27%, grade F, #365 of 437 statewide, top 85%, 930 students, 84% FRL) — zoned schools average 92% FRL vs 48% district-wide (45 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 83 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 349 units permitted in Luzerne County in 2024 (16 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Luzerne County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo; built in 1930 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $157,420 (4.6% below list)

Questions for the listing agent

  1. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
7.32%
Cash-on-cash
3.67%
DSCR
1.16
GRM
8.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-13.2%
Equity multiple
0.53×
Total profit
$-21,940
Equity at exit
$24,602
10-year hold
IRR
-4.2%
Equity multiple
0.72×
Total profit
$-12,814
Equity at exit
$14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18706

Active inventory
83
Price-to-rent
8.7×

Monthly cashflow live

Estimated rent
$1,574 high interval (Pro) →
Mortgage (P&I)
$865
Tax from tax record
$168 /mo · $2,022/yr
Insurance
$69
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$331
Net cashflow
$75

Break-even live

Break-even rent $1,480
Max offer price $165,000
Occupancy floor 90%

Sensitivity live

Price -10% $168 -5% $121 +0% $75 +5% $28 +10% $-19
Rent -10% $-50 -5% $12 +0% $75 +5% $137 +10% $199
Rate -1.0pp $158 -0.5pp $117 base $75 +0.5pp $32 +1.0pp $-12

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
37 Loomis Park Hanover Township, PA 3.0 1.0 1152 $1,300 $1.13 15d 1 0.59mi
3122 S Main St Unit 2 Wilkes-Barre, PA 4.0 1.0 1100 $1,300 $1.18 23d 1 1.09mi
92 Diamond Ave Hanover Township, PA 3.0 1.0 1150 $1,400 $1.22 46d 1 1.29mi
320 South St Wilkes-Barre, PA 3.0 1.0 1200 $1,400 $1.17 45d 1 1.37mi
295 State St Nanticoke, PA 3.0 1.0 1781 $1,600 $0.90 15d 1 1.38mi
221 Bauer St Hanover Township, PA 3.0 1.0 1375 $1,600 $1.16 23d 1 1.39mi
221 Bauer St Hanover Township, PA 3.0 1.0 1200 $1,600 $1.33 45d 1 1.39mi
260 E Green St Nanticoke, PA 3.0 1.5 1350 $1,400 $1.04 45d 1 1.41mi

Listing history 3 events

  1. 2026-06-14
    price $165,000 Pending 2 DOM
  2. 2026-06-07
    remarks 699-char remark
  3. 2026-06-07
    listed $160,000 Pending 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,022 · $168/mo
Projected year-2 tax
$2,314 · $193/mo
Expected delta
+$293/yr (+$24/mo · 14.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 76% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,890
− Mortgage interest
−$9,243
− Property taxes
−$2,022
− Insurance
−$1,622
− Repairs & maintenance
−$1,511
− Management
−$1,511
− Depreciation
−$4,800
Taxable loss
−$1,819
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$436
After-tax cash flow
$1,332/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hanover Area SD
NCES district ID
4211420
Math proficiency
19% ▼ -3.00%
Reading proficiency
25% ▼ -21.00%
Median HH income
$40,015
Composite
18.6/100
National rank
#8903
State rank
#484 of 539 in PA

Livability — Nanticoke

Score
74/100
State rank
#520
US rank
#4791

Category grades

Amenities C Commute F Cost of living A+ Crime B- Employment D- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Luzerne County · 118,885 people
Metro
Scranton--Wilkes-Barre, PA
Population (ZIP)
16,387
Household income
$58,558
Rent vs Own
33.7% rent · 66.3% own
Severe rent burden
568.0

Population outlook (Luzerne County) Hauer SSP2

Today (2025)
319,505 people
By 2030
319,943 · +0.1%
By 2040
322,643 · +1.0%
By 2050
330,817 · +3.5%
By 2075
379,145 · +18.7%
By 2100
431,908 · +35.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Hispanic / Latino 17% Two or more races 11% Black 3%
Hispanic origin (detail)
Puerto Rican 9% Dominican 4%
Common ancestry
Romanian 18% Scotch-Irish 3% Subsaharan African 1%
Foreign-born
6% · Canada
Languages at home
88% English-only · Spanish 10% Other Asian/Pacific 1%

Political lean MEDSL · Luzerne

2024 margin
R (+19.2) · D 40.0% · R 59.2%
2008→2024 swing
-27.6pp toward R · 2008: 8.4pp · 2024: -19.2pp
All cycles
2024: R+19.2 2020: R+14.4 2016: R+19.6 2012: D+4.8 2008: D+8.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -150.02%
Current HPI
196.19
Rent YoY
Metro
Scranton--Wilkes-Barre, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-06-07 Pending PMAR
  • 2026-06-05 Listed $160,000 PMAR

Property tax history

+0.8%/yr

Latest (2026): $2,022 · +0.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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